# Flat-fee financial advisors in Virginia

> In Virginia, look for a fee-only advisor who quotes a set price rather than a percentage of your assets. Ask for that price in dollars, because many firms offer fixed fees alongside asset-based fees. Records to start with include Ben Raikes of Mason & Associates, LLC, John W. Bowen of Bowen Financial Services, LLC and Mark Helm of Helm Financial Advisors, LLC.

Page: https://find.wellspent.co/by/flat-fee-financial-advisors/virginia/
673 fee-only advisors listed; data last updated November 2, 2026.
Fee-only means paid only by clients, never by commissions.

## How do I find fee-only advisors who charge flat or fixed fees in Virginia?

In Virginia, look for a fee-only advisor who quotes a set price rather than a percentage of your assets. Ask for that price in dollars, because many firms offer fixed fees alongside asset-based fees. Records to start with include Ben Raikes of Mason & Associates, LLC, John W. Bowen of Bowen Financial Services, LLC and Mark Helm of Helm Financial Advisors, LLC.

## How many fee-only advisors who charge flat or fixed fees in Virginia are there?

The Wellspent public graph lists 673 fee-only advisors who charge flat or fixed fees in Virginia, at 287 firms. We counted every advisor record that fits, as of November 2026.

## Where are fee-only advisors who charge flat or fixed fees in Virginia located?

Of the 673 fee-only advisors who charge flat or fixed fees in Virginia, 120 are in Richmond, followed by 49 in Vienna and 40 in Virginia Beach.

## How do fee-only advisors who charge flat or fixed fees in Virginia charge?

The most common fee among fee-only advisors who charge flat or fixed fees in Virginia is a percentage of assets, used by 87% of the 673 with fees on file. Many use more than one: 79% charge fixed fees and 53% charge by the hour.

## How many fee-only advisors who charge flat or fixed fees in Virginia hold the CFP?

49% of the 673 fee-only advisors who charge flat or fixed fees in Virginia hold the CFP certification, based on the credentials listed on each record.

## How much do fee-only financial advisors charge in Virginia?

Fee-only financial advisors in Virginia charge a median of $4,992 a year for ongoing planning. We found this across the published prices of 25 Virginia firms.

## How much does a one-time financial plan cost in Virginia?

A one-time financial plan from a fee-only firm in Virginia has a median price of $1,500. We found this across the published prices of 21 Virginia firms.

## How does Wellspent decide who counts as fee-only advisors who charge flat or fixed fees?

We count an advisor here when their listing shows a flat fee, or their firm's Form ADV says it charges fixed fees. Many of these firms also charge on assets.

## What should I ask fee-only advisors who charge flat or fixed fees in Virginia?

What is the price in dollars, and what does it include? Will the fee rise as my assets grow? Do you manage investments, or advise on accounts I keep? Is the flat fee your main model, or an option next to asset-based fees?

## How current is this list of fee-only advisors who charge flat or fixed fees in Virginia?

Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.

## Advisors

| Advisor | Firm | Location | Credentials | Fees |
|---|---|---|---|---|
| [Bill Jensen](https://find.wellspent.co/advisors/bill-jensen.md) | Acadia Financial Services LLC | Burke, Virginia | CFP, EA | Ongoing planning fee, Percentage of assets |
| [DAN Honsberger](https://find.wellspent.co/advisors/dan-honsberger.md) | Reel Financial Planning | Midlothian, Virginia | CFP | Subscription, One-time planning fee, Hourly |
| [Hui-chin Chen](https://find.wellspent.co/advisors/hui-chin-chen.md) | Jade & Cowry | Arlington, Virginia | CFP | Flat fee or retainer, Ongoing planning fee, Hourly |
| [Linda Rogers](https://find.wellspent.co/advisors/linda-rogers.md) | Planning Within Reach | Virginia Beach, Virginia | CFP, EA, MSBA | Percentage of assets, One-time planning fee |
| [Sefa Mawuli](https://find.wellspent.co/advisors/sefa-mawuli.md) | Jade & Cowry | Arlington, Virginia | CFP | Flat fee or retainer, Ongoing planning fee, Hourly |
| [Ashley Coake](https://find.wellspent.co/advisors/ashley-coake.md) | Cultivate Financial Planning | Radford, Virginia | CFP, EA | Flat fee or retainer |
| [Bill Nelson](https://find.wellspent.co/advisors/bill-nelson.md) | Pacesetter Planning LLC | Arlington, Virginia | Certified Student Loan Professional, CFP, CFT-I | Ongoing planning fee |
| [Robert Tull](https://find.wellspent.co/advisors/robert-tull.md) | Tull Financial Group, Inc. | Chesapeake, Virginia | CFP, MBA | Percentage of assets, Hourly |
| [Wade Brittingham](https://find.wellspent.co/advisors/wade-brittingham.md) | Stock Plan Advisory Group LLC | Alexandria, Virginia | CFP | Percentage of assets, Ongoing planning fee |
| [Ben Raikes](https://find.wellspent.co/advisors/ben-raikes.md) | Mason & Associates, LLC | Newport News, Virginia | CFP, CPA, CPA/PFS, Master of Science Accounting, EA | Ongoing planning fee |
| [Colin Page](https://find.wellspent.co/advisors/colin-page.md) | Oakleigh Wealth Services | Crozet, Virginia | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee |
| [David Marotta](https://find.wellspent.co/advisors/david-marotta.md) | Marotta Wealth Management, Inc. | Charlottesville, Virginia | AAMS, AIF, CFP, APMA | Percentage of assets, Hourly, One-time planning fee |
| [John Mason](https://find.wellspent.co/advisors/john-mason.md) | Mason & Associates | Newport News, Virginia | CFP | Ongoing planning fee |
| [John W. Bowen](https://find.wellspent.co/advisors/john-w-bowen.md) | Bowen Financial Services, LLC | Midlothian, Virginia | CFP, EA, CPA | Percentage of assets, Hourly, Fixed fees |
| [Michael Powers](https://find.wellspent.co/advisors/michael-powers.md) | Manuka Financial, LLC | Richmond, Virginia | CFP, CPA, PFS | Flat fee or retainer, Ongoing planning fee |
| [Shawn Perkins](https://find.wellspent.co/advisors/shawn-perkins.md) | Genuine Wealth Solutions LLC | Richmond, Virginia | AWMA, CFP | Ongoing planning fee, One-time planning fee |
| [Tom Massie](https://find.wellspent.co/advisors/tom-massie.md) | Massie Financial Planning | Alexandria, Virginia | CFP | Percentage of assets, Flat fee or retainer, Ongoing planning fee |
| [Tommy Blackburn](https://find.wellspent.co/advisors/tommy-blackburn.md) | Mason & Associates | Newport News, Virginia | CFP, CPA, PFS | Ongoing planning fee |
| [Anthony Lombard](https://find.wellspent.co/advisors/anthony-lombard.md) | Noteworthy Financial | Fairfax Station, Virginia | CFP | Subscription, One-time planning fee, Hourly |
| [Christopher Urban](https://find.wellspent.co/advisors/christopher-urban.md) | Discovery Wealth Planning LLC | Vienna, Virginia | CFP, MBA, RICP, TPCP | Hourly, One-time planning fee |
| [Daniel Kenny](https://find.wellspent.co/advisors/daniel-kenny.md) | FI-nancial Planner LLC | Hamilton, Virginia | CFP, CPA | Ongoing planning fee, Percentage of assets, Hourly, Flat fee or retainer |
| [Darren Koch](https://find.wellspent.co/advisors/darren-koch.md) | Steigerwald, Gordon & Koch Inc. | Leesburg, Virginia | CEPA, CFP, CRPS, Other, CFA | Percentage of assets, Hourly, Fixed fees |
| [David Miller](https://find.wellspent.co/advisors/david-miller.md) | Rule72 Financial | Potomac Falls, Virginia | CFP, MSC | Percentage of assets, Hourly, Fixed fees |
| [Eric Olsen](https://find.wellspent.co/advisors/eric-olsen.md) | Olsen Family Financial, LLC | Oakton, Virginia | CFP, PhD | Flat fee or retainer, Hourly, Ongoing planning fee, One-time planning fee, Percentage of assets |
| [Jonathan Huss](https://find.wellspent.co/advisors/jonathan-huss.md) | Hussmen Financial, LLC | Midlothian, Virginia | CFP | Ongoing planning fee, Hourly, One-time planning fee |
| [Matthew Jenkins](https://find.wellspent.co/advisors/matthew-jenkins.md) | Noble Hill Planning LLC | Richmond, Virginia | CFA, CFP | Flat fee or retainer, Ongoing planning fee |
| [Omen Quelvog](https://find.wellspent.co/advisors/omen-quelvog.md) | Formynder Wealth Management, LLC | Fredericksburg, Virginia | CFP | Flat fee or retainer, Ongoing planning fee |
| [Trent Templer](https://find.wellspent.co/advisors/trent-templer.md) | Templer Wealth Management, LLC | Tysons Corner, Virginia | CFP | Percentage of assets |
| [Walter Jessee](https://find.wellspent.co/advisors/walter-jessee.md) | Impact Financial | Richmond, Virginia | CFP, CPA | Percentage of assets, Ongoing planning fee, One-time planning fee |
| [Anthony Reynolds](https://find.wellspent.co/advisors/anthony-reynolds.md) | CoreTegic Capital Wealth Management | Arlington, Virginia | CFP, ChFC, MBA | Percentage of assets, Hourly, Fixed fees |
| [Elizabeth Gilmore](https://find.wellspent.co/advisors/elizabeth-gilmore.md) | Gilmore Financial Planning | Herndon, Virginia | CFP, EA | Subscription, One-time planning fee |
| [Jason Howell](https://find.wellspent.co/advisors/jason-howell.md) | Jason Howell Company | Vienna, Virginia | CFP, CPWA | Percentage of assets, Hourly, Fixed fees |
| [Joanne Burke](https://find.wellspent.co/advisors/joanne-burke.md) | Birch Street Financial Advisors LLC | Vienna, Virginia | CFP, CPA, PFS | Percentage of assets, Hourly, Fixed fees |
| [S. Alexis Grason](https://find.wellspent.co/advisors/s-alexis-grason.md) | Spark Financial Advisors, LLC | Richmond, Virginia | CFP, RICP, CIMA | Percentage of assets, Hourly, Fixed fees |
| [Eric Hess](https://find.wellspent.co/advisors/eric-hess.md) | Alpha Financial Advisors, LLC | McLean, Virginia | CFP, ChFC, EA | Percentage of assets, Hourly, Fixed fees |
| [John Hall](https://find.wellspent.co/advisors/john-hall.md) | Lynchburg Wealth Management | Lynchburg, Virginia | CFP | Percentage of assets, Hourly, One-time planning fee |
| [Lamar Watson](https://find.wellspent.co/advisors/lamar-watson.md) | Dream Financial Planning LLC | Reston, Virginia | CFP | Ongoing planning fee, One-time planning fee |
| [Ryan Phillips](https://find.wellspent.co/advisors/ryan-phillips.md) | GuidePoint Financial Planning | Great Falls, Virginia | CFP, CFA | One-time planning fee, Ongoing planning fee, Percentage of assets |
| [Vrishin Subramaniam](https://find.wellspent.co/advisors/vrishin-subramaniam.md) | CapitalWe | Arlington, Virginia | CFP | Flat fee or retainer, Hourly, One-time planning fee |
| [Christine Centeno](https://find.wellspent.co/advisors/christine-centeno.md) | Simplicity Wealth Management LLC | Glen Allen, Virginia | CFP, MSFP | Percentage of assets, Hourly, Fixed fees |
| [Deborah Klein](https://find.wellspent.co/advisors/deborah-klein.md) | Azzad Asset Management | Falls Church, Virginia | CFP | Percentage of assets |
| [Fatima Iqbal](https://find.wellspent.co/advisors/fatima-iqbal.md) | Azzad Asset Management | Falls Church, Virginia | CFP | Percentage of assets |
| [Ibtasam Mahmood](https://find.wellspent.co/advisors/ibtasam-mahmood.md) | Azzad Asset Management | Falls Church, Virginia | CFP | Percentage of assets |
| [John Hopkins](https://find.wellspent.co/advisors/john-hopkins.md) | Swift Creek Wealth Management, LLC | Moseley, Virginia | BS, CFP | Percentage of assets, Hourly, Fixed fees |
| [Reem Hussein](https://find.wellspent.co/advisors/reem-hussein.md) | Azzad Asset Management | Falls Church, Virginia | CFP | Percentage of assets |
| [Samer Eshmawy](https://find.wellspent.co/advisors/samer-eshmawy.md) | Azzad Asset Management | Falls Church, Virginia | CFP | Percentage of assets |
| [Alan Nicolette](https://find.wellspent.co/advisors/alan-nicolette.md) | Nicolette Financial | Charlottesville, Virginia | CFP | Hourly, Fixed fees |
| [Joe Sallee](https://find.wellspent.co/advisors/joe-sallee.md) | Bay Capital Advisors, LLC | Virginia Beach, Virginia | CFP, MS, ChFC, RSSA | Percentage of assets, One-time planning fee |
| [Kyle Packard](https://find.wellspent.co/advisors/kyle-packard.md) | Packard Wealth Strategies | Alexandria, Virginia | CFP, ChFC | Percentage of assets, Flat fee or retainer, Hourly, Ongoing planning fee, One-time planning fee |
| [Mark Helm](https://find.wellspent.co/advisors/mark-helm.md) | Helm Financial Advisors, LLC | Purcellville, Virginia | CFP, EA | Ongoing planning fee |

Showing the first 50 of 673. The full list, page by page: https://find.wellspent.co/by/flat-fee-financial-advisors/virginia/?page=2

## About this data

Sources and verification: https://find.wellspent.co/methodology/
Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).