# Flat-fee financial advisors in New Jersey

> In New Jersey, look for a fee-only advisor who quotes a set price rather than a percentage of your assets. Ask for that price in dollars, because many firms offer fixed fees alongside asset-based fees. Records to start with include Christopher Gething of Atherean Asset Management LLC, Jay Lee of Ballaster Financial and Robert Gregov of Roche Financial Partners.

Page: https://find.wellspent.co/by/flat-fee-financial-advisors/new-jersey/
416 fee-only advisors listed; data last updated October 30, 2026.
Fee-only means paid only by clients, never by commissions.

## How do I find fee-only advisors who charge flat or fixed fees in New Jersey?

In New Jersey, look for a fee-only advisor who quotes a set price rather than a percentage of your assets. Ask for that price in dollars, because many firms offer fixed fees alongside asset-based fees. Records to start with include Christopher Gething of Atherean Asset Management LLC, Jay Lee of Ballaster Financial and Robert Gregov of Roche Financial Partners.

## How many fee-only advisors who charge flat or fixed fees in New Jersey are there?

The Wellspent public graph lists 416 fee-only advisors who charge flat or fixed fees in New Jersey, at 214 firms. We counted every advisor record that fits, as of October 2026.

## Where are fee-only advisors who charge flat or fixed fees in New Jersey located?

Of the 416 fee-only advisors who charge flat or fixed fees in New Jersey, 26 are in Red Bank, followed by 22 in Princeton and 16 in Fairfield.

## How do fee-only advisors who charge flat or fixed fees in New Jersey charge?

The most common fee among fee-only advisors who charge flat or fixed fees in New Jersey is a percentage of assets, used by 89% of the 416 with fees on file. Many use more than one: 78% charge fixed fees and 50% charge by the hour.

## How many fee-only advisors who charge flat or fixed fees in New Jersey hold the CFP?

47% of the 416 fee-only advisors who charge flat or fixed fees in New Jersey hold the CFP certification, based on the credentials listed on each record.

## How much do fee-only financial advisors charge in New Jersey?

Fee-only financial advisors in New Jersey charge a median of $7,450 a year for ongoing planning. We found this across the published prices of 17 New Jersey firms.

## How much does a one-time financial plan cost in New Jersey?

A one-time financial plan from a fee-only firm in New Jersey has a median price of $2,500. We found this across the published prices of 16 New Jersey firms.

## How does Wellspent decide who counts as fee-only advisors who charge flat or fixed fees?

We count an advisor here when their listing shows a flat fee, or their firm's Form ADV says it charges fixed fees. Many of these firms also charge on assets.

## What should I ask fee-only advisors who charge flat or fixed fees in New Jersey?

What is the price in dollars, and what does it include? Will the fee rise as my assets grow? Do you manage investments, or advise on accounts I keep? Is the flat fee your main model, or an option next to asset-based fees?

## How current is this list of fee-only advisors who charge flat or fixed fees in New Jersey?

Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.

## Advisors

| Advisor | Firm | Location | Credentials | Fees |
|---|---|---|---|---|
| [Andrew Novick](https://find.wellspent.co/advisors/andrew-novick.md) | The Investment Connection | Bridgewater, New Jersey | CFP, JD | Percentage of assets, Ongoing planning fee, One-time planning fee |
| [Hazel Secco](https://find.wellspent.co/advisors/hazel-secco.md) | Align Financial Solutions | Hoboken, New Jersey | CDFA, CFP | Ongoing planning fee |
| [Sean Lovison](https://find.wellspent.co/advisors/sean-lovison.md) | Purpose Built Financial Services, LLC | Moorestown, New Jersey | CFP, CPA | Ongoing planning fee, One-time planning fee, Percentage of assets |
| [Sweta Bhargav](https://find.wellspent.co/advisors/sweta-bhargav.md) | Adviso Wealth | Princeton, New Jersey | CEPA, CFA, CFP | Flat fee or retainer, Hourly, One-time planning fee, Ongoing planning fee |
| [Tom Duffy](https://find.wellspent.co/advisors/tom-duffy.md) | Jersey Shore Financial Advisors LLC | Red Bank, New Jersey | CFP, CDFA, MBA, CRPC | Flat fee or retainer, Ongoing planning fee, One-time planning fee |
| [Andrew Mastro](https://find.wellspent.co/advisors/andrew-mastro.md) | Wrought Financial Planning | Haddonfield, New Jersey | CFP, CFA | Ongoing planning fee, Flat fee or retainer |
| [Andy Panko](https://find.wellspent.co/advisors/andy-panko.md) | Tenon Financial | Metuchen, New Jersey | CFP, RICP, TPCP, EA | Flat fee or retainer, Ongoing planning fee |
| [Ann Minnium](https://find.wellspent.co/advisors/ann-minnium.md) | Concierge Financial Planning, LLC | Margate City, New Jersey | CFP | Hourly, One-time planning fee |
| [Edward Leach](https://find.wellspent.co/advisors/edward-leach.md) | Highland Financial Advisors, LLC | Wayne, New Jersey | CEPA, CFP, MBA | Percentage of assets |
| [Tomas Geoghegan](https://find.wellspent.co/advisors/tomas-geoghegan.md) | Beacon Hill Private Wealth | Summit, New Jersey | CFP, CIMA, CPWA, MBA, RMA | Percentage of assets, One-time planning fee |
| [Bernard Kiely](https://find.wellspent.co/advisors/bernard-kiely.md) | Kiely Capital Management, Inc. | Morristown, New Jersey | BA, CFP, CPA, MBA | Percentage of assets, Hourly, One-time planning fee, Ongoing planning fee |
| [Igor Smolyanskiy](https://find.wellspent.co/advisors/igor-smolyanskiy.md) | Vilga Financial Planning | Fair Lawn, New Jersey | CFA, CFP | Flat fee or retainer, Ongoing planning fee |
| [Matt Reakus](https://find.wellspent.co/advisors/matt-reakus.md) | Sound Wealth LLC | Marlton, New Jersey | CFP, EA | Percentage of assets, Hourly, Fixed fees |
| [Thomas Mullooly](https://find.wellspent.co/advisors/thomas-mullooly.md) | Mullooly Asset Management, Inc. | Wall Township, New Jersey | CFP | Percentage of assets, Ongoing planning fee |
| [Anthony Benante](https://find.wellspent.co/advisors/anthony-benante.md) | Baron Financial Group, LLC | Morristown, New Jersey | CFA, CFP, ChFC, FPQP, MBA | Percentage of assets, Fixed fees |
| [Jay Lee](https://find.wellspent.co/advisors/jay-lee.md) | Ballaster Financial | Jersey City, New Jersey | CFA, CFP | Percentage of assets, Flat fee or retainer, Ongoing planning fee |
| [Joe Vecchio](https://find.wellspent.co/advisors/joe-vecchio.md) | Shore Financial Planning, LLC | Monmouth Beach, New Jersey | CFP, CPA, MBA, PFS | Flat fee or retainer |
| [Ken Weingarten](https://find.wellspent.co/advisors/ken-weingarten.md) | Weingarten Associates, LLC | Lawrenceville, New Jersey | CFP, MBA | One-time planning fee |
| [Kevin Peacock](https://find.wellspent.co/advisors/kevin-peacock.md) | Astra Wealth Partners, LLC | Jersey City, New Jersey | CAIA, CFP, EA | Percentage of assets, Fixed fees, Performance-based fees |
| [Michael Maye](https://find.wellspent.co/advisors/michael-maye.md) | MJM Financial Advisors, LLC | Gillette, New Jersey | CFP, CPA/PFS, MBA | Percentage of assets, Ongoing planning fee, One-time planning fee |
| [Mike Schupak](https://find.wellspent.co/advisors/mike-schupak.md) | Astra Wealth Partners LLC | Jersey City, New Jersey | CFP, EA | Percentage of assets, Fixed fees, Performance-based fees |
| [Robert Tucker](https://find.wellspent.co/advisors/robert-tucker.md) | Tucker Wealth Advisory | Westfield, New Jersey | CFA, CFP | Subscription, One-time planning fee, Hourly |
| [Ryan Dunn](https://find.wellspent.co/advisors/ryan-dunn.md) | Novi Wealth Partners | Princeton, New Jersey | CFP, CRPC | Percentage of assets, Hourly, Fixed fees |
| [Sage Vincent](https://find.wellspent.co/advisors/sage-vincent.md) | PortSalus Wealth Management | Metuchen, New Jersey | CFP, CFS, CIMA, CMT, CRPS, MSFS | Percentage of assets, Fixed fees |
| [Ajay Kaisth](https://find.wellspent.co/advisors/ajay-kaisth.md) | KAI Advisors | Princeton Jct, New Jersey | CFP, CRPC, MA | Percentage of assets, Flat fee or retainer, Hourly, One-time planning fee, Ongoing planning fee |
| [Asta Sanders](https://find.wellspent.co/advisors/asta-sanders.md) | Empowered Retirement, Inc. | Roseland, New Jersey | CFP, CPWA, EA | Percentage of assets, Hourly, Fixed fees |
| [Chuck Rose](https://find.wellspent.co/advisors/chuck-rose.md) | Granite Rose Wealth Alliance LLC | Fairfield, New Jersey | CFP | One-time planning fee |
| [Constance Herrstrom](https://find.wellspent.co/advisors/constance-herrstrom.md) | Premier Financial Planning, Inc. | Princeton, New Jersey | BS, CFP, MBA | Flat fee or retainer, Hourly, Percentage of assets, Ongoing planning fee |
| [Frank Austin](https://find.wellspent.co/advisors/frank-austin.md) | Sustainable Financial Planning LLC | Hopatcong, New Jersey | BA, CFA, CFP, MBA, ChFC | Percentage of assets, One-time planning fee, Ongoing planning fee |
| [Jenna VanLeeuwen](https://find.wellspent.co/advisors/jenna-vanleeuwen.md) | Aligning Wealth | Jersey City, New Jersey | CEPA, CFP | Percentage of assets, Hourly, Fixed fees |
| [John Foligno](https://find.wellspent.co/advisors/john-foligno.md) | Grand Life Financial LLC | Summit, New Jersey | CFP | Percentage of assets, Hourly |
| [John Zeltmann](https://find.wellspent.co/advisors/john-zeltmann.md) | S.F. Ehrlich Associates, Inc. | Cranford, New Jersey | CFA, CFP | Percentage of assets, One-time planning fee |
| [Nicholas LaVerghetta](https://find.wellspent.co/advisors/nicholas-laverghetta.md) | NCM Capital Management, LLC | Long Beach Island, New Jersey | CFP | Hourly |
| [Paul Cipriano](https://find.wellspent.co/advisors/paul-cipriano.md) | Cipriano Wealth Management | Florham Park, New Jersey | CFP, MBA | Percentage of assets, Hourly, Fixed fees |
| [Robert B Walsh](https://find.wellspent.co/advisors/robert-b-walsh.md) | Lighthouse Financial Advisors, Inc. | Red Bank, New Jersey | CDFA, CFP, CPA/PFS, CRPC | Flat fee or retainer, Ongoing planning fee |
| [Steven Balch](https://find.wellspent.co/advisors/steven-balch.md) |   | Ramsey, New Jersey | CFP | Percentage of assets, One-time planning fee, Flat fee or retainer |
| [Aiden Boorstein](https://find.wellspent.co/advisors/aiden-boorstein.md) | RockCrest Financial | Turnersville, New Jersey | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee, Percentage of assets |
| [Gordon Shearer](https://find.wellspent.co/advisors/gordon-shearer.md) | CRA Financial | Northfield, New Jersey | CFP | Percentage of assets |
| [Jeffrey Hilliard](https://find.wellspent.co/advisors/jeffrey-hilliard.md) | CRA Financial | Haddonfield, New Jersey | CFP | Percentage of assets |
| [Joseph McCaffrey](https://find.wellspent.co/advisors/joseph-mccaffrey-5427266.md) | CRA Financial | Haddonfield, New Jersey | CFP | Percentage of assets |
| [Matthew Reynolds](https://find.wellspent.co/advisors/matthew-reynolds.md) | CRA Financial | Northfield, New Jersey | CFP | Percentage of assets |
| [Philip Tompkins](https://find.wellspent.co/advisors/philip-tompkins.md) | CRA Financial | Northfield, New Jersey | CFP | Percentage of assets |
| [Robert Martin](https://find.wellspent.co/advisors/robert-martin.md) | CRA Financial | Haddonfield, New Jersey | CFP | Percentage of assets |
| [Steven Boorstein](https://find.wellspent.co/advisors/steven-boorstein.md) | RockCrest Financial | Turnersville, New Jersey | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee, Percentage of assets |
| [Vid Ponnapalli](https://find.wellspent.co/advisors/vid-ponnapalli.md) | Unique Financial Advisors LLC | Holmdel, New Jersey | CFP, EA, MSFP | Ongoing planning fee |
| [Danna Jacobs](https://find.wellspent.co/advisors/danna-jacobs.md) | Lavish Financial Planning | Morristown, New Jersey | CFP, MBA | Ongoing planning fee |
| [Dru Burns](https://find.wellspent.co/advisors/dru-burns.md) | Drucker Wealth | Mahwah, New Jersey | CFP | Percentage of assets |
| [Eric Feldman](https://find.wellspent.co/advisors/eric-feldman.md) | Financial Futures | Wall Township, New Jersey | CFP | Percentage of assets, Hourly, One-time planning fee, Ongoing planning fee |
| [Eric Gabor](https://find.wellspent.co/advisors/eric-gabor.md) | Eagle Grove Advisors | Westfield, New Jersey | CFP | Percentage of assets, Ongoing planning fee |
| [Gideon Drucker](https://find.wellspent.co/advisors/gideon-drucker.md) | Drucker Wealth | Mahwah, New Jersey | CFP | Percentage of assets |

Showing the first 50 of 416. The full list, page by page: https://find.wellspent.co/by/flat-fee-financial-advisors/new-jersey/?page=2

## About this data

Sources and verification: https://find.wellspent.co/methodology/
Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).