# Flat-fee financial advisors in Maryland

> In Maryland, look for a fee-only advisor who quotes a set price rather than a percentage of your assets. Ask for that price in dollars, because many firms offer fixed fees alongside asset-based fees. Records to start with include Stein Olavsrud of FBB Capital Partners, Lindsey Young of Quiet Wealth LLC and Amy King of Instar Financial Planning, LLC.

Page: https://find.wellspent.co/by/flat-fee-financial-advisors/maryland/
431 fee-only advisors listed; data last updated October 30, 2026.
Fee-only means paid only by clients, never by commissions.

## How do I find fee-only advisors who charge flat or fixed fees in Maryland?

In Maryland, look for a fee-only advisor who quotes a set price rather than a percentage of your assets. Ask for that price in dollars, because many firms offer fixed fees alongside asset-based fees. Records to start with include Stein Olavsrud of FBB Capital Partners, Lindsey Young of Quiet Wealth LLC and Amy King of Instar Financial Planning, LLC.

## How many fee-only advisors who charge flat or fixed fees in Maryland are there?

The Wellspent public graph lists 431 fee-only advisors who charge flat or fixed fees in Maryland, at 190 firms. We counted every advisor record that fits, as of October 2026.

## Where are fee-only advisors who charge flat or fixed fees in Maryland located?

Of the 431 fee-only advisors who charge flat or fixed fees in Maryland, 89 are in Bethesda, followed by 43 in Rockville and 42 in Baltimore.

## How do fee-only advisors who charge flat or fixed fees in Maryland charge?

The most common fee among fee-only advisors who charge flat or fixed fees in Maryland is a percentage of assets, used by 90% of the 431 with fees on file. Many use more than one: 81% charge fixed fees and 68% charge by the hour.

## How many fee-only advisors who charge flat or fixed fees in Maryland hold the CFP?

50% of the 431 fee-only advisors who charge flat or fixed fees in Maryland hold the CFP certification, based on the credentials listed on each record.

## How much do fee-only financial advisors charge in Maryland?

Fee-only financial advisors in Maryland charge a median of $3,800 a year for ongoing planning. We found this across the published prices of 18 Maryland firms.

## How much does a one-time financial plan cost in Maryland?

A one-time financial plan from a fee-only firm in Maryland has a median price of $830. We found this across the published prices of 14 Maryland firms.

## How does Wellspent decide who counts as fee-only advisors who charge flat or fixed fees?

We count an advisor here when their listing shows a flat fee, or their firm's Form ADV says it charges fixed fees. Many of these firms also charge on assets.

## What should I ask fee-only advisors who charge flat or fixed fees in Maryland?

What is the price in dollars, and what does it include? Will the fee rise as my assets grow? Do you manage investments, or advise on accounts I keep? Is the flat fee your main model, or an option next to asset-based fees?

## How current is this list of fee-only advisors who charge flat or fixed fees in Maryland?

Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.

## Advisors

| Advisor | Firm | Location | Credentials | Fees |
|---|---|---|---|---|
| [Avanti Shetye](https://find.wellspent.co/advisors/avanti-shetye.md) | Wealthwyzr, LLC | Ellicott City, Maryland | CFP, CFA, MBA | Subscription, One-time planning fee, Hourly |
| [John Bell](https://find.wellspent.co/advisors/john-bell.md) | Free State Financial Planning | Clarksville, Maryland | CFP | Subscription, One-time planning fee, Hourly |
| [John O'Callaghan](https://find.wellspent.co/advisors/john-ocallaghan.md) | Impact Financial Life Planning LLC | Baltimore, Maryland | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee, Hourly |
| [Lindsey Young](https://find.wellspent.co/advisors/lindsey-young.md) | Quiet Wealth LLC | Baltimore, Maryland | CFP, MBA, TPCP, EA | Flat fee or retainer, Ongoing planning fee, One-time planning fee, Hourly |
| [Liz Plot](https://find.wellspent.co/advisors/liz-plot.md) | Primas Financial Planning | Columbia, Maryland | CFP, ChFC, AFC, EA | Ongoing planning fee, One-time planning fee |
| [Gordon Achtermann](https://find.wellspent.co/advisors/gordon-achtermann.md) | Silverstone Financial | Owings Mills, Maryland | CFP, MBA | Percentage of assets, Hourly, Ongoing planning fee, One-time planning fee |
| [Jeremy Eppley](https://find.wellspent.co/advisors/jeremy-eppley.md) | Silverstone Financial | Owings Mills, Maryland | CFP, CPWA, APMA, CRPC, MSFP, CFA | Percentage of assets, Hourly, Ongoing planning fee, One-time planning fee |
| [Ethan Miller](https://find.wellspent.co/advisors/ethan-miller.md) | Planning for Progress | Silver Spring, Maryland | CFP | Ongoing planning fee |
| [Mark Humphries](https://find.wellspent.co/advisors/mark-humphries.md) | Sentinel Financial Planning, LLC | Edgewater, Maryland | CFP | Percentage of assets, Hourly, Fixed fees |
| [Rianka Dorsainvil](https://find.wellspent.co/advisors/rianka-dorsainvil.md) | YGC Wealth | Lanham, Maryland | CFP | Ongoing planning fee |
| [Robin Kizito](https://find.wellspent.co/advisors/robin-kizito.md) | Addax Bridge Financial | North Bethesda, Maryland | CFP, MBA | Percentage of assets, Ongoing planning fee, Hourly, One-time planning fee |
| [Ryan Townsley](https://find.wellspent.co/advisors/ryan-townsley.md) | Town Capital | Bel Air, Maryland | CFP, MBA | Percentage of assets, Fixed fees |
| [Tim Baker](https://find.wellspent.co/advisors/tim-baker-10276.md) | YFP Wealth | New Albany, Maryland | CFP, RICP, RLP | Percentage of assets, Fixed fees |
| [Clark Kendall](https://find.wellspent.co/advisors/clark-kendall.md) | Kendall Capital Management | Rockville, Maryland | AEP, CFA, CFP | Percentage of assets, Ongoing planning fee |
| [Nick Booth](https://find.wellspent.co/advisors/nick-booth.md) | Nine Inning Finance, LLC | North Bethesda, Maryland | CDAA, CFP | Subscription, One-time planning fee, Hourly |
| [Philip Weiss](https://find.wellspent.co/advisors/philip-weiss.md) | Apprise Wealth Management LLC | Phoenix, Maryland | CFA, CPA | Percentage of assets, Flat fee or retainer, Ongoing planning fee |
| [Chad Arrington](https://find.wellspent.co/advisors/chad-arrington.md) | The Kelly Group | Bel Air, Maryland | CFP | Percentage of assets, Hourly, Fixed fees |
| [Jason Dall'Acqua](https://find.wellspent.co/advisors/jason-dallacqua.md) | Crest Wealth Advisors LLC | Annapolis, Maryland | CFP | Percentage of assets, Fixed fees |
| [Lisa Crivella](https://find.wellspent.co/advisors/lisa-crivella.md) | Ivy League Financial Advisors LLC | Rockville, Maryland | CFP, AIF, BA, BS, MBA | Percentage of assets, Hourly, Fixed fees |
| [Matt Lincoln](https://find.wellspent.co/advisors/matt-lincoln.md) | Cadence Planning LLC | Frederick, Maryland | CFP, EA | Ongoing planning fee |
| [Mike Delaney](https://find.wellspent.co/advisors/mike-delaney.md) | Northbrook Financial Planning LLC | Baltimore, Maryland | CFP, ChFC | Percentage of assets |
| [Sergio Abarca](https://find.wellspent.co/advisors/sergio-abarca.md) | Personal Financial Partners | Chevy Chase, Maryland | CFP | Percentage of assets, Fixed fees |
| [Tad Jakes](https://find.wellspent.co/advisors/tad-jakes.md) | MFAC Financial Advisors, Inc. | White Hall, Maryland | CFP, EA, ECA | Percentage of assets, Hourly, Fixed fees |
| [Amy King](https://find.wellspent.co/advisors/amy-king.md) | Instar Financial Planning, LLC | Fallston, Maryland | CFP, CRPC, EA | One-time planning fee |
| [Ben Brown](https://find.wellspent.co/advisors/ben-brown.md) | Entelechy | Bethesda, Maryland | CFP, EA | Percentage of assets, Hourly, Fixed fees |
| [Christopher Rhim](https://find.wellspent.co/advisors/christopher-rhim.md) | Green View Advisors, LLC | ROCKVILLE, Maryland | CDFA, CFP | Percentage of assets, Hourly, Fixed fees |
| [David Creekmore](https://find.wellspent.co/advisors/david-creekmore.md) | Lifetime Financial LLC | Takoma Park, Maryland | CFP, MBA | Percentage of assets |
| [Elizabeth Remick](https://find.wellspent.co/advisors/elizabeth-remick.md) | Ithaka Financial Planning | Bethesda, Maryland | CFP, MBA | Percentage of assets |
| [Jacob Sadler](https://find.wellspent.co/advisors/jacob-sadler.md) | Curio Wealth, LLC | Annapolis, Maryland | CFP, JD, CPA, CPA/PFS | Ongoing planning fee |
| [John Kelly](https://find.wellspent.co/advisors/john-kelly.md) | Baltimore-Washington Financial Advisors, Inc. | Columbia, Maryland | CFP, CPA | Percentage of assets, Flat fee or retainer |
| [Kerrie Carden](https://find.wellspent.co/advisors/kerrie-carden.md) | Equip Advisory | Baltimore, Maryland | CFP | Percentage of assets, Ongoing planning fee, One-time planning fee, Hourly |
| [Matthew Porter](https://find.wellspent.co/advisors/matthew-porter.md) | Patuxent Financial Partners, LLC | Columbia, Maryland | CFP | Percentage of assets, Flat fee or retainer, Ongoing planning fee, Hourly, One-time planning fee |
| [Patrick Ortman](https://find.wellspent.co/advisors/patrick-ortman.md) | Ortman Financial Planning | North Bethesda, Maryland | CFP | Flat fee or retainer, One-time planning fee |
| [Steven Jefferys](https://find.wellspent.co/advisors/steven-jefferys.md) | Arch Financial Advisors, LLC | Bethesda, Maryland | CFA, CFP, MBA | Hourly, Fixed fees |
| [Benjamin Dorsey](https://find.wellspent.co/advisors/benjamin-dorsey.md) | Analog Capital Partners | Frederick, Maryland | CFP, PFS | Percentage of assets |
| [Denise Leish](https://find.wellspent.co/advisors/denise-leish.md) | Money Plans | Silver Spring, Maryland | BS, MBA | Percentage of assets, Hourly, One-time planning fee |
| [Grant Palmer, IV](https://find.wellspent.co/advisors/grant-palmer-iv.md) | Waypoint Wealth Management | Timonium, Maryland | CFP | Percentage of assets, Fixed fees |
| [Tom Taylor](https://find.wellspent.co/advisors/tom-taylor.md) | Chesapeake Financial Advisors | Towson, Maryland | CPA/PFS | Percentage of assets, Hourly, Fixed fees |
| [Genti Cici](https://find.wellspent.co/advisors/genti-cici.md) | Wealthy & Wise Family Office | Columbia, Maryland | CFP | Percentage of assets, Hourly, Fixed fees |
| [Ken Diehl](https://find.wellspent.co/advisors/ken-diehl.md) | Cornerstone Financial Planning, Inc. | Gaithersburg, Maryland | BS, CFP, CPA | Ongoing planning fee |
| [Stein Olavsrud](https://find.wellspent.co/advisors/stein-olavsrud.md) | FBB Capital Partners | Bethesda, Maryland | AAMS, CFP, CMFC, CFA, CPA | Percentage of assets, Hourly, Fixed fees |
| [Abigail Waddell](https://find.wellspent.co/advisors/abigail-waddell.md) | BMSS Wesson Wealth Solutions | California, Maryland | CFP | Percentage of assets, Hourly, Fixed fees |
| [Christine Parker](https://find.wellspent.co/advisors/christine-parker.md) | Parker Financial | La Plata, Maryland | CFP | Percentage of assets, Ongoing planning fee, Flat fee or retainer |
| [David Levitt](https://find.wellspent.co/advisors/david-levitt.md) | Glassman Wealth | North Bethesda, Maryland | CFP | Percentage of assets, Fixed fees |
| [David Peloquin](https://find.wellspent.co/advisors/david-peloquin.md) | Main Street Advisors | Westminster, Maryland | CFP | Percentage of assets, Hourly, Fixed fees |
| [Elizabeth Yoder](https://find.wellspent.co/advisors/elizabeth-yoder.md) | Dependent Financial Planning | Edgewater, Maryland | CFP | Percentage of assets, Ongoing planning fee, One-time planning fee |
| [James Brennan](https://find.wellspent.co/advisors/james-brennan.md) | 1 North Wealth Services | Annapolis, Maryland | CFP | Hourly, Ongoing planning fee |
| [John Berzellini](https://find.wellspent.co/advisors/john-berzellini.md) | JBA Financial Advisors | Timonium, Maryland | CFP | Percentage of assets, Hourly, One-time planning fee, Ongoing planning fee |
| [Mario Zumbo](https://find.wellspent.co/advisors/mario-zumbo.md) | Preserve Private Wealth | Bethesda, Maryland | CFP | Percentage of assets, Fixed fees |
| [Nathan McDuffee](https://find.wellspent.co/advisors/nathan-mcduffee.md) | Oliver Wealth Management | Towson, Maryland | CFP, ChFC | Ongoing planning fee |

Showing the first 50 of 431. The full list, page by page: https://find.wellspent.co/by/flat-fee-financial-advisors/maryland/?page=2

## About this data

Sources and verification: https://find.wellspent.co/methodology/
Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).