# Flat-fee financial advisors in Alabama > In Alabama, look for a fee-only advisor who quotes a set price rather than a percentage of your assets. Ask for that price in dollars, because many firms offer fixed fees alongside asset-based fees. Records to start with include Robert Allan of Welon, Mary Livingston of Navigate Wealth Management and Chad Holmes of Formula Wealth. Page: https://find.wellspent.co/by/flat-fee-financial-advisors/alabama/ 156 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## How do I find fee-only advisors who charge flat or fixed fees in Alabama? In Alabama, look for a fee-only advisor who quotes a set price rather than a percentage of your assets. Ask for that price in dollars, because many firms offer fixed fees alongside asset-based fees. Records to start with include Robert Allan of Welon, Mary Livingston of Navigate Wealth Management and Chad Holmes of Formula Wealth. ## How many fee-only advisors who charge flat or fixed fees in Alabama are there? The Wellspent public graph lists 156 fee-only advisors who charge flat or fixed fees in Alabama, at 57 firms. We counted every advisor record that fits, as of October 2026. ## Where are fee-only advisors who charge flat or fixed fees in Alabama located? Of the 156 fee-only advisors who charge flat or fixed fees in Alabama, 75 are in Birmingham, followed by 22 in Fairhope and 16 in Mobile. ## How do fee-only advisors who charge flat or fixed fees in Alabama charge? The most common fee among fee-only advisors who charge flat or fixed fees in Alabama is a percentage of assets, used by 96% of the 156 with fees on file. Many use more than one: 84% charge fixed fees and 60% charge by the hour. ## How many fee-only advisors who charge flat or fixed fees in Alabama hold the CFP? 46% of the 156 fee-only advisors who charge flat or fixed fees in Alabama hold the CFP certification, based on the credentials listed on each record. ## How does Wellspent decide who counts as fee-only advisors who charge flat or fixed fees? We count an advisor here when their listing shows a flat fee, or their firm's Form ADV says it charges fixed fees. Many of these firms also charge on assets. ## What should I ask fee-only advisors who charge flat or fixed fees in Alabama? What is the price in dollars, and what does it include? Will the fee rise as my assets grow? Do you manage investments, or advise on accounts I keep? Is the flat fee your main model, or an option next to asset-based fees? ## How current is this list of fee-only advisors who charge flat or fixed fees in Alabama? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Chad Holmes](https://find.wellspent.co/advisors/chad-holmes.md) | Formula Wealth | Fairhope, Alabama | CFP, CPA | Flat fee or retainer, One-time planning fee | | [Zeke Anders](https://find.wellspent.co/advisors/zeke-anders.md) | Planalto Financial LLC | Huntsville, Alabama | CFP | Flat fee or retainer, Hourly, Ongoing planning fee | | [Chris Alman](https://find.wellspent.co/advisors/chris-alman.md) | Equip Financial Partners, LLC | Fairhope, Alabama | CFP | Ongoing planning fee, Percentage of assets, One-time planning fee | | [Jessica McDonald](https://find.wellspent.co/advisors/jessica-mcdonald.md) | Southern Wealth Builders | Birmingham, Alabama | CFP, MS | Ongoing planning fee, Percentage of assets | | [Robert Eifert](https://find.wellspent.co/advisors/robert-eifert.md) | Cahaba Wealth Management, Inc. | Birmingham, Alabama | CFP | Percentage of assets, Fixed fees | | [Bryan Hancock](https://find.wellspent.co/advisors/bryan-hancock.md) | Timberchase Financial, LLC | Hoover, Alabama | CFP, MBA | Percentage of assets, Fixed fees | | [Scott Cole](https://find.wellspent.co/advisors/scott-cole.md) | Cole Financial Planning and Wealth Management, Inc. | Birmingham, Alabama | CFP, M.Div., MS | Percentage of assets, Hourly, Ongoing planning fee, One-time planning fee | | [Mu-Tin Wultsch](https://find.wellspent.co/advisors/mu-tin-wultsch.md) | Brown Financial Advisory | Fairhope, Alabama | CFP, BBA, ChFC, AEP, CTFA, JD, LLM, MAcc | Percentage of assets, Hourly, Fixed fees | | [Brian Seay](https://find.wellspent.co/advisors/brian-seay-7411892.md) | Capital Stewards | Huntsville, Alabama | CFA | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [David Hinshaw](https://find.wellspent.co/advisors/david-hinshaw.md) | BMSS Wesson Wealth Solutions | Huntsville, Alabama | CFP | Percentage of assets, Hourly, Fixed fees | | [Dudley Simms](https://find.wellspent.co/advisors/dudley-simms.md) | BMSS Wesson Wealth Solutions | Birmingham, Alabama | CFP, CFA | Percentage of assets, Hourly, Fixed fees | | [Duke Cope](https://find.wellspent.co/advisors/duke-cope.md) | Cope Private Wealth | Birmingham, Alabama | CFP | Percentage of assets, Hourly, Fixed fees | | [Felix Tankersley](https://find.wellspent.co/advisors/felix-tankersley.md) | BMSS Wesson Wealth Solutions | Birmingham, Alabama | CFP | Percentage of assets, Hourly, Fixed fees | | [Jonathan Brooks](https://find.wellspent.co/advisors/jonathan-brooks.md) | BMSS Wesson Wealth Solutions | Birmingham, Alabama | CFP, ChFC | Percentage of assets, Hourly, Fixed fees | | [Mark Wesson](https://find.wellspent.co/advisors/mark-wesson.md) | BMSS Wesson Wealth Solutions | Birmingham, Alabama | CFP | Percentage of assets, Hourly, Fixed fees | | [Robert Cope](https://find.wellspent.co/advisors/robert-cope.md) | Cope Private Wealth | Birmingham, Alabama | CFP | Percentage of assets, Hourly, Fixed fees | | [Tyler Reeves](https://find.wellspent.co/advisors/tyler-reeves.md) | Plimsoll Financial Planning | Hoover, Alabama | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Devereaux Williams](https://find.wellspent.co/advisors/devereaux-williams.md) | Blalock Williams | Alexander City, Alabama | CFP | Percentage of assets, Fixed fees | | [John Blalock](https://find.wellspent.co/advisors/john-blalock.md) | Blalock Williams | Alexander City, Alabama | CFP | Percentage of assets, Fixed fees | | [Robert Allan](https://find.wellspent.co/advisors/robert-allan-6956932.md) | Welon | Montgomery, Alabama | CFP, CFA | Percentage of assets, Hourly | | [Stephanie Bunn](https://find.wellspent.co/advisors/stephanie-bunn.md) | Capstone Global Advisors | Wedowee, Alabama | CFP | Percentage of assets, Hourly, Fixed fees | | [Billy Williams](https://find.wellspent.co/advisors/billy-williams.md) | Williams Financial Group | Mobile, Alabama | CFP, ChFC | Percentage of assets, Hourly, Fixed fees | | [Caleb Hopkins](https://find.wellspent.co/advisors/caleb-hopkins.md) | Navigate Wealth Management | Birmingham, Alabama | CFP, CFA | Percentage of assets | | [Derrell Crimm](https://find.wellspent.co/advisors/derrell-crimm.md) | Walton Financial | Birmingham, Alabama | CFP | Percentage of assets, Hourly, Fixed fees | | [James Burnett](https://find.wellspent.co/advisors/james-burnett.md) | Navigate Wealth Management | Birmingham, Alabama | CFP | Percentage of assets | | [Jonathan Fargason](https://find.wellspent.co/advisors/jonathan-fargason.md) | Navigate Wealth Management | Birmingham, Alabama | CFP | Percentage of assets | | [Mary Livingston](https://find.wellspent.co/advisors/mary-livingston.md) | Navigate Wealth Management | Birmingham, Alabama | CFP, CFA | Percentage of assets | | [Steven Lind](https://find.wellspent.co/advisors/steven-lind.md) | Navigate Wealth Management | Birmingham, Alabama | CFP | Percentage of assets | | [Ashley Crawford](https://find.wellspent.co/advisors/ashley-crawford.md) | Brookstone Wealth Management | Birmingham, Alabama | CFP | Percentage of assets, Hourly, Fixed fees | | [Blake May](https://find.wellspent.co/advisors/blake-may.md) | Brookstone Wealth Management | Birmingham, Alabama | CFP | Percentage of assets, Hourly, Fixed fees | | [John Imbusch](https://find.wellspent.co/advisors/john-imbusch.md) | BMSS Wesson Wealth Solutions | Birmingham, Alabama | | Percentage of assets, Hourly, Fixed fees | | [John Steiner](https://find.wellspent.co/advisors/john-steiner.md) | Welon | Montgomery, Alabama | CFA | Percentage of assets, Hourly | | [Kaylan Adams](https://find.wellspent.co/advisors/kaylan-adams.md) | BMSS Wesson Wealth Solutions | Birmingham, Alabama | | Percentage of assets, Hourly, Fixed fees | | [Kyle Whittington](https://find.wellspent.co/advisors/kyle-whittington.md) | Brookstone Wealth Management | Birmingham, Alabama | CFP | Percentage of assets, Hourly, Fixed fees | | [Madison Caswell](https://find.wellspent.co/advisors/madison-caswell.md) | Brookstone Wealth Management | Birmingham, Alabama | CFP | Percentage of assets, Hourly, Fixed fees | | [Marshall Rathmell](https://find.wellspent.co/advisors/marshall-rathmell.md) | BCR Wealth Strategies | Vestavia, Alabama | CFP, PFS | Percentage of assets | | [Matthew Heard](https://find.wellspent.co/advisors/matthew-heard.md) | BMSS Wesson Wealth Solutions | Birmingham, Alabama | | Percentage of assets, Hourly, Fixed fees | | [Perrin Jones](https://find.wellspent.co/advisors/perrin-jones.md) | BMSS Wesson Wealth Solutions | Birmingham, Alabama | | Percentage of assets, Hourly, Fixed fees | | [Sandra Cleveland](https://find.wellspent.co/advisors/sandra-cleveland.md) | BCR Wealth Strategies | Vestavia, Alabama | CFP | Percentage of assets | | [Spencer Lawson](https://find.wellspent.co/advisors/spencer-lawson.md) | BCR Wealth Strategies | Vestavia, Alabama | CFP | Percentage of assets | | [Tami McDonald](https://find.wellspent.co/advisors/tami-mcdonald.md) | Brookstone Wealth Management | Birmingham, Alabama | CFP | Percentage of assets, Hourly, Fixed fees | | [Carl Grahs](https://find.wellspent.co/advisors/carl-grahs.md) | Navigate Wealth Management | Birmingham, Alabama | CFA | Percentage of assets | | [Cilimberg James](https://find.wellspent.co/advisors/cilimberg-james.md) | Foresight Financial Advising | Vestavia, Alabama | ChFC | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Erik Buatte](https://find.wellspent.co/advisors/erik-buatte.md) | LifeFirst Wealth, LLC | Huntsville, Alabama | CFP, CRPC | Percentage of assets, Hourly, Fixed fees | | [Jesse Zora](https://find.wellspent.co/advisors/jesse-zora.md) | Zora Financial | Birmingham, Alabama | CFP | Percentage of assets, Fixed fees | | [Lester Brol](https://find.wellspent.co/advisors/lester-brol.md) | Brol Capital Management | Hampton Cove, Alabama | CFA | Percentage of assets, Hourly, Fixed fees | | [Terry Rogers](https://find.wellspent.co/advisors/terry-rogers.md) | Verus Capital Partners | Huntsville, Alabama | | Percentage of assets, Hourly, Fixed fees | | [Breland Booth](https://find.wellspent.co/advisors/breland-booth.md) | Booth Financial Planning | Birmingham, Alabama | | Percentage of assets, Fixed fees | | [John Kirby](https://find.wellspent.co/advisors/john-kirby.md) | DreamWork Financial Group | Birmingham, Alabama | | Percentage of assets, Ongoing planning fee | | [Lisa Gamble](https://find.wellspent.co/advisors/lisa-gamble.md) | Walton Financial | Birmingham, Alabama | | Percentage of assets, Hourly, Fixed fees | Showing the first 50 of 156. The full list, page by page: https://find.wellspent.co/by/flat-fee-financial-advisors/alabama/?page=2 ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).