# Advisors for under $500,000 in Virginia > In Virginia, look for a fee-only firm whose typical client looks like you, since that's who its process is built for. A firm's average account is a better guide than a stated minimum, which many firms never publish. Records to start with include Ben Raikes of Mason & Associates, LLC, Ashley Coake of Cultivate Financial Planning and Mark Helm of Helm Financial Advisors, LLC. Page: https://find.wellspent.co/by/financial-advisors-under-500k/virginia/ 441 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## How do I find fee-only advisors for under $500,000 in Virginia? In Virginia, look for a fee-only firm whose typical client looks like you, since that's who its process is built for. A firm's average account is a better guide than a stated minimum, which many firms never publish. Records to start with include Ben Raikes of Mason & Associates, LLC, Ashley Coake of Cultivate Financial Planning and Mark Helm of Helm Financial Advisors, LLC. ## How many fee-only advisors for under $500,000 in Virginia are there? The Wellspent public graph lists 441 fee-only advisors for under $500,000 in Virginia, at 211 firms. We counted every advisor record that fits, as of October 2026. These are advisors at firms whose average account is under $500,000. ## Where are fee-only advisors for under $500,000 in Virginia located? Of the 441 fee-only advisors for under $500,000 in Virginia, 47 are in Richmond, followed by 35 in Virginia Beach and 26 in Charlottesville. ## How do fee-only advisors for under $500,000 in Virginia charge? The most common fee among fee-only advisors for under $500,000 in Virginia is a percentage of assets, used by 89% of the 441 with fees on file. Many use more than one: 61% charge by the hour and 60% charge fixed fees. ## How many fee-only advisors for under $500,000 in Virginia hold the CFP? 47% of the 441 fee-only advisors for under $500,000 in Virginia hold the CFP certification, based on the credentials listed on each record. ## How much do fee-only financial advisors charge in Virginia? Fee-only financial advisors in Virginia charge a median of $4,992 a year for ongoing planning. We found this across the published prices of 25 Virginia firms. ## How much does a one-time financial plan cost in Virginia? A one-time financial plan from a fee-only firm in Virginia has a median price of $1,500. We found this across the published prices of 21 Virginia firms. ## How does Wellspent decide who counts as fee-only advisors for under $500,000? We divide the assets each firm reports on its Form ADV by its number of accounts. It's an average per account, so a household with several accounts may hold more. ## What should I ask fee-only advisors for under $500,000 in Virginia? Do you work with people who have about what I have? Do you have a minimum fee, even without an asset minimum? What would I pay in dollars each year? What's the size of your typical client? ## How current is this list of fee-only advisors for under $500,000 in Virginia? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Bill Jensen](https://find.wellspent.co/advisors/bill-jensen.md) | Acadia Financial Services LLC | Burke, Virginia | CFP, EA | Ongoing planning fee, Percentage of assets | | [DAN Honsberger](https://find.wellspent.co/advisors/dan-honsberger.md) | Reel Financial Planning | Midlothian, Virginia | CFP | Subscription, One-time planning fee, Hourly | | [Hui-chin Chen](https://find.wellspent.co/advisors/hui-chin-chen.md) | Jade & Cowry | Arlington, Virginia | CFP | Flat fee or retainer, Ongoing planning fee, Hourly | | [Linda Rogers](https://find.wellspent.co/advisors/linda-rogers.md) | Planning Within Reach | Virginia Beach, Virginia | CFP, EA, MSBA | Percentage of assets, One-time planning fee | | [Sefa Mawuli](https://find.wellspent.co/advisors/sefa-mawuli.md) | Jade & Cowry | Arlington, Virginia | CFP | Flat fee or retainer, Ongoing planning fee, Hourly | | [Ashley Coake](https://find.wellspent.co/advisors/ashley-coake.md) | Cultivate Financial Planning | Radford, Virginia | CFP, EA | Flat fee or retainer | | [Bill Nelson](https://find.wellspent.co/advisors/bill-nelson.md) | Pacesetter Planning LLC | Arlington, Virginia | Certified Student Loan Professional, CFP, CFT-I | Ongoing planning fee | | [Robert Tull](https://find.wellspent.co/advisors/robert-tull.md) | Tull Financial Group, Inc. | Chesapeake, Virginia | CFP, MBA | Percentage of assets, Hourly | | [Wade Brittingham](https://find.wellspent.co/advisors/wade-brittingham.md) | Stock Plan Advisory Group LLC | Alexandria, Virginia | CFP | Percentage of assets, Ongoing planning fee | | [Ben Raikes](https://find.wellspent.co/advisors/ben-raikes.md) | Mason & Associates, LLC | Newport News, Virginia | CFP, CPA, CPA/PFS, Master of Science Accounting, EA | Ongoing planning fee | | [Colin Page](https://find.wellspent.co/advisors/colin-page.md) | Oakleigh Wealth Services | Crozet, Virginia | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [David Marotta](https://find.wellspent.co/advisors/david-marotta.md) | Marotta Wealth Management, Inc. | Charlottesville, Virginia | AAMS, AIF, CFP, APMA | Percentage of assets, Hourly, One-time planning fee | | [John Mason](https://find.wellspent.co/advisors/john-mason.md) | Mason & Associates | Newport News, Virginia | CFP | Ongoing planning fee | | [Shawn Perkins](https://find.wellspent.co/advisors/shawn-perkins.md) | Genuine Wealth Solutions LLC | Richmond, Virginia | AWMA, CFP | Ongoing planning fee, One-time planning fee | | [Tom Massie](https://find.wellspent.co/advisors/tom-massie.md) | Massie Financial Planning | Alexandria, Virginia | CFP | Percentage of assets, Flat fee or retainer, Ongoing planning fee | | [Tommy Blackburn](https://find.wellspent.co/advisors/tommy-blackburn.md) | Mason & Associates | Newport News, Virginia | CFP, CPA, PFS | Ongoing planning fee | | [Daniel Kenny](https://find.wellspent.co/advisors/daniel-kenny.md) | FI-nancial Planner LLC | Hamilton, Virginia | CFP, CPA | Ongoing planning fee, Percentage of assets, Hourly, Flat fee or retainer | | [David Miller](https://find.wellspent.co/advisors/david-miller.md) | Rule72 Financial | Potomac Falls, Virginia | CFP, MSC | Percentage of assets, Hourly, Fixed fees | | [Eric Olsen](https://find.wellspent.co/advisors/eric-olsen.md) | Olsen Family Financial, LLC | Oakton, Virginia | CFP, PhD | Flat fee or retainer, Hourly, Ongoing planning fee, One-time planning fee, Percentage of assets | | [Omen Quelvog](https://find.wellspent.co/advisors/omen-quelvog.md) | Formynder Wealth Management, LLC | Fredericksburg, Virginia | CFP | Flat fee or retainer, Ongoing planning fee | | [Timothy Murray](https://find.wellspent.co/advisors/timothy-murray.md) | Gladwyn Financial Advisors, Inc. | Chantilly, Virginia | CDFA, CFP | Percentage of assets, Hourly | | [Walter Jessee](https://find.wellspent.co/advisors/walter-jessee.md) | Impact Financial | Richmond, Virginia | CFP, CPA | Percentage of assets, Ongoing planning fee, One-time planning fee | | [Anthony Reynolds](https://find.wellspent.co/advisors/anthony-reynolds.md) | CoreTegic Capital Wealth Management | Arlington, Virginia | CFP, ChFC, MBA | Percentage of assets, Hourly, Fixed fees | | [Jason Howell](https://find.wellspent.co/advisors/jason-howell.md) | Jason Howell Company | Vienna, Virginia | CFP, CPWA | Percentage of assets, Hourly, Fixed fees | | [Marshall Groom](https://find.wellspent.co/advisors/marshall-groom.md) | Groom Financial Advisory | Virginia Beach, Virginia | CFP, JD | Percentage of assets, One-time planning fee | | [S. Alexis Grason](https://find.wellspent.co/advisors/s-alexis-grason.md) | Spark Financial Advisors, LLC | Richmond, Virginia | CFP, RICP, CIMA | Percentage of assets, Hourly, Fixed fees | | [John Hall](https://find.wellspent.co/advisors/john-hall.md) | Lynchburg Wealth Management | Lynchburg, Virginia | CFP | Percentage of assets, Hourly, One-time planning fee | | [Lamar Watson](https://find.wellspent.co/advisors/lamar-watson.md) | Dream Financial Planning LLC | Reston, Virginia | CFP | Ongoing planning fee, One-time planning fee | | [Vrishin Subramaniam](https://find.wellspent.co/advisors/vrishin-subramaniam.md) | CapitalWe | Arlington, Virginia | CFP | Flat fee or retainer, Hourly, One-time planning fee | | [Christine Centeno](https://find.wellspent.co/advisors/christine-centeno.md) | Simplicity Wealth Management LLC | Glen Allen, Virginia | CFP, MSFP | Percentage of assets, Hourly, Fixed fees | | [Deborah Klein](https://find.wellspent.co/advisors/deborah-klein.md) | Azzad Asset Management | Falls Church, Virginia | CFP | Percentage of assets | | [Fatima Iqbal](https://find.wellspent.co/advisors/fatima-iqbal.md) | Azzad Asset Management | Falls Church, Virginia | CFP | Percentage of assets | | [Ibtasam Mahmood](https://find.wellspent.co/advisors/ibtasam-mahmood.md) | Azzad Asset Management | Falls Church, Virginia | CFP | Percentage of assets | | [John Hopkins](https://find.wellspent.co/advisors/john-hopkins.md) | Swift Creek Wealth Management, LLC | Moseley, Virginia | BS, CFP | Percentage of assets, Hourly, Fixed fees | | [Reem Hussein](https://find.wellspent.co/advisors/reem-hussein.md) | Azzad Asset Management | Falls Church, Virginia | CFP | Percentage of assets | | [Samer Eshmawy](https://find.wellspent.co/advisors/samer-eshmawy.md) | Azzad Asset Management | Falls Church, Virginia | CFP | Percentage of assets | | [Alan Nicolette](https://find.wellspent.co/advisors/alan-nicolette.md) | Nicolette Financial | Charlottesville, Virginia | CFP | Hourly, Fixed fees | | [Joe Sallee](https://find.wellspent.co/advisors/joe-sallee.md) | Bay Capital Advisors, LLC | Virginia Beach, Virginia | CFP, MS, ChFC, RSSA | Percentage of assets, One-time planning fee | | [Kyle Packard](https://find.wellspent.co/advisors/kyle-packard.md) | Packard Wealth Strategies | Alexandria, Virginia | CFP, ChFC | Percentage of assets, Flat fee or retainer, Hourly, Ongoing planning fee, One-time planning fee | | [Mark Helm](https://find.wellspent.co/advisors/mark-helm.md) | Helm Financial Advisors, LLC | Purcellville, Virginia | CFP, EA | Ongoing planning fee | | [Melanie Brophy](https://find.wellspent.co/advisors/melanie-brophy.md) | Next Play Financial Solutions | Ashburn, Virginia | CFP | Hourly, Flat fee or retainer, One-time planning fee | | [Morgan Sass](https://find.wellspent.co/advisors/morgan-sass.md) | Partners in Financial Planning, LLC | Salem, Virginia | CFP, CPA, CPA/PFS | Flat fee or retainer, Ongoing planning fee | | [Adam Smith](https://find.wellspent.co/advisors/adam-smith.md) | Covenant Wealth Advisors | Richmond, Virginia | CFP | Percentage of assets | | [Andrew Casteel](https://find.wellspent.co/advisors/andrew-casteel.md) | Covenant Wealth Advisors | Richmond, Virginia | CFP | Percentage of assets | | [Bailey Thornton](https://find.wellspent.co/advisors/bailey-thornton.md) | Kinloch Capital | Glen Allen, Virginia | CFP | Percentage of assets, Hourly, Fixed fees | | [Daniel Weinstein](https://find.wellspent.co/advisors/daniel-weinstein.md) | KFA Private Wealth Group | Tyson, Virginia | CFP | Percentage of assets, Hourly, Fixed fees | | [Eric Scruggs](https://find.wellspent.co/advisors/eric-scruggs-6082402.md) | Covenant Wealth Advisors | Richmond, Virginia | CFP | Percentage of assets | | [Jacob Preston](https://find.wellspent.co/advisors/jacob-preston.md) | Covenant Wealth Advisors | Richmond, Virginia | CFP | Percentage of assets | | [James Patterson](https://find.wellspent.co/advisors/james-patterson-5062666.md) | KFA Private Wealth Group | Tyson, Virginia | CFP | Percentage of assets, Hourly, Fixed fees | | [Jason Epps](https://find.wellspent.co/advisors/jason-epps.md) | KFA Private Wealth Group | Tyson, Virginia | CFP | Percentage of assets, Hourly, Fixed fees | Showing the first 50 of 441. The full list, page by page: https://find.wellspent.co/by/financial-advisors-under-500k/virginia/?page=2 ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).