# Advisors for under $500,000 in New Jersey

> In New Jersey, look for a fee-only firm whose typical client looks like you, since that's who its process is built for. A firm's average account is a better guide than a stated minimum, which many firms never publish. Records to start with include Christopher Gething of Atherean Asset Management LLC, Frank Austin of Sustainable Financial Planning LLC and Robert B Walsh of Lighthouse Financial Advisors, Inc..

Page: https://find.wellspent.co/by/financial-advisors-under-500k/new-jersey/
270 fee-only advisors listed; data last updated October 30, 2026.
Fee-only means paid only by clients, never by commissions.

## How do I find fee-only advisors for under $500,000 in New Jersey?

In New Jersey, look for a fee-only firm whose typical client looks like you, since that's who its process is built for. A firm's average account is a better guide than a stated minimum, which many firms never publish. Records to start with include Christopher Gething of Atherean Asset Management LLC, Frank Austin of Sustainable Financial Planning LLC and Robert B Walsh of Lighthouse Financial Advisors, Inc..

## How many fee-only advisors for under $500,000 in New Jersey are there?

The Wellspent public graph lists 270 fee-only advisors for under $500,000 in New Jersey, at 146 firms. We counted every advisor record that fits, as of October 2026. These are advisors at firms whose average account is under $500,000.

## Where are fee-only advisors for under $500,000 in New Jersey located?

Of the 270 fee-only advisors for under $500,000 in New Jersey, 22 are in Red Bank, followed by 16 in Fairfield and 12 in Northfield.

## How do fee-only advisors for under $500,000 in New Jersey charge?

The most common fee among fee-only advisors for under $500,000 in New Jersey is a percentage of assets, used by 90% of the 270 with fees on file. Many use more than one: 62% charge fixed fees and 43% charge by the hour.

## How many fee-only advisors for under $500,000 in New Jersey hold the CFP?

44% of the 270 fee-only advisors for under $500,000 in New Jersey hold the CFP certification, based on the credentials listed on each record.

## How much do fee-only financial advisors charge in New Jersey?

Fee-only financial advisors in New Jersey charge a median of $7,450 a year for ongoing planning. We found this across the published prices of 17 New Jersey firms.

## How much does a one-time financial plan cost in New Jersey?

A one-time financial plan from a fee-only firm in New Jersey has a median price of $2,500. We found this across the published prices of 16 New Jersey firms.

## How does Wellspent decide who counts as fee-only advisors for under $500,000?

We divide the assets each firm reports on its Form ADV by its number of accounts. It's an average per account, so a household with several accounts may hold more.

## What should I ask fee-only advisors for under $500,000 in New Jersey?

Do you work with people who have about what I have? Do you have a minimum fee, even without an asset minimum? What would I pay in dollars each year? What's the size of your typical client?

## How current is this list of fee-only advisors for under $500,000 in New Jersey?

Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.

## Advisors

| Advisor | Firm | Location | Credentials | Fees |
|---|---|---|---|---|
| [Andrew Novick](https://find.wellspent.co/advisors/andrew-novick.md) | The Investment Connection | Bridgewater, New Jersey | CFP, JD | Percentage of assets, Ongoing planning fee, One-time planning fee |
| [Hazel Secco](https://find.wellspent.co/advisors/hazel-secco.md) | Align Financial Solutions | Hoboken, New Jersey | CDFA, CFP | Ongoing planning fee |
| [Sean Lovison](https://find.wellspent.co/advisors/sean-lovison.md) | Purpose Built Financial Services, LLC | Moorestown, New Jersey | CFP, CPA | Ongoing planning fee, One-time planning fee, Percentage of assets |
| [Sweta Bhargav](https://find.wellspent.co/advisors/sweta-bhargav.md) | Adviso Wealth | Princeton, New Jersey | CEPA, CFA, CFP | Flat fee or retainer, Hourly, One-time planning fee, Ongoing planning fee |
| [Andrew Mastro](https://find.wellspent.co/advisors/andrew-mastro.md) | Wrought Financial Planning | Haddonfield, New Jersey | CFP, CFA | Ongoing planning fee, Flat fee or retainer |
| [Tomas Geoghegan](https://find.wellspent.co/advisors/tomas-geoghegan.md) | Beacon Hill Private Wealth | Summit, New Jersey | CFP, CIMA, CPWA, MBA, RMA | Percentage of assets, One-time planning fee |
| [Matt Reakus](https://find.wellspent.co/advisors/matt-reakus.md) | Sound Wealth LLC | Marlton, New Jersey | CFP, EA | Percentage of assets, Hourly, Fixed fees |
| [Thomas Mullooly](https://find.wellspent.co/advisors/thomas-mullooly.md) | Mullooly Asset Management, Inc. | Wall Township, New Jersey | CFP | Percentage of assets, Ongoing planning fee |
| [Anthony Benante](https://find.wellspent.co/advisors/anthony-benante.md) | Baron Financial Group, LLC | Morristown, New Jersey | CFA, CFP, ChFC, FPQP, MBA | Percentage of assets, Fixed fees |
| [Jay Lee](https://find.wellspent.co/advisors/jay-lee.md) | Ballaster Financial | Jersey City, New Jersey | CFA, CFP | Percentage of assets, Flat fee or retainer, Ongoing planning fee |
| [Joe Vecchio](https://find.wellspent.co/advisors/joe-vecchio.md) | Shore Financial Planning, LLC | Monmouth Beach, New Jersey | CFP, CPA, MBA, PFS | Flat fee or retainer |
| [Kevin Peacock](https://find.wellspent.co/advisors/kevin-peacock.md) | Astra Wealth Partners, LLC | Jersey City, New Jersey | CAIA, CFP, EA | Percentage of assets, Fixed fees, Performance-based fees |
| [Mike Schupak](https://find.wellspent.co/advisors/mike-schupak.md) | Astra Wealth Partners LLC | Jersey City, New Jersey | CFP, EA | Percentage of assets, Fixed fees, Performance-based fees |
| [Sage Vincent](https://find.wellspent.co/advisors/sage-vincent.md) | PortSalus Wealth Management | Metuchen, New Jersey | CFP, CFS, CIMA, CMT, CRPS, MSFS | Percentage of assets, Fixed fees |
| [Ajay Kaisth](https://find.wellspent.co/advisors/ajay-kaisth.md) | KAI Advisors | Princeton Jct, New Jersey | CFP, CRPC, MA | Percentage of assets, Flat fee or retainer, Hourly, One-time planning fee, Ongoing planning fee |
| [Asta Sanders](https://find.wellspent.co/advisors/asta-sanders.md) | Empowered Retirement, Inc. | Roseland, New Jersey | CFP, CPWA, EA | Percentage of assets, Hourly, Fixed fees |
| [Chuck Rose](https://find.wellspent.co/advisors/chuck-rose.md) | Granite Rose Wealth Alliance LLC | Fairfield, New Jersey | CFP | One-time planning fee |
| [Constance Herrstrom](https://find.wellspent.co/advisors/constance-herrstrom.md) | Premier Financial Planning, Inc. | Princeton, New Jersey | BS, CFP, MBA | Flat fee or retainer, Hourly, Percentage of assets, Ongoing planning fee |
| [Frank Austin](https://find.wellspent.co/advisors/frank-austin.md) | Sustainable Financial Planning LLC | Hopatcong, New Jersey | BA, CFA, CFP, MBA, ChFC | Percentage of assets, One-time planning fee, Ongoing planning fee |
| [Jenna VanLeeuwen](https://find.wellspent.co/advisors/jenna-vanleeuwen.md) | Aligning Wealth | Jersey City, New Jersey | CEPA, CFP | Percentage of assets, Hourly, Fixed fees |
| [John Foligno](https://find.wellspent.co/advisors/john-foligno.md) | Grand Life Financial LLC | Summit, New Jersey | CFP | Percentage of assets, Hourly |
| [John Zeltmann](https://find.wellspent.co/advisors/john-zeltmann.md) | S.F. Ehrlich Associates, Inc. | Cranford, New Jersey | CFA, CFP | Percentage of assets, One-time planning fee |
| [Paul Cipriano](https://find.wellspent.co/advisors/paul-cipriano.md) | Cipriano Wealth Management | Florham Park, New Jersey | CFP, MBA | Percentage of assets, Hourly, Fixed fees |
| [Robert B Walsh](https://find.wellspent.co/advisors/robert-b-walsh.md) | Lighthouse Financial Advisors, Inc. | Red Bank, New Jersey | CDFA, CFP, CPA/PFS, CRPC | Flat fee or retainer, Ongoing planning fee |
| [Aiden Boorstein](https://find.wellspent.co/advisors/aiden-boorstein.md) | RockCrest Financial | Turnersville, New Jersey | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee, Percentage of assets |
| [Gordon Shearer](https://find.wellspent.co/advisors/gordon-shearer.md) | CRA Financial | Northfield, New Jersey | CFP | Percentage of assets |
| [Jeffrey Hilliard](https://find.wellspent.co/advisors/jeffrey-hilliard.md) | CRA Financial | Haddonfield, New Jersey | CFP | Percentage of assets |
| [Joseph McCaffrey](https://find.wellspent.co/advisors/joseph-mccaffrey-5427266.md) | CRA Financial | Haddonfield, New Jersey | CFP | Percentage of assets |
| [Matthew Reynolds](https://find.wellspent.co/advisors/matthew-reynolds.md) | CRA Financial | Northfield, New Jersey | CFP | Percentage of assets |
| [Philip Tompkins](https://find.wellspent.co/advisors/philip-tompkins.md) | CRA Financial | Northfield, New Jersey | CFP | Percentage of assets |
| [Robert Martin](https://find.wellspent.co/advisors/robert-martin.md) | CRA Financial | Haddonfield, New Jersey | CFP | Percentage of assets |
| [Steven Boorstein](https://find.wellspent.co/advisors/steven-boorstein.md) | RockCrest Financial | Turnersville, New Jersey | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee, Percentage of assets |
| [Danna Jacobs](https://find.wellspent.co/advisors/danna-jacobs.md) | Lavish Financial Planning | Morristown, New Jersey | CFP, MBA | Ongoing planning fee |
| [Dru Burns](https://find.wellspent.co/advisors/dru-burns.md) | Drucker Wealth | Mahwah, New Jersey | CFP | Percentage of assets |
| [Eric Feldman](https://find.wellspent.co/advisors/eric-feldman.md) | Financial Futures | Wall Township, New Jersey | CFP | Percentage of assets, Hourly, One-time planning fee, Ongoing planning fee |
| [Eric Gabor](https://find.wellspent.co/advisors/eric-gabor.md) | Eagle Grove Advisors | Westfield, New Jersey | CFP | Percentage of assets, Ongoing planning fee |
| [Gideon Drucker](https://find.wellspent.co/advisors/gideon-drucker.md) | Drucker Wealth | Mahwah, New Jersey | CFP | Percentage of assets |
| [Jamie Mutinsky](https://find.wellspent.co/advisors/jamie-mutinsky.md) | Emissary Wealth | Hackensack, New Jersey | CFP | Percentage of assets, Ongoing planning fee |
| [Jorie Johnson](https://find.wellspent.co/advisors/jorie-johnson.md) | Financial Futures | Brielle, New Jersey | CFP | Percentage of assets, Hourly, One-time planning fee, Ongoing planning fee |
| [Matthew Crum](https://find.wellspent.co/advisors/matthew-crum.md) | True North Financial Services, LLC | Port Murray, New Jersey | CFP | Ongoing planning fee |
| [Richard Taborda](https://find.wellspent.co/advisors/richard-taborda.md) | LBT Wealth Management | Iselin, New Jersey | CFP | Percentage of assets, Ongoing planning fee |
| [Taylor Peters](https://find.wellspent.co/advisors/taylor-peters.md) | Lavish Financial Planning | Morristown, New Jersey | CFP | Ongoing planning fee |
| [John Fredrick](https://find.wellspent.co/advisors/john-fredrick.md) | RockCrest Financial | Somers Point, New Jersey | ChFC | Flat fee or retainer, Ongoing planning fee, One-time planning fee, Percentage of assets |
| [Nicholas Sullivan](https://find.wellspent.co/advisors/nicholas-sullivan.md) | KFA Private Wealth Group | Cranford, New Jersey | CFP | Percentage of assets, Hourly, Fixed fees |
| [Paul Esposito](https://find.wellspent.co/advisors/paul-esposito.md) | Prestige Wealth Management Group | Flemington, New Jersey | CFP, CFA | Percentage of assets, Hourly, Fixed fees |
| [Eric Nelson](https://find.wellspent.co/advisors/eric-nelson-5885266.md) | Independence Wealth | Voorhees, New Jersey | CFP | Percentage of assets, Fixed fees |
| [Michael Sabatino](https://find.wellspent.co/advisors/michael-sabatino.md) | Sabadoodle | Princeton, New Jersey | CFP | One-time planning fee, Flat fee or retainer |
| [Andrew Barnhardt](https://find.wellspent.co/advisors/andrew-barnhardt.md) | HFM Investment Advisors | Glassboro, New Jersey | CFP | Percentage of assets, Fixed fees |
| [Catherine Allen-Carlozo](https://find.wellspent.co/advisors/catherine-allen-carlozo.md) | HFM Investment Advisors | Glassboro, New Jersey | CFP | Percentage of assets, Fixed fees |
| [Daniel Sciortino](https://find.wellspent.co/advisors/daniel-sciortino.md) | Fig Tree Wealth Management | Mountainside, New Jersey | ChFC | Percentage of assets, Hourly, Fixed fees |

Showing the first 50 of 270. The full list, page by page: https://find.wellspent.co/by/financial-advisors-under-500k/new-jersey/?page=2

## About this data

Sources and verification: https://find.wellspent.co/methodology/
Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).