# Advisors for over $3 million in California > In California, look for a fee-only firm that already serves clients your size and has tax and estate depth on the team. Ask how the fee scales, because a small difference in percentage is large in dollars. Records to start with include David Born of Private Financial Management LLC, Amar Shah of Client First Capital and Tyler Rowe of Stolper & Company. Page: https://find.wellspent.co/by/financial-advisors-over-3-million/california/ 92 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## How do I find fee-only advisors for over $3 million in California? In California, look for a fee-only firm that already serves clients your size and has tax and estate depth on the team. Ask how the fee scales, because a small difference in percentage is large in dollars. Records to start with include David Born of Private Financial Management LLC, Amar Shah of Client First Capital and Tyler Rowe of Stolper & Company. ## How many fee-only advisors for over $3 million in California are there? The Wellspent public graph lists 92 fee-only advisors for over $3 million in California, at 35 firms. We counted every advisor record that fits, as of October 2026. These are advisors at firms whose average account is over $3 million. ## Where are fee-only advisors for over $3 million in California located? Of the 92 fee-only advisors for over $3 million in California, 25 are in San Francisco, followed by 10 in Sebastopol and 6 in Mill Valley. ## How do fee-only advisors for over $3 million in California charge? The most common fee among fee-only advisors for over $3 million in California is a percentage of assets, used by 99% of the 92 with fees on file. Many use more than one: 79% charge fixed fees and 55% charge by the hour. ## How many fee-only advisors for over $3 million in California hold the CFP? 25% of the 92 fee-only advisors for over $3 million in California hold the CFP certification, based on the credentials listed on each record. ## How much do fee-only financial advisors charge in California? Fee-only financial advisors in California charge a median of $6,000 a year for ongoing planning. We found this across the published prices of 112 California firms. ## How much does a one-time financial plan cost in California? A one-time financial plan from a fee-only firm in California has a median price of $2,500. We found this across the published prices of 111 California firms. ## How does Wellspent decide who counts as fee-only advisors for over $3 million? We divide the assets each firm reports on its Form ADV by its number of accounts. It's an average per account, so a household with several accounts may hold more. ## What should I ask fee-only advisors for over $3 million in California? What would I pay in dollars each year on my balance? Who on your team handles tax and estate work? How many clients my size do you serve? How do you handle private investments? ## How current is this list of fee-only advisors for over $3 million in California? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Bruce Dzieza](https://find.wellspent.co/advisors/bruce-dzieza.md) | Willow Creek Wealth Management, Inc. | Sebastopol, California | CFP, CAIA | Percentage of assets, Hourly, Fixed fees | | [Rob Lyman](https://find.wellspent.co/advisors/rob-lyman.md) | Johnson Lyman Wealth Advisors | Los Altos, California | CFP | Percentage of assets, Fixed fees | | [Charles Angle](https://find.wellspent.co/advisors/charles-angle.md) | Rssic | San Francisco, California | CFP | Percentage of assets, Hourly, Fixed fees | | [Holger Berndt](https://find.wellspent.co/advisors/holger-berndt.md) | Rssic | San Francisco, California | CFA | Percentage of assets, Hourly, Fixed fees | | [Tyler Rowe](https://find.wellspent.co/advisors/tyler-rowe.md) | Stolper & Company | San Diego, California | CFP, CFA | Percentage of assets, Fixed fees | | [Christopher Leary](https://find.wellspent.co/advisors/christopher-leary.md) | Argos Wealth Advisors | Saint Helena, California | CFP | Percentage of assets, Hourly, Fixed fees | | [Daniel White](https://find.wellspent.co/advisors/daniel-white-2950937.md) | Sestante Family Office | Coronado, California | CFP | Percentage of assets, Fixed fees | | [Frank Greene](https://find.wellspent.co/advisors/frank-greene.md) | Private Wealth Partners | Mill Valley, California | CFA | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Michael Yongue](https://find.wellspent.co/advisors/michael-yongue.md) | Private Wealth Partners | Mill Valley, California | CFA | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Amar Shah](https://find.wellspent.co/advisors/amar-shah.md) | Client First Capital | San Diego, California | CFA, CFP | Percentage of assets, Hourly | | [David Born](https://find.wellspent.co/advisors/david-born.md) | Private Financial Management LLC | Orinda, California | CFA, CFP | Percentage of assets, Fixed fees, Performance-based fees | | [Joel Stilwell](https://find.wellspent.co/advisors/joel-stilwell.md) | Rssic | San Francisco, California | | Percentage of assets, Hourly, Fixed fees | | [Sherry Karlsson](https://find.wellspent.co/advisors/sherry-karlsson.md) | Rssic | San Francisco, California | | Percentage of assets, Hourly, Fixed fees | | [Gabriel Uruburo](https://find.wellspent.co/advisors/gabriel-uruburo.md) | Prudent Investor Advisors | Folsom, California | | Percentage of assets, Hourly, Fixed fees | | [Gary Allen](https://find.wellspent.co/advisors/gary-allen.md) | Prudent Investor Advisors | Folsom, California | | Percentage of assets, Hourly, Fixed fees | | [Hubert Lenczowski](https://find.wellspent.co/advisors/hubert-lenczowski.md) | Private Wealth Partners | Mill Valley, California | | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Jason Saxon](https://find.wellspent.co/advisors/jason-saxon.md) | Private Wealth Partners | Mill Valley, California | | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Jeffrey Coontz](https://find.wellspent.co/advisors/jeffrey-coontz.md) | Prudent Investor Advisors | Folsom, California | | Percentage of assets, Hourly, Fixed fees | | [Kenneth Haren](https://find.wellspent.co/advisors/kenneth-haren.md) | Prudent Investor Advisors | Folsom, California | | Percentage of assets, Hourly, Fixed fees | | [Mark Zaifman](https://find.wellspent.co/advisors/mark-zaifman.md) | Spiritus Financial Planning | Windsor, California | | Percentage of assets, Flat fee or retainer, Hourly, One-time planning fee | | [Richard Kuchen](https://find.wellspent.co/advisors/richard-kuchen.md) | Private Wealth Partners | Mill Valley, California | | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [William Dagley](https://find.wellspent.co/advisors/william-dagley.md) | Private Wealth Partners | Mill Valley, California | | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Benjamin White](https://find.wellspent.co/advisors/benjamin-white.md) | Sestante Family Office | Coronado, California | | Percentage of assets, Fixed fees | | [Brian Montanez](https://find.wellspent.co/advisors/brian-montanez.md) | Multnomah Group | Orinda, California | | Percentage of assets, Hourly, Fixed fees | | [John Chavez](https://find.wellspent.co/advisors/john-chavez.md) | Multnomah Group | Carlsbad, California | | Percentage of assets, Hourly, Fixed fees | | [Michael Russo](https://find.wellspent.co/advisors/michael-russo.md) | Argos Wealth Advisors | San Francisco, California | | Percentage of assets, Hourly, Fixed fees | | [Ryan Mason](https://find.wellspent.co/advisors/ryan-mason.md) | Argos Wealth Advisors | Sacramento, California | | Percentage of assets, Hourly, Fixed fees | | [Eddie Larios Gonzalez](https://find.wellspent.co/advisors/eddie-larios-gonzalez.md) | Fiduciary Experts | Murrieta, California | | Percentage of assets, Hourly, Fixed fees | | [Emmy Larios](https://find.wellspent.co/advisors/emmy-larios.md) | Fiduciary Experts | Murrieta, California | | Percentage of assets, Hourly, Fixed fees | | [Kevin Ward](https://find.wellspent.co/advisors/kevin-ward.md) | Ward & Associates | San Diego, California | | Percentage of assets, Hourly | | [Maribel Thomas](https://find.wellspent.co/advisors/maribel-thomas.md) | Fiduciary Experts | Murrieta, California | | Percentage of assets, Hourly, Fixed fees | | [Travis Henry](https://find.wellspent.co/advisors/travis-henry.md) | Factory | Los Angeles, California | | Percentage of assets, Hourly, Fixed fees | | [Trenton Bryde](https://find.wellspent.co/advisors/trenton-bryde.md) | Factory | Los Angeles, California | | Percentage of assets, Hourly, Fixed fees | | [William Ward](https://find.wellspent.co/advisors/william-ward.md) | Ward & Associates | San Diego, California | | Percentage of assets, Hourly | | [Alexander Flagg](https://find.wellspent.co/advisors/alexander-flagg.md) | Sentry Advisors | San Francisco, California | CFP | Percentage of assets | | [David Homan](https://find.wellspent.co/advisors/david-homan.md) | Willow Creek Wealth Management | Sebastopol, California | CFP | Percentage of assets, Hourly, Fixed fees | | [David Lawrence](https://find.wellspent.co/advisors/david-lawrence.md) | Willow Creek Wealth Management | Sebastopol, California | CFP | Percentage of assets, Hourly, Fixed fees | | [Emily Duran](https://find.wellspent.co/advisors/emily-duran.md) | Seven Post Investment Office | San Francisco, California | CFP | Percentage of assets, Fixed fees, Performance-based fees | | [Eric Allbin](https://find.wellspent.co/advisors/eric-allbin.md) | Seven Post Investment Office | San Francisco, California | CFP | Percentage of assets, Fixed fees, Performance-based fees | | [Eric Keating](https://find.wellspent.co/advisors/eric-keating.md) | Willow Creek Wealth Management | Sebastopol, California | CFP | Percentage of assets, Hourly, Fixed fees | | [Frank Szymanek](https://find.wellspent.co/advisors/frank-szymanek.md) | North Pier Fiduciary Management | Marina Del Rey, California | CFP | Percentage of assets, Fixed fees | | [Heather Belli](https://find.wellspent.co/advisors/heather-belli.md) | Willow Creek Wealth Management | Sebastopol, California | CFP | Percentage of assets, Hourly, Fixed fees | | [Jacob Weber](https://find.wellspent.co/advisors/jacob-weber.md) | Willow Creek Wealth Management | Sebastopol, California | CFP | Percentage of assets, Hourly, Fixed fees | | [Jason Gittins](https://find.wellspent.co/advisors/jason-gittins.md) | Willow Creek Wealth Management | Sebastopol, California | CFP | Percentage of assets, Hourly, Fixed fees | | [Neil Jubaili](https://find.wellspent.co/advisors/neil-jubaili.md) | Cedar Wealth Management | La Jolla, California | CFP | Percentage of assets, Hourly, Fixed fees | | [Patrick Coyne](https://find.wellspent.co/advisors/patrick-coyne.md) | Wealth Management Advisors | Ukiah, California | CFP | Percentage of assets | | [Rawson Gulick](https://find.wellspent.co/advisors/rawson-gulick.md) | Willow Creek Wealth Management | Sebastopol, California | CFP | Percentage of assets, Hourly, Fixed fees | | [Rebecca Lyman](https://find.wellspent.co/advisors/rebecca-lyman.md) | Johnson Lyman Wealth Advisors | Los Altos, California | CFP | Percentage of assets, Fixed fees | | [Robert Oliver](https://find.wellspent.co/advisors/robert-oliver-2407919.md) | Verity Wealth Advisors | Sausalito, California | CFP, CFA | Percentage of assets, Hourly, Fixed fees | | [Katherine Wimmer](https://find.wellspent.co/advisors/katherine-wimmer.md) | Wimmer Associates | Pasadena, California | CIC | Percentage of assets, Hourly, Fixed fees | Showing the first 50 of 92. The full list, page by page: https://find.wellspent.co/by/financial-advisors-over-3-million/california/?page=2 ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).