# Advisors for over $3 million

> Look for a fee-only firm that already serves clients your size and has tax and estate depth on the team. Ask how the fee scales, because a small difference in percentage is large in dollars. Records to start with include Addison Delage of CAPTRUST, George Papadopoulos of George Papadopoulos, CPA/PFS, CFP and Gabriel Kaplan of Wealth Habits.

Page: https://find.wellspent.co/by/financial-advisors-over-3-million/
50 fee-only advisors listed; data last updated October 30, 2026.
Fee-only means paid only by clients, never by commissions.

## How do I find fee-only advisors for over $3 million?

Look for a fee-only firm that already serves clients your size and has tax and estate depth on the team. Ask how the fee scales, because a small difference in percentage is large in dollars. Records to start with include Addison Delage of CAPTRUST, George Papadopoulos of George Papadopoulos, CPA/PFS, CFP and Gabriel Kaplan of Wealth Habits.

## How many fee-only advisors for over $3 million are there in the US?

The Wellspent public graph lists 800 fee-only advisors for over $3 million in the US, from every advisor record that fits. These are advisors at firms whose average account is over $3 million.

## Which states have the most fee-only advisors for over $3 million?

California has the most fee-only advisors for over $3 million in the Wellspent public graph, with 92, followed by Georgia (73) and Pennsylvania (62).

## How does Wellspent decide who counts as fee-only advisors for over $3 million?

We divide the assets each firm reports on its Form ADV by its number of accounts. It's an average per account, so a household with several accounts may hold more.

## What should I ask fee-only advisors for over $3 million in the US?

What would I pay in dollars each year on my balance? Who on your team handles tax and estate work? How many clients my size do you serve? How do you handle private investments?

## Advisors

| Advisor | Firm | Location | Credentials | Fees |
|---|---|---|---|---|
| [Gabriel Kaplan](https://find.wellspent.co/advisors/gabriel-kaplan.md) | Wealth Habits | White Plains, New York | CFP, CPA, MBA | Percentage of assets, Ongoing planning fee |
| [Edward B. Aufman](https://find.wellspent.co/advisors/edward-b-aufman.md) | Aufman Associates Inc. | Longboat Key, Florida | BS, CFP | Percentage of assets, Fixed fees |
| [Jonathan Huss](https://find.wellspent.co/advisors/jonathan-huss.md) | Hussmen Financial, LLC | Midlothian, Virginia | CFP | Ongoing planning fee, Hourly, One-time planning fee |
| [Bruce Dzieza](https://find.wellspent.co/advisors/bruce-dzieza.md) | Willow Creek Wealth Management, Inc. | Sebastopol, California | CFP, CAIA | Percentage of assets, Hourly, Fixed fees |
| [George Papadopoulos](https://find.wellspent.co/advisors/george-papadopoulos.md) | George Papadopoulos, CPA/PFS, CFP | Novi, Michigan | CFP, CPA/PFS | Percentage of assets, Hourly, Ongoing planning fee |
| [Rob Lyman](https://find.wellspent.co/advisors/rob-lyman.md) | Johnson Lyman Wealth Advisors | Los Altos, California | CFP | Percentage of assets, Fixed fees |
| [Addison Delage](https://find.wellspent.co/advisors/addison-delage.md) | CAPTRUST | Raleigh, North Carolina | CFA, CFP, CPA | Flat fee or retainer, Percentage of assets |
| [Aileen Bost](https://find.wellspent.co/advisors/aileen-bost.md) | CM Wealth | Beachwood, Ohio | CFP | Percentage of assets, Hourly, Fixed fees |
| [Amy Lorius](https://find.wellspent.co/advisors/amy-lorius.md) | CM Wealth | Beachwood, Ohio | CFP | Percentage of assets, Hourly, Fixed fees |
| [Anthony Cortina](https://find.wellspent.co/advisors/anthony-cortina.md) | Lynx Investment Advisory | Washington, District of Columbia | CFP | Percentage of assets, Fixed fees, Performance-based fees |
| [Benjamin Hein](https://find.wellspent.co/advisors/benjamin-hein.md) | OAC Capital Advisors | Miami Beach, Florida | CFP, CFA | Percentage of assets, Hourly, Fixed fees, Performance-based fees |
| [Carolyn Catlin](https://find.wellspent.co/advisors/carolyn-catlin.md) | Lynx Investment Advisory | Washington, District of Columbia | CFP | Percentage of assets, Fixed fees, Performance-based fees |
| [Charles Angle](https://find.wellspent.co/advisors/charles-angle.md) | Rssic | San Francisco, California | CFP | Percentage of assets, Hourly, Fixed fees |
| [Charles Hill](https://find.wellspent.co/advisors/charles-hill.md) | Heritage Wealth Advisors | Richmond, Virginia | CFP | Percentage of assets, Fixed fees |
| [Cort Haber](https://find.wellspent.co/advisors/cort-haber.md) | Xception Family Office | Atlanta, Georgia | CFP | Percentage of assets, Fixed fees |
| [Delores Remo](https://find.wellspent.co/advisors/delores-remo.md) | Heritage Wealth Advisors | Richmond, Virginia | CFP | Percentage of assets, Fixed fees |
| [Harrison McQuaig](https://find.wellspent.co/advisors/harrison-mcquaig.md) | Rothschild Capital Partners | Washington, District of Columbia | CFP | Percentage of assets, Hourly, Fixed fees, Performance-based fees |
| [Marguerite Cook](https://find.wellspent.co/advisors/marguerite-cook.md) | Rothschild Capital Partners | Hollywood, Florida | CFP | Percentage of assets, Hourly, Fixed fees, Performance-based fees |
| [Mariette Campbell](https://find.wellspent.co/advisors/mariette-campbell.md) | Osprey Private Wealth | New York, New York | CFP | Percentage of assets |
| [Marshall Chambers](https://find.wellspent.co/advisors/marshall-chambers.md) | Heritage Wealth Advisors | Richmond, Virginia | CFP, CFA | Percentage of assets, Fixed fees |
| [Megan Prochniak](https://find.wellspent.co/advisors/megan-prochniak.md) | Paladin Partners | Hartland, Wisconsin | CFP | Hourly, One-time planning fee |
| [Michael Stanton](https://find.wellspent.co/advisors/michael-stanton.md) | Alpine Private Wealth | Santa Rosa Beach, Florida | CFP | Percentage of assets |
| [Nirvanna Silva Novelo](https://find.wellspent.co/advisors/nirvanna-silva-novelo.md) | Nicholas Hoffman & Company | Atlanta, Georgia | CFP | Percentage of assets, Fixed fees, Performance-based fees |
| [Russell Wood](https://find.wellspent.co/advisors/russell-wood.md) | Nicholas Hoffman & Company | Atlanta, Georgia | CFP | Percentage of assets, Fixed fees, Performance-based fees |
| [Sarah Simmer](https://find.wellspent.co/advisors/sarah-simmer.md) | Heritage Wealth Advisors | Richmond, Virginia | CFP | Percentage of assets, Fixed fees |
| [Stephen Wintermeier](https://find.wellspent.co/advisors/stephen-wintermeier.md) | Lynx Investment Advisory | Washington, District of Columbia | CFP | Percentage of assets, Fixed fees, Performance-based fees |
| [William Baxter](https://find.wellspent.co/advisors/william-baxter-2816654.md) | Paladin Partners | Hartland, Wisconsin | CFP, ChFC | Hourly, One-time planning fee |
| [Dinghao Jiang](https://find.wellspent.co/advisors/dinghao-jiang.md) | Downtown Wealth Studios | Wellesley, Massachusetts | CFA | Percentage of assets, Fixed fees |
| [Hannah Spillman](https://find.wellspent.co/advisors/hannah-spillman.md) | Perspective Wealth Partners | Boise, Idaho | CFP | Percentage of assets |
| [Mark Tracy](https://find.wellspent.co/advisors/mark-tracy.md) | KM Capital Management | Austin, Texas | CFP | Percentage of assets, Fixed fees, Performance-based fees |
| [Samantha Link](https://find.wellspent.co/advisors/samantha-link.md) | Brockenbrough | Richmond, Virginia | CFP | Percentage of assets, Fixed fees, Performance-based fees |
| [Timothy Hartzell](https://find.wellspent.co/advisors/timothy-hartzell.md) | Sequent Asset Management | Houston, Texas | CFA | Percentage of assets, Fixed fees |
| [Benjamin Wallace](https://find.wellspent.co/advisors/benjamin-wallace.md) | CM Wealth | Beachwood, Ohio | CFA | Percentage of assets, Hourly, Fixed fees |
| [Berthel Olsen](https://find.wellspent.co/advisors/berthel-olsen.md) | Keystone Wealth Advisors | Eagan, Minnesota | CFP | Percentage of assets, Hourly |
| [Brett Rufkahr](https://find.wellspent.co/advisors/brett-rufkahr.md) | Alpine Private Wealth | Saint Louis, Missouri | CFA | Percentage of assets |
| [Brian Yost](https://find.wellspent.co/advisors/brian-yost.md) | Alpine Private Wealth | Saint Louis, Missouri | CFA | Percentage of assets |
| [Carey Blakley](https://find.wellspent.co/advisors/carey-blakley.md) | Nicholas Hoffman & Company | Atlanta, Georgia | CFA | Percentage of assets, Fixed fees, Performance-based fees |
| [Caroline Baronian](https://find.wellspent.co/advisors/caroline-baronian.md) | Heritage Wealth Advisors | Richmond, Virginia | CFA | Percentage of assets, Fixed fees |
| [Clark Blackman](https://find.wellspent.co/advisors/clark-blackman-1261505.md) | Alpha Wealth Strategies | Cypress, Texas | CFP, PFS, CFA | Percentage of assets |
| [Clark Blackman](https://find.wellspent.co/advisors/clark-blackman.md) | Alpha Wealth Strategies | Cypress, Texas | CFP, PFS, CFA | Percentage of assets |
| [Corrigan Rayfield](https://find.wellspent.co/advisors/corrigan-rayfield.md) | TwinFocus | Boston, Massachusetts | CFP | Percentage of assets, Hourly, Fixed fees, Performance-based fees |
| [Courtney Kauffman](https://find.wellspent.co/advisors/courtney-kauffman.md) | Prowell Financial Management | Exton, Pennsylvania | CFP | Percentage of assets, Fixed fees |
| [Douglas Smorag](https://find.wellspent.co/advisors/douglas-smorag.md) | CM Wealth | Beachwood, Ohio | PFS | Percentage of assets, Hourly, Fixed fees |
| [Gary Martin](https://find.wellspent.co/advisors/gary-martin.md) | Nicholas Hoffman & Company | Atlanta, Georgia | CFA | Percentage of assets, Fixed fees, Performance-based fees |
| [Hilary Sweeney](https://find.wellspent.co/advisors/hilary-sweeney.md) | Mairs & Power | St. Paul, Minnesota | CFP | Percentage of assets, Fixed fees, Performance-based fees |
| [Holger Berndt](https://find.wellspent.co/advisors/holger-berndt.md) | Rssic | San Francisco, California | CFA | Percentage of assets, Hourly, Fixed fees |
| [James Reynolds](https://find.wellspent.co/advisors/james-reynolds.md) | HFM Wealth Management | West Hartford, Connecticut | CFP, CFA | Percentage of assets, Hourly, Fixed fees |
| [Jason Barbera](https://find.wellspent.co/advisors/jason-barbera.md) | Heritage Wealth Advisors | Durham, North Carolina | CFA | Percentage of assets, Fixed fees |
| [Jeffrey Buck](https://find.wellspent.co/advisors/jeffrey-buck.md) | Nicholas Hoffman & Company | Atlanta, Georgia | CFA | Percentage of assets, Fixed fees, Performance-based fees |
| [John Jordan](https://find.wellspent.co/advisors/john-jordan.md) | Heritage Wealth Advisors | Richmond, Virginia | CFA | Percentage of assets, Fixed fees |

## About this data

Sources and verification: https://find.wellspent.co/methodology/
Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).