# Advisors for $500,000 to $1 million in Iowa > In Iowa, look for a fee-only firm whose typical client looks like you, since that's who its process is built for. At this level, compare what a percentage fee comes to in dollars with a flat fee for the same work. Records to start with include Scott Snyder of Acadia Legacy Group, Andrew Swanson of Nikulski Financial, Inc. and Betsy Ratashak-Vogel of R&V Personal Finance. Page: https://find.wellspent.co/by/financial-advisors-500k-to-1-million/iowa/ 38 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## How do I find fee-only advisors for $500,000 to $1 million in Iowa? In Iowa, look for a fee-only firm whose typical client looks like you, since that's who its process is built for. At this level, compare what a percentage fee comes to in dollars with a flat fee for the same work. Records to start with include Scott Snyder of Acadia Legacy Group, Andrew Swanson of Nikulski Financial, Inc. and Betsy Ratashak-Vogel of R&V Personal Finance. ## How many fee-only advisors for $500,000 to $1 million in Iowa are there? The Wellspent public graph lists 38 fee-only advisors for $500,000 to $1 million in Iowa, at 12 firms. We counted every advisor record that fits, as of October 2026. These are advisors at firms whose average account is $500,000 to $1 million. ## Where are fee-only advisors for $500,000 to $1 million in Iowa located? Of the 38 fee-only advisors for $500,000 to $1 million in Iowa, 14 are in Dubuque, followed by 8 in Bettendorf and 4 in West Des Moines. ## How do fee-only advisors for $500,000 to $1 million in Iowa charge? All 38 fee-only advisors for $500,000 to $1 million in Iowa with fees on file charge a percentage of assets. Many use more than one: 45% charge fixed fees and 39% charge by the hour. ## How many fee-only advisors for $500,000 to $1 million in Iowa hold the CFP? 39% of the 38 fee-only advisors for $500,000 to $1 million in Iowa hold the CFP certification, based on the credentials listed on each record. ## How does Wellspent decide who counts as fee-only advisors for $500,000 to $1 million? We divide the assets each firm reports on its Form ADV by its number of accounts. It's an average per account, so a household with several accounts may hold more. ## What should I ask fee-only advisors for $500,000 to $1 million in Iowa? What would I pay in dollars each year? Do you offer a flat fee at this level? What's the size of your typical client? What do I get that I couldn't do myself? ## How current is this list of fee-only advisors for $500,000 to $1 million in Iowa? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Betsy Ratashak-Vogel](https://find.wellspent.co/advisors/betsy-ratashak-vogel.md) | R&V Personal Finance | Decorah, Iowa | CFP | Percentage of assets, Ongoing planning fee, Hourly, One-time planning fee | | [Joseph Hart](https://find.wellspent.co/advisors/joseph-hart.md) | Hart Wealth Management | West Des Moines, Iowa | CFP | Percentage of assets, Fixed fees | | [Christian Voigtlander](https://find.wellspent.co/advisors/christian-voigtlander.md) | Gibraltar Capital Management | Urbandale, Iowa | CFA | Percentage of assets, Hourly, Performance-based fees | | [Andrew Swanson](https://find.wellspent.co/advisors/andrew-swanson.md) | Nikulski Financial, Inc. | Bettendorf, Iowa | CFA, CFP | Percentage of assets, Hourly, Fixed fees | | [Steven Reed](https://find.wellspent.co/advisors/steven-reed.md) | Reed Financial | Urbandale, Iowa | ChFC | Percentage of assets | | [Michael Gallagher](https://find.wellspent.co/advisors/michael-gallagher.md) | Pecaut Wealth Management | Sioux City, Iowa | CFA | Percentage of assets, Fixed fees | | [Daniel Pecaut](https://find.wellspent.co/advisors/daniel-pecaut.md) | Pecaut Wealth Management | Sioux City, Iowa | | Percentage of assets, Fixed fees | | [John Pecaut](https://find.wellspent.co/advisors/john-pecaut.md) | Pecaut Wealth Management | Sioux City, Iowa | | Percentage of assets, Fixed fees | | [Bradley Lewis](https://find.wellspent.co/advisors/bradley-lewis.md) | Steele Capital Management | Dubuque, Iowa | CFP | Percentage of assets | | [Brian Nikulski](https://find.wellspent.co/advisors/brian-nikulski.md) | Nikulski Financial | Bettendorf, Iowa | CFP | Percentage of assets, Hourly, Fixed fees | | [Christopher Boxleiter](https://find.wellspent.co/advisors/christopher-boxleiter.md) | Steele Capital Management | Dubuque, Iowa | CFP | Percentage of assets | | [Douglas Vander Weide](https://find.wellspent.co/advisors/douglas-vander-weide.md) | Valiant Wealth | West Des Moines, Iowa | CFP | Percentage of assets, Fixed fees, Performance-based fees | | [Elizabeth Ratashak-Vogel](https://find.wellspent.co/advisors/elizabeth-ratashak-vogel.md) | R&v Personal Finance | Decorah, Iowa | CFP | Percentage of assets, Hourly, Fixed fees | | [Ethan Good](https://find.wellspent.co/advisors/ethan-good.md) | Nikulski Financial | Bettendorf, Iowa | CFP, CFA | Percentage of assets, Hourly, Fixed fees | | [Justin Schultz](https://find.wellspent.co/advisors/justin-schultz.md) | Steele Capital Management | Dubuque, Iowa | CFP | Percentage of assets | | [Karla Hoppes](https://find.wellspent.co/advisors/karla-hoppes.md) | Cedar Valley Wealth Advisors | Cedar Falls, Iowa | CFP | Percentage of assets, Hourly | | [Michael Jiskoot](https://find.wellspent.co/advisors/michael-jiskoot.md) | Valiant Wealth | West Des Moines, Iowa | CFP | Percentage of assets, Fixed fees, Performance-based fees | | [Nicholas Smith](https://find.wellspent.co/advisors/nicholas-smith.md) | Steele Capital Management | Dubuque, Iowa | CFP | Percentage of assets | | [Scott Snyder](https://find.wellspent.co/advisors/scott-snyder-1812094.md) | Acadia Legacy Group | Clive, Iowa | CFP, CFA | Percentage of assets, Hourly, Fixed fees | | [William Streff](https://find.wellspent.co/advisors/william-streff.md) | Steele Capital Management | Waukee, Iowa | CFP | Percentage of assets | | [Brett Wessels](https://find.wellspent.co/advisors/brett-wessels.md) | Steele Capital Management | Dubuque, Iowa | CFA | Percentage of assets | | [Alec Jackson](https://find.wellspent.co/advisors/alec-jackson.md) | Valiant Wealth | West Des Moines, Iowa | | Percentage of assets, Fixed fees, Performance-based fees | | [Amber Netherton](https://find.wellspent.co/advisors/amber-netherton.md) | Nikulski Financial | Bettendorf, Iowa | | Percentage of assets, Hourly, Fixed fees | | [Dawn Otting](https://find.wellspent.co/advisors/dawn-otting.md) | Steele Capital Management | Dubuque, Iowa | | Percentage of assets | | [Graye Freeman](https://find.wellspent.co/advisors/graye-freeman.md) | Nikulski Financial | Bettendorf, Iowa | | Percentage of assets, Hourly, Fixed fees | | [Jake Hoppes](https://find.wellspent.co/advisors/jake-hoppes.md) | Cedar Valley Wealth Advisors | Cedar Falls, Iowa | | Percentage of assets, Hourly | | [Jennifer Kettering](https://find.wellspent.co/advisors/jennifer-kettering.md) | Steele Capital Management | Dubuque, Iowa | | Percentage of assets | | [Joel Lawlor](https://find.wellspent.co/advisors/joel-lawlor.md) | Nikulski Financial | Bettendorf, Iowa | | Percentage of assets, Hourly, Fixed fees | | [Kathryn Moran](https://find.wellspent.co/advisors/kathryn-moran.md) | Steele Capital Management | Dubuque, Iowa | | Percentage of assets | | [Mario Jorge](https://find.wellspent.co/advisors/mario-jorge.md) | Nikulski Financial | Bettendorf, Iowa | | Percentage of assets, Hourly, Fixed fees | | [Martin Smith](https://find.wellspent.co/advisors/martin-smith.md) | Steele Capital Management | Dubuque, Iowa | | Percentage of assets | | [Michael Steele](https://find.wellspent.co/advisors/michael-steele.md) | Steele Capital Management | Dubuque, Iowa | | Percentage of assets | | [Nicholas Hoffmann](https://find.wellspent.co/advisors/nicholas-hoffmann.md) | Steele Capital Management | Dubuque, Iowa | | Percentage of assets | | [Robert Heaton](https://find.wellspent.co/advisors/robert-heaton.md) | Cedar Valley Wealth Advisors | Cedar Falls, Iowa | | Percentage of assets, Hourly | | [Talen Butler](https://find.wellspent.co/advisors/talen-butler.md) | Nikulski Financial | Bettendorf, Iowa | | Percentage of assets, Hourly, Fixed fees | | [Thomas Halatek](https://find.wellspent.co/advisors/thomas-halatek.md) | Steele Capital Management | Dubuque, Iowa | | Percentage of assets | | [Trent Steines](https://find.wellspent.co/advisors/trent-steines.md) | Steele Capital Management | Dubuque, Iowa | | Percentage of assets | | [Vernon Henjes](https://find.wellspent.co/advisors/vernon-henjes.md) | Steele Capital Management | Dubuque, Iowa | | Percentage of assets | ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).