# Advisors for $1 million to $3 million in New Jersey > In New Jersey, look for a fee-only firm whose typical client looks like you, with tax and estate planning included in the fee. At this level the fee is large in dollars, so ask exactly what it covers. Records to start with include Vid Ponnapalli of Unique Financial Advisors LLC, Igor Smolyanskiy of Vilga Financial Planning and Sean Severson of Withum Wealth Management. Page: https://find.wellspent.co/by/financial-advisors-1-to-3-million/new-jersey/ 63 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## How do I find fee-only advisors for $1 million to $3 million in New Jersey? In New Jersey, look for a fee-only firm whose typical client looks like you, with tax and estate planning included in the fee. At this level the fee is large in dollars, so ask exactly what it covers. Records to start with include Vid Ponnapalli of Unique Financial Advisors LLC, Igor Smolyanskiy of Vilga Financial Planning and Sean Severson of Withum Wealth Management. ## How many fee-only advisors for $1 million to $3 million in New Jersey are there? The Wellspent public graph lists 63 fee-only advisors for $1 million to $3 million in New Jersey, at 29 firms. We counted every advisor record that fits, as of October 2026. These are advisors at firms whose average account is $1 million to $3 million. ## Where are fee-only advisors for $1 million to $3 million in New Jersey located? Of the 63 fee-only advisors for $1 million to $3 million in New Jersey, 12 are in Fort Lee, followed by 7 in Chester and 5 in Summit. ## How do fee-only advisors for $1 million to $3 million in New Jersey charge? The most common fee among fee-only advisors for $1 million to $3 million in New Jersey is a percentage of assets, used by 94% of the 63 with fees on file. Many use more than one: 62% charge fixed fees and 40% charge by the hour. ## How many fee-only advisors for $1 million to $3 million in New Jersey hold the CFP? 19% of the 63 fee-only advisors for $1 million to $3 million in New Jersey hold the CFP certification, based on the credentials listed on each record. ## How much do fee-only financial advisors charge in New Jersey? Fee-only financial advisors in New Jersey charge a median of $7,450 a year for ongoing planning. We found this across the published prices of 17 New Jersey firms. ## How much does a one-time financial plan cost in New Jersey? A one-time financial plan from a fee-only firm in New Jersey has a median price of $2,500. We found this across the published prices of 16 New Jersey firms. ## How does Wellspent decide who counts as fee-only advisors for $1 million to $3 million? We divide the assets each firm reports on its Form ADV by its number of accounts. It's an average per account, so a household with several accounts may hold more. ## What should I ask fee-only advisors for $1 million to $3 million in New Jersey? What would I pay in dollars each year? Are tax and estate planning included in the fee? Does your fee drop as assets grow? Who would I actually work with? ## How current is this list of fee-only advisors for $1 million to $3 million in New Jersey? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Igor Smolyanskiy](https://find.wellspent.co/advisors/igor-smolyanskiy.md) | Vilga Financial Planning | Fair Lawn, New Jersey | CFA, CFP | Flat fee or retainer, Ongoing planning fee | | [Vid Ponnapalli](https://find.wellspent.co/advisors/vid-ponnapalli.md) | Unique Financial Advisors LLC | Holmdel, New Jersey | CFP, EA, MSFP | Ongoing planning fee | | [Danny Yu](https://find.wellspent.co/advisors/danny-yu.md) | Hillcrest Wealth Advisors | Holmdel, New Jersey | CFP | Percentage of assets, Hourly, Fixed fees | | [Daniel Moskowitz](https://find.wellspent.co/advisors/daniel-moskowitz.md) | Chatham Wealth Management | Chatham, New Jersey | CFP | Percentage of assets | | [Jeffrey Barnett](https://find.wellspent.co/advisors/jeffrey-barnett.md) | Fintegrity | Tenafly, New Jersey | | Ongoing planning fee, One-time planning fee | | [David Tepp](https://find.wellspent.co/advisors/david-tepp.md) | Tepp Wealth Management | Westfield, New Jersey | PFS | Percentage of assets, Hourly, Fixed fees | | [Anthony Caputo](https://find.wellspent.co/advisors/anthony-caputo.md) | Pallas Capital Advisors | Park Ridge, New Jersey | | Percentage of assets, Hourly, Fixed fees | | [Daniel Evans](https://find.wellspent.co/advisors/daniel-evans-7390383.md) | Withum Wealth Management | Red Bank, New Jersey | CFP | Percentage of assets | | [Kevin Megargel](https://find.wellspent.co/advisors/kevin-megargel.md) | Viso Wealth Management LLC | Moorestown, New Jersey | CFP, CFA | Percentage of assets, Fixed fees | | [Sean Severson](https://find.wellspent.co/advisors/sean-severson.md) | Withum Wealth Management | Red Bank, New Jersey | CFP, CFA | Percentage of assets | | [Maria Garyfallos](https://find.wellspent.co/advisors/maria-garyfallos.md) | Tepp Wealth Management | Westfield, New Jersey | | Percentage of assets, Hourly, Fixed fees | | [Neil Murphy](https://find.wellspent.co/advisors/neil-murphy.md) | NPM Consulting | Ridgewood, New Jersey | | Percentage of assets, Fixed fees | | [Sarah Kovalakides](https://find.wellspent.co/advisors/sarah-kovalakides.md) | Tepp Wealth Management | Westfield, New Jersey | | Percentage of assets, Hourly, Fixed fees | | [Timothy Macguire](https://find.wellspent.co/advisors/timothy-macguire.md) | Eagle Bay Family Office | Maplewood, New Jersey | | Percentage of assets, Hourly, Fixed fees | | [Gerard McGeough](https://find.wellspent.co/advisors/gerard-mcgeough.md) | Chatham Wealth Management | Chatham, New Jersey | | Percentage of assets | | [John Lui](https://find.wellspent.co/advisors/john-lui.md) | Chatham Wealth Management | Chatham, New Jersey | | Percentage of assets | | [Richard Berse](https://find.wellspent.co/advisors/richard-berse.md) | Northstar Financial Advisors | North Caldwell, New Jersey | | One-time planning fee | | [Robert Moskowitz](https://find.wellspent.co/advisors/robert-moskowitz.md) | Chatham Wealth Management | Chatham, New Jersey | | Percentage of assets | | [Jacob Halberstam](https://find.wellspent.co/advisors/jacob-halberstam.md) | Equinum | Lakewood, New Jersey | | Percentage of assets | | [Jordan Hod](https://find.wellspent.co/advisors/jordan-hod.md) | Revel Wealth Management | Elmwood Park, New Jersey | | Percentage of assets | | [Justin Hod](https://find.wellspent.co/advisors/justin-hod.md) | Revel Wealth Management | Elmwood Park, New Jersey | | Percentage of assets | | [Brandon Bottari](https://find.wellspent.co/advisors/brandon-bottari.md) | Seabridge Investment Advisors | Summit, New Jersey | CFP | Percentage of assets, Fixed fees | | [Caitlin Fastiggi](https://find.wellspent.co/advisors/caitlin-fastiggi.md) | Brooklyn FI | Perrineville, New Jersey | CFP | Percentage of assets, Hourly, Fixed fees | | [Jason Cole](https://find.wellspent.co/advisors/jason-cole.md) | Full Court Strategic Wealth | Cherry Hill, New Jersey | CFP | Percentage of assets, Hourly, Fixed fees | | [Kelly Lynch-Moloney](https://find.wellspent.co/advisors/kelly-lynch-moloney.md) | Palisade Capital Management | Fort Lee, New Jersey | CFP | Percentage of assets, Fixed fees, Performance-based fees | | [Lorraine Salvo](https://find.wellspent.co/advisors/lorraine-salvo.md) | Palisade Capital Management | Fort Lee, New Jersey | CFP | Percentage of assets, Fixed fees, Performance-based fees | | [Bernard Picchi](https://find.wellspent.co/advisors/bernard-picchi.md) | Palisade Capital Management | Fort Lee, New Jersey | CFA | Percentage of assets, Fixed fees, Performance-based fees | | [Brent Robinson](https://find.wellspent.co/advisors/brent-robinson.md) | Palisade Capital Management | Fort Lee, New Jersey | CFA | Percentage of assets, Fixed fees, Performance-based fees | | [Christopher Clark](https://find.wellspent.co/advisors/christopher-clark.md) | Covenant Asset Management | Chester, New Jersey | CFA | Percentage of assets, Hourly, Fixed fees | | [David Guarino](https://find.wellspent.co/advisors/david-guarino.md) | Covenant Asset Management | Chester, New Jersey | ChFC | Percentage of assets, Hourly, Fixed fees | | [Howard Chin](https://find.wellspent.co/advisors/howard-chin.md) | Seabridge Investment Advisors | Summit, New Jersey | CFA | Percentage of assets, Fixed fees | | [John Guarino](https://find.wellspent.co/advisors/john-guarino.md) | Covenant Asset Management | Chester, New Jersey | CFA | Percentage of assets, Hourly, Fixed fees | | [Robert Rewey](https://find.wellspent.co/advisors/robert-rewey.md) | Rewey Asset Management | Spring Lake, New Jersey | CFA | Percentage of assets, Hourly | | [Alison Berman](https://find.wellspent.co/advisors/alison-berman.md) | Palisade Capital Management | Fort Lee, New Jersey | | Percentage of assets, Fixed fees, Performance-based fees | | [Andrew Kaiser](https://find.wellspent.co/advisors/andrew-kaiser.md) | Mountain Hill Investment Partners | Atlantic Highlands, New Jersey | | Percentage of assets, Hourly | | [Austin Neary](https://find.wellspent.co/advisors/austin-neary.md) | Plan2prosper LLC. | Andover, New Jersey | | Percentage of assets, Hourly | | [Bradley Goldman](https://find.wellspent.co/advisors/bradley-goldman.md) | Palisade Capital Management | Fort Lee, New Jersey | | Percentage of assets, Fixed fees, Performance-based fees | | [Christopher Henderson](https://find.wellspent.co/advisors/christopher-henderson.md) | Palisade Capital Management | Fort Lee, New Jersey | | Percentage of assets, Fixed fees, Performance-based fees | | [Claudia Rodriguez](https://find.wellspent.co/advisors/claudia-rodriguez.md) | Cenacle Partners | Mahwah, New Jersey | | Percentage of assets | | [Daniel Connolly](https://find.wellspent.co/advisors/daniel-connolly.md) | Covenant Asset Management | Warren, New Jersey | | Percentage of assets, Hourly, Fixed fees | | [David Descalzi](https://find.wellspent.co/advisors/david-descalzi.md) | Seabridge Investment Advisors | Summit, New Jersey | | Percentage of assets, Fixed fees | | [Dennison Veru](https://find.wellspent.co/advisors/dennison-veru.md) | Palisade Capital Management | Fort Lee, New Jersey | | Percentage of assets, Fixed fees, Performance-based fees | | [Dhvani Udani](https://find.wellspent.co/advisors/dhvani-udani.md) | Unique Financial Advisors | Holmdel, New Jersey | | Percentage of assets, Hourly, Fixed fees | | [Donald Weir](https://find.wellspent.co/advisors/donald-weir.md) | Covenant Asset Management | Chester, New Jersey | | Percentage of assets, Hourly, Fixed fees | | [Edward Condon](https://find.wellspent.co/advisors/edward-condon.md) | Cenacle Partners | Mahwah, New Jersey | | Percentage of assets | | [Edward Dove](https://find.wellspent.co/advisors/edward-dove.md) | ESD Advisory Services | South Orange, New Jersey | | Percentage of assets, Hourly, Fixed fees | | [Eric Schwartz](https://find.wellspent.co/advisors/eric-schwartz.md) | AEM Asset Management | Somerset, New Jersey | | Percentage of assets, Hourly, Fixed fees | | [Erika Moromisato](https://find.wellspent.co/advisors/erika-moromisato.md) | Brooklyn FI | Hackensack, New Jersey | | Percentage of assets, Hourly, Fixed fees | | [Gabriel Rowe](https://find.wellspent.co/advisors/gabriel-rowe.md) | Covenant Asset Management | Chester, New Jersey | | Percentage of assets, Hourly, Fixed fees | | [Lauren Siewert](https://find.wellspent.co/advisors/lauren-siewert.md) | Mountain Hill Investment Partners | Atlantic Highlands, New Jersey | | Percentage of assets, Hourly | Showing the first 50 of 63. The full list, page by page: https://find.wellspent.co/by/financial-advisors-1-to-3-million/new-jersey/?page=2 ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).