# Advisors for $1 million to $3 million in Michigan

> In Michigan, look for a fee-only firm whose typical client looks like you, with tax and estate planning included in the fee. At this level the fee is large in dollars, so ask exactly what it covers. Records to start with include Jason Tank of Front Street Wealth Management, Lynn Chen-Zhang of Zhang Financial and Richard Feight of IAM Financial, LLC.

Page: https://find.wellspent.co/by/financial-advisors-1-to-3-million/michigan/
104 fee-only advisors listed; data last updated October 30, 2026.
Fee-only means paid only by clients, never by commissions.

## How do I find fee-only advisors for $1 million to $3 million in Michigan?

In Michigan, look for a fee-only firm whose typical client looks like you, with tax and estate planning included in the fee. At this level the fee is large in dollars, so ask exactly what it covers. Records to start with include Jason Tank of Front Street Wealth Management, Lynn Chen-Zhang of Zhang Financial and Richard Feight of IAM Financial, LLC.

## How many fee-only advisors for $1 million to $3 million in Michigan are there?

The Wellspent public graph lists 104 fee-only advisors for $1 million to $3 million in Michigan, at 31 firms. We counted every advisor record that fits, as of October 2026. These are advisors at firms whose average account is $1 million to $3 million.

## Where are fee-only advisors for $1 million to $3 million in Michigan located?

Of the 104 fee-only advisors for $1 million to $3 million in Michigan, 19 are in Ann Arbor, followed by 18 in Troy and 18 in Portage.

## How do fee-only advisors for $1 million to $3 million in Michigan charge?

The most common fee among fee-only advisors for $1 million to $3 million in Michigan is a percentage of assets, used by 98% of the 104 with fees on file. Many use more than one: 67% charge fixed fees and 48% charge by the hour.

## How many fee-only advisors for $1 million to $3 million in Michigan hold the CFP?

51% of the 104 fee-only advisors for $1 million to $3 million in Michigan hold the CFP certification, based on the credentials listed on each record.

## How much do fee-only financial advisors charge in Michigan?

Fee-only financial advisors in Michigan charge a median of $3,000 a year for ongoing planning. We found this across the published prices of 20 Michigan firms.

## How much does a one-time financial plan cost in Michigan?

A one-time financial plan from a fee-only firm in Michigan has a median price of $975. We found this across the published prices of 13 Michigan firms.

## How does Wellspent decide who counts as fee-only advisors for $1 million to $3 million?

We divide the assets each firm reports on its Form ADV by its number of accounts. It's an average per account, so a household with several accounts may hold more.

## What should I ask fee-only advisors for $1 million to $3 million in Michigan?

What would I pay in dollars each year? Are tax and estate planning included in the fee? Does your fee drop as assets grow? Who would I actually work with?

## How current is this list of fee-only advisors for $1 million to $3 million in Michigan?

Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.

## Advisors

| Advisor | Firm | Location | Credentials | Fees |
|---|---|---|---|---|
| [Lynn Chen-Zhang](https://find.wellspent.co/advisors/lynn-chen-zhang.md) | Zhang Financial | Bloomfield Hills, Michigan | CFP, CPA, MBA, MS, ChFC, CLU, MSFS, CFA, JD | Percentage of assets, Hourly, Fixed fees |
| [Todd Kephart](https://find.wellspent.co/advisors/todd-kephart.md) | Retirement Income Solutions, Inc. | Ann Arbor, Michigan | CFP, MBA | Percentage of assets, One-time planning fee |
| [Richard Feight](https://find.wellspent.co/advisors/richard-feight.md) | IAM Financial, LLC | East Lansing, Michigan | CFP, EA | Percentage of assets, Fixed fees |
| [Brad Thomas](https://find.wellspent.co/advisors/brad-thomas.md) | Midwest Capital Advisors | Grand Rapids, Michigan | CFP, CRPC | Percentage of assets |
| [Jason Tank](https://find.wellspent.co/advisors/jason-tank.md) | Front Street Wealth Management | Traverse City, Michigan | CFP, CFA, EA | One-time planning fee |
| [Brendan Bugenski](https://find.wellspent.co/advisors/brendan-bugenski.md) | William Mack & Associates | Troy, Michigan | CFP | Percentage of assets, Ongoing planning fee |
| [Frank Arvai](https://find.wellspent.co/advisors/frank-arvai.md) | William Mack & Associates | Troy, Michigan | CFP | Percentage of assets, Ongoing planning fee |
| [Jennie Spurlock](https://find.wellspent.co/advisors/jennie-spurlock.md) | William Mack & Associates | Troy, Michigan | CFP | Percentage of assets, Ongoing planning fee |
| [John Cunningham](https://find.wellspent.co/advisors/john-cunningham.md) | William Mack & Associates | Troy, Michigan | CFP | Percentage of assets, Ongoing planning fee |
| [Patrick Cunningham](https://find.wellspent.co/advisors/patrick-cunningham.md) | William Mack & Associates | Troy, Michigan | CFP | Percentage of assets, Ongoing planning fee |
| [Theodore Bugenski](https://find.wellspent.co/advisors/theodore-bugenski.md) | William Mack & Associates | Troy, Michigan | CFP | Percentage of assets, Ongoing planning fee |
| [William Mack](https://find.wellspent.co/advisors/william-mack.md) | William Mack & Associates | Troy, Michigan | CFP | Percentage of assets, Ongoing planning fee |
| [Scott Heath](https://find.wellspent.co/advisors/scott-heath.md) | Heath Capital Management | Bloomfield Hills, Michigan | CFP | Percentage of assets, Fixed fees |
| [Daniel Boyle](https://find.wellspent.co/advisors/daniel-boyle.md) | Provident Investment Management | Novi, Michigan | CFA | Percentage of assets |
| [Eric Wathen](https://find.wellspent.co/advisors/eric-wathen.md) | Provident Investment Management | Novi, Michigan | CFA | Percentage of assets |
| [James Skubik](https://find.wellspent.co/advisors/james-skubik.md) | Provident Investment Management | Novi, Michigan | CFA | Percentage of assets |
| [Miles Putnam](https://find.wellspent.co/advisors/miles-putnam.md) | Provident Investment Management | Novi, Michigan | CFA | Percentage of assets |
| [Richard Keil](https://find.wellspent.co/advisors/richard-keil.md) | William Mack & Associates | Southfield, Michigan | PFS | Percentage of assets, Ongoing planning fee |
| [Thomas Hardy](https://find.wellspent.co/advisors/thomas-hardy.md) | Hardy Financial Planning | Ann Arbor, Michigan | CFP | Hourly, Fixed fees |
| [Timothy Wendt](https://find.wellspent.co/advisors/timothy-wendt.md) | Wendt Financial Advisors | Battle Creek, Michigan | CFP | Percentage of assets, Hourly |
| [William Stone](https://find.wellspent.co/advisors/william-stone.md) | 46 and 2 Investment Advisors, LLC. | Traverse City, Michigan | CFP | Percentage of assets, Hourly |
| [Charlie Cook](https://find.wellspent.co/advisors/charlie-cook.md) | Coriander Financial Group LLC | Ann Arbor, Michigan | CDFA, CFP, CPA | Percentage of assets, Hourly |
| [Peter Kennedy](https://find.wellspent.co/advisors/peter-kennedy.md) | Kennedy Investment Counsel | Birmingham, Michigan | CFA | Percentage of assets |
| [Sam Huszczo](https://find.wellspent.co/advisors/sam-huszczo.md) | SGH Wealth Management | Lathrup Village, Michigan | CFA, CFP | Percentage of assets, Hourly, Fixed fees |
| [Charles Dickinson](https://find.wellspent.co/advisors/charles-dickinson.md) | William Mack & Associates | Harbor Springs, Michigan |   | Percentage of assets, Ongoing planning fee |
| [Deanna KInney](https://find.wellspent.co/advisors/deanna-kinney.md) | William Mack & Associates | Troy, Michigan |   | Percentage of assets, Ongoing planning fee |
| [Timothy Mack](https://find.wellspent.co/advisors/timothy-mack.md) | William Mack & Associates | Troy, Michigan |   | Percentage of assets, Ongoing planning fee |
| [William Caton](https://find.wellspent.co/advisors/william-caton.md) | William Mack & Associates | Troy, Michigan |   | Percentage of assets, Ongoing planning fee |
| [Austin Hilliker](https://find.wellspent.co/advisors/austin-hilliker.md) | Wellspring Investing | Atlantic Mine, Michigan |   | Percentage of assets |
| [Esteban Hernandez](https://find.wellspent.co/advisors/esteban-hernandez.md) | Measured Strategies | Ada, Michigan |   | Percentage of assets, Hourly, Fixed fees |
| [Alex Zhang](https://find.wellspent.co/advisors/alex-zhang.md) | Zhang Financial | Portage, Michigan | CFP, CFA | Percentage of assets, Hourly, Fixed fees |
| [Branden Carney](https://find.wellspent.co/advisors/branden-carney.md) | Melone Private Wealth | Auburn Hills, Michigan | CFP | Percentage of assets, Hourly, Fixed fees |
| [Cameron Beginin](https://find.wellspent.co/advisors/cameron-beginin.md) | SGH Wealth Management | Lathrup Village, Michigan | CFP | Percentage of assets, Hourly, Fixed fees |
| [Cameron Kleinheksel](https://find.wellspent.co/advisors/cameron-kleinheksel.md) | Zhang Financial | Portage, Michigan | CFP | Percentage of assets, Hourly, Fixed fees |
| [Charles Zhang](https://find.wellspent.co/advisors/charles-zhang.md) | Zhang Financial | Portage, Michigan | CFP, ChFC | Percentage of assets, Hourly, Fixed fees |
| [Daniel Kostaroff](https://find.wellspent.co/advisors/daniel-kostaroff.md) | Lsia | Bloomfield Hills, Michigan | CFP, CFA | Percentage of assets |
| [Daniel Sippell](https://find.wellspent.co/advisors/daniel-sippell.md) | SGH Wealth Management | Lathrup Village, Michigan | CFP | Percentage of assets, Hourly, Fixed fees |
| [David Marshall](https://find.wellspent.co/advisors/david-marshall.md) | Zhang Financial | Portage, Michigan | CFP | Percentage of assets, Hourly, Fixed fees |
| [Emily Chludzinski](https://find.wellspent.co/advisors/emily-chludzinski.md) | Baron Wealth Management | Troy, Michigan | CFP | Percentage of assets, Hourly, Fixed fees |
| [Erik Falconer](https://find.wellspent.co/advisors/erik-falconer.md) | Falconer Group | Traverse City, Michigan | CFP, CFA | Percentage of assets, Hourly |
| [Evelyn Breen](https://find.wellspent.co/advisors/evelyn-breen.md) | Retirement Income Solutions | Ann Arbor, Michigan | CFP | Percentage of assets, Fixed fees |
| [Gary Rosenberg](https://find.wellspent.co/advisors/gary-rosenberg.md) | Planning Alternatives | Birmingham, Michigan | CFP | Percentage of assets, Hourly, Fixed fees |
| [George Calvert](https://find.wellspent.co/advisors/george-calvert.md) | Calvert Planning | Troy, Michigan | CFP | Percentage of assets, Hourly, Fixed fees |
| [Giselle Schlubatis](https://find.wellspent.co/advisors/giselle-schlubatis.md) | Zhang Financial | Portage, Michigan | CFP | Percentage of assets, Hourly, Fixed fees |
| [Jack Ombry](https://find.wellspent.co/advisors/jack-ombry.md) | Zhang Financial | Portage, Michigan | CFP | Percentage of assets, Hourly, Fixed fees |
| [Jack Tunge](https://find.wellspent.co/advisors/jack-tunge.md) | Midwest Capital Advisors | Grand Rapids, Michigan | CFP | Percentage of assets, Fixed fees |
| [John Atkinson](https://find.wellspent.co/advisors/john-atkinson.md) | SGH Wealth Management | Lathrup Village, Michigan | CFP | Percentage of assets, Hourly, Fixed fees |
| [John Bailey](https://find.wellspent.co/advisors/john-bailey.md) | Retirement Income Solutions | Ann Arbor, Michigan | CFP | Percentage of assets, Fixed fees |
| [John Goff](https://find.wellspent.co/advisors/john-goff.md) | Retirement Income Solutions | Ann Arbor, Michigan | CFP | Percentage of assets, Fixed fees |
| [Joseph Kettinger](https://find.wellspent.co/advisors/joseph-kettinger.md) | Retirement Income Solutions | Ann Arbor, Michigan | CFP, ChFC | Percentage of assets, Fixed fees |

Showing the first 50 of 104. The full list, page by page: https://find.wellspent.co/by/financial-advisors-1-to-3-million/michigan/?page=2

## About this data

Sources and verification: https://find.wellspent.co/methodology/
Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).