# Advisors for $1 million to $3 million in Maryland > In Maryland, look for a fee-only firm whose typical client looks like you, with tax and estate planning included in the fee. At this level the fee is large in dollars, so ask exactly what it covers. Records to start with include Jacob Sadler of Curio Wealth, LLC, Christopher Warner of Warner Financial and Matthew Goette of Black Diamond Financial. Page: https://find.wellspent.co/by/financial-advisors-1-to-3-million/maryland/ 127 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## How do I find fee-only advisors for $1 million to $3 million in Maryland? In Maryland, look for a fee-only firm whose typical client looks like you, with tax and estate planning included in the fee. At this level the fee is large in dollars, so ask exactly what it covers. Records to start with include Jacob Sadler of Curio Wealth, LLC, Christopher Warner of Warner Financial and Matthew Goette of Black Diamond Financial. ## How many fee-only advisors for $1 million to $3 million in Maryland are there? The Wellspent public graph lists 127 fee-only advisors for $1 million to $3 million in Maryland, at 37 firms. We counted every advisor record that fits, as of October 2026. These are advisors at firms whose average account is $1 million to $3 million. ## Where are fee-only advisors for $1 million to $3 million in Maryland located? Of the 127 fee-only advisors for $1 million to $3 million in Maryland, 50 are in Bethesda, followed by 13 in Rockville and 12 in Lutherville. ## How do fee-only advisors for $1 million to $3 million in Maryland charge? The most common fee among fee-only advisors for $1 million to $3 million in Maryland is a percentage of assets, used by 98% of the 127 with fees on file. Many use more than one: 61% charge fixed fees and 57% charge by the hour. ## How many fee-only advisors for $1 million to $3 million in Maryland hold the CFP? 38% of the 127 fee-only advisors for $1 million to $3 million in Maryland hold the CFP certification, based on the credentials listed on each record. ## How much do fee-only financial advisors charge in Maryland? Fee-only financial advisors in Maryland charge a median of $3,800 a year for ongoing planning. We found this across the published prices of 18 Maryland firms. ## How much does a one-time financial plan cost in Maryland? A one-time financial plan from a fee-only firm in Maryland has a median price of $830. We found this across the published prices of 14 Maryland firms. ## How does Wellspent decide who counts as fee-only advisors for $1 million to $3 million? We divide the assets each firm reports on its Form ADV by its number of accounts. It's an average per account, so a household with several accounts may hold more. ## What should I ask fee-only advisors for $1 million to $3 million in Maryland? What would I pay in dollars each year? Are tax and estate planning included in the fee? Does your fee drop as assets grow? Who would I actually work with? ## How current is this list of fee-only advisors for $1 million to $3 million in Maryland? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Tad Jakes](https://find.wellspent.co/advisors/tad-jakes.md) | MFAC Financial Advisors, Inc. | White Hall, Maryland | CFP, EA, ECA | Percentage of assets, Hourly, Fixed fees | | [David Creekmore](https://find.wellspent.co/advisors/david-creekmore.md) | Lifetime Financial LLC | Takoma Park, Maryland | CFP, MBA | Percentage of assets | | [Jacob Sadler](https://find.wellspent.co/advisors/jacob-sadler.md) | Curio Wealth, LLC | Annapolis, Maryland | CFP, JD, CPA, CPA/PFS | Ongoing planning fee | | [John Berzellini](https://find.wellspent.co/advisors/john-berzellini.md) | JBA Financial Advisors | Timonium, Maryland | CFP | Percentage of assets, Hourly, One-time planning fee, Ongoing planning fee | | [Frances Spurry](https://find.wellspent.co/advisors/frances-spurry.md) | Tred Avon Family Wealth | Easton, Maryland | CFP | Percentage of assets, Hourly, Fixed fees | | [Kirsten Calambro](https://find.wellspent.co/advisors/kirsten-calambro.md) | Oxford Planning Group | Woodstock, Maryland | CFP | Percentage of assets, Hourly, Fixed fees | | [Shaun Eddy](https://find.wellspent.co/advisors/shaun-eddy.md) | Oxford Planning Group | Woodstock, Maryland | CFP | Percentage of assets, Hourly, Fixed fees | | [Aaron Wall](https://find.wellspent.co/advisors/aaron-wall.md) | Fidelis Capital | Bethesda, Maryland | CFA | Percentage of assets, Fixed fees | | [David Sheiman](https://find.wellspent.co/advisors/david-sheiman.md) | The Ellerson Group | Annapolis, Maryland | CFA | Percentage of assets, Hourly | | [Elizabeth Brennen](https://find.wellspent.co/advisors/elizabeth-brennen.md) | A.G. Campbell Advisory | Baltimore, Maryland | CFP | Percentage of assets, Hourly | | [Robert Noyes](https://find.wellspent.co/advisors/robert-noyes.md) | Lafayette Investments | Ashton, Maryland | CFP | Percentage of assets | | [Jamie Bigsby](https://find.wellspent.co/advisors/jamie-bigsby.md) | Glassy Mountain Advisors | Bethesda, Maryland | CFP | Percentage of assets | | [Jiaxuan Zhuang](https://find.wellspent.co/advisors/jiaxuan-zhuang.md) | MZ Capital | Bethesda, Maryland | | Percentage of assets, Hourly, Fixed fees | | [Tanya Rapacz](https://find.wellspent.co/advisors/tanya-rapacz.md) | The Advisory Group of San Francisco | Ellicott City, Maryland | CFP | Percentage of assets, Fixed fees | | [Benjamin Hilyard](https://find.wellspent.co/advisors/benjamin-hilyard.md) | Fidelis Capital | Bethesda, Maryland | | Percentage of assets, Fixed fees | | [Christopher Tate](https://find.wellspent.co/advisors/christopher-tate.md) | Fidelis Capital | Bethesda, Maryland | | Percentage of assets, Fixed fees | | [David Seamans](https://find.wellspent.co/advisors/david-seamans.md) | Sargent Investment Group | Bethesda, Maryland | CFP | Percentage of assets | | [Greg Will](https://find.wellspent.co/advisors/greg-will.md) | Bestgate Wealth Advisors | Frederick, Maryland | CFP, CIMA, CPA, MST, PFS, Retirement Management Advisor | Percentage of assets, Fixed fees | | [James Ellerson](https://find.wellspent.co/advisors/james-ellerson.md) | The Ellerson Group | Annapolis, Maryland | | Percentage of assets, Hourly | | [Zachary Hubbard](https://find.wellspent.co/advisors/zachary-hubbard.md) | Sargent Investment Group | Bethesda, Maryland | CFP | Percentage of assets | | [Brian Hawthorne-Codato](https://find.wellspent.co/advisors/brian-hawthorne-codato.md) | Glassy Mountain Advisors | Bethesda, Maryland | CFA | Percentage of assets | | [Gretchen Straczewski](https://find.wellspent.co/advisors/gretchen-straczewski.md) | Tred Avon Family Wealth | Easton, Maryland | | Percentage of assets, Hourly, Fixed fees | | [Michael McIntyre](https://find.wellspent.co/advisors/michael-mcintyre.md) | Glassy Mountain Advisors | Bethesda, Maryland | CFA | Percentage of assets | | [Patricia Eddy](https://find.wellspent.co/advisors/patricia-eddy.md) | Oxford Planning Group | Woodstock, Maryland | | Percentage of assets, Hourly, Fixed fees | | [Alexander Campbell](https://find.wellspent.co/advisors/alexander-campbell.md) | A.G. Campbell Advisory | Baltimore, Maryland | | Percentage of assets, Hourly | | [Alexander Campbell](https://find.wellspent.co/advisors/alexander-campbell-7148168.md) | A.G. Campbell Advisory | Baltimore, Maryland | | Percentage of assets, Hourly | | [Brendan Hughes](https://find.wellspent.co/advisors/brendan-hughes.md) | Lafayette Investments | Ashton, Maryland | | Percentage of assets | | [Cornell Abod](https://find.wellspent.co/advisors/cornell-abod.md) | Beacon Investment Advisors | Gaithersburg, Maryland | | Percentage of assets | | [Lawrence Judge](https://find.wellspent.co/advisors/lawrence-judge.md) | Lafayette Investments | Ashton, Maryland | | Percentage of assets | | [Mark Hughes](https://find.wellspent.co/advisors/mark-hughes.md) | Lafayette Investments | Ashton, Maryland | | Percentage of assets | | [Mark Scott](https://find.wellspent.co/advisors/mark-scott.md) | A.G. Campbell Advisory | Baltimore, Maryland | | Percentage of assets, Hourly | | [Ryan Klinger](https://find.wellspent.co/advisors/ryan-klinger.md) | Lafayette Investments | Ashton, Maryland | | Percentage of assets | | [Scott Dinn](https://find.wellspent.co/advisors/scott-dinn.md) | Lafayette Investments | Ashton, Maryland | | Percentage of assets | | [Timothy Pang](https://find.wellspent.co/advisors/timothy-pang.md) | Sargent Investment Group | Bethesda, Maryland | CFA | Percentage of assets | | [James Merrill](https://find.wellspent.co/advisors/james-merrill.md) | Binnacle Financial Group | Chevy Chase, Maryland | | Percentage of assets, Hourly | | [Angus Burton](https://find.wellspent.co/advisors/angus-burton.md) | Marathon Capital Management | Hunt Valley, Maryland | | Percentage of assets | | [Brian McGregor](https://find.wellspent.co/advisors/brian-mcgregor.md) | Sargent Investment Group | Bethesda, Maryland | | Percentage of assets | | [Christopher Rhyne](https://find.wellspent.co/advisors/christopher-rhyne.md) | Sargent Investment Group | Bethesda, Maryland | | Percentage of assets | | [Christopher Sargent](https://find.wellspent.co/advisors/christopher-sargent.md) | Sargent Investment Group | Bethesda, Maryland | | Percentage of assets | | [Clifford Athey](https://find.wellspent.co/advisors/clifford-athey.md) | Marathon Capital Management | Hunt Valley, Maryland | | Percentage of assets | | [Edward Hart](https://find.wellspent.co/advisors/edward-hart.md) | Marathon Capital Management | Hunt Valley, Maryland | | Percentage of assets | | [Edward Lamade](https://find.wellspent.co/advisors/edward-lamade.md) | Sargent Investment Group | Bethesda, Maryland | | Percentage of assets | | [Laura Hodgson](https://find.wellspent.co/advisors/laura-hodgson.md) | Sargent Investment Group | Bethesda, Maryland | | Percentage of assets | | [Linda Hickel](https://find.wellspent.co/advisors/linda-hickel.md) | Marathon Capital Management | Hunt Valley, Maryland | | Percentage of assets | | [Matthew Elmore](https://find.wellspent.co/advisors/matthew-elmore.md) | Sargent Investment Group | Bethesda, Maryland | | Percentage of assets | | [Patrick Jones](https://find.wellspent.co/advisors/patrick-jones.md) | Marathon Capital Management | Hunt Valley, Maryland | | Percentage of assets | | [Ricardo Rosenberg](https://find.wellspent.co/advisors/ricardo-rosenberg.md) | Sargent Investment Group | Bethesda, Maryland | | Percentage of assets | | [Samuel Beach](https://find.wellspent.co/advisors/samuel-beach.md) | Sargent Investment Group | Bethesda, Maryland | | Percentage of assets | | [Sara Mongno](https://find.wellspent.co/advisors/sara-mongno.md) | Sargent Investment Group | Bethesda, Maryland | | Percentage of assets | | [Susette Gustini](https://find.wellspent.co/advisors/susette-gustini.md) | Sargent Investment Group | Bethesda, Maryland | | Percentage of assets | Showing the first 50 of 127. The full list, page by page: https://find.wellspent.co/by/financial-advisors-1-to-3-million/maryland/?page=2 ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).