# ChFC financial advisors in Texas

> In Texas, look for a fee-only advisor who holds the ChFC, a planning designation from The American College. It covers much the same ground as the CFP. Records to start with include Alex Bridges of Tiverton Wealth, Phil Orwig of Fair Asset Management, LLC and Phillip Mills of Flying Forward Wealth Management.

Page: https://find.wellspent.co/by/chfc-financial-advisors/texas/
61 fee-only advisors listed; data last updated October 30, 2026.
Fee-only means paid only by clients, never by commissions.

## How do I find fee-only advisors who hold the ChFC in Texas?

In Texas, look for a fee-only advisor who holds the ChFC, a planning designation from The American College. It covers much the same ground as the CFP. Records to start with include Alex Bridges of Tiverton Wealth, Phil Orwig of Fair Asset Management, LLC and Phillip Mills of Flying Forward Wealth Management.

## How many fee-only advisors who hold the ChFC in Texas are there?

The Wellspent public graph lists 61 fee-only advisors who hold the ChFC in Texas, at 58 firms. We counted every advisor record that fits, as of October 2026.

## Where are fee-only advisors who hold the ChFC in Texas located?

Of the 61 fee-only advisors who hold the ChFC in Texas, 13 are in Austin, followed by 12 in Houston and 3 in The Woodlands.

## How do fee-only advisors who hold the ChFC in Texas charge?

The most common fee among fee-only advisors who hold the ChFC in Texas is a percentage of assets, used by 85% of the 60 with fees on file. Many use more than one: 67% charge fixed fees and 63% charge by the hour.

## How many fee-only advisors who hold the ChFC in Texas hold the CFP?

57% of the 61 fee-only advisors who hold the ChFC in Texas hold the CFP certification, based on the credentials listed on each record.

## How much do fee-only financial advisors charge in Texas?

Fee-only financial advisors in Texas charge a median of $3,000 a year for ongoing planning. We found this across the published prices of 66 Texas firms.

## How much does a one-time financial plan cost in Texas?

A one-time financial plan from a fee-only firm in Texas has a median price of $1,575. We found this across the published prices of 54 Texas firms.

## How does Wellspent decide who counts as fee-only advisors who hold the ChFC?

We count an advisor here when their record lists the ChFC.

## What should I ask fee-only advisors who hold the ChFC in Texas?

What areas does your planning cover? Do you hold other credentials? Do you earn anything from selling insurance? How do you charge?

## How current is this list of fee-only advisors who hold the ChFC in Texas?

Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.

## Advisors

| Advisor | Firm | Location | Credentials | Fees |
|---|---|---|---|---|
| [Kirk Reagan](https://find.wellspent.co/advisors/kirk-reagan.md) | High Flight Financial LLC | Dallas, Texas | CFP, ChFC | One-time planning fee, Hourly |
| [Phil Orwig](https://find.wellspent.co/advisors/phil-orwig.md) | Fair Asset Management, LLC | Dallas, Texas | CFP, CPWA, ChFC, RICP, EA | Flat fee or retainer, Ongoing planning fee |
| [Alex Bridges](https://find.wellspent.co/advisors/alex-bridges.md) | Tiverton Wealth | The Woodlands, Texas | CFP, ChFC, RICP, EA | Flat fee or retainer, Ongoing planning fee, One-time planning fee |
| [Allen Gibson](https://find.wellspent.co/advisors/allen-gibson.md) | GIBSON WEALTH ADVISORS LLC | Tyler, Texas | CFP, ChFC, CDFA, CRPC | Percentage of assets |
| [Joel Chouinard](https://find.wellspent.co/advisors/joel-chouinard.md) | SharpEdge Financial LLC | Southlake, Texas | CFP, ChFC | Flat fee or retainer, One-time planning fee, Ongoing planning fee, Percentage of assets |
| [Phillip Mills](https://find.wellspent.co/advisors/phillip-mills.md) | Flying Forward Wealth Management | Boerne, Texas | AEP, CFP, ChFC, CIMA, CLU, CPWA, MBA, EA | Percentage of assets, Fixed fees |
| [Dedrick Curtis](https://find.wellspent.co/advisors/dedrick-curtis.md) | Penny Earned Financial | San Antonio, Texas | CFP, AFC, ChFC | Ongoing planning fee, One-time planning fee |
| [Benjamin Hooper](https://find.wellspent.co/advisors/benjamin-hooper.md) | Comal Wealth Management | New Braunfels, Texas | CFP, ChFC, CIMA, CLU, RICP, RLP | Percentage of assets, Fixed fees |
| [Thomas Kluttz](https://find.wellspent.co/advisors/thomas-kluttz.md) | Analog Capital Partners | Houston, Texas | CFP, ChFC | Percentage of assets |
| [Keith Trent](https://find.wellspent.co/advisors/keith-trent.md) | BentOak Capital | Lubbock, Texas | CFP, ChFC | Percentage of assets, Hourly, Fixed fees |
| [Vj Arjan](https://find.wellspent.co/advisors/vj-arjan.md) | ConCap® | Mckinney, Texas | CFP, ChFC | Percentage of assets, One-time planning fee |
| [Brett Carleton](https://find.wellspent.co/advisors/brett-carleton.md) | Heritage Wealth Management | Houston, Texas | CFP, ChFC | Percentage of assets, Hourly, Fixed fees |
| [James Munchbach](https://find.wellspent.co/advisors/james-munchbach.md) | BayRock Financial | Friendswood, Texas | CFP, ChFC | Percentage of assets, Hourly |
| [Jeffrey Goering](https://find.wellspent.co/advisors/jeffrey-goering.md) | Diamond Client Group | The Woodlands, Texas | CFP, ChFC | Percentage of assets, Hourly, Fixed fees |
| [Jeffrey Wright](https://find.wellspent.co/advisors/jeffrey-wright.md) | Teamwork Financial Group | Houston, Texas | CFP, ChFC | Percentage of assets |
| [Michael Booker](https://find.wellspent.co/advisors/michael-booker.md) | Financial Synergies Wealth Advisors | Houston, Texas | CFP, ChFC | Percentage of assets |
| [Scott Van Den Berg](https://find.wellspent.co/advisors/scott-van-den-berg.md) | Century Management Financial Advisors | Austin, Texas | CFP, ChFC | Percentage of assets, Fixed fees, Performance-based fees |
| [Daniel Michalk](https://find.wellspent.co/advisors/daniel-michalk.md) | Waterway Wealth Management | The Woodlands, Texas | CFP, ChFC, CFA | Percentage of assets, Hourly, Fixed fees |
| [Mark Ward](https://find.wellspent.co/advisors/mark-ward.md) | Lucien, Stirling & Gray Advisory Group | Austin, Texas | CFP, ChFC | Percentage of assets, Hourly, Fixed fees |
| [Arv Vilutis](https://find.wellspent.co/advisors/arv-vilutis.md) | Financial Synergies Wealth Advisors | Houston, Texas | ChFC | Percentage of assets |
| [David Bass](https://find.wellspent.co/advisors/david-bass.md) | Decision Tree Advisor | Houston, Texas | ChFC | Percentage of assets, One-time planning fee |
| [Douglas Bartol](https://find.wellspent.co/advisors/douglas-bartol.md) | Nexus One Financial Advisors | Plano, Texas | CFP, ChFC | Percentage of assets |
| [Lyndsey Monahan](https://find.wellspent.co/advisors/lyndsey-monahan.md) | Precision Wealth Strategies | Frisco, Texas | ChFC | Percentage of assets, Hourly, Fixed fees |
| [Rachael Smith](https://find.wellspent.co/advisors/rachael-smith.md) | TopRac Financial | Cypress, Texas | ChFC | One-time planning fee, Hourly |
| [Jordan Salim](https://find.wellspent.co/advisors/jordan-salim.md) | Corus Family Wealth Advisors | Mckinney, Texas | ChFC | Percentage of assets, Hourly, Fixed fees |
| [Molly McCarthy](https://find.wellspent.co/advisors/molly-mccarthy.md) | LD Lowe Wealth Advisory | Richardson, Texas | ChFC | Percentage of assets, Hourly, Fixed fees |
| [Carlos Lowenberg](https://find.wellspent.co/advisors/carlos-lowenberg.md) | Masterpiece Capital | Austin, Texas | ChFC | Percentage of assets, Fixed fees |
| [Christopher Robinson](https://find.wellspent.co/advisors/christopher-robinson.md) | RFG Wealth Advisory | Argyle, Texas | ChFC | Percentage of assets, Fixed fees |
| [Gary May](https://find.wellspent.co/advisors/gary-may.md) | May Tree Financial Planning | Leander, Texas | ChFC | Percentage of assets, Hourly, Fixed fees |
| [Paul Love](https://find.wellspent.co/advisors/paul-love.md) | Saxon Financial Group | Houston, Texas | ChFC | Percentage of assets, Hourly, Fixed fees |
| [Brandon Hinneberg](https://find.wellspent.co/advisors/brandon-hinneberg.md) | Off-Trail Financial | Austin, Texas | CFP, ChFC | Percentage of assets, Fixed fees |
| [Joshua Ortiz](https://find.wellspent.co/advisors/joshua-ortiz.md) | Amicus Financial Advisors | Lubbock, Texas | ChFC | Percentage of assets, Hourly, Fixed fees |
| [Kenton Braun](https://find.wellspent.co/advisors/kenton-braun.md) | Personal Prosperity | Spring, Texas | CFP, ChFC | Percentage of assets, Hourly, Fixed fees |
| [Lorri Winkcompleck](https://find.wellspent.co/advisors/lorri-winkcompleck.md) | Gap Financial Services | Austin, Texas | CFP, ChFC, CRPC | Percentage of assets, Hourly, Fixed fees |
| [Michael Quigley](https://find.wellspent.co/advisors/michael-quigley.md) | Beck Capital Management | Austin, Texas | ChFC | Percentage of assets |
| [Orie Helaire](https://find.wellspent.co/advisors/orie-helaire.md) | Epiphany Wealth Management | Houston, Texas | ChFC, PFS | Percentage of assets, Hourly, Fixed fees |
| [Philip White](https://find.wellspent.co/advisors/philip-white.md) | Inflection Financial | San Antonio, Texas | CFP, ChFC, CFA | Percentage of assets, Hourly, Fixed fees |
| [Scott Garrett](https://find.wellspent.co/advisors/scott-garrett.md) | Blue Trust | Houston, Texas | AFC, CFP, ChFC, CKA, CPA, CPA/PFS |   |
| [Debra Hartsfield](https://find.wellspent.co/advisors/debra-hartsfield.md) | DPH Financial | Pearland, Texas | ChFC | Hourly |
| [Ryan Redfern](https://find.wellspent.co/advisors/ryan-redfern.md) | Shadowridge Asset Management | Austin, Texas | ChFC | Hourly, One-time planning fee |
| [Benedict Johnson](https://find.wellspent.co/advisors/benedict-johnson.md) | GAP Financial Services | Austin, Texas | CFP, ChFC | Percentage of assets, Hourly, Fixed fees |
| [Brandon Perry](https://find.wellspent.co/advisors/brandon-perry.md) | Perry Investment Management | Round Rock, Texas | CFP, ChFC | Percentage of assets, Hourly, Fixed fees |
| [David Dryden](https://find.wellspent.co/advisors/david-dryden.md) | Insight Wealth Partners | Plano, Texas | CFP, ChFC | Percentage of assets, Hourly, Fixed fees |
| [Jacob Lewis](https://find.wellspent.co/advisors/jacob-lewis.md) | Endeavor Advisors | Houston, Texas | CFP, ChFC | Percentage of assets, Hourly, Fixed fees |
| [Jarrod Winkcompleck](https://find.wellspent.co/advisors/jarrod-winkcompleck.md) | GAP Financial Services | Austin, Texas | CFP, ChFC | Percentage of assets, Hourly, Fixed fees |
| [Kenneth Price](https://find.wellspent.co/advisors/kenneth-price.md) | PER Stirling Capital Management | Austin, Texas | CFP, ChFC, CFA | Percentage of assets, Hourly, Fixed fees |
| [Maco Fowlkes](https://find.wellspent.co/advisors/maco-fowlkes.md) | Branson Fowlkes & CO | Houston, Texas | CFP, ChFC | Percentage of assets, Hourly, Fixed fees |
| [Paul Clark](https://find.wellspent.co/advisors/paul-clark.md) | Fairbanks Financial Wealth Management | Brenham, Texas | CFP, ChFC | Percentage of assets, Hourly, Fixed fees |
| [Peter Ivanyi](https://find.wellspent.co/advisors/peter-ivanyi.md) | Guided Capital Wealth Management | Houston, Texas | CFP, ChFC | Percentage of assets, Fixed fees |
| [Ryan Nolan](https://find.wellspent.co/advisors/ryan-nolan.md) | Park 64 Capital | Austin, Texas | CFP, ChFC | Percentage of assets, Hourly, Fixed fees |

Showing the first 50 of 61. The full list, page by page: https://find.wellspent.co/by/chfc-financial-advisors/texas/?page=2

## About this data

Sources and verification: https://find.wellspent.co/methodology/
Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).