# ChFC financial advisors in New York > In New York, look for a fee-only advisor who holds the ChFC, a planning designation from The American College. It covers much the same ground as the CFP. Records to start with include J. Scott Kittrell of Modera Wealth Management, LLC, Anthony Knight of Greenspring Advisors and Jose Vivero of United Financial Planning Group, LLC. Page: https://find.wellspent.co/by/chfc-financial-advisors/new-york/ 33 fee-only advisors listed; data last updated November 2, 2026. Fee-only means paid only by clients, never by commissions. ## How do I find fee-only advisors who hold the ChFC in New York? In New York, look for a fee-only advisor who holds the ChFC, a planning designation from The American College. It covers much the same ground as the CFP. Records to start with include J. Scott Kittrell of Modera Wealth Management, LLC, Anthony Knight of Greenspring Advisors and Jose Vivero of United Financial Planning Group, LLC. ## How many fee-only advisors who hold the ChFC in New York are there? The Wellspent public graph lists 33 fee-only advisors who hold the ChFC in New York, at 32 firms. We counted every advisor record that fits, as of November 2026. ## Where are fee-only advisors who hold the ChFC in New York located? Of the 33 fee-only advisors who hold the ChFC in New York, 7 are in New York, followed by 4 in Melville and 3 in Buffalo. ## How do fee-only advisors who hold the ChFC in New York charge? The most common fee among fee-only advisors who hold the ChFC in New York is a percentage of assets, used by 88% of the 33 with fees on file. Many use more than one: 73% charge fixed fees and 67% charge by the hour. ## How many fee-only advisors who hold the ChFC in New York hold the CFP? 67% of the 33 fee-only advisors who hold the ChFC in New York hold the CFP certification, based on the credentials listed on each record. ## How much do fee-only financial advisors charge in New York? Fee-only financial advisors in New York charge a median of $3,600 a year for ongoing planning. We found this across the published prices of 33 New York firms. ## How much does a one-time financial plan cost in New York? A one-time financial plan from a fee-only firm in New York has a median price of $2,500. We found this across the published prices of 31 New York firms. ## How does Wellspent decide who counts as fee-only advisors who hold the ChFC? We count an advisor here when their record lists the ChFC. ## What should I ask fee-only advisors who hold the ChFC in New York? What areas does your planning cover? Do you hold other credentials? Do you earn anything from selling insurance? How do you charge? ## How current is this list of fee-only advisors who hold the ChFC in New York? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Chris Haigh](https://find.wellspent.co/advisors/chris-haigh.md) | Iconoclastic Capital Management LLC | Brooklyn, New York | CFP, ChFC, RICP | Percentage of assets, Ongoing planning fee, One-time planning fee | | [Gene Thompson](https://find.wellspent.co/advisors/gene-thompson.md) | Iconoclastic Capital Management | Brooklyn, New York | CFP, ChFC, RICP, Certified Student Loan Professional, CLU | Percentage of assets, Ongoing planning fee, One-time planning fee | | [Barbara Clemons](https://find.wellspent.co/advisors/barbara-clemons.md) | Clemons Financial Education Company | Fairport, New York | CFP, CLU, ChFC, CASL, CTFA, AEP | One-time planning fee, Hourly | | [J. Scott Kittrell](https://find.wellspent.co/advisors/j-scott-kittrell.md) | Modera Wealth Management, LLC | New York, New York | CFP, CFA, ACA, EA, DDS, MBA, CDFA, AAMS, BFA, Chartered SRI Counselor, CPWA, ChFC, CPA, CEPA, ChSNC, AIF, CPA/PFS, MSFS, CLU, RICP, BS | Percentage of assets, Flat fee or retainer, Hourly, Ongoing planning fee, One-time planning fee | | [Jose Vivero](https://find.wellspent.co/advisors/jose-vivero.md) | United Financial Planning Group, LLC | New York, New York | CFP, ChFC, CLU, RICP, EA, CPA/PFS | Percentage of assets, Hourly, Fixed fees | | [Jeffrey Wolniewicz](https://find.wellspent.co/advisors/jeffrey-wolniewicz.md) | Under Par Planning | Buffalo, New York | CFP, ChFC, CLU, MBA, RICP, RLP | Ongoing planning fee, Percentage of assets, One-time planning fee | | [John Belluardo](https://find.wellspent.co/advisors/john-belluardo.md) | Stewardship Financial Services, Inc. | Irvington, New York | ChFC, MS | Flat fee or retainer, Hourly, Ongoing planning fee, One-time planning fee | | [Salvatore Paternico](https://find.wellspent.co/advisors/salvatore-paternico.md) | W&S Management Services | Rochester, New York | CFP, ChFC | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Cindy Sterling](https://find.wellspent.co/advisors/cindy-sterling.md) | Sterling Financial Planning | New York, New York | ChFC, MS, RLP | Flat fee or retainer, Ongoing planning fee | | [Peter Levine](https://find.wellspent.co/advisors/peter-levine.md) | Velara Wealth Management | New York, New York | CFP, ChFC | Percentage of assets, Hourly, Fixed fees | | [Dyer McCabe](https://find.wellspent.co/advisors/dyer-mccabe.md) | Kilter Group | Rhinebeck, New York | CFP, ChFC | Percentage of assets, Fixed fees | | [James Cox](https://find.wellspent.co/advisors/james-cox.md) | Peak Wealth Management | Saratoga Springs, New York | CFP, ChFC | Percentage of assets, Hourly, Fixed fees | | [Richard Moldenhauer](https://find.wellspent.co/advisors/richard-moldenhauer.md) | Moldenhauer & Associates | Orchard Park, New York | ChFC | Percentage of assets, Hourly, Fixed fees | | [Waris Rahemtulla](https://find.wellspent.co/advisors/waris-rahemtulla.md) | Fruitful | New York, New York | CFP, ChFC | Percentage of assets, Ongoing planning fee | | [Thomas Waring](https://find.wellspent.co/advisors/thomas-waring.md) | Note Advisors | Buffalo, New York | ChFC | Percentage of assets, Hourly, Fixed fees | | [Yehoshua Sternbach](https://find.wellspent.co/advisors/yehoshua-sternbach.md) | Yields4U | Melville, New York | ChFC | Percentage of assets, Hourly, Fixed fees | | [Anthony Knight](https://find.wellspent.co/advisors/anthony-knight.md) | Greenspring Advisors | New York, New York | CFP, EA, CPA, CPA/PFS, CASL, ChFC, CLU | Percentage of assets, Fixed fees | | [Raj Prashad](https://find.wellspent.co/advisors/raj-prashad.md) | Eagle Tax Planning & Advisory Grp. LLC | Ozone Park, New York | CFP, ChFC, EA | Percentage of assets, Hourly, Fixed fees | | [William Burns](https://find.wellspent.co/advisors/william-burns.md) | Burns Matteson Capital Management | Corning, New York | CFP, ChFC | Percentage of assets, Hourly, Fixed fees | | [Steven Brill](https://find.wellspent.co/advisors/steven-brill.md) | Clear Point Advisors | Melville, New York | ChFC | Percentage of assets, Hourly | | [Allan Pelkonen](https://find.wellspent.co/advisors/allan-pelkonen.md) | Pelkonen and Associates | Melville, New York | CFP, ChFC | Percentage of assets, Fixed fees | | [Bruce Carrow](https://find.wellspent.co/advisors/bruce-carrow.md) | Capital Insights Group of WNY, LLC. | Buffalo, New York | CFP, ChFC | Percentage of assets, Hourly, Fixed fees | | [Gregory Stewart](https://find.wellspent.co/advisors/gregory-stewart.md) | Two West Capital Advisors | Elmira, New York | CFP, ChFC | Percentage of assets, Fixed fees | | [Kam-Lin Hill](https://find.wellspent.co/advisors/kam-lin-hill.md) | Professional Financial | Pittsford, New York | CFP, ChFC | Percentage of assets, Hourly, Fixed fees | | [Paul Hill](https://find.wellspent.co/advisors/paul-hill.md) | Professional Financial | Pittsford, New York | CFP, ChFC | Percentage of assets, Hourly, Fixed fees | | [Rebeca Cotton](https://find.wellspent.co/advisors/rebeca-cotton.md) | Taconic Advisors | Saugerties, New York | CFP, ChFC | Fixed fees | | [Todd Stankiewicz](https://find.wellspent.co/advisors/todd-stankiewicz.md) | Sykon Capital | Harrison, New York | CFP, ChFC | Percentage of assets, Hourly, Subscription, Fixed fees | | [Winfred Jacob](https://find.wellspent.co/advisors/winfred-jacob.md) | Level Financial Advisors | Wellsville, New York | CFP, ChFC | Percentage of assets, Hourly, Fixed fees | | [Christopher Price](https://find.wellspent.co/advisors/christopher-price.md) | Investment Advisor Group | Hancock, New York | ChFC | Percentage of assets, Hourly, Fixed fees | | [Jennifer Roberts](https://find.wellspent.co/advisors/jennifer-roberts.md) | Winthrop Partners - WNY | Orchard, New York | ChFC | Percentage of assets, Hourly, Fixed fees | | [Mary McDirmid](https://find.wellspent.co/advisors/mary-mcdirmid.md) | Astoria Portfolio Advisors | New York, New York | ChFC | Percentage of assets, Hourly, Fixed fees | | [Scott Zuckerman](https://find.wellspent.co/advisors/scott-zuckerman.md) | Manhattan Wealth Management Group | Melville, New York | ChFC | Percentage of assets, Fixed fees | | [Thomas Faranda](https://find.wellspent.co/advisors/thomas-faranda.md) | Hudson View Advisors | Croton-On-Hudson, New York | ChFC | Percentage of assets, Hourly, Fixed fees | ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).