# CFP financial advisors in Washington

> In Washington, look for a fee-only advisor who holds the CFP certification, the broadest planning credential. You can confirm it on the CFP Board's site. Records to start with include Rebecca Meats of Clear Insight Wealth Management, Troy Sapp of Commencement Financial Planning, LLC and Joseph Turley of Breakwater Investment Management.

Page: https://find.wellspent.co/by/cfp-financial-advisors/washington/
298 fee-only advisors listed; data last updated November 2, 2026.
Fee-only means paid only by clients, never by commissions.

## How do I find fee-only advisors who hold the CFP in Washington?

In Washington, look for a fee-only advisor who holds the CFP certification, the broadest planning credential. You can confirm it on the CFP Board's site. Records to start with include Rebecca Meats of Clear Insight Wealth Management, Troy Sapp of Commencement Financial Planning, LLC and Joseph Turley of Breakwater Investment Management.

## How many fee-only advisors who hold the CFP in Washington are there?

The Wellspent public graph lists 298 fee-only advisors who hold the CFP in Washington, at 205 firms. We counted every advisor record that fits, as of November 2026.

## Where are fee-only advisors who hold the CFP in Washington located?

Of the 298 fee-only advisors who hold the CFP in Washington, 60 are in Seattle, followed by 41 in Bellevue and 32 in Spokane.

## How do fee-only advisors who hold the CFP in Washington charge?

The most common fee among fee-only advisors who hold the CFP in Washington is a percentage of assets, used by 86% of the 296 with fees on file. Many use more than one: 53% charge by the hour and 40% charge fixed fees.

## How many fee-only advisors who hold the CFP in Washington hold the CFP?

100% of the 298 fee-only advisors who hold the CFP in Washington hold the CFP certification, based on the credentials listed on each record.

## How much do fee-only financial advisors charge in Washington?

Fee-only financial advisors in Washington charge a median of $4,500 a year for ongoing planning. We found this across the published prices of 25 Washington firms.

## How much does a one-time financial plan cost in Washington?

A one-time financial plan from a fee-only firm in Washington has a median price of $3,000. We found this across the published prices of 27 Washington firms.

## How does Wellspent decide who counts as fee-only advisors who hold the CFP?

We count an advisor here when their record lists the CFP.

## What should I ask fee-only advisors who hold the CFP in Washington?

How long have you held the CFP? Does your work cover my full plan, or mainly investments? What's your specialty beyond the CFP? How do you charge?

## How current is this list of fee-only advisors who hold the CFP in Washington?

Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.

## Advisors

| Advisor | Firm | Location | Credentials | Fees |
|---|---|---|---|---|
| [Didi Chen](https://find.wellspent.co/advisors/didi-chen.md) | Everleap Financial Planning | Newcastle, Washington | CFP, CFA | One-time planning fee, Hourly |
| [Kevin Estes](https://find.wellspent.co/advisors/kevin-estes.md) | Scaled Finance, LLC | Bellevue, Washington | CFP, MBA | Hourly, One-time planning fee |
| [Tim Melia](https://find.wellspent.co/advisors/tim-melia.md) | Embolden Financial Planning LLC | Seattle, Washington | CFP, MBA | Hourly |
| [Amy Barnes](https://find.wellspent.co/advisors/amy-barnes.md) | Firebrand Wealth Management, LLC | Seattle, Washington | CFP | Percentage of assets, Ongoing planning fee |
| [Angela Furubotten-LaRosee](https://find.wellspent.co/advisors/angela-furubotten-larosee.md) | Avea Financial Planning, LLC | Pasco, Washington | CFP | Flat fee or retainer, Ongoing planning fee |
| [Carlie Ransom](https://find.wellspent.co/advisors/carlie-ransom.md) | Equal Path Investments | Tacoma, Washington | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee |
| [Jonathan Wride](https://find.wellspent.co/advisors/jonathan-wride.md) | Crafted Finance, LLC | Seattle, Washington | CFP | Ongoing planning fee, Percentage of assets, One-time planning fee |
| [Melissa Leonard](https://find.wellspent.co/advisors/melissa-leonard.md) | Cairn Financial Planning | Seattle, Washington | CFP | Subscription, One-time planning fee, Hourly |
| [Audrey Emerson](https://find.wellspent.co/advisors/audrey-emerson.md) | AdviceOnly | Bellingham, Washington | CFP | Subscription, One-time planning fee, Hourly |
| [Daniel Frankel](https://find.wellspent.co/advisors/daniel-frankel.md) | WealthCollab | Bellevue, Washington | CFP, CFA | Flat fee or retainer, Ongoing planning fee |
| [David Uhlmann](https://find.wellspent.co/advisors/david-uhlmann.md) | Synergos Advisory LLC | Seattle, Washington | AAMS, CFP, MS, APMA | Flat fee or retainer, Ongoing planning fee |
| [Eric Franklin](https://find.wellspent.co/advisors/eric-franklin.md) | Prospero Wealth | Seattle, Washington | CFP | Percentage of assets, Hourly, One-time planning fee |
| [Holly Davis](https://find.wellspent.co/advisors/holly-davis.md) | Alta Via Financial Planning LLC | Seattle, Washington | CFP, CPA | Subscription, One-time planning fee, Hourly |
| [Jeffrey Walters](https://find.wellspent.co/advisors/jeffrey-walters.md) | Advisia Financial Planning, LLC | Bellevue, Washington | CFP, EA | Hourly |
| [Leslie Rosenberg](https://find.wellspent.co/advisors/leslie-rosenberg.md) | Humanize Wealth | Seattle, Washington | CFP | Percentage of assets |
| [Christopher Christiansen](https://find.wellspent.co/advisors/christopher-christiansen.md) | Quantum Financial Planning Services, Inc. | Spokane, Washington | CFP | Flat fee or retainer, Percentage of assets, One-time planning fee |
| [Eric Smith](https://find.wellspent.co/advisors/eric-smith.md) | Ridge Falls Financial Planning | Bellingham, Washington | CFP, MBA | Hourly |
| [Joseph Hebert](https://find.wellspent.co/advisors/joseph-hebert.md) | trueNorth Wealth Advisors | Seattle, Washington | CFP, PhD | Percentage of assets, Ongoing planning fee |
| [Keith Spencer](https://find.wellspent.co/advisors/keith-spencer.md) | Spencer Financial Planning, LLC | Spokane, Washington | CFP | Ongoing planning fee, One-time planning fee, Flat fee or retainer |
| [Kris Draper](https://find.wellspent.co/advisors/kris-draper.md) | Northern Lights Advisors Inc | Seattle, Washington | CFP | Percentage of assets, Ongoing planning fee |
| [Martin Lundgren](https://find.wellspent.co/advisors/martin-lundgren.md) | Northern Lights Advisors Inc. | Seattle, Washington | CFA, CFP | Percentage of assets, Ongoing planning fee |
| [Ralph Ted White](https://find.wellspent.co/advisors/ralph-ted-white.md) | Arrivity Financial Planning | Seattle, Washington | CFP, CIMA, MBA | Hourly, One-time planning fee |
| [Rebecca Meats](https://find.wellspent.co/advisors/rebecca-meats.md) | Clear Insight Wealth Management | Spokane, Washington | CPA, AFC, CFP, ChFC, Other | Percentage of assets, Ongoing planning fee |
| [Ali Criss](https://find.wellspent.co/advisors/ali-criss.md) | Financial Insights | Tacoma, Washington | CFP | Percentage of assets, Hourly |
| [Dwayne Reinike](https://find.wellspent.co/advisors/dwayne-reinike.md) | Valiant Financial Planning | Kirkland, Washington | CFP, ChFC | Flat fee or retainer, One-time planning fee |
| [Eric Stutzman](https://find.wellspent.co/advisors/eric-stutzman.md) | Selkirk Wealth Advisors | Spokane, Washington | CFP | Percentage of assets, Hourly, Fixed fees |
| [Jamie Clark](https://find.wellspent.co/advisors/jamie-clark.md) | Ruby Pebble Financial Planning LLC | Seattle, Washington | CFP | Flat fee or retainer, Hourly, Ongoing planning fee, One-time planning fee |
| [Jeff Tolsma](https://find.wellspent.co/advisors/jeff-tolsma.md) | Tolsma Investments, LLC | Bellevue, Washington | CFP | Percentage of assets, Flat fee or retainer, Ongoing planning fee, Hourly |
| [Kailie Abascal](https://find.wellspent.co/advisors/kailie-abascal.md) | Middleton & Company | Vancouver, Washington | CFP | Percentage of assets, One-time planning fee |
| [Katy Cook](https://find.wellspent.co/advisors/katy-cook.md) | Abacus Financial Planning | Kirkland, Washington | CFP, PhD | Percentage of assets, Hourly |
| [Melinda Satterlee](https://find.wellspent.co/advisors/melinda-satterlee.md) | Marathon Wealth Management LLC | Medina, Washington | CFP | One-time planning fee, Ongoing planning fee, Hourly |
| [Scott Blaesing](https://find.wellspent.co/advisors/scott-blaesing.md) | Cascade Wealth Advisors, Inc. | Wenatchee, Washington | CFP, CPA | Ongoing planning fee |
| [Taylor Anderson](https://find.wellspent.co/advisors/taylor-anderson.md) | Middleton & Company | Vancouver, Washington | CFP | Percentage of assets, One-time planning fee |
| [Troy Sapp](https://find.wellspent.co/advisors/troy-sapp.md) | Commencement Financial Planning, LLC | Lakewood, Washington | CFP, CPA | Percentage of assets, Hourly, One-time planning fee |
| [Amy Goan](https://find.wellspent.co/advisors/amy-goan.md) | Prism Financial Planning, LLC | Issaquah, Washington | CFP, MBA | Hourly, One-time planning fee |
| [Austin Boyce](https://find.wellspent.co/advisors/austin-boyce.md) | SoundView Advisors | Seattle, Washington | CFP, CLU, CPA/PFS, CPA, BA | Percentage of assets |
| [Elizabeth Snyder](https://find.wellspent.co/advisors/elizabeth-snyder.md) | Trail Financial Planning LLC | Bellingham, Washington | CFP | Percentage of assets, Hourly, One-time planning fee |
| [James Hindes](https://find.wellspent.co/advisors/james-hindes.md) | Xena Financial Planning | Seattle, Washington | CFP, MBA, RICP, MSFP, RLP | Percentage of assets, Ongoing planning fee |
| [Jamieson Hopp](https://find.wellspent.co/advisors/jamieson-hopp.md) | Millennial Wealth, LLC | Bellevue, Washington | CFP, BFA, CBDA, CEPA, CPWA, ECA | Percentage of assets, Hourly, Fixed fees |
| [John Chesbrough](https://find.wellspent.co/advisors/john-chesbrough.md) | Trail Financial Planning LLC | Bellingham, Washington | CFP | Percentage of assets, Hourly, One-time planning fee |
| [Kelly Van Wyhe](https://find.wellspent.co/advisors/kelly-van-wyhe.md) | Bright Road Wealth Management, LLC | Tacoma, Washington | CFP, CFA, BA | Percentage of assets, Hourly, Fixed fees |
| [Loyd Burleson](https://find.wellspent.co/advisors/loyd-burleson.md) | Financial Freedom for Dentists LLC | Snoqualmie, Washington | CFP, MS | Percentage of assets, Fixed fees |
| [Randy Wall](https://find.wellspent.co/advisors/randy-wall.md) | Penn Cove Financial, LLC | Oak Harbor, Washington | CFP, MBA | Hourly, Ongoing planning fee, Percentage of assets, One-time planning fee |
| [Anh Thu Tran](https://find.wellspent.co/advisors/anh-thu-tran.md) | Women's Wealth | Tacoma, Washington | CFP, MBA | Flat fee or retainer, Ongoing planning fee, One-time planning fee |
| [Brian Blakeman](https://find.wellspent.co/advisors/brian-blakeman.md) | Onward Financial Advising LLC | Sammamish, Washington | CFP | Hourly, One-time planning fee, Ongoing planning fee, Percentage of assets |
| [Denise Downey](https://find.wellspent.co/advisors/denise-downey.md) | Financial Trex | Spokane, Washington | CFP, MBA | Percentage of assets, Ongoing planning fee, Hourly |
| [Gus Kristoferson](https://find.wellspent.co/advisors/gus-kristoferson.md) | Money on the Mind LLC | Seattle, Washington | CFA, CFP |   |
| [Hayley Haslett](https://find.wellspent.co/advisors/hayley-haslett.md) | Lake Road Advisors | Vancouver, Washington | CFP, MS, MBA | Percentage of assets |
| [Jessica Kirwin](https://find.wellspent.co/advisors/jessica-kirwin.md) | Kirwin Financial, LLC | Issaquah, Washington | CFP, MBA | Percentage of assets, Hourly, One-time planning fee, Ongoing planning fee |
| [Lorri DeFoor](https://find.wellspent.co/advisors/lorri-defoor.md) | Sustain Financial Inc. | Lacey, Washington | CFP, AFC, MA | Percentage of assets, Ongoing planning fee |

Showing the first 50 of 298. The full list, page by page: https://find.wellspent.co/by/cfp-financial-advisors/washington/?page=2

## About this data

Sources and verification: https://find.wellspent.co/methodology/
Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).