# CFP financial advisors in Montana > In Montana, look for a fee-only advisor who holds the CFP certification, the broadest planning credential. You can confirm it on the CFP Board's site. Records to start with include David Wigginton of Glacier Investment Management, Tary Middlesworth of Entrusted Wealth and Hannah Santa Cruz of Pathfinder Financial Planning. Page: https://find.wellspent.co/by/cfp-financial-advisors/montana/ 26 fee-only advisors listed; data last updated November 2, 2026. Fee-only means paid only by clients, never by commissions. ## How do I find fee-only advisors who hold the CFP in Montana? In Montana, look for a fee-only advisor who holds the CFP certification, the broadest planning credential. You can confirm it on the CFP Board's site. Records to start with include David Wigginton of Glacier Investment Management, Tary Middlesworth of Entrusted Wealth and Hannah Santa Cruz of Pathfinder Financial Planning. ## How many fee-only advisors who hold the CFP in Montana are there? The Wellspent public graph lists 26 fee-only advisors who hold the CFP in Montana, at 22 firms. We counted every advisor record that fits, as of November 2026. ## Where are fee-only advisors who hold the CFP in Montana located? Of the 26 fee-only advisors who hold the CFP in Montana, 8 are in Bozeman, followed by 4 in Missoula and 4 in Kalispell. ## How do fee-only advisors who hold the CFP in Montana charge? The most common fee among fee-only advisors who hold the CFP in Montana is a percentage of assets, used by 85% of the 26 with fees on file. Many use more than one: 54% charge by the hour and 54% charge fixed fees. ## How many fee-only advisors who hold the CFP in Montana hold the CFP? 100% of the 26 fee-only advisors who hold the CFP in Montana hold the CFP certification, based on the credentials listed on each record. ## How does Wellspent decide who counts as fee-only advisors who hold the CFP? We count an advisor here when their record lists the CFP. ## What should I ask fee-only advisors who hold the CFP in Montana? How long have you held the CFP? Does your work cover my full plan, or mainly investments? What's your specialty beyond the CFP? How do you charge? ## How current is this list of fee-only advisors who hold the CFP in Montana? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Caleb Pepperday](https://find.wellspent.co/advisors/caleb-pepperday.md) | Advanced Practice Planning, LLC | Missoula, Montana | CFP, ChFC | Ongoing planning fee | | [Rose Zealand](https://find.wellspent.co/advisors/rose-zealand.md) | Golden Thread Collaborative, LLC | Helena, Montana | CFP, CeFT | Hourly | | [Hannah Santa Cruz](https://find.wellspent.co/advisors/hannah-santa-cruz.md) | Pathfinder Financial Planning | Missoula, Montana | CFP | Percentage of assets, Hourly | | [Jill Tripp](https://find.wellspent.co/advisors/jill-tripp.md) | Pathfinder Financial Planning | Missoula, Montana | CFP | Percentage of assets, Hourly | | [Sarah Fitzgerald](https://find.wellspent.co/advisors/sarah-fitzgerald.md) | NorthFork Advisors | Bozeman, Montana | CFP | Percentage of assets, Hourly, Fixed fees | | [Christa Hudak](https://find.wellspent.co/advisors/christa-hudak.md) | CoCreate Financial | Bozeman, Montana | CFP, ChFC | Percentage of assets, Hourly, Fixed fees | | [Cody Kirk](https://find.wellspent.co/advisors/cody-kirk.md) | Wild Rye Financial | Bigfork, Montana | CFP | Percentage of assets | | [Matthew Hudak](https://find.wellspent.co/advisors/matthew-hudak.md) | CoCreate Financial | Bozeman, Montana | CFP | Percentage of assets, Hourly, Fixed fees | | [Tary Middlesworth](https://find.wellspent.co/advisors/tary-middlesworth.md) | Entrusted Wealth | Kalispell, Montana | CFP, CFA | Percentage of assets | | [Adam Coughlin](https://find.wellspent.co/advisors/adam-coughlin.md) | Willamette Wealth Partners | Kalispell, Montana | CFP | Percentage of assets | | [Camy Toth](https://find.wellspent.co/advisors/camy-toth.md) | Springbrook Financial | Bozeman, Montana | CFP | Percentage of assets, Fixed fees | | [Zachary Matarazzo](https://find.wellspent.co/advisors/zachary-matarazzo.md) | Main Line Retirement Advisors | Whitefish, Montana | CFP | Percentage of assets, Hourly, Fixed fees | | [Dillon Manley](https://find.wellspent.co/advisors/dillon-manley.md) | Stack Financial Management | Whitefish, Montana | CFP | Percentage of assets | | [John Knopik](https://find.wellspent.co/advisors/john-knopik.md) | Ascent Wealth Management | Kalispell, Montana | CFP | Percentage of assets, Hourly, Fixed fees | | [David Wigginton](https://find.wellspent.co/advisors/david-wigginton.md) | Glacier Investment Management | Kalispell, Montana | CFA, CFP, CPA | Percentage of assets, Fixed fees | | [Eric Joynt](https://find.wellspent.co/advisors/eric-joynt.md) | Prospettiva Financial | Missoula, Montana | CFP, ChFC | Percentage of assets, Fixed fees | | [Jack Monteith](https://find.wellspent.co/advisors/jack-monteith.md) | Monteith Wealth, LLC. | Bozeman, Montana | CFP | Hourly, Flat fee or retainer, Ongoing planning fee | | [Mike Monteith](https://find.wellspent.co/advisors/mike-monteith.md) | Monteith Wealth, LLC. | Bozeman, Montana | CFP | Hourly, Flat fee or retainer, Ongoing planning fee | | [Sarah Hussey](https://find.wellspent.co/advisors/sarah-hussey.md) | Black Cat Wealth LLC | Bozeman, Montana | CFP | Percentage of assets, Fixed fees | | [Tim Bauer](https://find.wellspent.co/advisors/tim-bauer.md) | Evergreen Financial Group | Billings, Montana | CAP, CFP, AIF | Percentage of assets, Hourly, Fixed fees | | [Brandon Nissen](https://find.wellspent.co/advisors/brandon-nissen.md) | Opulence Planning | Chinook, Montana | CFP | Percentage of assets, Fixed fees | | [Brandon Smith](https://find.wellspent.co/advisors/brandon-smith-6469065.md) | Professional Financial Management | Bozeman, Montana | CFP | Percentage of assets, Hourly | | [Gage Legare](https://find.wellspent.co/advisors/gage-legare.md) | Brooklyn FI | Glasgow, Montana | CFP | Percentage of assets, Hourly, Fixed fees | | [Jonathon Butler](https://find.wellspent.co/advisors/jonathon-butler.md) | Opulence Planning | Helena, Montana | CFP | Percentage of assets, Fixed fees | | [Kristin Hetzer](https://find.wellspent.co/advisors/kristin-hetzer.md) | Royal Palms Capital | Whitefish, Montana | CFP | Percentage of assets, Hourly, Fixed fees | | [Ronald Bibler](https://find.wellspent.co/advisors/ronald-bibler.md) | Bibler Financial Group | Big Sky, Montana | CFP | Percentage of assets | ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).