# Financial advisors for ultra-high-net-worth families in Tennessee > For ultra-high-net-worth families in Tennessee, talk to a fee-only firm with a team across investing, tax, and estate work, and ask who actually does each part. At this level, how fees scale on large balances matters as much as the percentage you're quoted. Records to start with include Jaime Ruff of HB Wealth, Ann Taylor Knotts of Woodmont Investment Counsel and Kyle Kuyat of Defining Wealth. Page: https://find.wellspent.co/audiences/ultra-high-net-worth/tennessee/ 28 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to as an ultra-high-net-worth family in Tennessee? For ultra-high-net-worth families in Tennessee, talk to a fee-only firm with a team across investing, tax, and estate work, and ask who actually does each part. At this level, how fees scale on large balances matters as much as the percentage you're quoted. Records to start with include Jaime Ruff of HB Wealth, Ann Taylor Knotts of Woodmont Investment Counsel and Kyle Kuyat of Defining Wealth. - [Jaime Ruff](https://find.wellspent.co/advisors/jaime-ruff/), HB Wealth, Nashville. Holds the CPA and CFP. Fees on file: percentage of assets, flat fee or retainer. - [Ann Taylor Knotts](https://find.wellspent.co/advisors/ann-taylor-knotts/), Woodmont Investment Counsel, Nashville. Holds the CFA and CFP. Fees on file: percentage of assets. - [Kyle Kuyat](https://find.wellspent.co/advisors/kyle-kuyat/), Defining Wealth, Franklin. Holds the CFP. Fees on file: flat fee or retainer, one-time planning fee. - [Isabel Biondi](https://find.wellspent.co/advisors/isabel-biondi/), Greatdane Investment, Franklin. Holds the CFP. Fees on file: percentage of assets, hourly. - [Jeffrey Jordan](https://find.wellspent.co/advisors/jeffrey-jordan/), Processus Wealth & Capital Management, Franklin. Holds the CFP. Fees on file: percentage of assets. - [William Martin](https://find.wellspent.co/advisors/william-martin/), Steel Grove, Memphis. Holds the CFA. Fees on file: percentage of assets, fixed fees. ## How many fee-only financial advisors in Tennessee work with ultra-high-net-worth families? The Wellspent public graph lists 28 fee-only advisors for ultra-high-net-worth families in Tennessee, at 8 firms. We counted every advisor record that lists this work, as of October 2026. ## Where are fee-only advisors for ultra-high-net-worth families in Tennessee located? Of the 28 fee-only advisors for ultra-high-net-worth families in Tennessee, 10 are in Nashville, followed by 10 in Franklin and 7 in Memphis. ## How do fee-only advisors for ultra-high-net-worth families in Tennessee charge? The most common fee among fee-only advisors for ultra-high-net-worth families in Tennessee is a percentage of assets, used by 100% of the 28 with fees on file. Many use more than one: 50% charge performance-based fees and 32% charge by the hour. ## How much do fee-only financial advisors charge in Tennessee? Fee-only financial advisors in Tennessee charge a median of $4,200 a year for ongoing planning. We found this across the published prices of 13 Tennessee firms. ## How much does a one-time financial plan cost in Tennessee? A one-time financial plan from a fee-only firm in Tennessee has a median price of $2,000. We found this across the published prices of 15 Tennessee firms. ## What credentials should a financial advisor for ultra-high-net-worth families have? For ultra-high-net-worth families, look for the CFA, CPA and CFP. In Tennessee, 39% of the 28 advisors listed hold the CFP. - CFA (21% of advisors listed): The CFA supports complex portfolios. - CPA (4% of advisors listed): CPAs handle tax across entities and trusts. - CFP (39% of advisors listed): The CFP keeps the whole picture together. ## How do Tennessee advisors for ultra-high-net-worth families compare with the rest of the US? 50% of fee-only advisors for ultra-high-net-worth families in Tennessee charge performance-based fees, compared with 12% of the 1,133 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Tennessee have an estate or inheritance tax? No. Tennessee has no state estate or inheritance tax, so the federal rules are the main ones to plan around. ## What should I ask a financial advisor as an ultra-high-net-worth family in Tennessee? - What would I pay in dollars, on my balance, each year? - Who on your team handles tax and estate work? - How many clients my size do you serve? - How do you handle private investments? - If I own property in another state, could its estate tax apply? ## How current is this list of fee-only advisors for ultra-high-net-worth families in Tennessee? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Jaime Ruff](https://find.wellspent.co/advisors/jaime-ruff.md) | HB Wealth | Nashville, Tennessee | CFP, CPA/PFS, MBA, CFDS | Percentage of assets, Flat fee or retainer | | [Kyle Kuyat](https://find.wellspent.co/advisors/kyle-kuyat.md) | Defining Wealth | Franklin, Tennessee | CFP | Flat fee or retainer, One-time planning fee, Percentage of assets, Hourly, Subscription | | [Andrew Peapos](https://find.wellspent.co/advisors/andrew-peapos.md) | Woodmont Investment Counsel | Nashville, Tennessee | CFP | Percentage of assets | | [Ann Taylor Knotts](https://find.wellspent.co/advisors/ann-taylor-knotts.md) | Woodmont Investment Counsel | Nashville, Tennessee | CFP, CFA | Percentage of assets | | [Cade Schacher](https://find.wellspent.co/advisors/cade-schacher.md) | Woodmont Investment Counsel | Nashville, Tennessee | CFP | Percentage of assets | | [Jason Bonn](https://find.wellspent.co/advisors/jason-bonn.md) | Woodmont Investment Counsel | Nashville, Tennessee | CFP | Percentage of assets | | [Lindsay Youngbauer](https://find.wellspent.co/advisors/lindsay-youngbauer.md) | Woodmont Investment Counsel | Nashville, Tennessee | CFP | Percentage of assets | | [Nicole Hughes](https://find.wellspent.co/advisors/nicole-hughes.md) | Woodmont Investment Counsel | Nashville, Tennessee | CFP | Percentage of assets | | [Isabel Biondi](https://find.wellspent.co/advisors/isabel-biondi.md) | Greatdane Investment | Franklin, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Brian Kopinski](https://find.wellspent.co/advisors/brian-kopinski.md) | Woodmont Investment Counsel | Nashville, Tennessee | CFA | Percentage of assets | | [Carolyn Bennett](https://find.wellspent.co/advisors/carolyn-bennett.md) | Woodmont Investment Counsel | Nashville, Tennessee | CFA | Percentage of assets | | [Jack Dupuy](https://find.wellspent.co/advisors/jack-dupuy.md) | Woodmont Investment Counsel | Nashville, Tennessee | CFA | Percentage of assets | | [William Martin](https://find.wellspent.co/advisors/william-martin.md) | Steel Grove | Memphis, Tennessee | CFA | Percentage of assets, Fixed fees, Performance-based fees | | [Charles Williams](https://find.wellspent.co/advisors/charles-williams-6453115.md) | Partners Capital | Franklin, Tennessee | CFP | Percentage of assets, Hourly, Performance-based fees | | [Jeffrey Jordan](https://find.wellspent.co/advisors/jeffrey-jordan.md) | Processus Wealth & Capital Management | Franklin, Tennessee | CFP | Percentage of assets | | [Micah Wakefield](https://find.wellspent.co/advisors/micah-wakefield.md) | TrueHaven Capital | Franklin, Tennessee | | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Christian Becnel](https://find.wellspent.co/advisors/christian-becnel.md) | Steel Grove | Memphis, Tennessee | | Percentage of assets, Fixed fees, Performance-based fees | | [Clayton Williams](https://find.wellspent.co/advisors/clayton-williams.md) | Steel Grove | Memphis, Tennessee | | Percentage of assets, Fixed fees, Performance-based fees | | [Craig Sneed](https://find.wellspent.co/advisors/craig-sneed.md) | Steel Grove | Memphis, Tennessee | | Percentage of assets, Fixed fees, Performance-based fees | | [Jonathan Martin](https://find.wellspent.co/advisors/jonathan-martin.md) | Steel Grove | Memphis, Tennessee | | Percentage of assets, Fixed fees, Performance-based fees | | [Steven Sansom](https://find.wellspent.co/advisors/steven-sansom.md) | Steel Grove | Memphis, Tennessee | | Percentage of assets, Fixed fees, Performance-based fees | | [Timothy Ballard](https://find.wellspent.co/advisors/timothy-ballard.md) | Steel Grove | Memphis, Tennessee | | Percentage of assets, Fixed fees, Performance-based fees | | [Grady Tabor](https://find.wellspent.co/advisors/grady-tabor.md) | Processus Wealth & Capital Management | Brentwood, Tennessee | CFA | Percentage of assets | | [Eric Fitzgerald](https://find.wellspent.co/advisors/eric-fitzgerald-4830850.md) | Partners Capital | Franklin, Tennessee | | Percentage of assets, Hourly, Performance-based fees | | [Kenneth Gamble](https://find.wellspent.co/advisors/kenneth-gamble.md) | Partners Capital | Franklin, Tennessee | | Percentage of assets, Hourly, Performance-based fees | | [Manuel Parra](https://find.wellspent.co/advisors/manuel-parra.md) | Partners Capital | Franklin, Tennessee | | Percentage of assets, Hourly, Performance-based fees | | [Michael Tison](https://find.wellspent.co/advisors/michael-tison.md) | Partners Capital | Franklin, Tennessee | | Percentage of assets, Hourly, Performance-based fees | | [Sean Jabbar](https://find.wellspent.co/advisors/sean-jabbar.md) | Partners Capital | Franklin, Tennessee | | Percentage of assets, Hourly, Performance-based fees | ## Related - [Estate planning in Tennessee](https://find.wellspent.co/specialties/estate-planning/tennessee.md) - [Retirement planning in Tennessee](https://find.wellspent.co/specialties/retirement-planning/tennessee.md) - [Tax planning in Tennessee](https://find.wellspent.co/specialties/tax-planning/tennessee.md) - [Family wealth transfer in Tennessee](https://find.wellspent.co/specialties/family-wealth-transfer/tennessee.md) - [Retirees in Tennessee](https://find.wellspent.co/audiences/retirees/tennessee.md) - [Founders in Tennessee](https://find.wellspent.co/specialties/founders-pre-exit/tennessee.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).