# Financial advisors for ultra-high-net-worth families in Minnesota > For ultra-high-net-worth families in Minnesota, talk to a fee-only firm with a team across investing, tax, and estate work, and ask who actually does each part. At this level, how fees scale on large balances matters as much as the percentage you're quoted. Records to start with include Sharon Bloodworth of White Oaks Wealth Advisors, Inc., Susan Becker of Nicollet Investment Management and Paul Dwyer of Punch & Associates. Page: https://find.wellspent.co/audiences/ultra-high-net-worth/minnesota/ 35 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to as an ultra-high-net-worth family in Minnesota? For ultra-high-net-worth families in Minnesota, talk to a fee-only firm with a team across investing, tax, and estate work, and ask who actually does each part. At this level, how fees scale on large balances matters as much as the percentage you're quoted. Records to start with include Sharon Bloodworth of White Oaks Wealth Advisors, Inc., Susan Becker of Nicollet Investment Management and Paul Dwyer of Punch & Associates. - [Sharon Bloodworth](https://find.wellspent.co/advisors/sharon-bloodworth/), White Oaks Wealth Advisors, Inc., Minneapolis. Holds the CPA and CFP. Fees on file: percentage of assets, ongoing planning fee. - [Susan Becker](https://find.wellspent.co/advisors/susan-becker/), Nicollet Investment Management, Minneapolis. Holds the CFA. Fees on file: percentage of assets. - [Paul Dwyer](https://find.wellspent.co/advisors/paul-dwyer/), Punch & Associates, Edina. Holds the CFA. Fees on file: percentage of assets, fixed fees. - [Eric Gardner](https://find.wellspent.co/advisors/eric-gardner/), All Star Financial, Minneapolis. Holds the CFA. Fees on file: percentage of assets, hourly. - [Taylor Harwood](https://find.wellspent.co/advisors/taylor-harwood/), Crane Capital Management, Spring Park. Holds the CFP. Fees on file: percentage of assets. - [Braeden Mischke](https://find.wellspent.co/advisors/braeden-mischke/), Strong Tower Wealth, Minneapolis. Fees on file: percentage of assets, hourly. ## How many fee-only financial advisors in Minnesota work with ultra-high-net-worth families? The Wellspent public graph lists 35 fee-only advisors for ultra-high-net-worth families in Minnesota, at 6 firms. We counted every advisor record that lists this work, as of October 2026. ## Where are fee-only advisors for ultra-high-net-worth families in Minnesota located? Of the 35 fee-only advisors for ultra-high-net-worth families in Minnesota, 17 are in Edina, followed by 16 in Minneapolis and 2 in Spring Park. ## How do fee-only advisors for ultra-high-net-worth families in Minnesota charge? The most common fee among fee-only advisors for ultra-high-net-worth families in Minnesota is a percentage of assets, used by 100% of the 35 with fees on file. Many use more than one: 74% charge fixed fees and 49% charge performance-based fees. ## How much do fee-only financial advisors charge in Minnesota? Fee-only financial advisors in Minnesota charge a median of $2,100 a year for ongoing planning. We found this across the published prices of 16 Minnesota firms. ## How much does a one-time financial plan cost in Minnesota? A one-time financial plan from a fee-only firm in Minnesota has a median price of $1,200. We found this across the published prices of 13 Minnesota firms. ## What credentials should a financial advisor for ultra-high-net-worth families have? For ultra-high-net-worth families, look for the CFA, CPA and CFP. In Minnesota, 23% of the 35 advisors listed hold the CFP. - CFA (17% of advisors listed): The CFA supports complex portfolios. - CPA (3% of advisors listed): CPAs handle tax across entities and trusts. - CFP (23% of advisors listed): The CFP keeps the whole picture together. ## How do Minnesota advisors for ultra-high-net-worth families compare with the rest of the US? 49% of fee-only advisors for ultra-high-net-worth families in Minnesota charge performance-based fees, compared with 12% of the 1,133 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Minnesota have an estate tax? Yes. Minnesota has its own estate tax, separate from the federal one, and its threshold can be lower. ## What should I ask a financial advisor as an ultra-high-net-worth family in Minnesota? - What would I pay in dollars, on my balance, each year? - Who on your team handles tax and estate work? - How many clients my size do you serve? - How do you handle private investments? - How would you plan for Minnesota's estate tax as well as the federal one? ## How current is this list of fee-only advisors for ultra-high-net-worth families in Minnesota? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Sharon Bloodworth](https://find.wellspent.co/advisors/sharon-bloodworth.md) | White Oaks Wealth Advisors, Inc. | Minneapolis, Minnesota | CFP, CPA, PFS | Percentage of assets, Ongoing planning fee, One-time planning fee | | [Taylor Harwood](https://find.wellspent.co/advisors/taylor-harwood.md) | Crane Capital Management | Spring Park, Minnesota | CFP | Percentage of assets | | [Matthew Berhow](https://find.wellspent.co/advisors/matthew-berhow.md) | All Star Financial | Minneapolis, Minnesota | CFP | Percentage of assets, Hourly, Fixed fees | | [Robert Klefsaas](https://find.wellspent.co/advisors/robert-klefsaas.md) | All Star Financial | Minneapolis, Minnesota | CFP | Percentage of assets, Hourly, Fixed fees | | [Eric Gardner](https://find.wellspent.co/advisors/eric-gardner.md) | All Star Financial | Minneapolis, Minnesota | CFA | Percentage of assets, Hourly, Fixed fees | | [Connor Oak](https://find.wellspent.co/advisors/connor-oak.md) | Crane Capital Management | Spring Park, Minnesota | | Percentage of assets | | [Marc Hadley](https://find.wellspent.co/advisors/marc-hadley.md) | Nicollet Investment Management | Minneapolis, Minnesota | CFP | Percentage of assets | | [Naveen Sharma](https://find.wellspent.co/advisors/naveen-sharma.md) | Nicollet Investment Management | Minneapolis, Minnesota | CFP | Percentage of assets | | [Allen LeMay](https://find.wellspent.co/advisors/allen-lemay.md) | Strong Tower Wealth | Minneapolis, Minnesota | | Percentage of assets, Hourly, Fixed fees | | [Braeden Mischke](https://find.wellspent.co/advisors/braeden-mischke.md) | Strong Tower Wealth | Minneapolis, Minnesota | | Percentage of assets, Hourly, Fixed fees | | [Connie Biselx](https://find.wellspent.co/advisors/connie-biselx.md) | All Star Financial | Minneapolis, Minnesota | | Percentage of assets, Hourly, Fixed fees | | [Grant Germscheid](https://find.wellspent.co/advisors/grant-germscheid.md) | All Star Financial | Minneapolis, Minnesota | | Percentage of assets, Hourly, Fixed fees | | [Nicholas Michel](https://find.wellspent.co/advisors/nicholas-michel.md) | Strong Tower Wealth | Minneapolis, Minnesota | | Percentage of assets, Hourly, Fixed fees | | [William Velgersdyk](https://find.wellspent.co/advisors/william-velgersdyk.md) | Strong Tower Wealth | Minneapolis, Minnesota | | Percentage of assets, Hourly, Fixed fees | | [Khalil Harris](https://find.wellspent.co/advisors/khalil-harris.md) | Punch & Associates | Edina, Minnesota | CFP | Percentage of assets, Fixed fees, Performance-based fees | | [Ryan Punch](https://find.wellspent.co/advisors/ryan-punch.md) | Punch & Associates | Edina, Minnesota | CFP | Percentage of assets, Fixed fees, Performance-based fees | | [Susan Becker](https://find.wellspent.co/advisors/susan-becker.md) | Nicollet Investment Management | Minneapolis, Minnesota | CFA | Percentage of assets | | [Anthony Perala](https://find.wellspent.co/advisors/anthony-perala.md) | Punch & Associates | Edina, Minnesota | CFA | Percentage of assets, Fixed fees, Performance-based fees | | [John Carraux](https://find.wellspent.co/advisors/john-carraux.md) | Punch & Associates | Edina, Minnesota | CFA, CIC | Percentage of assets, Fixed fees, Performance-based fees | | [Nathan Travis](https://find.wellspent.co/advisors/nathan-travis.md) | Nicollet Investment Management | Minneapolis, Minnesota | | Percentage of assets | | [Nicholas Heyer](https://find.wellspent.co/advisors/nicholas-heyer.md) | Nicollet Investment Management | Minneapolis, Minnesota | | Percentage of assets | | [Paul Dwyer](https://find.wellspent.co/advisors/paul-dwyer.md) | Punch & Associates | Edina, Minnesota | CFA | Percentage of assets, Fixed fees, Performance-based fees | | [Samuel Ludzack](https://find.wellspent.co/advisors/samuel-ludzack.md) | Punch & Associates | Edina, Minnesota | CFA | Percentage of assets, Fixed fees, Performance-based fees | | [Timothy Fahey](https://find.wellspent.co/advisors/timothy-fahey.md) | Nicollet Investment Management | Minneapolis, Minnesota | | Percentage of assets | | [Andrea Barkley](https://find.wellspent.co/advisors/andrea-barkley.md) | Punch & Associates | Edina, Minnesota | | Percentage of assets, Fixed fees, Performance-based fees | | [Andrew Matysik](https://find.wellspent.co/advisors/andrew-matysik.md) | Punch & Associates | Edina, Minnesota | | Percentage of assets, Fixed fees, Performance-based fees | | [Cory Kiner](https://find.wellspent.co/advisors/cory-kiner.md) | Punch & Associates | Edina, Minnesota | | Percentage of assets, Fixed fees, Performance-based fees | | [Heather Rezab](https://find.wellspent.co/advisors/heather-rezab.md) | Punch & Associates | Edina, Minnesota | | Percentage of assets, Fixed fees, Performance-based fees | | [Howard Punch](https://find.wellspent.co/advisors/howard-punch.md) | Punch & Associates | Edina, Minnesota | | Percentage of assets, Fixed fees, Performance-based fees | | [James Hannack](https://find.wellspent.co/advisors/james-hannack.md) | Punch & Associates | Edina, Minnesota | | Percentage of assets, Fixed fees, Performance-based fees | | [Jessica Johnson](https://find.wellspent.co/advisors/jessica-johnson.md) | Punch & Associates | Edina, Minnesota | | Percentage of assets, Fixed fees, Performance-based fees | | [Kevin Worms-Lynch](https://find.wellspent.co/advisors/kevin-worms-lynch.md) | Punch & Associates | Edina, Minnesota | | Percentage of assets, Fixed fees, Performance-based fees | | [Linnea Akesson](https://find.wellspent.co/advisors/linnea-akesson.md) | Punch & Associates | Edina, Minnesota | | Percentage of assets, Fixed fees, Performance-based fees | | [Patrick Sheldon](https://find.wellspent.co/advisors/patrick-sheldon.md) | Punch & Associates | Edina, Minnesota | | Percentage of assets, Fixed fees, Performance-based fees | | [Ruth Langworthy](https://find.wellspent.co/advisors/ruth-langworthy.md) | Punch & Associates | Edina, Minnesota | | Percentage of assets, Fixed fees, Performance-based fees | ## Related - [Retirement planning in Minnesota](https://find.wellspent.co/specialties/retirement-planning/minnesota.md) - [Estate planning in Minnesota](https://find.wellspent.co/specialties/estate-planning/minnesota.md) - [Retirees in Minnesota](https://find.wellspent.co/audiences/retirees/minnesota.md) - [Tax planning in Minnesota](https://find.wellspent.co/specialties/tax-planning/minnesota.md) - [Pre-retirees in Minnesota](https://find.wellspent.co/audiences/pre-retirees/minnesota.md) - [Small business owners in Minnesota](https://find.wellspent.co/specialties/small-business-owners/minnesota.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).