# Financial advisors for ultra-high-net-worth families in Illinois > For ultra-high-net-worth families in Illinois, talk to a fee-only firm with a team across investing, tax, and estate work, and ask who actually does each part. At this level, how fees scale on large balances matters as much as the percentage you're quoted. Records to start with include Garrett Chmiola of Valeo Financial Advisors, Timothy Ziemba of IRON Financial and Dave Grant of Retirement Matters, Inc.. Page: https://find.wellspent.co/audiences/ultra-high-net-worth/illinois/ 42 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to as an ultra-high-net-worth family in Illinois? For ultra-high-net-worth families in Illinois, talk to a fee-only firm with a team across investing, tax, and estate work, and ask who actually does each part. At this level, how fees scale on large balances matters as much as the percentage you're quoted. Records to start with include Garrett Chmiola of Valeo Financial Advisors, Timothy Ziemba of IRON Financial and Dave Grant of Retirement Matters, Inc.. - [Garrett Chmiola](https://find.wellspent.co/advisors/garrett-chmiola/), Valeo Financial Advisors, Chicago. Holds the CPA and CFP. Fees on file: flat fee or retainer, percentage of assets. - [Timothy Ziemba](https://find.wellspent.co/advisors/timothy-ziemba/), IRON Financial, Northbrook. Holds the CFA and CFP. Fees on file: percentage of assets, performance-based fees. - [Dave Grant](https://find.wellspent.co/advisors/dave-grant/), Retirement Matters, Inc., Barrington. Holds the CFP. Fees on file: percentage of assets, one-time planning fee. - [David Maley](https://find.wellspent.co/advisors/david-maley/), 1102 Partners, Chicago. Holds the CFP. Fees on file: percentage of assets. - [James Richter](https://find.wellspent.co/advisors/james-richter/), Monotelo Wealth Partners, Elgin. Holds the CFP. Fees on file: ongoing planning fee. - [Kelsey Spresser](https://find.wellspent.co/advisors/kelsey-spresser/), Doyenne Wealth Advisors, Chicago. Holds the CFP. Fees on file: percentage of assets, fixed fees. ## How many fee-only financial advisors in Illinois work with ultra-high-net-worth families? The Wellspent public graph lists 42 fee-only advisors for ultra-high-net-worth families in Illinois, at 15 firms. We counted every advisor record that lists this work, as of October 2026. ## Where are fee-only advisors for ultra-high-net-worth families in Illinois located? Of the 42 fee-only advisors for ultra-high-net-worth families in Illinois, 21 are in Chicago, followed by 8 in Downers Grove and 3 in Northbrook. ## How do fee-only advisors for ultra-high-net-worth families in Illinois charge? The most common fee among fee-only advisors for ultra-high-net-worth families in Illinois is a percentage of assets, used by 98% of the 42 with fees on file. Many use more than one: 60% charge fixed fees and 12% charge by the hour. ## How much do fee-only financial advisors charge in Illinois? Fee-only financial advisors in Illinois charge a median of $5,000 a year for ongoing planning. We found this across the published prices of 35 Illinois firms. ## How much does a one-time financial plan cost in Illinois? A one-time financial plan from a fee-only firm in Illinois has a median price of $2,625. We found this across the published prices of 26 Illinois firms. ## What credentials should a financial advisor for ultra-high-net-worth families have? For ultra-high-net-worth families, look for the CFA, CPA and CFP. In Illinois, 50% of the 42 advisors listed hold the CFP. - CFA (7% of advisors listed): The CFA supports complex portfolios. - CPA (2% of advisors listed): CPAs handle tax across entities and trusts. - CFP (50% of advisors listed): The CFP keeps the whole picture together. ## How do Illinois advisors for ultra-high-net-worth families compare with the rest of the US? 12% of fee-only advisors for ultra-high-net-worth families in Illinois charge by the hour, compared with 44% of the 1,133 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Illinois have an estate tax? Yes. Illinois has its own estate tax, separate from the federal one, and its threshold can be lower. ## What should I ask a financial advisor as an ultra-high-net-worth family in Illinois? - What would I pay in dollars, on my balance, each year? - Who on your team handles tax and estate work? - How many clients my size do you serve? - How do you handle private investments? - How would you plan for Illinois's estate tax as well as the federal one? ## How current is this list of fee-only advisors for ultra-high-net-worth families in Illinois? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Garrett Chmiola](https://find.wellspent.co/advisors/garrett-chmiola.md) | Valeo Financial Advisors | Chicago, Illinois | CFP, CPA | Flat fee or retainer, Percentage of assets | | [Dave Grant](https://find.wellspent.co/advisors/dave-grant.md) | Retirement Matters, Inc. | Barrington, Illinois | CFP | Percentage of assets, One-time planning fee | | [Cynthia Mittlestaedt](https://find.wellspent.co/advisors/cynthia-mittlestaedt.md) | Vertex Planning Partners | Downers Grove, Illinois | CFP | Percentage of assets, Fixed fees | | [Gregory Benner](https://find.wellspent.co/advisors/gregory-benner.md) | Vertex Planning Partners | Downers Grove, Illinois | CFP, ChFC | Percentage of assets, Fixed fees | | [Julie Hupp](https://find.wellspent.co/advisors/julie-hupp.md) | Vertex Planning Partners | Downers Grove, Illinois | CFP | Percentage of assets, Fixed fees | | [Scott Sandee](https://find.wellspent.co/advisors/scott-sandee.md) | Vertex Planning Partners | Downers Grove, Illinois | CFP | Percentage of assets, Fixed fees | | [Tammy Billadeau](https://find.wellspent.co/advisors/tammy-billadeau.md) | Vertex Planning Partners | Downers Grove, Illinois | CFP | Percentage of assets, Fixed fees | | [Alyssa Schuster](https://find.wellspent.co/advisors/alyssa-schuster.md) | Doyenne Wealth Advisors | Chicago, Illinois | CFP | Percentage of assets, Fixed fees | | [Anne Petty](https://find.wellspent.co/advisors/anne-petty.md) | Doyenne Wealth Advisors | Chicago, Illinois | CFP | Percentage of assets, Fixed fees | | [David Maley](https://find.wellspent.co/advisors/david-maley.md) | 1102 Partners | Chicago, Illinois | CFP | Percentage of assets | | [Katherine Donaldson](https://find.wellspent.co/advisors/katherine-donaldson.md) | Doyenne Wealth Advisors | Chicago, Illinois | CFP | Percentage of assets, Fixed fees | | [Kelsey Spresser](https://find.wellspent.co/advisors/kelsey-spresser.md) | Doyenne Wealth Advisors | Chicago, Illinois | CFP | Percentage of assets, Fixed fees | | [Kristin Balon](https://find.wellspent.co/advisors/kristin-balon.md) | Doyenne Wealth Advisors | Chicago, Illinois | CFP | Percentage of assets, Fixed fees | | [Mary Allvine](https://find.wellspent.co/advisors/mary-allvine.md) | Doyenne Wealth Advisors | Chicago, Illinois | CFP | Percentage of assets, Fixed fees | | [Maureen Miller](https://find.wellspent.co/advisors/maureen-miller.md) | Doyenne Wealth Advisors | Chicago, Illinois | CFP | Percentage of assets, Fixed fees | | [Phoebe Stefani](https://find.wellspent.co/advisors/phoebe-stefani.md) | Doyenne Wealth Advisors | Chicago, Illinois | CFP | Percentage of assets, Fixed fees | | [Tesa Williamson](https://find.wellspent.co/advisors/tesa-williamson.md) | Doyenne Wealth Advisors | Chicago, Illinois | CFP | Percentage of assets, Fixed fees | | [Timothy Ziemba](https://find.wellspent.co/advisors/timothy-ziemba.md) | IRON Financial | Northbrook, Illinois | CFP, CFA | Percentage of assets, Performance-based fees | | [Margaret Quinn](https://find.wellspent.co/advisors/margaret-quinn.md) | Paradigm Wealth Management | Chicago, Illinois | CFP | Percentage of assets, Hourly | | [James Richter](https://find.wellspent.co/advisors/james-richter.md) | Monotelo Wealth Partners | Elgin, Illinois | CFP | Ongoing planning fee | | [Katie Reichart](https://find.wellspent.co/advisors/katie-reichart.md) | Doyenne Wealth Advisors | Chicago, Illinois | CFA | Percentage of assets, Fixed fees | | [Marcos Murillo](https://find.wellspent.co/advisors/marcos-murillo.md) | Vantage Point Financial | Lisle, Illinois | | Percentage of assets | | [Christopher Huston](https://find.wellspent.co/advisors/christopher-huston.md) | Vertex Planning Partners | Downers Grove, Illinois | | Percentage of assets, Fixed fees | | [Igor Yukhvidin](https://find.wellspent.co/advisors/igor-yukhvidin.md) | Vertex Planning Partners | Downers Grove, Illinois | | Percentage of assets, Fixed fees | | [Ryan Bellis](https://find.wellspent.co/advisors/ryan-bellis.md) | Vertex Planning Partners | Downers Grove, Illinois | | Percentage of assets, Fixed fees | | [Aaron Izenstark](https://find.wellspent.co/advisors/aaron-izenstark.md) | IRON Financial | Northbrook, Illinois | | Percentage of assets, Performance-based fees | | [Donald McLaughlin](https://find.wellspent.co/advisors/donald-mclaughlin.md) | McLaughlin Asset Management | Danville, Illinois | | Percentage of assets, Fixed fees | | [Jacob Beck](https://find.wellspent.co/advisors/jacob-beck.md) | Doyenne Wealth Advisors | Chicago, Illinois | | Percentage of assets, Fixed fees | | [Johnny Jones](https://find.wellspent.co/advisors/johnny-jones.md) | Atlatl Advisers | Chicago, Illinois | | Percentage of assets, Hourly, Fixed fees | | [Krzysztof Garlewicz](https://find.wellspent.co/advisors/krzysztof-garlewicz.md) | ProsperiFi | Des Plaines, Illinois | CFP | Percentage of assets, Hourly, Fixed fees | | [Osman Arain](https://find.wellspent.co/advisors/osman-arain.md) | Evansbrook Capital Management | Bolingbrook, Illinois | CFA | Percentage of assets | | [Richard Lakin](https://find.wellspent.co/advisors/richard-lakin.md) | IRON Financial | Northbrook, Illinois | | Percentage of assets, Performance-based fees | | [Ryan McLaughlin](https://find.wellspent.co/advisors/ryan-mclaughlin.md) | McLaughlin Asset Management | Danville, Illinois | | Percentage of assets, Fixed fees | | [Suzanne Wetzel](https://find.wellspent.co/advisors/suzanne-wetzel.md) | Doyenne Wealth Advisors | Chicago, Illinois | | Percentage of assets, Fixed fees | | [Griffin Leahy](https://find.wellspent.co/advisors/griffin-leahy.md) | | Evanston, Illinois | | Percentage of assets | | [Parker Taylor](https://find.wellspent.co/advisors/parker-taylor.md) | Paradigm Wealth Management | Chicago, Illinois | | Percentage of assets, Hourly | | [Todd Potter](https://find.wellspent.co/advisors/todd-potter.md) | Greatdane Investment | Moline, Illinois | | Percentage of assets, Hourly, Fixed fees | | [Alan Charach](https://find.wellspent.co/advisors/alan-charach.md) | Rebellion Asset Management | Chicago, Illinois | | Percentage of assets | | [Arielle Hannan](https://find.wellspent.co/advisors/arielle-hannan.md) | Rebellion Asset Management | Chicago, Illinois | | Percentage of assets | | [Jeffrey Melgard](https://find.wellspent.co/advisors/jeffrey-melgard.md) | Rebellion Asset Management | Chicago, Illinois | | Percentage of assets | | [Nicole Kustok](https://find.wellspent.co/advisors/nicole-kustok.md) | Evansbrook Capital Management | Bolingbrook, Illinois | | Percentage of assets | | [Pearlyn Manieri](https://find.wellspent.co/advisors/pearlyn-manieri.md) | Rebellion Asset Management | Chicago, Illinois | | Percentage of assets | ## Related - [Retirement planning in Illinois](https://find.wellspent.co/specialties/retirement-planning/illinois.md) - [Tax planning in Illinois](https://find.wellspent.co/specialties/tax-planning/illinois.md) - [Estate planning in Illinois](https://find.wellspent.co/specialties/estate-planning/illinois.md) - [Family wealth transfer in Illinois](https://find.wellspent.co/specialties/family-wealth-transfer/illinois.md) - [Founders in Illinois](https://find.wellspent.co/specialties/founders-pre-exit/illinois.md) - [Retirees in Illinois](https://find.wellspent.co/audiences/retirees/illinois.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).