# Financial advisors for ultra-high-net-worth families in Arizona > For ultra-high-net-worth families in Arizona, talk to a fee-only firm with a team across investing, tax, and estate work, and ask who actually does each part. At this level, how fees scale on large balances matters as much as the percentage you're quoted. Records to start with include Joel Cundick of Savant Wealth Management, Heather Townsend of Townsend Financial, LLC and Christopher Kuehne of Greenwich Advisors. Page: https://find.wellspent.co/audiences/ultra-high-net-worth/arizona/ 27 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to as an ultra-high-net-worth family in Arizona? For ultra-high-net-worth families in Arizona, talk to a fee-only firm with a team across investing, tax, and estate work, and ask who actually does each part. At this level, how fees scale on large balances matters as much as the percentage you're quoted. Records to start with include Joel Cundick of Savant Wealth Management, Heather Townsend of Townsend Financial, LLC and Christopher Kuehne of Greenwich Advisors. - [Joel Cundick](https://find.wellspent.co/advisors/joel-cundick/), Savant Wealth Management, Phoenix. Holds the CFA, CPA and CFP. Fees on file: percentage of assets, flat fee or retainer. - [Heather Townsend](https://find.wellspent.co/advisors/heather-townsend/), Townsend Financial, LLC, Scottsdale. Holds the CPA and CFP. Fees on file: ongoing planning fee. - [Christopher Kuehne](https://find.wellspent.co/advisors/christopher-kuehne/), Greenwich Advisors, Rio Verde. Holds the CFP. Fees on file: percentage of assets. - [Robinson Crawford](https://find.wellspent.co/advisors/robinson-crawford/), Montebello Avenue, Phoenix. Holds the CFP. Fees on file: flat fee or retainer, percentage of assets. - [Matthew Lucas](https://find.wellspent.co/advisors/matthew-lucas/), Fortitude Family Office, Scottsdale. Holds the CFP. Fees on file: percentage of assets, hourly. - [Zakriah Gardezy](https://find.wellspent.co/advisors/zakriah-gardezy/), Wealthstone Private Wealth Management, Scottsdale. Holds the CFP. Fees on file: percentage of assets, fixed fees. ## How many fee-only financial advisors in Arizona work with ultra-high-net-worth families? The Wellspent public graph lists 27 fee-only advisors for ultra-high-net-worth families in Arizona, at 8 firms. We counted every advisor record that lists this work, as of October 2026. ## Where are fee-only advisors for ultra-high-net-worth families in Arizona located? Of the 27 fee-only advisors for ultra-high-net-worth families in Arizona, 22 are in Scottsdale, followed by 2 in Phoenix and 1 in Rio Verde. ## How do fee-only advisors for ultra-high-net-worth families in Arizona charge? The most common fee among fee-only advisors for ultra-high-net-worth families in Arizona is a percentage of assets, used by 96% of the 27 with fees on file. Many use more than one: 81% charge fixed fees and 78% charge by the hour. ## How much do fee-only financial advisors charge in Arizona? Fee-only financial advisors in Arizona charge a median of $4,800 a year for ongoing planning. We found this across the published prices of 18 Arizona firms. ## How much does a one-time financial plan cost in Arizona? A one-time financial plan from a fee-only firm in Arizona has a median price of $1,650. We found this across the published prices of 14 Arizona firms. ## What credentials should a financial advisor for ultra-high-net-worth families have? For ultra-high-net-worth families, look for the CFA, CPA and CFP. In Arizona, 26% of the 27 advisors listed hold the CFP. - CFA (7% of advisors listed): The CFA supports complex portfolios. - CPA (7% of advisors listed): CPAs handle tax across entities and trusts. - CFP (26% of advisors listed): The CFP keeps the whole picture together. ## How do Arizona advisors for ultra-high-net-worth families compare with the rest of the US? 78% of fee-only advisors for ultra-high-net-worth families in Arizona charge by the hour, compared with 44% of the 1,133 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Arizona have an estate or inheritance tax? No. Arizona has no state estate or inheritance tax, so the federal rules are the main ones to plan around. ## Is Arizona a community property state? Yes. Arizona is a community property state, which shapes how married couples title assets and what happens to cost basis at death. ## What should I ask a financial advisor as an ultra-high-net-worth family in Arizona? - What would I pay in dollars, on my balance, each year? - Who on your team handles tax and estate work? - How many clients my size do you serve? - How do you handle private investments? - If I own property in another state, could its estate tax apply? - How would community property rules change how we title our assets? ## How current is this list of fee-only advisors for ultra-high-net-worth families in Arizona? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Heather Townsend](https://find.wellspent.co/advisors/heather-townsend.md) | Townsend Financial, LLC | Scottsdale, Arizona | CFP, CPA, BBA, RLP | Ongoing planning fee | | [Joel Cundick](https://find.wellspent.co/advisors/joel-cundick.md) | Savant Wealth Management | Phoenix, Arizona | AIF, CFP, CPA/PFS, CFA, MBA, CIMA, CRPS, BBA, ChFC, CLU | Percentage of assets, Flat fee or retainer | | [Robinson Crawford](https://find.wellspent.co/advisors/robinson-crawford.md) | Montebello Avenue | Phoenix, Arizona | CFP | Flat fee or retainer, Percentage of assets | | [Zakriah Gardezy](https://find.wellspent.co/advisors/zakriah-gardezy.md) | Wealthstone Private Wealth Management | Scottsdale, Arizona | CFP | Percentage of assets, Fixed fees | | [Christopher Kuehne](https://find.wellspent.co/advisors/christopher-kuehne.md) | Greenwich Advisors | Rio Verde, Arizona | CFP | Percentage of assets | | [Corey Bird](https://find.wellspent.co/advisors/corey-bird.md) | Fortitude Family Office | Scottsdale, Arizona | CFP | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Matthew Lucas](https://find.wellspent.co/advisors/matthew-lucas.md) | Fortitude Family Office | Scottsdale, Arizona | CFP | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Taylor Thompson](https://find.wellspent.co/advisors/taylor-thompson.md) | Thompson Family Office | Gilbert , Arizona | | Percentage of assets, Subscription, One-time planning fee | | [Dale Phillips](https://find.wellspent.co/advisors/dale-phillips.md) | Fortitude Family Office | Scottsdale, Arizona | CFA | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Geoffrey Tran](https://find.wellspent.co/advisors/geoffrey-tran.md) | Fortitude Family Office | Scottsdale, Arizona | PFS | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Atticus Lavelle](https://find.wellspent.co/advisors/atticus-lavelle.md) | Fortitude Family Office | Scottsdale, Arizona | | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Christy Pater Schmitt](https://find.wellspent.co/advisors/christy-pater-schmitt.md) | Fortitude Family Office | Scottsdale, Arizona | | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Emily Gall](https://find.wellspent.co/advisors/emily-gall.md) | Fortitude Family Office | Scottsdale, Arizona | | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Joseph Senczakowicz-Gibo](https://find.wellspent.co/advisors/joseph-senczakowicz-gibo.md) | Fortitude Family Office | Scottsdale, Arizona | | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Kristin Greenleaf](https://find.wellspent.co/advisors/kristin-greenleaf.md) | Fortitude Family Office | Scottsdale, Arizona | | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Matthew Brower](https://find.wellspent.co/advisors/matthew-brower.md) | Fortitude Family Office | Scottsdale, Arizona | | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Matthew Walker](https://find.wellspent.co/advisors/matthew-walker.md) | Fortitude Family Office | Scottsdale, Arizona | | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Remy Solves](https://find.wellspent.co/advisors/remy-solves.md) | Fortitude Family Office | Scottsdale, Arizona | | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Sam Winter](https://find.wellspent.co/advisors/sam-winter.md) | Fortitude Family Office | Scottsdale, Arizona | | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Trevor Moore](https://find.wellspent.co/advisors/trevor-moore.md) | Fortitude Family Office | Scottsdale, Arizona | | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Alan Rosenfield](https://find.wellspent.co/advisors/alan-rosenfield.md) | Harmony Asset Management | Scottsdale, Arizona | | Percentage of assets, Hourly, Fixed fees | | [Dale Boettcher](https://find.wellspent.co/advisors/dale-boettcher.md) | Harmony Asset Management | Scottsdale, Arizona | | Percentage of assets, Hourly, Fixed fees | | [Hairold Lopez](https://find.wellspent.co/advisors/hairold-lopez.md) | Harmony Asset Management | Scottsdale, Arizona | | Percentage of assets, Hourly, Fixed fees | | [Kenneth Jobson](https://find.wellspent.co/advisors/kenneth-jobson.md) | Harmony Asset Management | Scottsdale, Arizona | | Percentage of assets, Hourly, Fixed fees | | [Mark Eisenhut](https://find.wellspent.co/advisors/mark-eisenhut.md) | Harmony Asset Management | Cave Creek, Arizona | | Percentage of assets, Hourly, Fixed fees | | [Michael Aloian](https://find.wellspent.co/advisors/michael-aloian.md) | Harmony Asset Management | Scottsdale, Arizona | | Percentage of assets, Hourly, Fixed fees | | [Stuart Henley](https://find.wellspent.co/advisors/stuart-henley.md) | Harmony Asset Management | Scottsdale, Arizona | | Percentage of assets, Hourly, Fixed fees | ## Related - [Retirement planning in Arizona](https://find.wellspent.co/specialties/retirement-planning/arizona.md) - [Tax planning in Arizona](https://find.wellspent.co/specialties/tax-planning/arizona.md) - [Estate planning in Arizona](https://find.wellspent.co/specialties/estate-planning/arizona.md) - [Retirees in Arizona](https://find.wellspent.co/audiences/retirees/arizona.md) - [Pre-retirees in Arizona](https://find.wellspent.co/audiences/pre-retirees/arizona.md) - [Small business owners in Arizona](https://find.wellspent.co/specialties/small-business-owners/arizona.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).