# Financial advisors for retirees in Washington > For retirees in Washington, talk to a fee-only planner who already works with people drawing down their savings. Your questions have moved from saving to spending, so look for steady withdrawals, tax-aware RMD planning, and care planning. Records to start with include Christopher Christiansen of Quantum Financial Planning Services, Inc., Scott Blaesing of Cascade Wealth Advisors, Inc. and Hayley Haslett of Lake Road Advisors. Page: https://find.wellspent.co/audiences/retirees/washington/ 82 fee-only advisors listed; data last updated November 2, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to as a retiree in Washington? For retirees in Washington, talk to a fee-only planner who already works with people drawing down their savings. Your questions have moved from saving to spending, so look for steady withdrawals, tax-aware RMD planning, and care planning. Records to start with include Christopher Christiansen of Quantum Financial Planning Services, Inc., Scott Blaesing of Cascade Wealth Advisors, Inc. and Hayley Haslett of Lake Road Advisors. - [Christopher Christiansen](https://find.wellspent.co/advisors/christopher-christiansen/), Quantum Financial Planning Services, Inc., Spokane. Holds the CFP. Fees on file: flat fee or retainer, percentage of assets. - [Scott Blaesing](https://find.wellspent.co/advisors/scott-blaesing/), Cascade Wealth Advisors, Inc., Wenatchee. Holds the CFP. Fees on file: ongoing planning fee. - [Hayley Haslett](https://find.wellspent.co/advisors/hayley-haslett/), Lake Road Advisors, Vancouver. Holds the CFP. Fees on file: percentage of assets. - [Tim Melia](https://find.wellspent.co/advisors/tim-melia/), Embolden Financial Planning LLC, Seattle. Holds the CFP. Fees on file: hourly. - [Mindy Crary](https://find.wellspent.co/advisors/mindy-crary/), Creative Money LLC, Seattle. Holds the CFP. Fees on file: flat fee or retainer, one-time planning fee. - [Kevin Estes](https://find.wellspent.co/advisors/kevin-estes/), Scaled Finance, LLC, Bellevue. Holds the CFP. Fees on file: hourly, one-time planning fee. ## How many fee-only financial advisors in Washington work with retirees? The Wellspent public graph lists 82 fee-only advisors for retirees in Washington, at 47 firms. We counted every advisor record that lists this work, as of November 2026. ## Where are fee-only advisors for retirees in Washington located? Of the 82 fee-only advisors for retirees in Washington, 15 are in Bellevue, followed by 8 in Vancouver and 7 in Olympia. ## How do fee-only advisors for retirees in Washington charge? The most common fee among fee-only advisors for retirees in Washington is a percentage of assets, used by 82% of the 82 with fees on file. Many use more than one: 48% charge by the hour and 45% charge fixed fees. ## How much do fee-only financial advisors charge in Washington? Fee-only financial advisors in Washington charge a median of $4,500 a year for ongoing planning. We found this across the published prices of 25 Washington firms. ## How much does a one-time financial plan cost in Washington? A one-time financial plan from a fee-only firm in Washington has a median price of $3,000. We found this across the published prices of 27 Washington firms. ## What credentials should a financial advisor for retirees have? For retirees, look for the RICP and CFP. In Washington, 41% of the 82 advisors listed hold the CFP. - RICP (1% of advisors listed): The RICP focuses on income in retirement. - CFP (41% of advisors listed): The CFP covers tax, insurance, and estate decisions together. ## How do Washington advisors for retirees compare with the rest of the US? 41% of fee-only advisors for retirees in Washington hold the CFP, compared with 49% of the 3,334 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Washington tax retirement income? No. Washington doesn't tax retirement account withdrawals or pensions, though it does tax large capital gains. ## What should I ask a financial advisor as a retiree in Washington? - How much can I spend each year, and how will you adjust it? - How do you plan around RMDs and Medicare premiums? - How would you pay for long-term care if I needed it? - What happens if I can't manage this myself, or my spouse dies first? - Would you plan differently if I might move to another state in retirement? ## How current is this list of fee-only advisors for retirees in Washington? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Kevin Estes](https://find.wellspent.co/advisors/kevin-estes.md) | Scaled Finance, LLC | Bellevue, Washington | CFP, MBA | Hourly, One-time planning fee | | [Tim Melia](https://find.wellspent.co/advisors/tim-melia.md) | Embolden Financial Planning LLC | Seattle, Washington | CFP, MBA | Hourly | | [Angela Furubotten-LaRosee](https://find.wellspent.co/advisors/angela-furubotten-larosee.md) | Avea Financial Planning, LLC | Pasco, Washington | CFP | Flat fee or retainer, Ongoing planning fee | | [Christopher Christiansen](https://find.wellspent.co/advisors/christopher-christiansen.md) | Quantum Financial Planning Services, Inc. | Spokane, Washington | CFP | Flat fee or retainer, Percentage of assets, One-time planning fee | | [Joseph Hebert](https://find.wellspent.co/advisors/joseph-hebert.md) | trueNorth Wealth Advisors | Seattle, Washington | CFP, PhD | Percentage of assets, Ongoing planning fee | | [Keith Spencer](https://find.wellspent.co/advisors/keith-spencer.md) | Spencer Financial Planning, LLC | Spokane, Washington | CFP | Ongoing planning fee, One-time planning fee, Flat fee or retainer | | [Ralph Ted White](https://find.wellspent.co/advisors/ralph-ted-white.md) | Arrivity Financial Planning | Seattle, Washington | CFP, CIMA, MBA | Hourly, One-time planning fee | | [Katy Cook](https://find.wellspent.co/advisors/katy-cook.md) | Abacus Financial Planning | Kirkland, Washington | CFP, PhD | Percentage of assets, Hourly | | [Scott Blaesing](https://find.wellspent.co/advisors/scott-blaesing.md) | Cascade Wealth Advisors, Inc. | Wenatchee, Washington | CFP, CPA | Ongoing planning fee | | [Chris Maggio](https://find.wellspent.co/advisors/chris-maggio.md) | Retirement Planning Partner LLC | Seattle, Washington | RICP | One-time planning fee | | [Hayley Haslett](https://find.wellspent.co/advisors/hayley-haslett.md) | Lake Road Advisors | Vancouver, Washington | CFP, MS, MBA | Percentage of assets | | [Lorri DeFoor](https://find.wellspent.co/advisors/lorri-defoor.md) | Sustain Financial Inc. | Lacey, Washington | CFP, AFC, MA | Percentage of assets, Ongoing planning fee | | [Mindy Crary](https://find.wellspent.co/advisors/mindy-crary.md) | Creative Money LLC | Seattle, Washington | CFP | Flat fee or retainer, One-time planning fee | | [Timothy Massie](https://find.wellspent.co/advisors/timothy-massie.md) | Timepiece Financial Planning, Inc. | Spokane, Washington | CFP | Percentage of assets, Hourly, Ongoing planning fee | | [Gregory Stapp](https://find.wellspent.co/advisors/gregory-stapp.md) | Stapp Financial | Olympia, Washington | CFP, PFS | Percentage of assets | | [Thomas Stapp](https://find.wellspent.co/advisors/thomas-stapp.md) | Stapp Financial | Olympia, Washington | CFP | Percentage of assets | | [Trey Gevers](https://find.wellspent.co/advisors/trey-gevers.md) | Gevers Wealth Management | Issaquah, Washington | CFA | Percentage of assets, One-time planning fee | | [Andrew Prentice](https://find.wellspent.co/advisors/andrew-prentice.md) | Prentice Financial Planning | Olympia, Washington | CFP | Percentage of assets, Fixed fees | | [Frank Gallo](https://find.wellspent.co/advisors/frank-gallo.md) | Investors Portfolio Services | Puyallup, Washington | CFP | Percentage of assets, Hourly, Fixed fees | | [Thomas Bowman](https://find.wellspent.co/advisors/thomas-bowman.md) | Investors Portfolio Services | Puyallup, Washington | CFP, CFA | Percentage of assets, Hourly, Fixed fees | | [Mark Farrelly](https://find.wellspent.co/advisors/mark-farrelly.md) | Cairn Wealth Management | Vancouver, Washington | CFP, ChFC | Percentage of assets, Hourly, Fixed fees | | [Nicholas Bormann](https://find.wellspent.co/advisors/nicholas-bormann.md) | Bormann Wealth Management, LLC. | Spokane, Washington | CFP | Percentage of assets, Hourly, One-time planning fee | | [Patrick Mason](https://find.wellspent.co/advisors/patrick-mason.md) | Cairn Wealth Management | Vancouver, Washington | CFP | Percentage of assets, Hourly, Fixed fees | | [Saket Sengar](https://find.wellspent.co/advisors/saket-sengar.md) | Better Financial Services | Federal Way, Washington | CFP | Percentage of assets, Hourly | | [Brandon Steele](https://find.wellspent.co/advisors/brandon-steele.md) | Mainsail Financial Group | Bellevue, Washington | CFP | Ongoing planning fee | | [Eldon Fielding-Monson](https://find.wellspent.co/advisors/eldon-fielding-monson.md) | Monson Wealth Management | Kennewick, Washington | CFP | Percentage of assets, Hourly, Fixed fees | | [John Griffin](https://find.wellspent.co/advisors/john-griffin.md) | Mainsail Financial Group | Bellevue, Washington | CFP | Ongoing planning fee | | [John Wilbourne](https://find.wellspent.co/advisors/john-wilbourne.md) | Occidental Asset Management | Bellevue, Washington | | Ongoing planning fee | | [Kathryn Kokenge](https://find.wellspent.co/advisors/kathryn-kokenge.md) | TrueWealth Financial Partners San Diego | Bellevue, Washington | CFP, CFA | Percentage of assets, Fixed fees | | [Candace Duecker](https://find.wellspent.co/advisors/candace-duecker.md) | Seneschal Family Office | Tacoma, Washington | CFP | Percentage of assets, Fixed fees | | [Chad Glover](https://find.wellspent.co/advisors/chad-glover.md) | Seneschal Family Office | Tacoma, Washington | CFP | Percentage of assets, Fixed fees | | [Jeffrey Lang](https://find.wellspent.co/advisors/jeffrey-lang.md) | Seneschal Family Office | Tacoma, Washington | CFP | Percentage of assets, Fixed fees | | [Rebecca Stapp](https://find.wellspent.co/advisors/rebecca-stapp.md) | Stapp Financial | Olympia, Washington | | Percentage of assets | | [Robert Deal](https://find.wellspent.co/advisors/robert-deal.md) | LifeFocus Financial Advisors | Walla Walla, Washington | | Percentage of assets, Ongoing planning fee, One-time planning fee | | [Seth Deal](https://find.wellspent.co/advisors/seth-deal.md) | LifeFocus Financial Advisors | Walla Walla, Washington | | Percentage of assets, Ongoing planning fee, One-time planning fee | | [Jason Strough](https://find.wellspent.co/advisors/jason-strough.md) | Strong Retirement Solutions | Bremerton, Washington | | Percentage of assets, Hourly, Fixed fees | | [Kaleigh Prentice](https://find.wellspent.co/advisors/kaleigh-prentice.md) | Prentice Financial Planning | Olympia, Washington | | Percentage of assets, Fixed fees | | [Kevin Pummill](https://find.wellspent.co/advisors/kevin-pummill.md) | Strong Retirement Solutions | Bremerton, Washington | | Percentage of assets, Hourly, Fixed fees | | [Matthew Augspurger](https://find.wellspent.co/advisors/matthew-augspurger.md) | Strong Retirement Solutions | Bremerton, Washington | | Percentage of assets, Hourly, Fixed fees | | [Melissa Johnson](https://find.wellspent.co/advisors/melissa-johnson.md) | Prentice Financial Planning | Olympia, Washington | | Percentage of assets, Fixed fees | | [Michelle Moyer](https://find.wellspent.co/advisors/michelle-moyer.md) | Strong Retirement Solutions | Bremerton, Washington | | Percentage of assets, Hourly, Fixed fees | | [Noah Fenz](https://find.wellspent.co/advisors/noah-fenz.md) | Investors Portfolio Services | Puyallup, Washington | | Percentage of assets, Hourly, Fixed fees | | [Ronald Peck](https://find.wellspent.co/advisors/ronald-peck.md) | Fearless Wealth | Kirkland, Washington | CFP | Percentage of assets | | [Samuel Armour](https://find.wellspent.co/advisors/samuel-armour.md) | Armour Wealth Advisors | Tumwater, Washington | CFP | Percentage of assets | | [Steven Fox-Middleton](https://find.wellspent.co/advisors/steven-fox-middleton.md) | SFM Financial Advisors | Vancouver, Washington | CFP | Percentage of assets | | [Stuart Quint](https://find.wellspent.co/advisors/stuart-quint.md) | Ambassador Wealth Management | Vancouver, Washington | CFA | Percentage of assets, Hourly | | [Wendy Wyatt](https://find.wellspent.co/advisors/wendy-wyatt.md) | Prentice Financial Planning | Olympia, Washington | | Percentage of assets, Fixed fees | | [Anthony Farina](https://find.wellspent.co/advisors/anthony-farina.md) | Capital Advisors Wealth Management | Yakima, Washington | CFP | Percentage of assets, Hourly, Fixed fees | | [Benjamin Englund](https://find.wellspent.co/advisors/benjamin-englund.md) | Ceva Advisors | Woodinville, Washington | | Percentage of assets, Hourly | | [Brian Drumhiller](https://find.wellspent.co/advisors/brian-drumhiller.md) | Capital Advisors Wealth Management | Yakima, Washington | CFP | Percentage of assets, Hourly, Fixed fees | Showing the first 50 of 82. The full list, page by page: https://find.wellspent.co/audiences/retirees/washington/?page=2 ## Related - [Retirement planning in Washington](https://find.wellspent.co/specialties/retirement-planning/washington.md) - [Estate planning in Washington](https://find.wellspent.co/specialties/estate-planning/washington.md) - [Tax planning in Washington](https://find.wellspent.co/specialties/tax-planning/washington.md) - [Small business owners in Washington](https://find.wellspent.co/specialties/small-business-owners/washington.md) - [Pre-retirees in Washington](https://find.wellspent.co/audiences/pre-retirees/washington.md) - [Family wealth transfer in Washington](https://find.wellspent.co/specialties/family-wealth-transfer/washington.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).