# Financial advisors for retirees in Oregon > For retirees in Oregon, talk to a fee-only planner who already works with people drawing down their savings. Your questions have moved from saving to spending, so look for steady withdrawals, tax-aware RMD planning, and care planning. Records to start with include Joe Alfonso, CFP®, ChFC, EA, RICP, Rssa® of Aegis Financial Advisory, Britton Wellington of Real Agency Wealth and Tracy Baron Garcia of TBG Investing. Page: https://find.wellspent.co/audiences/retirees/oregon/ 55 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to as a retiree in Oregon? For retirees in Oregon, talk to a fee-only planner who already works with people drawing down their savings. Your questions have moved from saving to spending, so look for steady withdrawals, tax-aware RMD planning, and care planning. Records to start with include Joe Alfonso, CFP®, ChFC, EA, RICP, Rssa® of Aegis Financial Advisory, Britton Wellington of Real Agency Wealth and Tracy Baron Garcia of TBG Investing. - [Joe Alfonso, CFP®, ChFC, EA, RICP, Rssa®](https://find.wellspent.co/advisors/joe-alfonso-cfp-chfc-ea-ricp-rssa/), Aegis Financial Advisory, Lake Oswego. Holds the RICP, CFP and EA. Fees on file: flat fee or retainer, ongoing planning fee. - [Britton Wellington](https://find.wellspent.co/advisors/britton-wellington/), Real Agency Wealth, Beaverton. Holds the CFP and EA. Fees on file: percentage of assets, ongoing planning fee. - [Tracy Baron Garcia](https://find.wellspent.co/advisors/tracy-baron-garcia/), TBG Investing, Lake Oswego. Holds the CFP. Fees on file: ongoing planning fee, one-time planning fee. - [Brenna Baucum](https://find.wellspent.co/advisors/brenna-baucum/), Collective Wealth Planning, LLC, Salem. Holds the CFP. Fees on file: hourly, ongoing planning fee. - [Garrett Dresen](https://find.wellspent.co/advisors/garrett-dresen/), Harbor Horizon Financial, Wilsonville. Holds the CFP. Fees on file: percentage of assets, flat fee or retainer. - [Locke Bielefeldt](https://find.wellspent.co/advisors/locke-bielefeldt/), Willamette Wealth Partners, Eugene. Holds the CFP. Fees on file: percentage of assets. ## How many fee-only financial advisors in Oregon work with retirees? The Wellspent public graph lists 55 fee-only advisors for retirees in Oregon, at 28 firms. We counted every advisor record that lists this work, as of October 2026. ## Where are fee-only advisors for retirees in Oregon located? Of the 55 fee-only advisors for retirees in Oregon, 13 are in Portland, followed by 7 in Eugene and 6 in Bend. ## How do fee-only advisors for retirees in Oregon charge? The most common fee among fee-only advisors for retirees in Oregon is a percentage of assets, used by 91% of the 55 with fees on file. Many use more than one: 55% charge fixed fees and 53% charge by the hour. ## How much do fee-only financial advisors charge in Oregon? Fee-only financial advisors in Oregon charge a median of $5,000 a year for ongoing planning. We found this across the published prices of 17 Oregon firms. ## How much does a one-time financial plan cost in Oregon? A one-time financial plan from a fee-only firm in Oregon has a median price of $2,500. We found this across the published prices of 21 Oregon firms. ## What credentials should a financial advisor for retirees have? For retirees, look for the RICP, CFP and EA. In Oregon, 49% of the 55 advisors listed hold the CFP. - RICP (2% of advisors listed): The RICP focuses on income in retirement. - CFP (49% of advisors listed): The CFP covers tax, insurance, and estate decisions together. - EA (4% of advisors listed): Enrolled agents help with RMDs and Medicare surcharges. ## How do Oregon advisors for retirees compare with the rest of the US? 53% of fee-only advisors for retirees in Oregon charge by the hour, compared with 41% of the 3,334 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Oregon tax Social Security? No. Oregon doesn't tax Social Security. Its treatment of IRA withdrawals and pensions has its own rules, so ask to see them in your plan. ## What should I ask a financial advisor as a retiree in Oregon? - How much can I spend each year, and how will you adjust it? - How do you plan around RMDs and Medicare premiums? - How would you pay for long-term care if I needed it? - What happens if I can't manage this myself, or my spouse dies first? - How does Oregon tax each source of my retirement income? ## How current is this list of fee-only advisors for retirees in Oregon? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Garrett Dresen](https://find.wellspent.co/advisors/garrett-dresen.md) | Harbor Horizon Financial | Wilsonville, Oregon | CFP | Percentage of assets, Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Robert Costello](https://find.wellspent.co/advisors/robert-costello.md) | Costello Financial Planning | Bend, Oregon | CFP | Percentage of assets, Fixed fees | | [Tracy Baron Garcia](https://find.wellspent.co/advisors/tracy-baron-garcia.md) | TBG Investing | Lake Oswego, Oregon | CFP, MBA | Ongoing planning fee, One-time planning fee | | [Andrea Vedder](https://find.wellspent.co/advisors/andrea-vedder.md) | Iambic Financial | Portland, Oregon | CFP | Percentage of assets, Hourly, Ongoing planning fee | | [Andrew Gray](https://find.wellspent.co/advisors/andrew-gray.md) | Gray Wealth Strategies | Bend, Oregon | CFP, CRPC | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Britton Wellington](https://find.wellspent.co/advisors/britton-wellington.md) | Real Agency Wealth | Beaverton, Oregon | CFP, EA | Percentage of assets, Ongoing planning fee, One-time planning fee | | [Morgan Ranstrom](https://find.wellspent.co/advisors/morgan-ranstrom.md) | Trailhead Planners, LLC | Portland, Oregon | CEPA, CFA, CFP, RLP, CPA, MBT, MBA | Percentage of assets, Hourly, Fixed fees | | [Brenna Baucum](https://find.wellspent.co/advisors/brenna-baucum.md) | Collective Wealth Planning, LLC | Salem, Oregon | CFP | Hourly, Ongoing planning fee | | [Brenna Jensen-Baucum](https://find.wellspent.co/advisors/brenna-jensen-baucum.md) | Collective Wealth Planning | Salem, Oregon | CFP | Hourly, Ongoing planning fee | | [Eric Imley](https://find.wellspent.co/advisors/eric-imley.md) | Soaring Investment Management, LLC | Portland, Oregon | CFP, MFA, CKA, CFA | Percentage of assets, Hourly | | [Joe Alfonso, CFP®, ChFC, EA, RICP, Rssa®](https://find.wellspent.co/advisors/joe-alfonso-cfp-chfc-ea-ricp-rssa.md) | Aegis Financial Advisory | Lake Oswego, Oregon | CFP, ChFC, EA, RICP, TPCP | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Lisa Mesquit](https://find.wellspent.co/advisors/lisa-mesquit.md) | Soaring Investment Management, LLC | Portland, Oregon | CFA, CFP, ChFC | Percentage of assets, Hourly | | [Jason Gong](https://find.wellspent.co/advisors/jason-gong.md) | Lifelong Wealth Management Group | Lake Oswego, Oregon | CFP, ChFC | Percentage of assets | | [Charles Blozinski](https://find.wellspent.co/advisors/charles-blozinski.md) | Integrity Wealth Management | Brookings, Oregon | CFP | Percentage of assets, Fixed fees | | [Christopher Pawlowski](https://find.wellspent.co/advisors/christopher-pawlowski.md) | SpringSource Wealth Advisors | Hillsboro, Oregon | CFP | Percentage of assets, Hourly, Fixed fees | | [Elijah Lyons](https://find.wellspent.co/advisors/elijah-lyons.md) | Lookahead Wealth | West Linn, Oregon | CFP | Percentage of assets | | [Ellen Johnson](https://find.wellspent.co/advisors/ellen-johnson.md) | Thistle Wealth | Corvallis, Oregon | | Percentage of assets | | [Erica Nortman](https://find.wellspent.co/advisors/erica-nortman.md) | Capitol Family Office | Beaverton, Oregon | | Percentage of assets | | [Jesse Coffee](https://find.wellspent.co/advisors/jesse-coffee.md) | Integrity Wealth Management | Eugene, Oregon | CFP | Percentage of assets, Fixed fees | | [Locke Bielefeldt](https://find.wellspent.co/advisors/locke-bielefeldt.md) | Willamette Wealth Partners | Eugene, Oregon | CFP | Percentage of assets | | [Mark Nortman](https://find.wellspent.co/advisors/mark-nortman.md) | Capitol Family Office | Beaverton, Oregon | | Percentage of assets | | [Matthew Mathiesen](https://find.wellspent.co/advisors/matthew-mathiesen.md) | Integrity Wealth Management | Eugene, Oregon | CFP | Percentage of assets, Fixed fees | | [Scott Abrahamson](https://find.wellspent.co/advisors/scott-abrahamson.md) | SpringSource Wealth Advisors | Hillsboro, Oregon | CFP | Percentage of assets, Hourly, Fixed fees | | [Scott Sanders](https://find.wellspent.co/advisors/scott-sanders.md) | Integrity Wealth Management | Eugene, Oregon | CFP | Percentage of assets, Fixed fees | | [Zachary Guffy](https://find.wellspent.co/advisors/zachary-guffy.md) | Blue Anchor Wealth Advisors | Bend, Oregon | CFP | Percentage of assets, Hourly | | [Frederick Payne](https://find.wellspent.co/advisors/frederick-payne.md) | Swiftwater Capital | Lake Oswego, Oregon | CFP | Percentage of assets, Hourly, Fixed fees | | [Emily Zinn](https://find.wellspent.co/advisors/emily-zinn.md) | Multnomah Group | Portland, Oregon | CFP | Percentage of assets, Hourly, Fixed fees | | [Jake Larson](https://find.wellspent.co/advisors/jake-larson.md) | Multnomah Group | Portland, Oregon | CFP | Percentage of assets, Hourly, Fixed fees | | [Melinda Agosta](https://find.wellspent.co/advisors/melinda-agosta.md) | Farnam Financial | Molalla, Oregon | | Percentage of assets | | [Nelson Rutherford](https://find.wellspent.co/advisors/nelson-rutherford.md) | Multnomah Group | Portland, Oregon | CFP, PFS | Percentage of assets, Hourly, Fixed fees | | [Timothy Slevin-Vegdahl](https://find.wellspent.co/advisors/timothy-slevin-vegdahl.md) | Multnomah Group | Portland, Oregon | CFP | Percentage of assets, Hourly, Fixed fees | | [Kelly McDermott](https://find.wellspent.co/advisors/kelly-mcdermott.md) | Serene Point Advisors | Lake Oswego, Oregon | CFA | Percentage of assets, Hourly, Fixed fees | | [Ashley Micciche](https://find.wellspent.co/advisors/ashley-micciche.md) | True North Retirement Advisors | Clackamas, Oregon | | Percentage of assets, Fixed fees | | [Cameron Marzi](https://find.wellspent.co/advisors/cameron-marzi.md) | Rogue Advisors | Grants Pass, Oregon | | Percentage of assets, Hourly, One-time planning fee | | [Daniel Evans](https://find.wellspent.co/advisors/daniel-evans-2558673.md) | StrategyCap | Bend, Oregon | | Percentage of assets, Hourly, Fixed fees | | [David Wilson](https://find.wellspent.co/advisors/david-wilson.md) | True North Retirement Advisors | Clackamas, Oregon | | Percentage of assets, Fixed fees | | [Elizabeth Kombrink](https://find.wellspent.co/advisors/elizabeth-kombrink.md) | Willamette Wealth Partners | Eugene, Oregon | | Percentage of assets | | [Erik Daley](https://find.wellspent.co/advisors/erik-daley.md) | Multnomah Group | Portland, Oregon | CFA | Percentage of assets, Hourly, Fixed fees | | [Fiona Capell](https://find.wellspent.co/advisors/fiona-capell.md) | Blue Anchor Wealth Advisors | Bend, Oregon | | Percentage of assets, Hourly | | [Jared Pearson](https://find.wellspent.co/advisors/jared-pearson.md) | StrategyCap | Bend, Oregon | | Percentage of assets, Hourly, Fixed fees | | [Jennifer Paterson](https://find.wellspent.co/advisors/jennifer-paterson.md) | Integrity Wealth Management | Eugene, Oregon | | Percentage of assets, Fixed fees | | [Maximillian Morgan](https://find.wellspent.co/advisors/maximillian-morgan.md) | Lookahead Wealth | West Linn, Oregon | | Percentage of assets | | [Rebecca Dobson](https://find.wellspent.co/advisors/rebecca-dobson.md) | Multnomah Group | Portland, Oregon | CFA | Percentage of assets, Hourly, Fixed fees | | [Scott Cameron](https://find.wellspent.co/advisors/scott-cameron.md) | Multnomah Group | Portland, Oregon | CFA | Percentage of assets, Hourly, Fixed fees | | [Teresa Hughes](https://find.wellspent.co/advisors/teresa-hughes.md) | Integrity Wealth Management | Eugene, Oregon | | Percentage of assets, Fixed fees | | [Todd Micciche](https://find.wellspent.co/advisors/todd-micciche.md) | True North Retirement Advisors | Clackamas, Oregon | | Percentage of assets, Fixed fees | | [Todd Thompson](https://find.wellspent.co/advisors/todd-thompson.md) | Rogue Advisors | Grants Pass, Oregon | | Percentage of assets, Hourly, One-time planning fee | | [Jacob Wihtol](https://find.wellspent.co/advisors/jacob-wihtol.md) | Capstone Wealth Advisors | Salem, Oregon | | Percentage of assets, Hourly, Fixed fees | | [Nancy Wakefield](https://find.wellspent.co/advisors/nancy-wakefield.md) | Serene Point Advisors | Lake Oswego, Oregon | | Percentage of assets, Hourly, Fixed fees | | [Robert Norton](https://find.wellspent.co/advisors/robert-norton.md) | Capstone Wealth Advisors | Salem, Oregon | | Percentage of assets, Hourly, Fixed fees | Showing the first 50 of 55. The full list, page by page: https://find.wellspent.co/audiences/retirees/oregon/?page=2 ## Related - [Retirement planning in Oregon](https://find.wellspent.co/specialties/retirement-planning/oregon.md) - [Estate planning in Oregon](https://find.wellspent.co/specialties/estate-planning/oregon.md) - [Tax planning in Oregon](https://find.wellspent.co/specialties/tax-planning/oregon.md) - [Pre-retirees in Oregon](https://find.wellspent.co/audiences/pre-retirees/oregon.md) - [Small business owners in Oregon](https://find.wellspent.co/specialties/small-business-owners/oregon.md) - [Family wealth transfer in Oregon](https://find.wellspent.co/specialties/family-wealth-transfer/oregon.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).