# Financial advisors for retirees in Ohio > For retirees in Ohio, talk to a fee-only planner who already works with people drawing down their savings. Your questions have moved from saving to spending, so look for steady withdrawals, tax-aware RMD planning, and care planning. Records to start with include Gage Paul of Western Reserve Capital Management, LLC, Curtis Bailey of Quiet Wealth Management and Joshua Gallogly of Milestones Financial, LLC. Page: https://find.wellspent.co/audiences/retirees/ohio/ 151 fee-only advisors listed; data last updated November 2, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to as a retiree in Ohio? For retirees in Ohio, talk to a fee-only planner who already works with people drawing down their savings. Your questions have moved from saving to spending, so look for steady withdrawals, tax-aware RMD planning, and care planning. Records to start with include Gage Paul of Western Reserve Capital Management, LLC, Curtis Bailey of Quiet Wealth Management and Joshua Gallogly of Milestones Financial, LLC. - [Gage Paul](https://find.wellspent.co/advisors/gage-paul/), Western Reserve Capital Management, LLC, New Philadelphia. Holds the RICP, CFP and EA. Fees on file: percentage of assets, hourly. - [Curtis Bailey](https://find.wellspent.co/advisors/curtis-bailey/), Quiet Wealth Management, Cincinnati. Holds the CFP and EA. Fees on file: flat fee or retainer. - [Joshua Gallogly](https://find.wellspent.co/advisors/joshua-gallogly/), Milestones Financial, LLC, Columbus. Holds the CFP and EA. Fees on file: one-time planning fee, hourly. - [Jansen Davidson](https://find.wellspent.co/advisors/jansen-davidson/), Birchcreek Wealth Management, Miami Township. Holds the CFP. Fees on file: percentage of assets, flat fee or retainer. - [Kevin Coholan](https://find.wellspent.co/advisors/kevin-coholan/), Demming Financial Services, Aurora. Holds the CFP. Fees on file: percentage of assets, ongoing planning fee. - [Cameron Brady](https://find.wellspent.co/advisors/cameron-brady/), Michael Brady & Co., LLC, Westlake. Holds the CFP. Fees on file: percentage of assets. ## How many fee-only financial advisors in Ohio work with retirees? The Wellspent public graph lists 151 fee-only advisors for retirees in Ohio, at 65 firms. We counted every advisor record that lists this work, as of November 2026. ## Where are fee-only advisors for retirees in Ohio located? Of the 151 fee-only advisors for retirees in Ohio, 25 are in Columbus, followed by 24 in Cincinnati and 17 in Cleveland. ## How do fee-only advisors for retirees in Ohio charge? The most common fee among fee-only advisors for retirees in Ohio is a percentage of assets, used by 90% of the 151 with fees on file. Many use more than one: 56% charge fixed fees and 48% charge by the hour. ## How much do fee-only financial advisors charge in Ohio? Fee-only financial advisors in Ohio charge a median of $3,000 a year for ongoing planning. We found this across the published prices of 19 Ohio firms. ## How much does a one-time financial plan cost in Ohio? A one-time financial plan from a fee-only firm in Ohio has a median price of $1,500. We found this across the published prices of 15 Ohio firms. ## What credentials should a financial advisor for retirees have? For retirees, look for the RICP, CFP and EA. In Ohio, 50% of the 151 advisors listed hold the CFP. - RICP (1% of advisors listed): The RICP focuses on income in retirement. - CFP (50% of advisors listed): The CFP covers tax, insurance, and estate decisions together. - EA (2% of advisors listed): Enrolled agents help with RMDs and Medicare surcharges. ## How do Ohio advisors for retirees compare with the rest of the US? 56% of fee-only advisors for retirees in Ohio charge fixed fees, compared with 44% of the 3,334 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Ohio tax Social Security? No. Ohio doesn't tax Social Security. Its treatment of IRA withdrawals and pensions has its own rules, so ask to see them in your plan. ## What should I ask a financial advisor as a retiree in Ohio? - How much can I spend each year, and how will you adjust it? - How do you plan around RMDs and Medicare premiums? - How would you pay for long-term care if I needed it? - What happens if I can't manage this myself, or my spouse dies first? - How does Ohio tax each source of my retirement income? ## How current is this list of fee-only advisors for retirees in Ohio? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Eric Ross](https://find.wellspent.co/advisors/eric-ross.md) | F2 Wealth | Cincinnati, Ohio | CFP | Percentage of assets, Flat fee or retainer | | [Joshua Gallogly](https://find.wellspent.co/advisors/joshua-gallogly.md) | Milestones Financial, LLC | Columbus, Ohio | CFP, EA | One-time planning fee, Hourly | | [Andrew Damcevski](https://find.wellspent.co/advisors/andrew-damcevski.md) | AJD Wealth Management | Cincinnati, Ohio | CFP | Percentage of assets | | [Brian Tegtmeyer](https://find.wellspent.co/advisors/brian-tegtmeyer.md) | Truly Prosper Financial Planning | Dublin, Ohio | CFP | Flat fee or retainer, Ongoing planning fee | | [Jason Demland](https://find.wellspent.co/advisors/jason-demland.md) | Demland Wealth | Defiance, Ohio | CFP | Flat fee or retainer, Ongoing planning fee | | [Ryan Bennett](https://find.wellspent.co/advisors/ryan-bennett.md) | Kelda Wealth Management | Cuyahoga Falls, Ohio | CFP | Percentage of assets, One-time planning fee | | [Cameron Brady](https://find.wellspent.co/advisors/cameron-brady.md) | Michael Brady & Co., LLC | Westlake, Ohio | CFP, MBA | Percentage of assets | | [Chris Ward](https://find.wellspent.co/advisors/chris-ward.md) | EntryPoint Wealth Management | Cincinnati, Ohio | CFP | Percentage of assets, Hourly | | [Dean Schuler](https://find.wellspent.co/advisors/dean-schuler.md) | Schuler Wealth Planning LLC | Columbus, Ohio | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Matt Will](https://find.wellspent.co/advisors/matt-will.md) | Wealth Accel LLC | Dayton, Ohio | CFP | Percentage of assets, Fixed fees | | [Nathan Swab](https://find.wellspent.co/advisors/nathan-swab.md) | Alexander Financial Planning, Inc. | Columbus, Ohio | AWMA, CFP, MSFP | Flat fee or retainer, Ongoing planning fee | | [Rick Spillane](https://find.wellspent.co/advisors/rick-spillane.md) | Spillane Financial Planning, Inc. | Lebanon, Ohio | CFP, CPA | Hourly, Percentage of assets, Flat fee or retainer, Ongoing planning fee | | [Gage Paul](https://find.wellspent.co/advisors/gage-paul.md) | Western Reserve Capital Management, LLC | New Philadelphia, Ohio | CFP, EA, RICP | Percentage of assets, Hourly, Fixed fees | | [James Davis](https://find.wellspent.co/advisors/james-davis.md) | Partnership Financial LLC | Columbus, Ohio | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Jim Kilgore](https://find.wellspent.co/advisors/jim-kilgore.md) | Buckeye Wealth Partners, LLC | Dayton, Ohio | CFP | Percentage of assets, Hourly, Fixed fees | | [Ryan Weiser](https://find.wellspent.co/advisors/ryan-weiser.md) | Weiser Financial Planning LLC | Lewis Center, Ohio | CASL, CDFA, CFP, ChFC, CLU | Percentage of assets, Ongoing planning fee | | [Curtis Bailey](https://find.wellspent.co/advisors/curtis-bailey.md) | Quiet Wealth Management | Cincinnati, Ohio | CFP, CFA, EA, CRPC | Flat fee or retainer | | [Douglas Lynch](https://find.wellspent.co/advisors/douglas-lynch.md) | Lynch Financial Group LLC | Dublin, Ohio | CFA, CFP, CPA | Percentage of assets, Hourly, Fixed fees | | [Joe Messinger](https://find.wellspent.co/advisors/joe-messinger.md) | Capstone Wealth Partners, LTD | Dublin, Ohio | CFP, ChFC, CLU | Ongoing planning fee, One-time planning fee | | [Kristen Moosmiller](https://find.wellspent.co/advisors/kristen-moosmiller.md) | NorthAvenue Financial Advocates | Columbus, Ohio | CFP, MSPFP | Fixed fees | | [Paul Pfeiffer](https://find.wellspent.co/advisors/paul-pfeiffer.md) | NorthPoint Financial Planning LLC | Maineville, Ohio | CFP, MBA | Percentage of assets, Hourly, Fixed fees | | [Ryan Bayonnet](https://find.wellspent.co/advisors/ryan-bayonnet.md) | Hyland Wealth Management | Green, Ohio | CFP, MSFP | Percentage of assets, Hourly, Fixed fees | | [Shawn Ballinger](https://find.wellspent.co/advisors/shawn-ballinger.md) | Columbus Street Financial Planning | Dublin, Ohio | CFP | Flat fee or retainer | | [Andrew Kerns](https://find.wellspent.co/advisors/andrew-kerns.md) | Accountable Financial Planning LLC | Westerville, Ohio | CFP | Flat fee or retainer, Ongoing planning fee, Hourly | | [Andrew Tisler](https://find.wellspent.co/advisors/andrew-tisler.md) | Epic Financial | Hudson, Ohio | CFP | Percentage of assets, Ongoing planning fee, One-time planning fee | | [Bob Buehler](https://find.wellspent.co/advisors/bob-buehler.md) | FirstTen Financial | Columbus, Ohio | CPA, ChFC | One-time planning fee | | [Brian Jaros](https://find.wellspent.co/advisors/brian-jaros.md) | Ville Wealth Management | Avon Lake, Ohio | CFP | Percentage of assets | | [Daniel Johnson](https://find.wellspent.co/advisors/daniel-johnson-5169351.md) | Birchcreek Wealth Management | Miami Township, Ohio | CFP | Percentage of assets, Flat fee or retainer, Hourly, One-time planning fee | | [Darren Wurz](https://find.wellspent.co/advisors/darren-wurz.md) | Wurz Financial Services | Cincinnati, Ohio | CFP | Percentage of assets, Hourly, Subscription, Fixed fees | | [Jansen Davidson](https://find.wellspent.co/advisors/jansen-davidson.md) | Birchcreek Wealth Management | Miami Township, Ohio | CFP | Percentage of assets, Flat fee or retainer, Hourly, One-time planning fee | | [John Payne](https://find.wellspent.co/advisors/john-payne-6112347.md) | Birchcreek Wealth Management | Miami Township, Ohio | CFP | Percentage of assets, Flat fee or retainer, Hourly, One-time planning fee | | [Stacia Bearden](https://find.wellspent.co/advisors/stacia-bearden.md) | Wurz Financial Services | Holland, Ohio | CFP | Percentage of assets, Hourly, Subscription, Fixed fees | | [Daniel Johnson](https://find.wellspent.co/advisors/daniel-johnson-5186023.md) | Forward Thinking Wealth Management | Copley, Ohio | CFP | Flat fee or retainer, Ongoing planning fee | | [Joseph Schmitz, Jr.](https://find.wellspent.co/advisors/joseph-schmitz-jr.md) | Peak Retirement Planning | Columbus, Ohio | CFP, ChFC | Percentage of assets, Fixed fees | | [Sarah Schwieterman](https://find.wellspent.co/advisors/sarah-schwieterman.md) | Peak Retirement Planning | Columbus, Ohio | CFP | Percentage of assets, Fixed fees | | [Douglas Loftus](https://find.wellspent.co/advisors/douglas-loftus.md) | Wealth Dimensions Group | Cincinnati, Ohio | CFP | Percentage of assets, Hourly, Fixed fees | | [Eric Loftus](https://find.wellspent.co/advisors/eric-loftus.md) | Wealth Dimensions Group | Cincinnati, Ohio | CFP | Percentage of assets, Hourly, Fixed fees | | [Erik Smith](https://find.wellspent.co/advisors/erik-smith.md) | Wealth Dimensions Group | Cincinnati, Ohio | CFP | Percentage of assets, Hourly, Fixed fees | | [Robert Feather](https://find.wellspent.co/advisors/robert-feather.md) | Wealth Dimensions Group | Cincinnati, Ohio | CFP, ChFC | Percentage of assets, Hourly, Fixed fees | | [Thomas Cooney](https://find.wellspent.co/advisors/thomas-cooney.md) | Wealth Dimensions Group | Cincinnati, Ohio | CFP | Percentage of assets, Hourly, Fixed fees | | [Thomas Curti](https://find.wellspent.co/advisors/thomas-curti.md) | Wealth Dimensions Group | Cincinnati, Ohio | CFP | Percentage of assets, Hourly, Fixed fees | | [Thomas Schiller](https://find.wellspent.co/advisors/thomas-schiller.md) | Wealth Dimensions Group | Cincinnati, Ohio | CFP | Percentage of assets, Hourly, Fixed fees | | [Abigail Rose](https://find.wellspent.co/advisors/abigail-rose.md) | Keeler & Nadler | Dublin, Ohio | CFP | Percentage of assets, Hourly, Fixed fees | | [Adam Smetzer](https://find.wellspent.co/advisors/adam-smetzer.md) | Sky Vision Wealth | Columbus, Ohio | CFP | Percentage of assets | | [Andrew Keeler](https://find.wellspent.co/advisors/andrew-keeler.md) | Keeler & Nadler | Dublin, Ohio | CFP | Percentage of assets, Hourly, Fixed fees | | [Bryan Costin](https://find.wellspent.co/advisors/bryan-costin.md) | Journey Wealth | Cleveland, Ohio | CFP | Percentage of assets, Fixed fees | | [Chanley Christman](https://find.wellspent.co/advisors/chanley-christman.md) | Quest Wealth Solutions | Mansfield, Ohio | CFP | Percentage of assets | | [Dennis Coon](https://find.wellspent.co/advisors/dennis-coon.md) | Transcend Wealth | Woodmere, Ohio | CFP | Percentage of assets | | [Douglas Ambrose](https://find.wellspent.co/advisors/douglas-ambrose.md) | Journey Wealth | Cleveland, Ohio | CFP | Percentage of assets, Fixed fees | | [Jacob Martin](https://find.wellspent.co/advisors/jacob-martin.md) | Keeler & Nadler | Dublin, Ohio | CFP | Percentage of assets, Hourly, Fixed fees | Showing the first 50 of 151. The full list, page by page: https://find.wellspent.co/audiences/retirees/ohio/?page=2 ## Related - [Estate planning in Ohio](https://find.wellspent.co/specialties/estate-planning/ohio.md) - [Tax planning in Ohio](https://find.wellspent.co/specialties/tax-planning/ohio.md) - [Retirement planning in Ohio](https://find.wellspent.co/specialties/retirement-planning/ohio.md) - [Founders in Ohio](https://find.wellspent.co/specialties/founders-pre-exit/ohio.md) - [Executives in Ohio](https://find.wellspent.co/audiences/executives/ohio.md) - [Pre-retirees in Ohio](https://find.wellspent.co/audiences/pre-retirees/ohio.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).