# Financial advisors for retirees in Minnesota > For retirees in Minnesota, talk to a fee-only planner who already works with people drawing down their savings. Your questions have moved from saving to spending, so look for steady withdrawals, tax-aware RMD planning, and care planning. Records to start with include Josh Wolberg of Great River Financial, Eaton Miller of PlanWell Financial Guidance and Mitchell Thompson of MJT & Associates Financial Advisory Group. Page: https://find.wellspent.co/audiences/retirees/minnesota/ 88 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to as a retiree in Minnesota? For retirees in Minnesota, talk to a fee-only planner who already works with people drawing down their savings. Your questions have moved from saving to spending, so look for steady withdrawals, tax-aware RMD planning, and care planning. Records to start with include Josh Wolberg of Great River Financial, Eaton Miller of PlanWell Financial Guidance and Mitchell Thompson of MJT & Associates Financial Advisory Group. - [Josh Wolberg](https://find.wellspent.co/advisors/josh-wolberg/), Great River Financial, Plymouth. Holds the RICP and CFP. Fees on file: percentage of assets. - [Eaton Miller](https://find.wellspent.co/advisors/eaton-miller/), PlanWell Financial Guidance, Hayfield. Holds the CFP. Fees on file: flat fee or retainer, ongoing planning fee. - [Mitchell Thompson](https://find.wellspent.co/advisors/mitchell-thompson/), MJT & Associates Financial Advisory Group, Montevideo. Holds the CFP. Fees on file: one-time planning fee. - [Joshua Anderson](https://find.wellspent.co/advisors/joshua-anderson/), Pine Grove Financial Group, Woodbury. Holds the CFP. Fees on file: percentage of assets. - [Sarah Kang](https://find.wellspent.co/advisors/sarah-kang/), UAK Diversified Wealth Advisors, Minnetonka. Holds the CFP. Fees on file: percentage of assets, flat fee or retainer. - [Naveen Sharma](https://find.wellspent.co/advisors/naveen-sharma/), Nicollet Investment Management, Minneapolis. Holds the CFP. Fees on file: percentage of assets. ## How many fee-only financial advisors in Minnesota work with retirees? The Wellspent public graph lists 88 fee-only advisors for retirees in Minnesota, at 32 firms. We counted every advisor record that lists this work, as of October 2026. ## Where are fee-only advisors for retirees in Minnesota located? Of the 88 fee-only advisors for retirees in Minnesota, 18 are in Minneapolis, followed by 11 in Woodbury and 10 in Saint Paul. ## How do fee-only advisors for retirees in Minnesota charge? The most common fee among fee-only advisors for retirees in Minnesota is a percentage of assets, used by 84% of the 88 with fees on file. Many use more than one: 42% charge fixed fees and 14% charge an ongoing planning fee. ## How much do fee-only financial advisors charge in Minnesota? Fee-only financial advisors in Minnesota charge a median of $2,100 a year for ongoing planning. We found this across the published prices of 16 Minnesota firms. ## How much does a one-time financial plan cost in Minnesota? A one-time financial plan from a fee-only firm in Minnesota has a median price of $1,200. We found this across the published prices of 13 Minnesota firms. ## What credentials should a financial advisor for retirees have? For retirees, look for the RICP and CFP. In Minnesota, 64% of the 88 advisors listed hold the CFP. - RICP (1% of advisors listed): The RICP focuses on income in retirement. - CFP (64% of advisors listed): The CFP covers tax, insurance, and estate decisions together. ## How do Minnesota advisors for retirees compare with the rest of the US? 64% of fee-only advisors for retirees in Minnesota hold the CFP, compared with 49% of the 3,334 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Minnesota tax Social Security? Yes, for some residents. Minnesota taxes Social Security with exemptions that depend on income, so it belongs in a withdrawal plan. ## What should I ask a financial advisor as a retiree in Minnesota? - How much can I spend each year, and how will you adjust it? - How do you plan around RMDs and Medicare premiums? - How would you pay for long-term care if I needed it? - What happens if I can't manage this myself, or my spouse dies first? - How does Minnesota tax each source of my retirement income? ## How current is this list of fee-only advisors for retirees in Minnesota? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [RJ Devick](https://find.wellspent.co/advisors/rj-devick.md) | Bond&Devick Wealth Partners | Saint Louis Park, Minnesota | BA, BFA, BS, CFP, Chartered SRI Counselor, ChFC, CRPC | Percentage of assets, One-time planning fee | | [Bill Mulvahill](https://find.wellspent.co/advisors/bill-mulvahill.md) | Trailhead Planners | Edina, Minnesota | CFP, CPA | Percentage of assets, Hourly, Fixed fees | | [Kathy Longo](https://find.wellspent.co/advisors/kathy-longo.md) | Flourish Wealth Management Inc. | Edina, Minnesota | CAP, CDFA, CFP | Percentage of assets, Hourly, Fixed fees | | [Sarah Kang](https://find.wellspent.co/advisors/sarah-kang.md) | UAK Diversified Wealth Advisors | Minnetonka, Minnesota | CFP | Percentage of assets, Flat fee or retainer, One-time planning fee | | [Eaton Miller](https://find.wellspent.co/advisors/eaton-miller.md) | PlanWell Financial Guidance | Hayfield, Minnesota | CFP | Flat fee or retainer, Ongoing planning fee | | [Josh Wolberg](https://find.wellspent.co/advisors/josh-wolberg.md) | Great River Financial | Plymouth, Minnesota | CFP, MBA, RICP | Percentage of assets | | [Timothy LaPean](https://find.wellspent.co/advisors/timothy-lapean.md) | Thoughtful Financial Planning | Minneapolis, Minnesota | CFP | Percentage of assets, Ongoing planning fee, Hourly, Flat fee or retainer, One-time planning fee | | [Ryan Shannon](https://find.wellspent.co/advisors/ryan-shannon.md) | R.M. Shannon Wealth Management, LLC | Saint Paul, Minnesota | CFP | Percentage of assets, Hourly, Fixed fees | | [Aashwin Sachdev](https://find.wellspent.co/advisors/aashwin-sachdev.md) | Luminous Money | Minneapolis, Minnesota | CFP | One-time planning fee, Hourly, Ongoing planning fee | | [Colleen Weber](https://find.wellspent.co/advisors/colleen-weber.md) | Colleen Weber CPA | Chanhassen, Minnesota | CFP | Fixed fees | | [Daniel Heiar](https://find.wellspent.co/advisors/daniel-heiar.md) | Mindful Asset Planning | Apple Valley, Minnesota | | Hourly, Fixed fees | | [Joseph Limond](https://find.wellspent.co/advisors/joseph-limond.md) | Clerestory Advisors, Inc. | Bloomington, Minnesota | | Flat fee or retainer, Ongoing planning fee | | [Mitchell Thompson](https://find.wellspent.co/advisors/mitchell-thompson.md) | MJT & Associates Financial Advisory Group | Montevideo, Minnesota | CFP | One-time planning fee | | [Olivia Knapp](https://find.wellspent.co/advisors/olivia-knapp.md) | Colleen Weber CPA | Chanhassen, Minnesota | CFP | Fixed fees | | [Aidan Ryan](https://find.wellspent.co/advisors/aidan-ryan.md) | Fortress Financial Group | Rochester, Minnesota | CFP | Percentage of assets | | [Bjorn Amundson](https://find.wellspent.co/advisors/bjorn-amundson.md) | Quarry Hill Advisors | St Paul, Minnesota | CFP | Percentage of assets | | [Cody Schaefer](https://find.wellspent.co/advisors/cody-schaefer.md) | Fortress Financial Group | Rochester, Minnesota | CFP | Percentage of assets | | [Dean Allen](https://find.wellspent.co/advisors/dean-allen.md) | Pine Grove Financial Group | Woodbury, Minnesota | CFP | Percentage of assets | | [Felix Kopycinski](https://find.wellspent.co/advisors/felix-kopycinski.md) | Laurel Wealth Planning | Edina, Minnesota | CFP | Ongoing planning fee | | [Jack Zinser](https://find.wellspent.co/advisors/jack-zinser.md) | Fortress Financial Group | Rochester, Minnesota | CFP | Percentage of assets | | [Jared Holt](https://find.wellspent.co/advisors/jared-holt.md) | Pine Grove Financial Group | Woodbury, Minnesota | CFP | Percentage of assets | | [Jason Johnson](https://find.wellspent.co/advisors/jason-johnson.md) | Pine Grove Financial Group | Minnetonka, Minnesota | CFP | Percentage of assets | | [Jeffrey Clark](https://find.wellspent.co/advisors/jeffrey-clark-5858137.md) | Pine Grove Financial Group | Woodbury, Minnesota | CFP | Percentage of assets | | [Jeffrey Drayton](https://find.wellspent.co/advisors/jeffrey-drayton.md) | Jeffrey A. Drayton Financial Group, Inc. | Maple Grove, Minnesota | CDFA, CFP | Percentage of assets, Hourly, Fixed fees | | [Jesse Kuusisto](https://find.wellspent.co/advisors/jesse-kuusisto.md) | Laurel Wealth Planning | Edina, Minnesota | CFP | Ongoing planning fee | | [Joel Baumgarten](https://find.wellspent.co/advisors/joel-baumgarten.md) | Pine Grove Financial Group | Woodbury, Minnesota | CFP | Percentage of assets | | [Joshua Anderson](https://find.wellspent.co/advisors/joshua-anderson.md) | Pine Grove Financial Group | Woodbury, Minnesota | CFP | Percentage of assets | | [Kathleen Liiste](https://find.wellspent.co/advisors/kathleen-liiste.md) | Lions Gate Sovereign Capital | White Bear Lake, Minnesota | CFP | Percentage of assets, Fixed fees | | [Lauren Naze](https://find.wellspent.co/advisors/lauren-naze.md) | Pine Grove Financial Group | Woodbury, Minnesota | CFP | Percentage of assets | | [Mallory Kretman](https://find.wellspent.co/advisors/mallory-kretman.md) | Laurel Wealth Planning | Edina, Minnesota | CFP | Ongoing planning fee | | [Maxwell Carlos](https://find.wellspent.co/advisors/maxwell-carlos.md) | Laurel Wealth Planning | Edina, Minnesota | CFP | Ongoing planning fee | | [Michael Babicz](https://find.wellspent.co/advisors/michael-babicz.md) | Pine Grove Financial Group | Woodbury, Minnesota | CFP | Percentage of assets | | [Michelle Campbell](https://find.wellspent.co/advisors/michelle-campbell.md) | Pine Grove Financial Group | Woodbury, Minnesota | CFP | Percentage of assets | | [Nicholas Fahrendorff](https://find.wellspent.co/advisors/nicholas-fahrendorff.md) | Pine Grove Financial Group | Minnetonka, Minnesota | CFP | Percentage of assets | | [Stefan Liiste](https://find.wellspent.co/advisors/stefan-liiste.md) | Lions Gate Sovereign Capital | White Bear Lake, Minnesota | CFP | Percentage of assets, Fixed fees | | [Taylor Harwood](https://find.wellspent.co/advisors/taylor-harwood.md) | Crane Capital Management | Spring Park, Minnesota | CFP | Percentage of assets | | [Terra Johnson](https://find.wellspent.co/advisors/terra-johnson.md) | Pine Grove Financial Group | Minnetonka, Minnesota | CFP | Percentage of assets | | [Jameson Holehouse](https://find.wellspent.co/advisors/jameson-holehouse.md) | Destiny Capital | Detroit Lakes, Minnesota | CFP | Percentage of assets, Flat fee or retainer | | [Bryan Vancura](https://find.wellspent.co/advisors/bryan-vancura.md) | GEN Financial Management | Plymouth, Minnesota | CFP | Percentage of assets, Fixed fees | | [Edward Anderson](https://find.wellspent.co/advisors/edward-anderson.md) | Twin Arbor Wealth Management | Saint Paul, Minnesota | CFP | Ongoing planning fee | | [Eric Moleski](https://find.wellspent.co/advisors/eric-moleski.md) | GEN Financial Management | Plymouth, Minnesota | CFP | Percentage of assets, Fixed fees | | [Joshua Moklestad](https://find.wellspent.co/advisors/joshua-moklestad.md) | GEN Financial Management | Plymouth, Minnesota | CFP | Percentage of assets, Fixed fees | | [Julie Hetland](https://find.wellspent.co/advisors/julie-hetland.md) | Financial Planning Navigators | Maple Grove, Minnesota | CFP, ChFC | Percentage of assets, Fixed fees | | [Laura Kuntz](https://find.wellspent.co/advisors/laura-kuntz.md) | Laurel Wealth Planning | Edina, Minnesota | PFS | Ongoing planning fee | | [Meghan Bohlke](https://find.wellspent.co/advisors/meghan-bohlke.md) | Financial Planning Navigators | Maple Grove, Minnesota | CFP | Percentage of assets, Fixed fees | | [Molly LaFleche](https://find.wellspent.co/advisors/molly-lafleche.md) | Financial Planning Navigators | Maple Grove, Minnesota | CFP, ChFC | Percentage of assets, Fixed fees | | [Noah Semmann](https://find.wellspent.co/advisors/noah-semmann.md) | GEN Financial Management | Plymouth, Minnesota | CFP | Percentage of assets, Fixed fees | | [Anthony Parr](https://find.wellspent.co/advisors/anthony-parr.md) | Parr McKnight Wealth Management Group | Minneapolis, Minnesota | CFP | Percentage of assets, Fixed fees | | [Brian McKnight](https://find.wellspent.co/advisors/brian-mcknight.md) | Parr McKnight Wealth Management Group | Minneapolis, Minnesota | CFP | Percentage of assets, Fixed fees | | [Emily Noyes](https://find.wellspent.co/advisors/emily-noyes.md) | Parr McKnight Wealth Management Group | Minneapolis, Minnesota | CFP | Percentage of assets, Fixed fees | Showing the first 50 of 88. The full list, page by page: https://find.wellspent.co/audiences/retirees/minnesota/?page=2 ## Related - [Retirement planning in Minnesota](https://find.wellspent.co/specialties/retirement-planning/minnesota.md) - [Estate planning in Minnesota](https://find.wellspent.co/specialties/estate-planning/minnesota.md) - [Tax planning in Minnesota](https://find.wellspent.co/specialties/tax-planning/minnesota.md) - [Pre-retirees in Minnesota](https://find.wellspent.co/audiences/pre-retirees/minnesota.md) - [Small business owners in Minnesota](https://find.wellspent.co/specialties/small-business-owners/minnesota.md) - [Executives in Minnesota](https://find.wellspent.co/audiences/executives/minnesota.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).