# Financial advisors for people close to retirement in Richmond, Virginia > For people close to retirement in Richmond, talk to a fee-only planner five to ten years before you stop working, while there's still time to change things. Look for someone who tests your retirement date and shows you what would have to be true for it to work. Records to start with include Brian Welch of Verus Financial Partners, Andrew Casteel of Covenant Wealth Advisors and Shawn Perkins of Genuine Wealth Solutions LLC. Page: https://find.wellspent.co/audiences/pre-retirees/virginia/richmond/ 37 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to if you're close to retirement in Richmond? For people close to retirement in Richmond, talk to a fee-only planner five to ten years before you stop working, while there's still time to change things. Look for someone who tests your retirement date and shows you what would have to be true for it to work. Records to start with include Brian Welch of Verus Financial Partners, Andrew Casteel of Covenant Wealth Advisors and Shawn Perkins of Genuine Wealth Solutions LLC. - [Brian Welch](https://find.wellspent.co/advisors/brian-welch/), Verus Financial Partners, Richmond City. Holds the CFP. Fees on file: percentage of assets. - [Andrew Casteel](https://find.wellspent.co/advisors/andrew-casteel/), Covenant Wealth Advisors, Richmond City. Holds the CFP. Fees on file: percentage of assets. - [Shawn Perkins](https://find.wellspent.co/advisors/shawn-perkins/), Genuine Wealth Solutions LLC, Richmond City. Holds the CFP. Fees on file: ongoing planning fee, one-time planning fee. - [Walter Jessee](https://find.wellspent.co/advisors/walter-jessee/), Impact Financial, Richmond City. Holds the CFP. Fees on file: percentage of assets, ongoing planning fee. - [Jonathan Bailey](https://find.wellspent.co/advisors/jonathan-bailey/), WealthCrossing, Richmond City. Holds the CFP. Fees on file: percentage of assets, fixed fees. - [Taylor Turner](https://find.wellspent.co/advisors/taylor-turner/), Taylor Turner Wealth Management LLC, Richmond City. Fees on file: percentage of assets, flat fee or retainer. ## How many fee-only financial advisors in Richmond work with people close to retirement? The Wellspent public graph lists 37 fee-only advisors for people close to retirement in Richmond, at 8 firms. We counted every advisor record that lists this work, as of October 2026. ## How do fee-only advisors for people close to retirement in Richmond charge? The most common fee among fee-only advisors for people close to retirement in Richmond is a percentage of assets, used by 97% of the 37 with fees on file. Many use more than one: 19% charge fixed fees and 5% charge an ongoing planning fee. ## How much do fee-only financial advisors charge in Virginia? Fee-only financial advisors in Virginia charge a median of $4,992 a year for ongoing planning. We found this across the published prices of 25 Virginia firms. ## How much does a one-time financial plan cost in Virginia? A one-time financial plan from a fee-only firm in Virginia has a median price of $1,500. We found this across the published prices of 21 Virginia firms. ## What credentials should a financial advisor for people close to retirement have? For people close to retirement, look for the CFP. In Richmond, 65% of the 37 advisors listed hold the CFP. - CFP (65% of advisors listed): The CFP covers the whole transition. ## How do Richmond advisors for people close to retirement compare with the rest of the US? 19% of fee-only advisors for people close to retirement in Richmond charge fixed fees, compared with 40% of the 2,969 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Virginia tax Social Security? No. Virginia doesn't tax Social Security. Its treatment of IRA withdrawals and pensions has its own rules, so ask to see them in your plan. ## What should I ask a financial advisor if you're close to retirement in Richmond? - Can I retire when I want to, and what would change your answer? - How should my investments change in the years before I stop working? - How do I cover health insurance before Medicare? - What should I do with my 401(k) when I leave? - How does Virginia tax each source of my retirement income? ## How current is this list of fee-only advisors for people close to retirement in Richmond? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Shawn Perkins](https://find.wellspent.co/advisors/shawn-perkins.md) | Genuine Wealth Solutions LLC | Richmond, Virginia | AWMA, CFP | Ongoing planning fee, One-time planning fee | | [Walter Jessee](https://find.wellspent.co/advisors/walter-jessee.md) | Impact Financial | Richmond, Virginia | CFP, CPA | Percentage of assets, Ongoing planning fee, One-time planning fee | | [Adam Smith](https://find.wellspent.co/advisors/adam-smith.md) | Covenant Wealth Advisors | Richmond, Virginia | CFP | Percentage of assets | | [Andrew Casteel](https://find.wellspent.co/advisors/andrew-casteel.md) | Covenant Wealth Advisors | Richmond, Virginia | CFP | Percentage of assets | | [Eric Scruggs](https://find.wellspent.co/advisors/eric-scruggs-6082402.md) | Covenant Wealth Advisors | Richmond, Virginia | CFP | Percentage of assets | | [Jacob Preston](https://find.wellspent.co/advisors/jacob-preston.md) | Covenant Wealth Advisors | Richmond, Virginia | CFP | Percentage of assets | | [Mark Fonville](https://find.wellspent.co/advisors/mark-fonville.md) | Covenant Wealth Advisors | Richmond, Virginia | CFP | Percentage of assets | | [Megan Waters](https://find.wellspent.co/advisors/megan-waters.md) | Covenant Wealth Advisors | Richmond, Virginia | CFP | Percentage of assets | | [Rosana Nguyen](https://find.wellspent.co/advisors/rosana-nguyen.md) | Covenant Wealth Advisors | Richmond, Virginia | CFP | Percentage of assets | | [Walter Hurt](https://find.wellspent.co/advisors/walter-hurt.md) | Covenant Wealth Advisors | Richmond, Virginia | CFP | Percentage of assets | | [Brian Welch](https://find.wellspent.co/advisors/brian-welch.md) | Verus Financial Partners | Richmond, Virginia | CFP | Percentage of assets | | [David Kozlowski](https://find.wellspent.co/advisors/david-kozlowski.md) | Verus Financial Partners | Richmond, Virginia | CFP | Percentage of assets | | [Edward Hoppe](https://find.wellspent.co/advisors/edward-hoppe.md) | Verus Financial Partners | Richmond, Virginia | CFP, PFS | Percentage of assets | | [Jacob Fram](https://find.wellspent.co/advisors/jacob-fram.md) | Verus Financial Partners | Richmond, Virginia | CFP | Percentage of assets | | [Kristin Lindsay](https://find.wellspent.co/advisors/kristin-lindsay.md) | Verus Financial Partners | Richmond, Virginia | CFP | Percentage of assets | | [Sloan Chittenden](https://find.wellspent.co/advisors/sloan-chittenden.md) | Verus Financial Partners | Richmond, Virginia | CFP | Percentage of assets | | [Tyler Snow](https://find.wellspent.co/advisors/tyler-snow.md) | Verus Financial Partners | Richmond, Virginia | CFP | Percentage of assets | | [William Lagos](https://find.wellspent.co/advisors/william-lagos.md) | Verus Financial Partners | Richmond, Virginia | CFP, ChFC | Percentage of assets | | [Claire Craighill](https://find.wellspent.co/advisors/claire-craighill.md) | WealthCrossing | Richmond, Virginia | CFP | Percentage of assets, Fixed fees | | [John King](https://find.wellspent.co/advisors/john-king.md) | WealthCrossing | Richmond, Virginia | CFP | Percentage of assets, Fixed fees | | [John Williams](https://find.wellspent.co/advisors/john-williams-7245735.md) | WealthCrossing | Richmond, Virginia | CFP | Percentage of assets, Fixed fees | | [Jonathan Bailey](https://find.wellspent.co/advisors/jonathan-bailey.md) | WealthCrossing | Richmond, Virginia | CFP | Percentage of assets, Fixed fees | | [Mitchell Crowder](https://find.wellspent.co/advisors/mitchell-crowder.md) | WealthCrossing | Richmond, Virginia | CFP | Percentage of assets, Fixed fees | | [Stephanie Stumpf](https://find.wellspent.co/advisors/stephanie-stumpf.md) | WealthCrossing | Richmond, Virginia | CFP, PFS | Percentage of assets, Fixed fees | | [Samantha Vicchiarelli](https://find.wellspent.co/advisors/samantha-vicchiarelli.md) | Alexis Advisors | Richmond, Virginia | ChFC | Percentage of assets, Hourly | | [Taylor Turner](https://find.wellspent.co/advisors/taylor-turner.md) | Taylor Turner Wealth Management LLC | Richmond, Virginia | | Percentage of assets, Flat fee or retainer | | [Aidan Banner](https://find.wellspent.co/advisors/aidan-banner.md) | Covenant Wealth Advisors | Richmond, Virginia | | Percentage of assets | | [Anthony Castaldi](https://find.wellspent.co/advisors/anthony-castaldi.md) | Covenant Wealth Advisors | Richmond, Virginia | | Percentage of assets | | [Cameron Malekuti](https://find.wellspent.co/advisors/cameron-malekuti.md) | Covenant Wealth Advisors | Richmond, Virginia | | Percentage of assets | | [Katherine Fonville](https://find.wellspent.co/advisors/katherine-fonville.md) | Covenant Wealth Advisors | Richmond, Virginia | | Percentage of assets | | [David Butler](https://find.wellspent.co/advisors/david-butler.md) | Verus Financial Partners | Richmond, Virginia | | Percentage of assets | | [Julie Waitman](https://find.wellspent.co/advisors/julie-waitman.md) | Verus Financial Partners | Richmond, Virginia | | Percentage of assets | | [Lindsey Hadfield](https://find.wellspent.co/advisors/lindsey-hadfield.md) | Verus Financial Partners | Richmond, Virginia | | Percentage of assets | | [Noelle Moser](https://find.wellspent.co/advisors/noelle-moser.md) | Verus Financial Partners | Richmond, Virginia | | Percentage of assets | | [Roberta Keller](https://find.wellspent.co/advisors/roberta-keller.md) | Alexis Advisors | Richmond, Virginia | | Percentage of assets, Hourly | | [Andrea Broughton](https://find.wellspent.co/advisors/andrea-broughton.md) | WealthCrossing | Richmond, Virginia | | Percentage of assets, Fixed fees | | [John Mumper](https://find.wellspent.co/advisors/john-mumper.md) | Patina Wealth | Richmond, Virginia | | Percentage of assets | ## Related - [Tax planning in Richmond](https://find.wellspent.co/specialties/tax-planning/virginia/richmond.md) - [Estate planning in Richmond](https://find.wellspent.co/specialties/estate-planning/virginia/richmond.md) - [Family wealth transfer in Richmond](https://find.wellspent.co/specialties/family-wealth-transfer/virginia/richmond.md) - [Retirement planning in Richmond](https://find.wellspent.co/specialties/retirement-planning/virginia/richmond.md) - [Retirees in Richmond](https://find.wellspent.co/audiences/retirees/virginia/richmond.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).