# Financial advisors for people close to retirement in South Carolina > For people close to retirement in South Carolina, talk to a fee-only planner five to ten years before you stop working, while there's still time to change things. Look for someone who tests your retirement date and shows you what would have to be true for it to work. Records to start with include Charles Harper of Harper Financial Planning LLC, Charles Crouch of CMC Wealth Management and John Gugle of Gugle Wealth Advisory LLC. Page: https://find.wellspent.co/audiences/pre-retirees/south-carolina/ 56 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to if you're close to retirement in South Carolina? For people close to retirement in South Carolina, talk to a fee-only planner five to ten years before you stop working, while there's still time to change things. Look for someone who tests your retirement date and shows you what would have to be true for it to work. Records to start with include Charles Harper of Harper Financial Planning LLC, Charles Crouch of CMC Wealth Management and John Gugle of Gugle Wealth Advisory LLC. - [Charles Harper](https://find.wellspent.co/advisors/charles-harper/), Harper Financial Planning LLC, Columbia. Holds the CFP and RICP. Fees on file: percentage of assets, flat fee or retainer. - [Charles Crouch](https://find.wellspent.co/advisors/charles-crouch/), CMC Wealth Management, Lexington. Holds the CFP. Fees on file: percentage of assets. - [John Gugle](https://find.wellspent.co/advisors/john-gugle/), Gugle Wealth Advisory LLC, Indian Land. Holds the CFP. Fees on file: flat fee or retainer, ongoing planning fee. - [David Hunter](https://find.wellspent.co/advisors/david-hunter-8869/), Horizons Wealth Management, Inc, Greenville. Holds the CFP. Fees on file: one-time planning fee. - [Jennifer Sokolowski](https://find.wellspent.co/advisors/jennifer-sokolowski/), Metis Wealth, Bluffton. Holds the CFP. Fees on file: percentage of assets, hourly. - [Jeremy Finger](https://find.wellspent.co/advisors/jeremy-finger/), Riverbend Wealth Management, Myrtle Beach. Holds the CFP. Fees on file: percentage of assets. ## How many fee-only financial advisors in South Carolina work with people close to retirement? The Wellspent public graph lists 56 fee-only advisors for people close to retirement in South Carolina, at 31 firms. We counted every advisor record that lists this work, as of October 2026. ## Where are fee-only advisors for people close to retirement in South Carolina located? Of the 56 fee-only advisors for people close to retirement in South Carolina, 11 are in Beaufort, followed by 9 in Greenville and 5 in Charleston. ## How do fee-only advisors for people close to retirement in South Carolina charge? The most common fee among fee-only advisors for people close to retirement in South Carolina is a percentage of assets, used by 91% of the 56 with fees on file. Many use more than one: 45% charge fixed fees and 36% charge by the hour. ## How much do fee-only financial advisors charge in South Carolina? Fee-only financial advisors in South Carolina charge a median of $3,600 a year for ongoing planning. We found this across the published prices of 12 South Carolina firms. ## What credentials should a financial advisor for people close to retirement have? For people close to retirement, look for the CFP and RICP. In South Carolina, 50% of the 56 advisors listed hold the CFP. - CFP (50% of advisors listed): The CFP covers the whole transition. - RICP (2% of advisors listed): The RICP focuses on turning savings into income. ## How do South Carolina advisors for people close to retirement compare with the rest of the US? 91% of fee-only advisors for people close to retirement in South Carolina charge a percentage of assets, compared with 85% of the 2,969 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does South Carolina tax Social Security? No. South Carolina doesn't tax Social Security. Its treatment of IRA withdrawals and pensions has its own rules, so ask to see them in your plan. ## What should I ask a financial advisor if you're close to retirement in South Carolina? - Can I retire when I want to, and what would change your answer? - How should my investments change in the years before I stop working? - How do I cover health insurance before Medicare? - What should I do with my 401(k) when I leave? - How does South Carolina tax each source of my retirement income? ## How current is this list of fee-only advisors for people close to retirement in South Carolina? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Charles Harper](https://find.wellspent.co/advisors/charles-harper.md) | Harper Financial Planning LLC | Columbia, South Carolina | CFP, ChFC, RICP | Percentage of assets, Flat fee or retainer, Hourly, One-time planning fee | | [John Gugle](https://find.wellspent.co/advisors/john-gugle.md) | Gugle Wealth Advisory LLC | Indian Land, South Carolina | CFP, CDFA, CRPC, TPCP | Flat fee or retainer, Ongoing planning fee | | [Jim Mahaney](https://find.wellspent.co/advisors/jim-mahaney.md) | Mavericus Retirement Services | Georgetown, South Carolina | CFP | One-time planning fee | | [Matthew McCoy](https://find.wellspent.co/advisors/matthew-mccoy.md) | Southbound Wealth LLC | Rock Hill, South Carolina | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Myles Brandt](https://find.wellspent.co/advisors/myles-brandt.md) | Charleston Financial Advisors, LLC | Charleston, South Carolina | CFP, MS | Percentage of assets, One-time planning fee, Ongoing planning fee | | [Clayton Quamme](https://find.wellspent.co/advisors/clayton-quamme.md) | AP Wealth Management | Columbia, South Carolina | CFP | Percentage of assets, Hourly, Fixed fees | | [George Jameson](https://find.wellspent.co/advisors/george-jameson.md) | Capital Wealth Group | Columbia, South Carolina | CFP, MBA | Percentage of assets, Hourly, Fixed fees | | [Manuel Martinez](https://find.wellspent.co/advisors/manuel-martinez.md) | Charleston Wealth Advisors | Mount Pleasant, South Carolina | CFP | Flat fee or retainer, Percentage of assets | | [David Hunter](https://find.wellspent.co/advisors/david-hunter-8869.md) | Horizons Wealth Management, Inc | Greenville, South Carolina | CFP | One-time planning fee | | [Conrad Seastrunk](https://find.wellspent.co/advisors/conrad-seastrunk.md) | Seastrunk Financial Management, LLC | Florence, South Carolina | CFP | Percentage of assets, Hourly, Fixed fees | | [Daniel Johnson](https://find.wellspent.co/advisors/daniel-johnson-2206195.md) | Riverbend Wealth Management | Myrtle Beach, South Carolina | CFP | Percentage of assets | | [Jeremy Finger](https://find.wellspent.co/advisors/jeremy-finger.md) | Riverbend Wealth Management | Myrtle Beach, South Carolina | CFP | Percentage of assets | | [Tyler Peterson](https://find.wellspent.co/advisors/tyler-peterson.md) | Runey & Associates Wealth Management | Mount Pleasant, South Carolina | CFP | Percentage of assets | | [Brandon Cox](https://find.wellspent.co/advisors/brandon-cox.md) | Coastline Complete Wealth | Bluffton, South Carolina | CFP | Percentage of assets, Hourly | | [Daniel Heidel](https://find.wellspent.co/advisors/daniel-heidel.md) | Integritas Wealth Strategies | Charleston, South Carolina | CFP | Percentage of assets, Hourly, Fixed fees | | [Jamie Stone](https://find.wellspent.co/advisors/jamie-stone.md) | Means Wealth Management | Greenville, South Carolina | CFP, ChFC | Percentage of assets, Flat fee or retainer, One-time planning fee | | [Jonathan Wallace](https://find.wellspent.co/advisors/jonathan-wallace.md) | Wayfinder Wealth Warriors | Lexington, South Carolina | CFA | Flat fee or retainer, Hourly, One-time planning fee, Ongoing planning fee | | [Charles Crouch](https://find.wellspent.co/advisors/charles-crouch.md) | CMC Wealth Management | Lexington, South Carolina | CFP | Percentage of assets | | [James Runey](https://find.wellspent.co/advisors/james-runey.md) | Runey & Associates Wealth Management | Mount Pleasant, South Carolina | CFA | Percentage of assets | | [Jennifer Sokolowski](https://find.wellspent.co/advisors/jennifer-sokolowski.md) | Metis Wealth | Bluffton, South Carolina | CFP | Percentage of assets, Hourly | | [Lisa Quadrini](https://find.wellspent.co/advisors/lisa-quadrini.md) | Brandywine Oak Private Wealth | Kiawah Island, South Carolina | CFP | Percentage of assets | | [Robert Sokolowski](https://find.wellspent.co/advisors/robert-sokolowski.md) | Metis Wealth | Bluffton, South Carolina | CFP | Percentage of assets, Hourly | | [Andrew Jones](https://find.wellspent.co/advisors/andrew-jones.md) | Verity Investment Partners | Beaufort, South Carolina | CFP | Percentage of assets, Fixed fees | | [Craig Ritter](https://find.wellspent.co/advisors/craig-ritter.md) | Continuum Wealth Management | Greenville, South Carolina | CFP | Percentage of assets, Ongoing planning fee | | [Derek Lewis](https://find.wellspent.co/advisors/derek-lewis.md) | Catawba River Capital | Lake Wylie, South Carolina | CFP | Percentage of assets, Hourly | | [Gregory Goff](https://find.wellspent.co/advisors/gregory-goff.md) | Goepper Burkhardt | Greenville, South Carolina | CFP, CFA | Percentage of assets | | [Jessica Rusnock](https://find.wellspent.co/advisors/jessica-rusnock.md) | Verity Investment Partners | Beaufort, South Carolina | CFP | Percentage of assets, Fixed fees | | [John Burkhardt](https://find.wellspent.co/advisors/john-burkhardt.md) | Goepper Burkhardt | Greenville, South Carolina | CFP | Percentage of assets | | [Matt Morizio](https://find.wellspent.co/advisors/matt-morizio.md) | Reconstructing Wealth | Daniel Island, South Carolina | | Percentage of assets, Flat fee or retainer, Hourly, One-time planning fee | | [Robert Flink](https://find.wellspent.co/advisors/robert-flink.md) | Goepper Burkhardt | Greenville, South Carolina | CFP | Percentage of assets | | [Hans Blake](https://find.wellspent.co/advisors/hans-blake.md) | Intelligent Investing | Greenville, South Carolina | CFA | Percentage of assets, Hourly, Fixed fees | | [John McNamara](https://find.wellspent.co/advisors/john-mcnamara.md) | Highball Advisors | Simsponville, South Carolina | | Percentage of assets | | [Nancy Fellinger](https://find.wellspent.co/advisors/nancy-fellinger.md) | Sensible Money | Pawleys Island, South Carolina | CFP, ChFC | Percentage of assets, Fixed fees | | [Paul Saunders](https://find.wellspent.co/advisors/paul-saunders.md) | Riverbend Wealth Management | Myrtle Beach, South Carolina | | Percentage of assets | | [Tyler Batts](https://find.wellspent.co/advisors/tyler-batts.md) | Riverbend Wealth Management | Myrtle Beach, South Carolina | | Percentage of assets | | [Christopher Langlois](https://find.wellspent.co/advisors/christopher-langlois.md) | Integritas Wealth Strategies | Charleston, South Carolina | | Percentage of assets, Hourly, Fixed fees | | [David Means](https://find.wellspent.co/advisors/david-means.md) | Means Wealth Management | Greenville, South Carolina | | Percentage of assets, Flat fee or retainer, One-time planning fee | | [James Behr](https://find.wellspent.co/advisors/james-behr.md) | Stillwater Private Wealth | Mt. Pleasant, South Carolina | | Percentage of assets, Flat fee or retainer | | [Jordan Bryant](https://find.wellspent.co/advisors/jordan-bryant.md) | Coastline Complete Wealth | Bluffton, South Carolina | | Percentage of assets, Hourly | | [Joseph Recznik](https://find.wellspent.co/advisors/joseph-recznik.md) | Integritas Wealth Strategies | Charleston, South Carolina | | Percentage of assets, Hourly, Fixed fees | | [Matthew McGee](https://find.wellspent.co/advisors/matthew-mcgee.md) | Integritas Wealth Strategies | Charleston, South Carolina | | Percentage of assets, Hourly, Fixed fees | | [Michael Klaiber](https://find.wellspent.co/advisors/michael-klaiber.md) | Verity Investment Partners | Beaufort, South Carolina | CFA | Percentage of assets, Fixed fees | | [Michael Kuehn](https://find.wellspent.co/advisors/michael-kuehn.md) | Verity Investment Partners | Beaufort, South Carolina | CFA | Percentage of assets, Fixed fees | | [Michael Nix](https://find.wellspent.co/advisors/michael-nix.md) | Verity Investment Partners | Beaufort, South Carolina | CFA | Percentage of assets, Fixed fees | | [Amanda Blake](https://find.wellspent.co/advisors/amanda-blake.md) | Intelligent Investing | Greenville, South Carolina | | Percentage of assets, Hourly, Fixed fees | | [Charles Anderson](https://find.wellspent.co/advisors/charles-anderson.md) | Verity Investment Partners | Beaufort, South Carolina | | Percentage of assets, Fixed fees | | [David Poole](https://find.wellspent.co/advisors/david-poole.md) | Verity Investment Partners | Beaufort, South Carolina | | Percentage of assets, Fixed fees | | [Edward Taylor](https://find.wellspent.co/advisors/edward-taylor.md) | Verity Investment Partners | Beaufort, South Carolina | | Percentage of assets, Fixed fees | | [Jonathan Shaw](https://find.wellspent.co/advisors/jonathan-shaw.md) | Catawba River Capital | Lake Wylie, South Carolina | | Percentage of assets, Hourly | | [Jonathan Verity](https://find.wellspent.co/advisors/jonathan-verity.md) | Verity Investment Partners | Beaufort, South Carolina | | Percentage of assets, Fixed fees | Showing the first 50 of 56. The full list, page by page: https://find.wellspent.co/audiences/pre-retirees/south-carolina/?page=2 ## Related - [Retirement planning in South Carolina](https://find.wellspent.co/specialties/retirement-planning/south-carolina.md) - [Retirees in South Carolina](https://find.wellspent.co/audiences/retirees/south-carolina.md) - [Tax planning in South Carolina](https://find.wellspent.co/specialties/tax-planning/south-carolina.md) - [Estate planning in South Carolina](https://find.wellspent.co/specialties/estate-planning/south-carolina.md) - [Family wealth transfer in South Carolina](https://find.wellspent.co/specialties/family-wealth-transfer/south-carolina.md) - [Founders in South Carolina](https://find.wellspent.co/specialties/founders-pre-exit/south-carolina.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).