# Financial advisors for people close to retirement in Pennsylvania > For people close to retirement in Pennsylvania, talk to a fee-only planner five to ten years before you stop working, while there's still time to change things. Look for someone who tests your retirement date and shows you what would have to be true for it to work. Records to start with include Jared Wilcox of Rodgers & Associates, Sean Dwyer of Overture Wealth Management LLC and Bradley Clark of Clark Asset Management, LLC. Page: https://find.wellspent.co/audiences/pre-retirees/pennsylvania/ 124 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to if you're close to retirement in Pennsylvania? For people close to retirement in Pennsylvania, talk to a fee-only planner five to ten years before you stop working, while there's still time to change things. Look for someone who tests your retirement date and shows you what would have to be true for it to work. Records to start with include Jared Wilcox of Rodgers & Associates, Sean Dwyer of Overture Wealth Management LLC and Bradley Clark of Clark Asset Management, LLC. - [Jared Wilcox](https://find.wellspent.co/advisors/jared-wilcox/), Rodgers & Associates, Lancaster. Holds the CFP and RICP. Fees on file: percentage of assets. - [Sean Dwyer](https://find.wellspent.co/advisors/sean-dwyer/), Overture Wealth Management LLC, Conshohocken. Holds the CFP and EA. Fees on file: flat fee or retainer, ongoing planning fee. - [Bradley Clark](https://find.wellspent.co/advisors/bradley-clark/), Clark Asset Management, LLC, Radnor. Holds the CFP and RICP. Fees on file: flat fee or retainer, ongoing planning fee. - [Bob Wolfe](https://find.wellspent.co/advisors/bob-wolfe/), HealthyFP, Conshohocken. Holds the CFP and EA. Fees on file: percentage of assets, ongoing planning fee. - [Mike Henzes](https://find.wellspent.co/advisors/mike-henzes/), Open Wealth Network, Pottstown. Holds the CFP and EA. Fees on file: flat fee or retainer. - [Mike Hartman](https://find.wellspent.co/advisors/mike-hartman/), Hyperion Financial, LLC, Shillington. Holds the CFP and RICP. Fees on file: ongoing planning fee. ## How many fee-only financial advisors in Pennsylvania work with people close to retirement? The Wellspent public graph lists 124 fee-only advisors for people close to retirement in Pennsylvania, at 62 firms. We counted every advisor record that lists this work, as of October 2026. ## Where are fee-only advisors for people close to retirement in Pennsylvania located? Of the 124 fee-only advisors for people close to retirement in Pennsylvania, 20 are in Philadelphia, followed by 10 in Media and 9 in Kennett Square. ## How do fee-only advisors for people close to retirement in Pennsylvania charge? The most common fee among fee-only advisors for people close to retirement in Pennsylvania is a percentage of assets, used by 87% of the 124 with fees on file. Many use more than one: 40% charge fixed fees and 21% charge by the hour. ## How much do fee-only financial advisors charge in Pennsylvania? Fee-only financial advisors in Pennsylvania charge a median of $3,600 a year for ongoing planning. We found this across the published prices of 29 Pennsylvania firms. ## How much does a one-time financial plan cost in Pennsylvania? A one-time financial plan from a fee-only firm in Pennsylvania has a median price of $1,695. We found this across the published prices of 27 Pennsylvania firms. ## What credentials should a financial advisor for people close to retirement have? For people close to retirement, look for the CFP, RICP and EA. In Pennsylvania, 60% of the 124 advisors listed hold the CFP. - CFP (60% of advisors listed): The CFP covers the whole transition. - RICP (3% of advisors listed): The RICP focuses on turning savings into income. - EA (3% of advisors listed): Enrolled agents help with the low-tax years before Social Security. ## How do Pennsylvania advisors for people close to retirement compare with the rest of the US? 21% of fee-only advisors for people close to retirement in Pennsylvania charge by the hour, compared with 39% of the 2,969 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Pennsylvania tax Social Security? No. Pennsylvania doesn't tax Social Security. Its treatment of IRA withdrawals and pensions has its own rules, so ask to see them in your plan. ## What should I ask a financial advisor if you're close to retirement in Pennsylvania? - Can I retire when I want to, and what would change your answer? - How should my investments change in the years before I stop working? - How do I cover health insurance before Medicare? - What should I do with my 401(k) when I leave? - How does Pennsylvania tax each source of my retirement income? ## How current is this list of fee-only advisors for people close to retirement in Pennsylvania? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Bobby Cremins](https://find.wellspent.co/advisors/bobby-cremins.md) | Metanoia Financial | Philadelphia, Pennsylvania | CFP, CFA | Percentage of assets, Ongoing planning fee | | [Dave Rowan](https://find.wellspent.co/advisors/dave-rowan.md) | Rowan Financial LLC | Bethlehem, Pennsylvania | CFP, MBA | Percentage of assets, Flat fee or retainer, Hourly, One-time planning fee | | [Michael Rausch](https://find.wellspent.co/advisors/michael-rausch.md) | North River Wealth Advisors | Pittsburgh, Pennsylvania | ASA, CFA, CFP, MBA | Percentage of assets, One-time planning fee | | [Bob Wolfe](https://find.wellspent.co/advisors/bob-wolfe.md) | HealthyFP | Conshohocken, Pennsylvania | CFP, EA | Percentage of assets, Ongoing planning fee, One-time planning fee | | [Brandon Seibel](https://find.wellspent.co/advisors/brandon-seibel.md) | Oasis Wealth Planning Advisors, LLC | Philadelphia, Pennsylvania | CFP, CPA, JD, LLM, CFA, CKA, MBA | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Ryan Langan](https://find.wellspent.co/advisors/ryan-langan.md) | Your Path Fi, LLC | West Chester, Pennsylvania | CFP | Flat fee or retainer, Ongoing planning fee | | [Sean Dwyer](https://find.wellspent.co/advisors/sean-dwyer.md) | Overture Wealth Management LLC | Conshohocken, Pennsylvania | CFP, CFA, EA | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Tom Poltersdorf Jr](https://find.wellspent.co/advisors/tom-poltersdorf-jr.md) | GT Wealth | Lebanon, Pennsylvania | CFP | Percentage of assets, Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Bradley Clark](https://find.wellspent.co/advisors/bradley-clark.md) | Clark Asset Management, LLC | Radnor, Pennsylvania | CFP, MBA, RICP | Flat fee or retainer, Ongoing planning fee | | [Chelsea Ransom-Cooper](https://find.wellspent.co/advisors/chelsea-ransom-cooper.md) | Zenith Wealth Partners | Philadelphia, Pennsylvania | CFP | Percentage of assets, Flat fee or retainer, One-time planning fee | | [Huyen Nguyen](https://find.wellspent.co/advisors/huyen-nguyen.md) | Inclusive Wealth Financial Planning LLC | Mechanicsburg, Pennsylvania | CFP | Flat fee or retainer, One-time planning fee, Hourly, Percentage of assets | | [Jeffrey Mastronardo](https://find.wellspent.co/advisors/jeffrey-mastronardo.md) | Financial Coach Group | West Chester, Pennsylvania | CFP | One-time planning fee, Ongoing planning fee | | [Lew Christman](https://find.wellspent.co/advisors/lew-christman.md) | Christman Fiancial Advisors LLC | Macungie, Pennsylvania | CFP | Percentage of assets, Ongoing planning fee, One-time planning fee | | [Mike Hartman](https://find.wellspent.co/advisors/mike-hartman.md) | Hyperion Financial, LLC | Shillington, Pennsylvania | CFP, RICP | Ongoing planning fee | | [Mike Henzes](https://find.wellspent.co/advisors/mike-henzes.md) | Open Wealth Network | Pottstown, Pennsylvania | CFP, EA, MBA | Flat fee or retainer | | [David Hunter](https://find.wellspent.co/advisors/david-hunter.md) | First Light Wealth, LLC | Hershey, Pennsylvania | CFP | Percentage of assets, Hourly, Fixed fees | | [Robert Falcon](https://find.wellspent.co/advisors/robert-falcon.md) | Falcon Wealth Managers LLC | Concordville, Pennsylvania | BS, CFP, CPA, CPA/PFS, MBA, PFS | Percentage of assets, Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Stephen McDade](https://find.wellspent.co/advisors/stephen-mcdade.md) | Foundation Wealth Management, LLC | Media, Pennsylvania | CFP, CPA, ChFC, MSFS, MST | Flat fee or retainer, Ongoing planning fee | | [Christopher Perry](https://find.wellspent.co/advisors/christopher-perry.md) | CJ Perry Financial | Berwyn, Pennsylvania | CFA, CFP, MBA, RICP | Percentage of assets, Flat fee or retainer, One-time planning fee | | [Dennis O'Brien](https://find.wellspent.co/advisors/dennis-obrien.md) | Coastal Financial Advisors, Inc. | Philadelphia, Pennsylvania | BS, MS, RTRP | Flat fee or retainer, Hourly, Ongoing planning fee | | [Grady Moshay](https://find.wellspent.co/advisors/grady-moshay.md) | Emancipare Investment Advisors | Easton, Pennsylvania | MBA, AFC | One-time planning fee, Hourly | | [Jason McWilliams](https://find.wellspent.co/advisors/jason-mcwilliams.md) | JRM Tax & Wealth Management, LLC | Chester Heights, Pennsylvania | CFP, CPA | Percentage of assets, Hourly, Fixed fees | | [Kent Addis](https://find.wellspent.co/advisors/kent-addis.md) | Addis & Hill, Inc. | Wayne, Pennsylvania | BS | Percentage of assets, Ongoing planning fee | | [R Brian Werner](https://find.wellspent.co/advisors/r-brian-werner.md) | Winthrop Partners | Doylestown, Pennsylvania | CFA, CFP | Percentage of assets | | [Ryan Kelly](https://find.wellspent.co/advisors/ryan-kelly.md) | Aries Financial Navigators | Lititz, Pennsylvania | AIF, CFP, CRPC, EA | Percentage of assets, Hourly, Fixed fees | | [Caleb Bogia-Curles](https://find.wellspent.co/advisors/caleb-bogia-curles.md) | Focused Founders Wealth Planning | MOUNT JOY, Pennsylvania | CFP | Percentage of assets, Flat fee or retainer, One-time planning fee, Hourly | | [James Holtzman](https://find.wellspent.co/advisors/james-holtzman.md) | Legend Financial Advisors, Inc. | Pittsburgh, Pennsylvania | CFP, CPA | Percentage of assets | | [Jared Wilcox](https://find.wellspent.co/advisors/jared-wilcox.md) | Rodgers & Associates | Lancaster, Pennsylvania | CFP, MBA, RICP, ChFC, CRPC | Percentage of assets | | [Amy Braun-Bostich](https://find.wellspent.co/advisors/amy-braun-bostich.md) | Braun-Bostich & Associates | Canonsburg, Pennsylvania | CFP | Percentage of assets, Fixed fees | | [Jaco Jordaan](https://find.wellspent.co/advisors/jaco-jordaan.md) | Riverchase Wealth Management | Upper St. Clair, Pennsylvania | CFP, ChFC, CFA | Percentage of assets, Fixed fees | | [Tammy Pompei](https://find.wellspent.co/advisors/tammy-pompei.md) | Braun-Bostich & Associates | Canonsburg, Pennsylvania | CFP | Percentage of assets, Fixed fees | | [Abigail Schmid](https://find.wellspent.co/advisors/abigail-schmid.md) | Stone Pine Financial Partners | Media, Pennsylvania | CFP | Percentage of assets, Fixed fees | | [Andrew Herron](https://find.wellspent.co/advisors/andrew-herron.md) | Stone Pine Financial Partners | Media, Pennsylvania | CFP | Percentage of assets, Fixed fees | | [Guilian DiLeonardo](https://find.wellspent.co/advisors/guilian-dileonardo.md) | Liberty One Wealth Advisors | Philadelphia, Pennsylvania | CFP | Percentage of assets, Flat fee or retainer | | [Joe Ciliberti](https://find.wellspent.co/advisors/joe-ciliberti.md) | Thayer Partners, LLC | Wyndmoor , Pennsylvania | CFP | Percentage of assets | | [Josh Knauss](https://find.wellspent.co/advisors/josh-knauss.md) | OMNIWEALTH GROUP | Lewisburg, Pennsylvania | CFP | Percentage of assets | | [Justin Buttrick](https://find.wellspent.co/advisors/justin-buttrick.md) | Vision Wealth Advisors | Lewisburg, Pennsylvania | CFP | Flat fee or retainer, Percentage of assets, Ongoing planning fee | | [Kevin Hartnett](https://find.wellspent.co/advisors/kevin-hartnett.md) | Sensenig Capital Advisors, Inc. | Collegeville, Pennsylvania | CFP | Percentage of assets, Hourly, Fixed fees | | [Kevin Manning](https://find.wellspent.co/advisors/kevin-manning.md) | Stone Pine Financial Partners | Media, Pennsylvania | CFP | Percentage of assets, Fixed fees | | [Mark Cecchini](https://find.wellspent.co/advisors/mark-cecchini.md) | Quadrant Capital | Center Valley, Pennsylvania | CFP | Percentage of assets, Flat fee or retainer | | [Myriah Lipke](https://find.wellspent.co/advisors/myriah-lipke.md) | Stone Pine Financial Partners | Media, Pennsylvania | CFP | Percentage of assets, Fixed fees | | [Timothy Macarak](https://find.wellspent.co/advisors/timothy-macarak.md) | Members' Wealth | Media, Pennsylvania | CFP | Percentage of assets, Fixed fees | | [Bruce Ohrenich](https://find.wellspent.co/advisors/bruce-ohrenich.md) | Stillwater Private Wealth | Allenton, Pennsylvania | CFP | Percentage of assets, Flat fee or retainer | | [Matthew Ohrenich](https://find.wellspent.co/advisors/matthew-ohrenich.md) | Stillwater Private Wealth | Allenton, Pennsylvania | CFP | Percentage of assets, Flat fee or retainer | | [Alison Dorsman](https://find.wellspent.co/advisors/alison-dorsman.md) | Brandywine Oak Private Wealth | Kennett Square, Pennsylvania | CFP | Percentage of assets | | [Blake Curle](https://find.wellspent.co/advisors/blake-curle.md) | Gibson Capital | Wexford, Pennsylvania | CFP, CFA | Percentage of assets | | [Brittany Kalsky](https://find.wellspent.co/advisors/brittany-kalsky.md) | Brandywine Oak Private Wealth | Kennett Square, Pennsylvania | CFP | Percentage of assets | | [Carl Emerick](https://find.wellspent.co/advisors/carl-emerick.md) | Emerick Financial Planning | Pittsburgh, Pennsylvania | CFP | Hourly | | [Chad Hileman](https://find.wellspent.co/advisors/chad-hileman.md) | Gibson Capital | Wexford, Pennsylvania | CFP, CFA | Percentage of assets | | [Christopher Sidoni](https://find.wellspent.co/advisors/christopher-sidoni.md) | Gibson Capital | Wexford, Pennsylvania | CFP, CFA | Percentage of assets | Showing the first 50 of 124. The full list, page by page: https://find.wellspent.co/audiences/pre-retirees/pennsylvania/?page=2 ## Related - [Retirement planning in Pennsylvania](https://find.wellspent.co/specialties/retirement-planning/pennsylvania.md) - [Tax planning in Pennsylvania](https://find.wellspent.co/specialties/tax-planning/pennsylvania.md) - [Estate planning in Pennsylvania](https://find.wellspent.co/specialties/estate-planning/pennsylvania.md) - [Family wealth transfer in Pennsylvania](https://find.wellspent.co/specialties/family-wealth-transfer/pennsylvania.md) - [Retirees in Pennsylvania](https://find.wellspent.co/audiences/retirees/pennsylvania.md) - [Founders in Pennsylvania](https://find.wellspent.co/specialties/founders-pre-exit/pennsylvania.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).