# Financial advisors for people close to retirement in Minnesota > For people close to retirement in Minnesota, talk to a fee-only planner five to ten years before you stop working, while there's still time to change things. Look for someone who tests your retirement date and shows you what would have to be true for it to work. Records to start with include Josh Wolberg of Great River Financial, Aidan Ryan of Fortress Financial Group and Dean Allen of Pine Grove Financial Group. Page: https://find.wellspent.co/audiences/pre-retirees/minnesota/ 81 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to if you're close to retirement in Minnesota? For people close to retirement in Minnesota, talk to a fee-only planner five to ten years before you stop working, while there's still time to change things. Look for someone who tests your retirement date and shows you what would have to be true for it to work. Records to start with include Josh Wolberg of Great River Financial, Aidan Ryan of Fortress Financial Group and Dean Allen of Pine Grove Financial Group. - [Josh Wolberg](https://find.wellspent.co/advisors/josh-wolberg/), Great River Financial, Plymouth. Holds the CFP and RICP. Fees on file: percentage of assets. - [Aidan Ryan](https://find.wellspent.co/advisors/aidan-ryan/), Fortress Financial Group, Rochester. Holds the CFP. Fees on file: percentage of assets. - [Dean Allen](https://find.wellspent.co/advisors/dean-allen/), Pine Grove Financial Group, Woodbury. Holds the CFP. Fees on file: percentage of assets. - [Jesse Kuusisto](https://find.wellspent.co/advisors/jesse-kuusisto/), Laurel Wealth Planning, Edina. Holds the CFP. Fees on file: ongoing planning fee. - [Sarah Kang](https://find.wellspent.co/advisors/sarah-kang/), UAK Diversified Wealth Advisors, Minnetonka. Holds the CFP. Fees on file: percentage of assets, flat fee or retainer. - [Mitchell Thompson](https://find.wellspent.co/advisors/mitchell-thompson/), MJT & Associates Financial Advisory Group, Montevideo. Holds the CFP. Fees on file: one-time planning fee. ## How many fee-only financial advisors in Minnesota work with people close to retirement? The Wellspent public graph lists 81 fee-only advisors for people close to retirement in Minnesota, at 30 firms. We counted every advisor record that lists this work, as of October 2026. ## Where are fee-only advisors for people close to retirement in Minnesota located? Of the 81 fee-only advisors for people close to retirement in Minnesota, 13 are in Minneapolis, followed by 11 in Woodbury and 10 in Saint Paul. ## How do fee-only advisors for people close to retirement in Minnesota charge? The most common fee among fee-only advisors for people close to retirement in Minnesota is a percentage of assets, used by 81% of the 81 with fees on file. Many use more than one: 43% charge fixed fees and 14% charge an ongoing planning fee. ## How much do fee-only financial advisors charge in Minnesota? Fee-only financial advisors in Minnesota charge a median of $2,100 a year for ongoing planning. We found this across the published prices of 16 Minnesota firms. ## How much does a one-time financial plan cost in Minnesota? A one-time financial plan from a fee-only firm in Minnesota has a median price of $1,200. We found this across the published prices of 13 Minnesota firms. ## What credentials should a financial advisor for people close to retirement have? For people close to retirement, look for the CFP and RICP. In Minnesota, 63% of the 81 advisors listed hold the CFP. - CFP (63% of advisors listed): The CFP covers the whole transition. - RICP (1% of advisors listed): The RICP focuses on turning savings into income. ## How do Minnesota advisors for people close to retirement compare with the rest of the US? 63% of fee-only advisors for people close to retirement in Minnesota hold the CFP, compared with 52% of the 2,969 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Minnesota tax Social Security? Yes, for some residents. Minnesota taxes Social Security with exemptions that depend on income, so it belongs in a withdrawal plan. ## What should I ask a financial advisor if you're close to retirement in Minnesota? - Can I retire when I want to, and what would change your answer? - How should my investments change in the years before I stop working? - How do I cover health insurance before Medicare? - What should I do with my 401(k) when I leave? - How does Minnesota tax each source of my retirement income? ## How current is this list of fee-only advisors for people close to retirement in Minnesota? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Elise Huston](https://find.wellspent.co/advisors/elise-huston.md) | JNBA Financial Advisors | Minneapolis, Minnesota | CFP | Percentage of assets | | [Jeff Burke](https://find.wellspent.co/advisors/jeff-burke.md) | 7th Street Financial | Chaska, Minnesota | CFP | Ongoing planning fee, Hourly, One-time planning fee | | [Andrew Dressel](https://find.wellspent.co/advisors/andrew-dressel.md) | Abundo Wealth | Minneapolis, Minnesota | CFP, CRPC | Subscription | | [Sarah Kang](https://find.wellspent.co/advisors/sarah-kang.md) | UAK Diversified Wealth Advisors | Minnetonka, Minnesota | CFP | Percentage of assets, Flat fee or retainer, One-time planning fee | | [Eaton Miller](https://find.wellspent.co/advisors/eaton-miller.md) | PlanWell Financial Guidance | Hayfield, Minnesota | CFP | Flat fee or retainer, Ongoing planning fee | | [Josh Wolberg](https://find.wellspent.co/advisors/josh-wolberg.md) | Great River Financial | Plymouth, Minnesota | CFP, MBA, RICP | Percentage of assets | | [Ryan Shannon](https://find.wellspent.co/advisors/ryan-shannon.md) | R.M. Shannon Wealth Management, LLC | Saint Paul, Minnesota | CFP | Percentage of assets, Hourly, Fixed fees | | [Colleen Weber](https://find.wellspent.co/advisors/colleen-weber.md) | Colleen Weber CPA | Chanhassen, Minnesota | CFP | Fixed fees | | [Daniel Heiar](https://find.wellspent.co/advisors/daniel-heiar.md) | Mindful Asset Planning | Apple Valley, Minnesota | | Hourly, Fixed fees | | [Joseph Limond](https://find.wellspent.co/advisors/joseph-limond.md) | Clerestory Advisors, Inc. | Bloomington, Minnesota | | Flat fee or retainer, Ongoing planning fee | | [Mitchell Thompson](https://find.wellspent.co/advisors/mitchell-thompson.md) | MJT & Associates Financial Advisory Group | Montevideo, Minnesota | CFP | One-time planning fee | | [Olivia Knapp](https://find.wellspent.co/advisors/olivia-knapp.md) | Colleen Weber CPA | Chanhassen, Minnesota | CFP | Fixed fees | | [Aidan Ryan](https://find.wellspent.co/advisors/aidan-ryan.md) | Fortress Financial Group | Rochester, Minnesota | CFP | Percentage of assets | | [Bjorn Amundson](https://find.wellspent.co/advisors/bjorn-amundson.md) | Quarry Hill Advisors | St Paul, Minnesota | CFP | Percentage of assets | | [Cody Schaefer](https://find.wellspent.co/advisors/cody-schaefer.md) | Fortress Financial Group | Rochester, Minnesota | CFP | Percentage of assets | | [Dean Allen](https://find.wellspent.co/advisors/dean-allen.md) | Pine Grove Financial Group | Woodbury, Minnesota | CFP | Percentage of assets | | [Felix Kopycinski](https://find.wellspent.co/advisors/felix-kopycinski.md) | Laurel Wealth Planning | Edina, Minnesota | CFP | Ongoing planning fee | | [Jack Zinser](https://find.wellspent.co/advisors/jack-zinser.md) | Fortress Financial Group | Rochester, Minnesota | CFP | Percentage of assets | | [Jared Holt](https://find.wellspent.co/advisors/jared-holt.md) | Pine Grove Financial Group | Woodbury, Minnesota | CFP | Percentage of assets | | [Jason Johnson](https://find.wellspent.co/advisors/jason-johnson.md) | Pine Grove Financial Group | Minnetonka, Minnesota | CFP | Percentage of assets | | [Jeffrey Clark](https://find.wellspent.co/advisors/jeffrey-clark-5858137.md) | Pine Grove Financial Group | Woodbury, Minnesota | CFP | Percentage of assets | | [Jesse Kuusisto](https://find.wellspent.co/advisors/jesse-kuusisto.md) | Laurel Wealth Planning | Edina, Minnesota | CFP | Ongoing planning fee | | [Joel Baumgarten](https://find.wellspent.co/advisors/joel-baumgarten.md) | Pine Grove Financial Group | Woodbury, Minnesota | CFP | Percentage of assets | | [Joshua Anderson](https://find.wellspent.co/advisors/joshua-anderson.md) | Pine Grove Financial Group | Woodbury, Minnesota | CFP | Percentage of assets | | [Kathleen Liiste](https://find.wellspent.co/advisors/kathleen-liiste.md) | Lions Gate Sovereign Capital | White Bear Lake, Minnesota | CFP | Percentage of assets, Fixed fees | | [Lauren Naze](https://find.wellspent.co/advisors/lauren-naze.md) | Pine Grove Financial Group | Woodbury, Minnesota | CFP | Percentage of assets | | [Mallory Kretman](https://find.wellspent.co/advisors/mallory-kretman.md) | Laurel Wealth Planning | Edina, Minnesota | CFP | Ongoing planning fee | | [Maxwell Carlos](https://find.wellspent.co/advisors/maxwell-carlos.md) | Laurel Wealth Planning | Edina, Minnesota | CFP | Ongoing planning fee | | [Michael Babicz](https://find.wellspent.co/advisors/michael-babicz.md) | Pine Grove Financial Group | Woodbury, Minnesota | CFP | Percentage of assets | | [Michelle Campbell](https://find.wellspent.co/advisors/michelle-campbell.md) | Pine Grove Financial Group | Woodbury, Minnesota | CFP | Percentage of assets | | [Nicholas Fahrendorff](https://find.wellspent.co/advisors/nicholas-fahrendorff.md) | Pine Grove Financial Group | Minnetonka, Minnesota | CFP | Percentage of assets | | [Stefan Liiste](https://find.wellspent.co/advisors/stefan-liiste.md) | Lions Gate Sovereign Capital | White Bear Lake, Minnesota | CFP | Percentage of assets, Fixed fees | | [Taylor Harwood](https://find.wellspent.co/advisors/taylor-harwood.md) | Crane Capital Management | Spring Park, Minnesota | CFP | Percentage of assets | | [Terra Johnson](https://find.wellspent.co/advisors/terra-johnson.md) | Pine Grove Financial Group | Minnetonka, Minnesota | CFP | Percentage of assets | | [Jameson Holehouse](https://find.wellspent.co/advisors/jameson-holehouse.md) | Destiny Capital | Detroit Lakes, Minnesota | CFP | Percentage of assets, Flat fee or retainer | | [Bryan Vancura](https://find.wellspent.co/advisors/bryan-vancura.md) | GEN Financial Management | Plymouth, Minnesota | CFP | Percentage of assets, Fixed fees | | [Edward Anderson](https://find.wellspent.co/advisors/edward-anderson.md) | Twin Arbor Wealth Management | Saint Paul, Minnesota | CFP | Ongoing planning fee | | [Eric Moleski](https://find.wellspent.co/advisors/eric-moleski.md) | GEN Financial Management | Plymouth, Minnesota | CFP | Percentage of assets, Fixed fees | | [Joshua Moklestad](https://find.wellspent.co/advisors/joshua-moklestad.md) | GEN Financial Management | Plymouth, Minnesota | CFP | Percentage of assets, Fixed fees | | [Julie Hetland](https://find.wellspent.co/advisors/julie-hetland.md) | Financial Planning Navigators | Maple Grove, Minnesota | CFP, ChFC | Percentage of assets, Fixed fees | | [Laura Kuntz](https://find.wellspent.co/advisors/laura-kuntz.md) | Laurel Wealth Planning | Edina, Minnesota | PFS | Ongoing planning fee | | [Meghan Bohlke](https://find.wellspent.co/advisors/meghan-bohlke.md) | Financial Planning Navigators | Maple Grove, Minnesota | CFP | Percentage of assets, Fixed fees | | [Molly LaFleche](https://find.wellspent.co/advisors/molly-lafleche.md) | Financial Planning Navigators | Maple Grove, Minnesota | CFP, ChFC | Percentage of assets, Fixed fees | | [Noah Semmann](https://find.wellspent.co/advisors/noah-semmann.md) | GEN Financial Management | Plymouth, Minnesota | CFP | Percentage of assets, Fixed fees | | [Anthony Parr](https://find.wellspent.co/advisors/anthony-parr.md) | Parr McKnight Wealth Management Group | Minneapolis, Minnesota | CFP | Percentage of assets, Fixed fees | | [Brian McKnight](https://find.wellspent.co/advisors/brian-mcknight.md) | Parr McKnight Wealth Management Group | Minneapolis, Minnesota | CFP | Percentage of assets, Fixed fees | | [Emily Noyes](https://find.wellspent.co/advisors/emily-noyes.md) | Parr McKnight Wealth Management Group | Minneapolis, Minnesota | CFP | Percentage of assets, Fixed fees | | [Joe Enzler](https://find.wellspent.co/advisors/joe-enzler.md) | Parr McKnight Wealth Management Group | Minneapolis, Minnesota | CFP | Percentage of assets, Fixed fees | | [John Rudi](https://find.wellspent.co/advisors/john-rudi.md) | Parr McKnight Wealth Management Group | Minneapolis, Minnesota | CFP | Percentage of assets, Fixed fees | | [Alexander Braun](https://find.wellspent.co/advisors/alexander-braun.md) | Financial Planning Navigators | Maple Grove, Minnesota | CFA | Percentage of assets, Fixed fees | Showing the first 50 of 81. The full list, page by page: https://find.wellspent.co/audiences/pre-retirees/minnesota/?page=2 ## Related - [Retirement planning in Minnesota](https://find.wellspent.co/specialties/retirement-planning/minnesota.md) - [Estate planning in Minnesota](https://find.wellspent.co/specialties/estate-planning/minnesota.md) - [Retirees in Minnesota](https://find.wellspent.co/audiences/retirees/minnesota.md) - [Tax planning in Minnesota](https://find.wellspent.co/specialties/tax-planning/minnesota.md) - [Small business owners in Minnesota](https://find.wellspent.co/specialties/small-business-owners/minnesota.md) - [Executives in Minnesota](https://find.wellspent.co/audiences/executives/minnesota.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).