# Financial advisors for people close to retirement in Indiana > For people close to retirement in Indiana, talk to a fee-only planner five to ten years before you stop working, while there's still time to change things. Look for someone who tests your retirement date and shows you what would have to be true for it to work. Records to start with include Steven Gilbert of Gilbert Wealth, Cody Lachner of Next Adventure Financial and Brendan Crews of Daviman Financial. Page: https://find.wellspent.co/audiences/pre-retirees/indiana/ 37 fee-only advisors listed; data last updated November 2, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to if you're close to retirement in Indiana? For people close to retirement in Indiana, talk to a fee-only planner five to ten years before you stop working, while there's still time to change things. Look for someone who tests your retirement date and shows you what would have to be true for it to work. Records to start with include Steven Gilbert of Gilbert Wealth, Cody Lachner of Next Adventure Financial and Brendan Crews of Daviman Financial. - [Steven Gilbert](https://find.wellspent.co/advisors/steven-gilbert/), Gilbert Wealth, Fort Wayne. Holds the CFP and RICP. Fees on file: flat fee or retainer, ongoing planning fee. - [Cody Lachner](https://find.wellspent.co/advisors/cody-lachner/), Next Adventure Financial, Lafayette. Holds the CFP and EA. Fees on file: percentage of assets, hourly. - [Brendan Crews](https://find.wellspent.co/advisors/brendan-crews/), Daviman Financial, Fishers. Holds the CFP. Fees on file: percentage of assets, flat fee or retainer. - [Kyle McCune](https://find.wellspent.co/advisors/kyle-mccune/), Reify Wealth Advisors, Indianapolis. Holds the CFP. Fees on file: hourly, one-time planning fee. - [Tyler Smith](https://find.wellspent.co/advisors/tyler-smith/), BBK Wealth Management, Fishers. Holds the CFP. Fees on file: percentage of assets, hourly. - [Sam Wagner](https://find.wellspent.co/advisors/sam-wagner/), WealthGuides LLC, Indianapolis. Holds the CFP. Fees on file: percentage of assets, hourly. ## How many fee-only financial advisors in Indiana work with people close to retirement? The Wellspent public graph lists 37 fee-only advisors for people close to retirement in Indiana, at 28 firms. We counted every advisor record that lists this work, as of November 2026. ## Where are fee-only advisors for people close to retirement in Indiana located? Of the 37 fee-only advisors for people close to retirement in Indiana, 8 are in Indianapolis, followed by 5 in Fishers and 3 in Carmel. ## How do fee-only advisors for people close to retirement in Indiana charge? The most common fee among fee-only advisors for people close to retirement in Indiana is a percentage of assets, used by 65% of the 37 with fees on file. Many use more than one: 57% charge by the hour and 30% charge a one-time planning fee. ## How much do fee-only financial advisors charge in Indiana? Fee-only financial advisors in Indiana charge a median of $3,500 a year for ongoing planning. We found this across the published prices of 14 Indiana firms. ## What credentials should a financial advisor for people close to retirement have? For people close to retirement, look for the CFP, RICP and EA. In Indiana, 59% of the 37 advisors listed hold the CFP. - CFP (59% of advisors listed): The CFP covers the whole transition. - RICP (3% of advisors listed): The RICP focuses on turning savings into income. - EA (3% of advisors listed): Enrolled agents help with the low-tax years before Social Security. ## How do Indiana advisors for people close to retirement compare with the rest of the US? 65% of fee-only advisors for people close to retirement in Indiana charge a percentage of assets, compared with 85% of the 2,969 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Indiana tax Social Security? No. Indiana doesn't tax Social Security. Its treatment of IRA withdrawals and pensions has its own rules, so ask to see them in your plan. ## What should I ask a financial advisor if you're close to retirement in Indiana? - Can I retire when I want to, and what would change your answer? - How should my investments change in the years before I stop working? - How do I cover health insurance before Medicare? - What should I do with my 401(k) when I leave? - How does Indiana tax each source of my retirement income? ## How current is this list of fee-only advisors for people close to retirement in Indiana? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Seth Shepherd](https://find.wellspent.co/advisors/seth-shepherd.md) | Pillar Wealth | Franklin, Indiana | CFP | Hourly, One-time planning fee, Subscription, Flat fee or retainer | | [Steven Neeley](https://find.wellspent.co/advisors/steven-neeley.md) | Fortress Capital Advisors | Carmel, Indiana | CFP, MBA | Percentage of assets, One-time planning fee | | [Tyler Smith](https://find.wellspent.co/advisors/tyler-smith.md) | BBK Wealth Management | Fishers, Indiana | CFP, M.Ed. | Percentage of assets, Hourly | | [Alex Perkins](https://find.wellspent.co/advisors/alex-perkins.md) | Perkins Wealth Advantage, LLC. | Fishers, Indiana | CFP | Percentage of assets, Fixed fees | | [David Dodd](https://find.wellspent.co/advisors/david-dodd.md) | The Other 90 Financial, LLC | Mount Vernon, Indiana | CFP | Flat fee or retainer, Ongoing planning fee | | [Lance Ludwig](https://find.wellspent.co/advisors/lance-ludwig.md) | Kingdom Financial | South Bend, Indiana | CFP, CKA | Percentage of assets, Ongoing planning fee | | [Logan Valentine](https://find.wellspent.co/advisors/logan-valentine.md) | Valentine Wealth Management | Seymour, Indiana | CFP | Percentage of assets, Ongoing planning fee | | [Sam Wagner](https://find.wellspent.co/advisors/sam-wagner.md) | WealthGuides LLC | Indianapolis, Indiana | CFP | Percentage of assets, Hourly | | [Steven Gilbert](https://find.wellspent.co/advisors/steven-gilbert.md) | Gilbert Wealth | Fort Wayne, Indiana | CFP, RICP, APMA | Flat fee or retainer, Ongoing planning fee | | [Cody Lachner](https://find.wellspent.co/advisors/cody-lachner.md) | Next Adventure Financial | Lafayette, Indiana | CFP, EA | Percentage of assets, Hourly, Fixed fees | | [Drew Feutz](https://find.wellspent.co/advisors/drew-feutz.md) | Migration Wealth Management, LLC | Avon, Indiana | CFP | Ongoing planning fee | | [Aaron Wieand](https://find.wellspent.co/advisors/aaron-wieand.md) | Integrated Financial Planning Solutions, LLC | Goshen, Indiana | CFP, CPA | Ongoing planning fee, One-time planning fee | | [Elaine Bedel](https://find.wellspent.co/advisors/elaine-bedel.md) | Bedel Financial Consulting, Inc. | Indianapolis, Indiana | BA, CFP, MBA | Percentage of assets, Fixed fees | | [Brent Perry](https://find.wellspent.co/advisors/brent-perry.md) | Piedmont Financial Advisors, LLC | Indianapolis, Indiana | CFP | One-time planning fee | | [Riki Cooke](https://find.wellspent.co/advisors/riki-cooke.md) | Abundo Wealth | Fishers, Indiana | CFP | Subscription | | [Joshua Zorger](https://find.wellspent.co/advisors/joshua-zorger.md) | Fortitude Private Wealth | Carmel, Indiana | CFP | Percentage of assets, Hourly, Flat fee or retainer | | [Wesley Kotys](https://find.wellspent.co/advisors/wesley-kotys.md) | Kotys Wealth Professionals | Valparaiso, Indiana | CFP | Percentage of assets, Hourly | | [Brendan Crews](https://find.wellspent.co/advisors/brendan-crews.md) | Daviman Financial | Fishers, Indiana | CFP | Percentage of assets, Flat fee or retainer, One-time planning fee, Hourly | | [Joshua Salway](https://find.wellspent.co/advisors/joshua-salway.md) | Full of Grace Financial | Roanoke, Indiana | ChFC | Percentage of assets, Ongoing planning fee | | [Justin McCurdy](https://find.wellspent.co/advisors/justin-mccurdy.md) | Bridge Financial Planning | Valapariso, Indiana | CFP | Flat fee or retainer, Percentage of assets | | [Thomas Kopelman](https://find.wellspent.co/advisors/thomas-kopelman.md) | AllStreet Wealth | Carmel, Indiana | | Flat fee or retainer, One-time planning fee | | [Scott Dunlap](https://find.wellspent.co/advisors/scott-dunlap.md) | Human Capital Wealth Management | Fishers, Indiana | | Percentage of assets, Ongoing planning fee | | [Julianne Erhart-Graves](https://find.wellspent.co/advisors/julianne-erhart-graves.md) | Reify Wealth Advisors | Indianapolis, Indiana | CFP | Hourly, One-time planning fee | | [Kyle McCune](https://find.wellspent.co/advisors/kyle-mccune.md) | Reify Wealth Advisors | Indianapolis, Indiana | CFP | Hourly, One-time planning fee | | [Luke McQuade](https://find.wellspent.co/advisors/luke-mcquade.md) | Full of Grace Financial | Roanoke, Indiana | | Percentage of assets, Ongoing planning fee | | [Margaret Gooley](https://find.wellspent.co/advisors/margaret-gooley.md) | Reify Wealth Advisors | Indianapolis, Indiana | CFP | Hourly, One-time planning fee | | [Drew Vesling](https://find.wellspent.co/advisors/drew-vesling.md) | Kotys Wealth Professionals | Valparaiso, Indiana | | Percentage of assets, Hourly | | [Dustin Hunter](https://find.wellspent.co/advisors/dustin-hunter.md) | SunRift Capital Partners | Plainfield, Indiana | | Percentage of assets, Hourly, Fixed fees | | [Ryan Kotys](https://find.wellspent.co/advisors/ryan-kotys.md) | Kotys Wealth Professionals | Valparaiso, Indiana | | Percentage of assets, Hourly | | [Gregory Forsythe](https://find.wellspent.co/advisors/gregory-forsythe.md) | Forsythe Wealth Management | Crown Point, Indiana | CFA | Percentage of assets, Hourly | | [Robert Krafft](https://find.wellspent.co/advisors/robert-krafft.md) | Luminary Wealth | Fort Wayne, Indiana | CFA | Percentage of assets, Hourly, Fixed fees | | [Grant Evans](https://find.wellspent.co/advisors/grant-evans.md) | True North Wealth | Parker City, Indiana | | Percentage of assets, Hourly, Fixed fees | | [Robert Rachlow](https://find.wellspent.co/advisors/robert-rachlow.md) | Luminary Wealth | Fort Wayne, Indiana | | Percentage of assets, Hourly, Fixed fees | | [Ryan Forsythe](https://find.wellspent.co/advisors/ryan-forsythe.md) | Forsythe Wealth Management | Crown Point, Indiana | | Percentage of assets, Hourly | | [Shane Fagan](https://find.wellspent.co/advisors/shane-fagan.md) | Reify Wealth Advisors | Indianapolis, Indiana | | Hourly, One-time planning fee | | [Tabitha Williams](https://find.wellspent.co/advisors/tabitha-williams.md) | Reify Wealth Advisors | Indianapolis, Indiana | | Hourly, One-time planning fee | | [Thomas Smith](https://find.wellspent.co/advisors/thomas-smith.md) | ABG Consultants | Westfield, Indiana | | Percentage of assets, Hourly, Fixed fees | ## Related - [Retirement planning in Indiana](https://find.wellspent.co/specialties/retirement-planning/indiana.md) - [Tax planning in Indiana](https://find.wellspent.co/specialties/tax-planning/indiana.md) - [Estate planning in Indiana](https://find.wellspent.co/specialties/estate-planning/indiana.md) - [Small business owners in Indiana](https://find.wellspent.co/specialties/small-business-owners/indiana.md) - [Retirees in Indiana](https://find.wellspent.co/audiences/retirees/indiana.md) - [Founders in Indiana](https://find.wellspent.co/specialties/founders-pre-exit/indiana.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).