# Financial advisors for high earners in Michigan

> For high earners in Michigan, talk to a fee-only planner who focuses on tax and cash flow as much as investing. High income with modest assets is a poor fit for minimums and percentage fees, so ask how you'd be charged. Records to start with include Richard Feight of IAM Financial, LLC, Justin Rush of Arcadia Capital and Jason Close of Motive Wealth Advisors.

Page: https://find.wellspent.co/audiences/high-earners/michigan/
38 fee-only advisors listed; data last updated October 30, 2026.
Fee-only means paid only by clients, never by commissions.

## Which financial advisor should I talk to as a high earner in Michigan?

For high earners in Michigan, talk to a fee-only planner who focuses on tax and cash flow as much as investing. High income with modest assets is a poor fit for minimums and percentage fees, so ask how you'd be charged. Records to start with include Richard Feight of IAM Financial, LLC, Justin Rush of Arcadia Capital and Jason Close of Motive Wealth Advisors.

- [Richard Feight](https://find.wellspent.co/advisors/richard-feight/), IAM Financial, LLC, East Lansing. Holds the EA and CFP. Fees on file: percentage of assets, fixed fees.
- [Justin Rush](https://find.wellspent.co/advisors/justin-rush-651460/), Arcadia Capital, Saline. Holds the CFP. Fees on file: percentage of assets.
- [Jason Close](https://find.wellspent.co/advisors/jason-close/), Motive Wealth Advisors, Birmingham. Holds the CFP. Fees on file: ongoing planning fee.
- [Carla Adams](https://find.wellspent.co/advisors/carla-adams/), Ametrine Wealth, Lake Orion. Holds the CFP. Fees on file: percentage of assets, ongoing planning fee.
- [Andrew Mitchell](https://find.wellspent.co/advisors/andrew-mitchell/), Fiduciary Financial Advisors, Grand Rapids. Holds the CFP. Fees on file: percentage of assets, subscription.
- [Ryan Johnson](https://find.wellspent.co/advisors/ryan-johnson/), Hundred Financial Planning, Grand Rapids. Holds the CFP. Fees on file: one-time planning fee, percentage of assets.

## How many fee-only financial advisors in Michigan work with high earners?

The Wellspent public graph lists 38 fee-only advisors for high earners in Michigan, at 13 firms. We counted every advisor record that lists this work, as of October 2026.

## Where are fee-only advisors for high earners in Michigan located?

Of the 38 fee-only advisors for high earners in Michigan, 11 are in Grand Rapids, followed by 10 in Bloomfield Hills and 5 in Birmingham.

## How do fee-only advisors for high earners in Michigan charge?

The most common fee among fee-only advisors for high earners in Michigan is a percentage of assets, used by 92% of the 38 with fees on file. Many use more than one: 34% charge fixed fees and 13% charge an ongoing planning fee.

## How much do fee-only financial advisors charge in Michigan?

Fee-only financial advisors in Michigan charge a median of $3,000 a year for ongoing planning. We found this across the published prices of 20 Michigan firms.

## How much does a one-time financial plan cost in Michigan?

A one-time financial plan from a fee-only firm in Michigan has a median price of $975. We found this across the published prices of 13 Michigan firms.

## What credentials should a financial advisor for high earners have?

For high earners, look for the EA and CFP. In Michigan, 42% of the 38 advisors listed hold the CFP.

- EA (3% of advisors listed): Enrolled agents help with multi-year tax planning.
- CFP (42% of advisors listed): The CFP covers insurance and saving decisions together.

## How do Michigan advisors for high earners compare with the rest of the US?

42% of fee-only advisors for high earners in Michigan hold the CFP, compared with 52% of the 1,176 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.

## Does Michigan tax income on top of federal tax?

Yes. Michigan has a state income tax, so a financial plan for a Michigan resident should project it alongside federal tax.

## Is there a local income tax in Michigan?

Yes. In Michigan, some cities, including Detroit, add a local income tax.

## What should I ask a financial advisor as a high earner in Michigan?

- Do you have a minimum, and do you take clients on income rather than assets?
- Which accounts should I use once I've maxed my 401(k)?
- How would you reduce my tax this year and next?
- How much should I be saving, in dollars?
- How do you account for local income tax where I live and work?

## How current is this list of fee-only advisors for high earners in Michigan?

Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.

## Advisors

| Advisor | Firm | Location | Credentials | Fees |
|---|---|---|---|---|
| [Ryan Johnson](https://find.wellspent.co/advisors/ryan-johnson.md) | Hundred Financial Planning | Grand Rapids, Michigan | CFP | One-time planning fee, Percentage of assets, Subscription, Flat fee or retainer |
| [Andrew Mitchell](https://find.wellspent.co/advisors/andrew-mitchell.md) | Fiduciary Financial Advisors | Grand Rapids, Michigan | CFP | Percentage of assets, Subscription |
| [Carla Adams](https://find.wellspent.co/advisors/carla-adams.md) | Ametrine Wealth | Lake Orion, Michigan | CFP, MBA | Percentage of assets, Ongoing planning fee, One-time planning fee |
| [Richard Feight](https://find.wellspent.co/advisors/richard-feight.md) | IAM Financial, LLC | East Lansing, Michigan | CFP, EA | Percentage of assets, Fixed fees |
| [Justin Rush](https://find.wellspent.co/advisors/justin-rush-651460.md) | Arcadia Capital | Saline, Michigan | CFP | Percentage of assets |
| [Arian Nelson](https://find.wellspent.co/advisors/arian-nelson.md) | Hill Island Financial | Grand Rapids, Michigan | CFP | Percentage of assets, Fixed fees |
| [Blake Appell](https://find.wellspent.co/advisors/blake-appell.md) | Hill Island Financial | Grand Rapids, Michigan | CFP | Percentage of assets, Fixed fees |
| [Christopher Brittingham](https://find.wellspent.co/advisors/christopher-brittingham.md) | Diversified Portfolios | Bloomfield Hills, Michigan | CFP | Percentage of assets |
| [Connor Hughes](https://find.wellspent.co/advisors/connor-hughes.md) | Diversified Portfolios | Bloomfield Hills, Michigan | CFP | Percentage of assets |
| [Frederick Moosherr](https://find.wellspent.co/advisors/frederick-moosherr.md) | Canopy Wealth Management | Birmingham, Michigan |   | Percentage of assets |
| [Katharine Wagner](https://find.wellspent.co/advisors/katharine-wagner.md) | Diversified Portfolios | Bloomfield Hills, Michigan | CFP | Percentage of assets |
| [Noel Villajuan](https://find.wellspent.co/advisors/noel-villajuan.md) | Diversified Portfolios | Bloomfield Hills, Michigan | CFP | Percentage of assets |
| [Reyn Eichenlaub](https://find.wellspent.co/advisors/reyn-eichenlaub.md) | Canopy Wealth Management | Birmingham, Michigan |   | Percentage of assets |
| [Ryan Conner](https://find.wellspent.co/advisors/ryan-conner.md) | Diversified Portfolios | Bloomfield Hills, Michigan | CFP | Percentage of assets |
| [Thomas Post](https://find.wellspent.co/advisors/thomas-post.md) | Diversified Portfolios | Bloomfield Hills, Michigan | CFP | Percentage of assets |
| [Christopher Villaire](https://find.wellspent.co/advisors/christopher-villaire.md) | Villaire Financial | Grand Rapids, Michigan |   | Percentage of assets, Ongoing planning fee, One-time planning fee |
| [Daniel Goldberg](https://find.wellspent.co/advisors/daniel-goldberg.md) | Diversified Portfolios | Bloomfield Hills, Michigan | CFA | Percentage of assets |
| [Ronald Yolles](https://find.wellspent.co/advisors/ronald-yolles.md) | Diversified Portfolios | Bloomfield Hills, Michigan | CFA | Percentage of assets |
| [Amanda Bassford](https://find.wellspent.co/advisors/amanda-bassford.md) | Hill Island Financial | Grand Rapids, Michigan |   | Percentage of assets, Fixed fees |
| [Bruce Beckett](https://find.wellspent.co/advisors/bruce-beckett.md) | My Financial Coach | Midland, Michigan |   | Percentage of assets, Hourly, Fixed fees, Performance-based fees |
| [Daniel Bloemers](https://find.wellspent.co/advisors/daniel-bloemers.md) | Hill Island Financial | Grand Rapids, Michigan |   | Percentage of assets, Fixed fees |
| [Jacob VandenBosch](https://find.wellspent.co/advisors/jacob-vandenbosch.md) | Hill Island Financial | Grand Rapids, Michigan |   | Percentage of assets, Fixed fees |
| [James Niedzinski](https://find.wellspent.co/advisors/james-niedzinski.md) | Motive Wealth Advisors | Birmingham, Michigan | CFP | Ongoing planning fee |
| [Jason Close](https://find.wellspent.co/advisors/jason-close.md) | Motive Wealth Advisors | Birmingham, Michigan | CFP, CFA | Ongoing planning fee |
| [Joshua Moeller](https://find.wellspent.co/advisors/joshua-moeller.md) | Hill Island Financial | Grand Rapids, Michigan |   | Percentage of assets, Fixed fees |
| [Kevin Toler](https://find.wellspent.co/advisors/kevin-toler.md) | Hill Island Financial | Grand Rapids, Michigan |   | Percentage of assets, Fixed fees |
| [Mark Fetterolf](https://find.wellspent.co/advisors/mark-fetterolf.md) | My Financial Coach | Midland, Michigan |   | Percentage of assets, Hourly, Fixed fees, Performance-based fees |
| [Rebecka Pratt](https://find.wellspent.co/advisors/rebecka-pratt.md) | Hill Island Financial | Grand Rapids, Michigan |   | Percentage of assets, Fixed fees |
| [Richard Arbury](https://find.wellspent.co/advisors/richard-arbury.md) | My Financial Coach | Midland, Michigan |   | Percentage of assets, Hourly, Fixed fees, Performance-based fees |
| [Thomas Anderton](https://find.wellspent.co/advisors/thomas-anderton.md) | 626 Financial | Portage, Michigan | CFP | Percentage of assets |
| [Bradley Sorenson](https://find.wellspent.co/advisors/bradley-sorenson.md) | Diversified Portfolios | Bloomfield Hills, Michigan |   | Percentage of assets |
| [Catharine Betzig](https://find.wellspent.co/advisors/catharine-betzig.md) | Diversified Portfolios | Bloomfield Hills, Michigan |   | Percentage of assets |
| [Eldin Foco](https://find.wellspent.co/advisors/eldin-foco.md) | Sterling Advisory Group | Southfield, Michigan |   | Percentage of assets, Hourly, Fixed fees |
| [Ann Davis](https://find.wellspent.co/advisors/ann-davis.md) | 626 Financial | Portage, Michigan |   | Percentage of assets |
| [Brant Shrimplin](https://find.wellspent.co/advisors/brant-shrimplin.md) | 626 Financial | Portage, Michigan |   | Percentage of assets |
| [Jane Lowry](https://find.wellspent.co/advisors/jane-lowry.md) | Motive Wealth Advisors | Birmingham, Michigan |   | Ongoing planning fee |
| [Karen Morse](https://find.wellspent.co/advisors/karen-morse.md) | 626 Financial | Portage, Michigan |   | Percentage of assets |
| [Ryan Howard](https://find.wellspent.co/advisors/ryan-howard.md) | 626 Financial | Portage, Michigan |   | Percentage of assets |

## Related

- [Retirement planning in Michigan](https://find.wellspent.co/specialties/retirement-planning/michigan.md)
- [Tax planning in Michigan](https://find.wellspent.co/specialties/tax-planning/michigan.md)
- [Estate planning in Michigan](https://find.wellspent.co/specialties/estate-planning/michigan.md)
- [Family wealth transfer in Michigan](https://find.wellspent.co/specialties/family-wealth-transfer/michigan.md)
- [Pre-retirees in Michigan](https://find.wellspent.co/audiences/pre-retirees/michigan.md)
- [Retirees in Michigan](https://find.wellspent.co/audiences/retirees/michigan.md)

## About this data

Sources and verification: https://find.wellspent.co/methodology/
Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).
