# Financial advisors for high earners in Massachusetts > For high earners in Massachusetts, talk to a fee-only planner who focuses on tax and cash flow as much as investing. High income with modest assets is a poor fit for minimums and percentage fees, so ask how you'd be charged. Records to start with include Beth Lundberg of Hawthorne Wellman Financial Planning, Eric Roberge of Beyond Your Hammock LLC and Patrick Cote of AssetGrade. Page: https://find.wellspent.co/audiences/high-earners/massachusetts/ 30 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to as a high earner in Massachusetts? For high earners in Massachusetts, talk to a fee-only planner who focuses on tax and cash flow as much as investing. High income with modest assets is a poor fit for minimums and percentage fees, so ask how you'd be charged. Records to start with include Beth Lundberg of Hawthorne Wellman Financial Planning, Eric Roberge of Beyond Your Hammock LLC and Patrick Cote of AssetGrade. - [Beth Lundberg](https://find.wellspent.co/advisors/beth-lundberg/), Hawthorne Wellman Financial Planning, Tyngsboro. Holds the CFP. Fees on file: hourly, one-time planning fee. - [Eric Roberge](https://find.wellspent.co/advisors/eric-roberge/), Beyond Your Hammock LLC, Boston. Holds the CFP. Fees on file: subscription, flat fee or retainer. - [Patrick Cote](https://find.wellspent.co/advisors/patrick-cote/), AssetGrade, Boston. Holds the CFP. Fees on file: percentage of assets. - [Robb Pryor](https://find.wellspent.co/advisors/robb-pryor/), Priority Tax & Financial Planning, Amherst . Holds the CFP. Fees on file: percentage of assets, flat fee or retainer. - [Mike Morton](https://find.wellspent.co/advisors/mike-morton/), Morton Financial Advice, Harvard. Holds the CFP. Fees on file: flat fee or retainer, hourly. - [T.J. van Gerven](https://find.wellspent.co/advisors/tj-van-gerven/), Memento Financial Planning, Boston. Holds the CFP. Fees on file: percentage of assets, ongoing planning fee. ## How many fee-only financial advisors in Massachusetts work with high earners? The Wellspent public graph lists 30 fee-only advisors for high earners in Massachusetts, at 22 firms. We counted every advisor record that lists this work, as of October 2026. ## Where are fee-only advisors for high earners in Massachusetts located? Of the 30 fee-only advisors for high earners in Massachusetts, 7 are in Boston, followed by 3 in Marshfield and 2 in Marblehead. ## How do fee-only advisors for high earners in Massachusetts charge? The most common fee among fee-only advisors for high earners in Massachusetts is a percentage of assets, used by 83% of the 30 with fees on file. Many use more than one: 53% charge by the hour and 43% charge fixed fees. ## How much do fee-only financial advisors charge in Massachusetts? Fee-only financial advisors in Massachusetts charge a median of $5,000 a year for ongoing planning. We found this across the published prices of 21 Massachusetts firms. ## How much does a one-time financial plan cost in Massachusetts? A one-time financial plan from a fee-only firm in Massachusetts has a median price of $3,000. We found this across the published prices of 27 Massachusetts firms. ## What credentials should a financial advisor for high earners have? For high earners, look for the CFP. In Massachusetts, 50% of the 30 advisors listed hold the CFP. - CFP (50% of advisors listed): The CFP covers insurance and saving decisions together. ## How do Massachusetts advisors for high earners compare with the rest of the US? 53% of fee-only advisors for high earners in Massachusetts charge by the hour, compared with 39% of the 1,176 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Massachusetts tax income on top of federal tax? Yes. Massachusetts has a state income tax, so a financial plan for a Massachusetts resident should project it alongside federal tax. ## What should I ask a financial advisor as a high earner in Massachusetts? - Do you have a minimum, and do you take clients on income rather than assets? - Which accounts should I use once I've maxed my 401(k)? - How would you reduce my tax this year and next? - How much should I be saving, in dollars? - How will you plan for Massachusetts tax alongside federal tax? ## How current is this list of fee-only advisors for high earners in Massachusetts? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Mike Morton](https://find.wellspent.co/advisors/mike-morton.md) | Morton Financial Advice | Harvard, Massachusetts | CFP, ChFC, RLP | Flat fee or retainer, Hourly, Ongoing planning fee, One-time planning fee | | [Steven Stanganelli](https://find.wellspent.co/advisors/steven-stanganelli.md) | Clear View Wealth Advisors, LLC | Amesbury, Massachusetts | AEP, CFP, CRPC, MS | Percentage of assets, Flat fee or retainer, Hourly, Ongoing planning fee, One-time planning fee | | [Christopher Lazzaro](https://find.wellspent.co/advisors/christopher-lazzaro.md) | Plan For It Financial, LLC | Salem, Massachusetts | ChFC, RICP | One-time planning fee, Subscription, Hourly | | [T.J. van Gerven](https://find.wellspent.co/advisors/tj-van-gerven.md) | Memento Financial Planning | Boston, Massachusetts | CFP | Percentage of assets, Ongoing planning fee | | [Theodore van Gerven](https://find.wellspent.co/advisors/theodore-van-gerven.md) | Memento Financial Planning | Boston, Massachusetts | CFP | Percentage of assets, Ongoing planning fee | | [Justin Green](https://find.wellspent.co/advisors/justin-green.md) | Assist FP | Marlborough, Massachusetts | CFP, MSFP | One-time planning fee | | [Vincent Renaut](https://find.wellspent.co/advisors/vincent-renaut.md) | Pier 42 Advisors | South Dennis, Massachusetts | CFP | Percentage of assets, Hourly, Fixed fees | | [Eric Roberge](https://find.wellspent.co/advisors/eric-roberge.md) | Beyond Your Hammock LLC | Boston, Massachusetts | CFP | Subscription, Flat fee or retainer | | [Beth Lundberg](https://find.wellspent.co/advisors/beth-lundberg.md) | Hawthorne Wellman Financial Planning | Tyngsboro, Massachusetts | CFP | Hourly, One-time planning fee, Ongoing planning fee | | [Lauren Overzet](https://find.wellspent.co/advisors/lauren-overzet.md) | Civic Financial | Boston, Massachusetts | CFA, CFP | Percentage of assets, One-time planning fee | | [Robb Pryor](https://find.wellspent.co/advisors/robb-pryor.md) | Priority Tax & Financial Planning | Amherst , Massachusetts | CFP | Percentage of assets, Flat fee or retainer, One-time planning fee, Hourly | | [Miguel Rios Amurrio](https://find.wellspent.co/advisors/miguel-rios-amurrio.md) | TQM Wealth Partners | Marblehead, Massachusetts | CFP | Percentage of assets, Hourly, Fixed fees | | [Jennifer Dougherty](https://find.wellspent.co/advisors/jennifer-dougherty.md) | BroadWealth LLC. | Winchester, Massachusetts | CFA | Percentage of assets, Hourly, One-time planning fee | | [Patrick Cote](https://find.wellspent.co/advisors/patrick-cote.md) | AssetGrade | Boston, Massachusetts | CFP, CFA | Percentage of assets | | [Brian McGivern](https://find.wellspent.co/advisors/brian-mcgivern.md) | Stonestreet Financial | Stoughton, Massachusetts | | Percentage of assets, Flat fee or retainer, Hourly, Ongoing planning fee, One-time planning fee | | [Dinghao Jiang](https://find.wellspent.co/advisors/dinghao-jiang.md) | Downtown Wealth Studios | Wellesley, Massachusetts | CFA | Percentage of assets, Fixed fees | | [Lee Generous](https://find.wellspent.co/advisors/lee-generous.md) | Generous Wealth Management | Marshfield, Massachusetts | CFP, ChFC | Percentage of assets, Hourly, Fixed fees | | [Robert Dockendorff](https://find.wellspent.co/advisors/robert-dockendorff.md) | May Hill Capital | Cohasset, Massachusetts | CFP | Percentage of assets, Fixed fees | | [Seth Corkin](https://find.wellspent.co/advisors/seth-corkin.md) | May Hill Capital | Brookline, Massachusetts | CFP, ChFC | Percentage of assets, Fixed fees | | [Kathleen Cefalu](https://find.wellspent.co/advisors/kathleen-cefalu.md) | Downtown Wealth Studios | Ipswich, Massachusetts | | Percentage of assets, Fixed fees | | [Marcel Quiroga](https://find.wellspent.co/advisors/marcel-quiroga.md) | TQM Wealth Partners | Marblehead, Massachusetts | | Percentage of assets, Hourly, Fixed fees | | [Adam Waitkevich](https://find.wellspent.co/advisors/adam-waitkevich.md) | Caveness Wealth Advisory | Worcester, Massachusetts | | Percentage of assets, Hourly, Fixed fees | | [Erik Cooper](https://find.wellspent.co/advisors/erik-cooper.md) | Arcvest, LLC | Boston, Massachusetts | | Percentage of assets | | [Gregory Clifford](https://find.wellspent.co/advisors/gregory-clifford.md) | The Clifford Group | Wayland, Massachusetts | | Percentage of assets | | [Ryan Carragher](https://find.wellspent.co/advisors/ryan-carragher.md) | The Clifford Group | Wayland, Massachusetts | | Percentage of assets | | [Casey Phinney](https://find.wellspent.co/advisors/casey-phinney.md) | Generous Wealth Management | Marshfield, Massachusetts | | Percentage of assets, Hourly, Fixed fees | | [John Sardoni](https://find.wellspent.co/advisors/john-sardoni.md) | Generous Wealth Management | Marshfield, Massachusetts | | Percentage of assets, Hourly, Fixed fees | | [William Kelly](https://find.wellspent.co/advisors/william-kelly.md) | Generous Wealth Management | Hull, Massachusetts | | Percentage of assets, Hourly, Fixed fees | | [Michael Marchetti](https://find.wellspent.co/advisors/michael-marchetti.md) | Lakeview Financial Planning | Shirley, Massachusetts | | Percentage of assets, Hourly, Fixed fees | | [Zachary Stuppy](https://find.wellspent.co/advisors/zachary-stuppy.md) | Brave Boat Capital Advisors | Boston, Massachusetts | | Percentage of assets | ## Related - [Retirement planning in Massachusetts](https://find.wellspent.co/specialties/retirement-planning/massachusetts.md) - [Estate planning in Massachusetts](https://find.wellspent.co/specialties/estate-planning/massachusetts.md) - [Family wealth transfer in Massachusetts](https://find.wellspent.co/specialties/family-wealth-transfer/massachusetts.md) - [Tax planning in Massachusetts](https://find.wellspent.co/specialties/tax-planning/massachusetts.md) - [Founders in Massachusetts](https://find.wellspent.co/specialties/founders-pre-exit/massachusetts.md) - [Small business owners in Massachusetts](https://find.wellspent.co/specialties/small-business-owners/massachusetts.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).