# Financial advisors for high earners in Illinois > For high earners in Illinois, talk to a fee-only planner who focuses on tax and cash flow as much as investing. High income with modest assets is a poor fit for minimums and percentage fees, so ask how you'd be charged. Records to start with include Renee Collins of Retire Ready Inc., Garrett Chmiola of Valeo Financial Advisors and Ivan Havrylyan of Outside The Box Financial Planning, LLC. Page: https://find.wellspent.co/audiences/high-earners/illinois/ 36 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to as a high earner in Illinois? For high earners in Illinois, talk to a fee-only planner who focuses on tax and cash flow as much as investing. High income with modest assets is a poor fit for minimums and percentage fees, so ask how you'd be charged. Records to start with include Renee Collins of Retire Ready Inc., Garrett Chmiola of Valeo Financial Advisors and Ivan Havrylyan of Outside The Box Financial Planning, LLC. - [Renee Collins](https://find.wellspent.co/advisors/renee-collins/), Retire Ready Inc., Olympia Fields. Holds the CPA and CFP. Fees on file: one-time planning fee, ongoing planning fee. - [Garrett Chmiola](https://find.wellspent.co/advisors/garrett-chmiola/), Valeo Financial Advisors, Chicago. Holds the CPA and CFP. Fees on file: flat fee or retainer, percentage of assets. - [Ivan Havrylyan](https://find.wellspent.co/advisors/ivan-havrylyan/), Outside The Box Financial Planning, LLC, Wheeling. Holds the CFP. Fees on file: one-time planning fee. - [Linda Rapisardo](https://find.wellspent.co/advisors/linda-rapisardo/), Canela Wealth LLC, Riverside. Holds the CFP. Fees on file: subscription, one-time planning fee. - [Max Novak](https://find.wellspent.co/advisors/max-novak/), Novak Financial Partners, Carterville. Holds the CFP. Fees on file: flat fee or retainer, subscription. - [Thomas Van Spankeren](https://find.wellspent.co/advisors/thomas-van-spankeren/), RISE Investments, Chicago. Holds the CFP. Fees on file: percentage of assets. ## How many fee-only financial advisors in Illinois work with high earners? The Wellspent public graph lists 36 fee-only advisors for high earners in Illinois, at 28 firms. We counted every advisor record that lists this work, as of October 2026. ## Where are fee-only advisors for high earners in Illinois located? Of the 36 fee-only advisors for high earners in Illinois, 18 are in Chicago, followed by 3 in Barrington and 2 in Evanston. ## How do fee-only advisors for high earners in Illinois charge? The most common fee among fee-only advisors for high earners in Illinois is a percentage of assets, used by 75% of the 36 with fees on file. Many use more than one: 31% charge by the hour and 28% charge a one-time planning fee. ## How much do fee-only financial advisors charge in Illinois? Fee-only financial advisors in Illinois charge a median of $5,000 a year for ongoing planning. We found this across the published prices of 35 Illinois firms. ## How much does a one-time financial plan cost in Illinois? A one-time financial plan from a fee-only firm in Illinois has a median price of $2,625. We found this across the published prices of 26 Illinois firms. ## What credentials should a financial advisor for high earners have? For high earners, look for the CPA and CFP. In Illinois, 58% of the 36 advisors listed hold the CFP. - CPA (6% of advisors listed): CPAs help with high-income tax. - CFP (58% of advisors listed): The CFP covers insurance and saving decisions together. ## How do Illinois advisors for high earners compare with the rest of the US? 28% of fee-only advisors for high earners in Illinois charge a one-time planning fee, compared with 15% of the 1,176 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Illinois tax income on top of federal tax? Yes. Illinois has a state income tax, so a financial plan for a Illinois resident should project it alongside federal tax. ## What should I ask a financial advisor as a high earner in Illinois? - Do you have a minimum, and do you take clients on income rather than assets? - Which accounts should I use once I've maxed my 401(k)? - How would you reduce my tax this year and next? - How much should I be saving, in dollars? - How will you plan for Illinois tax alongside federal tax? ## How current is this list of fee-only advisors for high earners in Illinois? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Amy Rosenow](https://find.wellspent.co/advisors/amy-rosenow.md) | Bold Vision Financial | Chicago, Illinois | CFP, CFA | One-time planning fee, Hourly | | [Garrett Chmiola](https://find.wellspent.co/advisors/garrett-chmiola.md) | Valeo Financial Advisors | Chicago, Illinois | CFP, CPA | Flat fee or retainer, Percentage of assets | | [Aditi Kapadia](https://find.wellspent.co/advisors/aditi-kapadia.md) | Wealth IQ | Springfield, Illinois | CFA, CFP, MBA | Percentage of assets, One-time planning fee, Ongoing planning fee, Hourly | | [Ivan Havrylyan](https://find.wellspent.co/advisors/ivan-havrylyan.md) | Outside The Box Financial Planning, LLC | Wheeling, Illinois | CFP | One-time planning fee | | [Jessica Merino](https://find.wellspent.co/advisors/jessica-merino.md) | Merino Wealth Management | Chicago, Illinois | CFP | Percentage of assets, Ongoing planning fee, One-time planning fee | | [Kelly Palmer](https://find.wellspent.co/advisors/kelly-palmer.md) | The Wealthy Parent LLC | Chicago, Illinois | CFP, CFA | Subscription, One-time planning fee | | [Patrick Bourbon](https://find.wellspent.co/advisors/patrick-bourbon.md) | Bourbon Financial Management | Chicago, Illinois | CFA, CFP, MSEE, MSFS | Subscription | | [Renee Collins](https://find.wellspent.co/advisors/renee-collins.md) | Retire Ready Inc. | Olympia Fields, Illinois | CFP, CPA, AFC | One-time planning fee, Ongoing planning fee | | [Robert Stoll](https://find.wellspent.co/advisors/robert-stoll.md) | Financial Design Studio, Inc. | Deer Park, Illinois | CFA, CFP | Percentage of assets, Ongoing planning fee | | [Linda Rapisardo](https://find.wellspent.co/advisors/linda-rapisardo.md) | Canela Wealth LLC | Riverside, Illinois | CFP | Subscription, One-time planning fee | | [Kelly Stanley](https://find.wellspent.co/advisors/kelly-stanley.md) | Cogent Strategic Wealth | Chicago, Illinois | CFP, MBA | Percentage of assets | | [Dave Grant](https://find.wellspent.co/advisors/dave-grant.md) | Retirement Matters, Inc. | Barrington, Illinois | CFP | Percentage of assets, One-time planning fee | | [Max Novak](https://find.wellspent.co/advisors/max-novak.md) | Novak Financial Partners | Carterville, Illinois | CFP | Flat fee or retainer, Subscription | | [Nathan Eads](https://find.wellspent.co/advisors/nathan-eads.md) | Moller Wealth Partners | Chicago, Illinois | CFP | Percentage of assets, Fixed fees | | [Naveen Neerukonda](https://find.wellspent.co/advisors/naveen-neerukonda.md) | PVA Financial LLC | Oak Brook, Illinois | CFP, MBA | Hourly, Flat fee or retainer, Ongoing planning fee | | [Thomas Van Spankeren](https://find.wellspent.co/advisors/thomas-van-spankeren.md) | RISE Investments | Chicago, Illinois | CFP, CFA | Percentage of assets | | [Vincent DeCrow](https://find.wellspent.co/advisors/vincent-decrow.md) | RISE Investments | Chicago, Illinois | CFP | Percentage of assets | | [John Burns](https://find.wellspent.co/advisors/john-burns.md) | Factor Wealth Management | Chicago, Illinois | CFP | Percentage of assets, Hourly, Fixed fees | | [Randolph Hardy](https://find.wellspent.co/advisors/randolph-hardy.md) | Factor Wealth Management | Chicago, Illinois | CFP, CFA | Percentage of assets, Hourly, Fixed fees | | [Katherine Hennessy](https://find.wellspent.co/advisors/katherine-hennessy.md) | AssetGrade | Chicago, Illinois | CFP | Percentage of assets | | [Phil Telpner](https://find.wellspent.co/advisors/phil-telpner.md) | Breakout Private Wealth | Glenview, Illinois | | Percentage of assets, One-time planning fee, Subscription | | [Alexander Lippitt](https://find.wellspent.co/advisors/alexander-lippitt.md) | Lakewood Financial Group | Evanston, Illinois | CFA | Percentage of assets | | [Montaser Takrouri](https://find.wellspent.co/advisors/montaser-takrouri.md) | Azzad Asset Management | Chicago , Illinois | | Percentage of assets | | [Marcos Murillo](https://find.wellspent.co/advisors/marcos-murillo.md) | Vantage Point Financial | Lisle, Illinois | | Percentage of assets | | [Patrick McGough](https://find.wellspent.co/advisors/patrick-mcgough.md) | Geometric Advisors | Arlington Heights, Illinois | CFA | Percentage of assets | | [Tony Escobar](https://find.wellspent.co/advisors/tony-escobar.md) | Exponent Group | Morton, Illinois | | One-time planning fee, Percentage of assets, Flat fee or retainer | | [Brett Grossman](https://find.wellspent.co/advisors/brett-grossman.md) | Factor Wealth Management | Chicago, Illinois | | Percentage of assets, Hourly, Fixed fees | | [Elena Sargent](https://find.wellspent.co/advisors/elena-sargent.md) | Factor Wealth Management | Chicago, Illinois | | Percentage of assets, Hourly, Fixed fees | | [Noah York](https://find.wellspent.co/advisors/noah-york.md) | York Wealth Management | West Chicago, Illinois | | Flat fee or retainer, Ongoing planning fee | | [Ryan Robertson](https://find.wellspent.co/advisors/ryan-robertson.md) | Factor Wealth Management | Chicago, Illinois | | Percentage of assets, Hourly, Fixed fees | | [William Herr](https://find.wellspent.co/advisors/william-herr.md) | Trader Wealth Management | Barrington, Illinois | CFP | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Michael Alexenko](https://find.wellspent.co/advisors/michael-alexenko.md) | Royal Asset Managers | St. Charles, Illinois | CFA | Percentage of assets, Flat fee or retainer, Hourly | | [Griffin Leahy](https://find.wellspent.co/advisors/griffin-leahy.md) | | Evanston, Illinois | | Percentage of assets | | [John Swift](https://find.wellspent.co/advisors/john-swift.md) | Benchmark Investment Advisors | Chicago, Illinois | CFA | Percentage of assets | | [Terrence Burke](https://find.wellspent.co/advisors/terrence-burke.md) | Trader Wealth Management | Barrington, Illinois | | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Thomas Walshe](https://find.wellspent.co/advisors/thomas-walshe.md) | Benchmark Investment Advisors | Chicago, Illinois | | Percentage of assets | ## Related - [Retirement planning in Illinois](https://find.wellspent.co/specialties/retirement-planning/illinois.md) - [Tax planning in Illinois](https://find.wellspent.co/specialties/tax-planning/illinois.md) - [Estate planning in Illinois](https://find.wellspent.co/specialties/estate-planning/illinois.md) - [Family wealth transfer in Illinois](https://find.wellspent.co/specialties/family-wealth-transfer/illinois.md) - [Founders in Illinois](https://find.wellspent.co/specialties/founders-pre-exit/illinois.md) - [Retirees in Illinois](https://find.wellspent.co/audiences/retirees/illinois.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).