# Financial advisors for high earners in Florida > For high earners in Florida, talk to a fee-only planner who focuses on tax and cash flow as much as investing. High income with modest assets is a poor fit for minimums and percentage fees, so ask how you'd be charged. Records to start with include Maria Castillo Dominguez of Valoria Wealth Management, Bennett Stein of Stein Financial LLC and Derek Notman of Intrepid Wealth Partners. Page: https://find.wellspent.co/audiences/high-earners/florida/ 55 fee-only advisors listed; data last updated November 2, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to as a high earner in Florida? For high earners in Florida, talk to a fee-only planner who focuses on tax and cash flow as much as investing. High income with modest assets is a poor fit for minimums and percentage fees, so ask how you'd be charged. Records to start with include Maria Castillo Dominguez of Valoria Wealth Management, Bennett Stein of Stein Financial LLC and Derek Notman of Intrepid Wealth Partners. - [Maria Castillo Dominguez](https://find.wellspent.co/advisors/maria-castillo-dominguez/), Valoria Wealth Management, Cooper City. Holds the EA and CFP. Fees on file: flat fee or retainer, ongoing planning fee. - [Bennett Stein](https://find.wellspent.co/advisors/bennett-stein/), Stein Financial LLC, Miramar Beach. Holds the CPA and CFP. Fees on file: percentage of assets. - [Derek Notman](https://find.wellspent.co/advisors/derek-notman/), Intrepid Wealth Partners, Melbourne Beach. Holds the CFP. Fees on file: percentage of assets. - [Chris Diodato](https://find.wellspent.co/advisors/chris-diodato/), WELLth Financial Planning, Palm Beach Gardens. Holds the CFP. Fees on file: flat fee or retainer. - [Michael Stanton](https://find.wellspent.co/advisors/michael-stanton/), Alpine Private Wealth, Santa Rosa Beach. Holds the CFP. Fees on file: percentage of assets. - [Alex Ammar](https://find.wellspent.co/advisors/alex-ammar/), Paradox Financial LLC, Montverde. Holds the CFP. Fees on file: one-time planning fee, hourly. ## How many fee-only financial advisors in Florida work with high earners? The Wellspent public graph lists 55 fee-only advisors for high earners in Florida, at 43 firms. We counted every advisor record that lists this work, as of November 2026. ## Where are fee-only advisors for high earners in Florida located? Of the 55 fee-only advisors for high earners in Florida, 7 are in Palm Beach Gardens, followed by 7 in Boca Raton and 6 in Tampa. ## How do fee-only advisors for high earners in Florida charge? The most common fee among fee-only advisors for high earners in Florida is a percentage of assets, used by 87% of the 54 with fees on file. Many use more than one: 59% charge by the hour and 50% charge fixed fees. ## How much do fee-only financial advisors charge in Florida? Fee-only financial advisors in Florida charge a median of $4,200 a year for ongoing planning. We found this across the published prices of 48 Florida firms. ## How much does a one-time financial plan cost in Florida? A one-time financial plan from a fee-only firm in Florida has a median price of $2,500. We found this across the published prices of 43 Florida firms. ## What credentials should a financial advisor for high earners have? For high earners, look for the CPA, EA and CFP. In Florida, 47% of the 55 advisors listed hold the CFP. - CPA (2% of advisors listed): CPAs help with high-income tax. - EA (2% of advisors listed): Enrolled agents help with multi-year tax planning. - CFP (47% of advisors listed): The CFP covers insurance and saving decisions together. ## How do Florida advisors for high earners compare with the rest of the US? 59% of fee-only advisors for high earners in Florida charge by the hour, compared with 39% of the 1,176 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Florida have a state income tax? No. Florida has no state income tax, so federal tax drives most financial planning for residents. ## What should I ask a financial advisor as a high earner in Florida? - Do you have a minimum, and do you take clients on income rather than assets? - Which accounts should I use once I've maxed my 401(k)? - How would you reduce my tax this year and next? - How much should I be saving, in dollars? - If I've worked in other states, what could I still owe there? ## How current is this list of fee-only advisors for high earners in Florida? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Alex Ammar](https://find.wellspent.co/advisors/alex-ammar.md) | Paradox Financial LLC | Montverde, Florida | CFP | One-time planning fee, Hourly | | [Chris Diodato](https://find.wellspent.co/advisors/chris-diodato.md) | WELLth Financial Planning | Palm Beach Gardens, Florida | CFP, CFA | Flat fee or retainer | | [Keith Hensley](https://find.wellspent.co/advisors/keith-hensley.md) | Florida Financial Planning | Winter Garden, Florida | CFP | Subscription, One-time planning fee, Hourly | | [Jeffrey Schlotterbeck](https://find.wellspent.co/advisors/jeffrey-schlotterbeck.md) | Water Street Wealth Management | Tampa, Florida | CFP | Percentage of assets | | [Alissa Maizes](https://find.wellspent.co/advisors/alissa-maizes.md) | Amplify My Wealth | Boca Raton, Florida | CFP, JD | Ongoing planning fee, One-time planning fee | | [Jake Skelhorn](https://find.wellspent.co/advisors/jake-skelhorn.md) | Spark Wealth Advisors | Jacksonville, Florida | CFP | Percentage of assets, Flat fee or retainer | | [Sean Gerlin](https://find.wellspent.co/advisors/sean-gerlin.md) | Envision Financial Services & Asset Management | Maitland, Florida | CFP, ChFC, CPWA, CLU | Percentage of assets, Fixed fees | | [William Arnold](https://find.wellspent.co/advisors/william-arnold.md) | AVID Planning | Saint Petersburg, Florida | CFP | Flat fee or retainer | | [Maria Castillo Dominguez](https://find.wellspent.co/advisors/maria-castillo-dominguez.md) | Valoria Wealth Management | Cooper City, Florida | CFP, EA | Flat fee or retainer, Ongoing planning fee, Percentage of assets, One-time planning fee | | [Trishul Patel](https://find.wellspent.co/advisors/trishul-patel.md) | Investing Forever Advisory | West Palm Beach, Florida | BS, CFP, MBA | Percentage of assets, Ongoing planning fee, One-time planning fee | | [Cayden McLaughlin](https://find.wellspent.co/advisors/cayden-mclaughlin.md) | WealthAdvisor365 | Fort Lauderdale, Florida | CFP | One-time planning fee, Subscription, Flat fee or retainer, Percentage of assets | | [Joshua Davis](https://find.wellspent.co/advisors/joshua-davis.md) | Davis Private Wealth, LLC | Royal Palm Beach, Florida | CFP, MBA | Percentage of assets, Hourly, Fixed fees | | [Bennett Stein](https://find.wellspent.co/advisors/bennett-stein.md) | Stein Financial LLC | Miramar Beach, Florida | CFP, CPA | Percentage of assets | | [Luke Melms](https://find.wellspent.co/advisors/luke-melms.md) | Firm Foundation Family Wealth | Ft. Lauderdale, Florida | CFP | Percentage of assets | | [Michael Macke](https://find.wellspent.co/advisors/michael-macke.md) | Wealth 73 | Jacksonville, Florida | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee, Percentage of assets | | [Ross Cutler](https://find.wellspent.co/advisors/ross-cutler.md) | King Tide Advisors | Stuart, Florida | CFP | Hourly, One-time planning fee, Percentage of assets | | [Carol Dixon](https://find.wellspent.co/advisors/carol-dixon.md) | Your Planning Partner | Palm Beach Gardens, Florida | CFP | Percentage of assets, Hourly, Fixed fees | | [Dale Hershman](https://find.wellspent.co/advisors/dale-hershman.md) | Sick Advisory Services | Boca Raton, Florida | | Subscription, One-time planning fee, Hourly | | [Ivan Mendoza](https://find.wellspent.co/advisors/ivan-mendoza.md) | Mendoza Private Wealth | North Miami, Florida | CFP, ChFC, CFA | Percentage of assets, Hourly, Fixed fees | | [James Belliston](https://find.wellspent.co/advisors/james-belliston.md) | Tanara Wealth Management | St. Augustine, Florida | CFP | Percentage of assets, Hourly, Fixed fees | | [Jordi Bakovic-Quiroga](https://find.wellspent.co/advisors/jordi-bakovic-quiroga.md) | TQM Wealth Partners | St. Augustine, Florida | CFP | Percentage of assets, Hourly, Fixed fees | | [Michael Stanton](https://find.wellspent.co/advisors/michael-stanton.md) | Alpine Private Wealth | Santa Rosa Beach, Florida | CFP | Percentage of assets | | [Tanner Merritt](https://find.wellspent.co/advisors/tanner-merritt.md) | Keen Capital | Jacksonville, Florida | CFP | Percentage of assets, Hourly, Fixed fees | | [Michael Dixon](https://find.wellspent.co/advisors/michael-dixon.md) | Your Planning Partner | Palm Beach Gardens, Florida | PFS | Percentage of assets, Hourly, Fixed fees | | [Derek Notman](https://find.wellspent.co/advisors/derek-notman.md) | Intrepid Wealth Partners | Melbourne Beach, Florida | CFP, ChFC | Percentage of assets | | [Fradel Barber](https://find.wellspent.co/advisors/fradel-barber.md) | The World Changers | Miami , Florida | | Percentage of assets, Subscription | | [Pedro Gomez](https://find.wellspent.co/advisors/pedro-gomez.md) | Brickell Financial Group | Miami, Florida | CFP | Percentage of assets, Hourly, Fixed fees | | [Alberto Crespo](https://find.wellspent.co/advisors/alberto-crespo.md) | Crespo Capital | Jacksonville, Florida | | Percentage of assets, Hourly, Fixed fees | | [Daniel Hernandez](https://find.wellspent.co/advisors/daniel-hernandez.md) | Power Financial Partners | Tampa, Florida | CFP | Percentage of assets, Hourly, Fixed fees | | [Joseph Cefalu](https://find.wellspent.co/advisors/joseph-cefalu.md) | Downtown Wealth Studios | Miami, Florida | | Percentage of assets, Fixed fees | | [Lauren Desmarteaux](https://find.wellspent.co/advisors/lauren-desmarteaux.md) | Preserve Private Wealth | Port St. Lucie, Florida | | Percentage of assets, Fixed fees | | [Michael Ellis](https://find.wellspent.co/advisors/michael-ellis-4745796.md) | Steelhead Wealth Management | Naples, Florida | | Percentage of assets, Fixed fees | | [David Zallo](https://find.wellspent.co/advisors/david-zallo.md) | SFG Wealth Advisors | Tampa , Florida | | Percentage of assets | | [Deborah Liguori](https://find.wellspent.co/advisors/deborah-liguori.md) | Comprehensive Wealth Solutions | Boca Raton, Florida | CFP | Percentage of assets, Hourly, Fixed fees | | [John Youngs](https://find.wellspent.co/advisors/john-youngs.md) | Tiller Private Wealth | Orlando, Florida | | Percentage of assets, Fixed fees | | [Kendal Fordham](https://find.wellspent.co/advisors/kendal-fordham.md) | Privileged Planning | Green Cove Springs, Florida | | Percentage of assets, Flat fee or retainer, Hourly, One-time planning fee | | [Alexia McCluskey](https://find.wellspent.co/advisors/alexia-mccluskey.md) | Castle Island Wealth | Palm Beach Gardens, Florida | | Percentage of assets, Hourly | | [Barrett Haus](https://find.wellspent.co/advisors/barrett-haus.md) | Haus Financial Solutions | Orlando, Florida | | Percentage of assets, Hourly, Fixed fees | | [Brynn Albers](https://find.wellspent.co/advisors/brynn-albers.md) | Northbridge Financial Group | Tampa, Florida | | Percentage of assets, Hourly, Fixed fees | | [Jack McCluskey](https://find.wellspent.co/advisors/jack-mccluskey.md) | Castle Island Wealth | Palm Beach Gardens, Florida | | Percentage of assets, Hourly | | [John Mann](https://find.wellspent.co/advisors/john-mann.md) | High Probability Advisors | Fort Meyers, Florida | | Percentage of assets | | [Kevin McCluskey](https://find.wellspent.co/advisors/kevin-mccluskey.md) | Castle Island Wealth | Palm Beach Gardens, Florida | | Percentage of assets, Hourly | | [Lauren Bellomo](https://find.wellspent.co/advisors/lauren-bellomo.md) | Castle Island Wealth | Palm Beach Gardens, Florida | | Percentage of assets, Hourly | | [Mia Vazquez](https://find.wellspent.co/advisors/mia-vazquez.md) | Northbridge Financial Group | Tampa, Florida | | Percentage of assets, Hourly, Fixed fees | | [William Urquhart](https://find.wellspent.co/advisors/william-urquhart.md) | Castle Island Wealth | Boynton Beach, Florida | | Percentage of assets, Hourly | | [Christopher Covato](https://find.wellspent.co/advisors/christopher-covato.md) | Covato Capital Management | Naples, Florida | | Percentage of assets, Hourly, Fixed fees | | [Gary Dennis](https://find.wellspent.co/advisors/gary-dennis.md) | Comprehensive Wealth Solutions | Boca Raton, Florida | PFS, CFA | Percentage of assets, Hourly, Fixed fees | | [James Lloyd](https://find.wellspent.co/advisors/james-lloyd.md) | QP Wealth Management | Boca Raton, Florida | | Percentage of assets, Hourly, Fixed fees | | [Lisa Heerwagen](https://find.wellspent.co/advisors/lisa-heerwagen.md) | QP Wealth Management | Summerland Key, Florida | | Percentage of assets, Hourly, Fixed fees | | [Michel Bethea](https://find.wellspent.co/advisors/michel-bethea.md) | Covato Capital Management | Naples, Florida | | Percentage of assets, Hourly, Fixed fees | Showing the first 50 of 55. The full list, page by page: https://find.wellspent.co/audiences/high-earners/florida/?page=2 ## Related - [Retirement planning in Florida](https://find.wellspent.co/specialties/retirement-planning/florida.md) - [Estate planning in Florida](https://find.wellspent.co/specialties/estate-planning/florida.md) - [Tax planning in Florida](https://find.wellspent.co/specialties/tax-planning/florida.md) - [Retirees in Florida](https://find.wellspent.co/audiences/retirees/florida.md) - [Family wealth transfer in Florida](https://find.wellspent.co/specialties/family-wealth-transfer/florida.md) - [Small business owners in Florida](https://find.wellspent.co/specialties/small-business-owners/florida.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).