# Financial advisors for early-career professionals in Houston, Texas > For early-career professionals in Houston, talk to a fee-only planner who charges flat or hourly fees and has no asset minimum. You need decisions more than portfolio management, so a one-time plan or a low subscription is often enough. Records to start with include Kellie Gamino of Financial Synergies Wealth Advisors, George Williams of Precedent Wealth Partners and Eric Simonson of Abundo Wealth. Page: https://find.wellspent.co/audiences/early-career-professionals/texas/houston/ 37 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to early in your career in Houston? For early-career professionals in Houston, talk to a fee-only planner who charges flat or hourly fees and has no asset minimum. You need decisions more than portfolio management, so a one-time plan or a low subscription is often enough. Records to start with include Kellie Gamino of Financial Synergies Wealth Advisors, George Williams of Precedent Wealth Partners and Eric Simonson of Abundo Wealth. - [Kellie Gamino](https://find.wellspent.co/advisors/kellie-gamino/), Financial Synergies Wealth Advisors, Houston City. Holds the CFP. Fees on file: percentage of assets. - [George Williams](https://find.wellspent.co/advisors/george-williams/), Precedent Wealth Partners, Houston City. Holds the CFP. Fees on file: percentage of assets. - [Eric Simonson](https://find.wellspent.co/advisors/eric-simonson/), Abundo Wealth, Houston City. Holds the CFP. Fees on file: subscription. - [Matthew Smith](https://find.wellspent.co/advisors/matthew-smith/), Concert Financial Planning, LLC, Houston City. Holds the CFP. Fees on file: flat fee or retainer, ongoing planning fee. - [Morgann Zimmer](https://find.wellspent.co/advisors/morgann-zimmer/), Goodman Financial Corporation, Houston City. Holds the CFP. Fees on file: percentage of assets, hourly. - [Matthew Edgar](https://find.wellspent.co/advisors/matthew-edgar/), Edgar Investment Management, Houston City. Fees on file: percentage of assets. ## How many fee-only financial advisors in Houston work with early-career professionals? The Wellspent public graph lists 37 fee-only advisors for early-career professionals in Houston, at 6 firms. We counted every advisor record that lists this work, as of October 2026. ## How do fee-only advisors for early-career professionals in Houston charge? The most common fee among fee-only advisors for early-career professionals in Houston is a percentage of assets, used by 95% of the 37 with fees on file. Many use more than one: 5% charge by the hour and 3% charge a flat fee or retainer. ## How much do fee-only financial advisors charge in Houston? Fee-only financial advisors in Houston charge a median of $5,000 a year for ongoing planning. We found this across the published prices of 9 Houston firms. ## How much does a one-time financial plan cost in Houston? A one-time financial plan from a fee-only firm in Houston has a median price of $3,500. We found this across the published prices of 7 Houston firms. ## What credentials should a financial advisor for early-career professionals have? For early-career professionals, look for the CFP. In Houston, 51% of the 37 advisors listed hold the CFP. - CFP (51% of advisors listed): The CFP covers debt, saving, and insurance together. ## How do Houston advisors for early-career professionals compare with the rest of the US? 5% of fee-only advisors for early-career professionals in Houston charge by the hour, compared with 38% of the 759 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## What should I ask a financial advisor early in your career in Houston? - Do you have an asset minimum? - What would a one-time plan cost, and what would I get? - Should I pay down debt or invest first? - How much house can I actually afford? ## How current is this list of fee-only advisors for early-career professionals in Houston? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Matthew Smith](https://find.wellspent.co/advisors/matthew-smith.md) | Concert Financial Planning, LLC | Houston, Texas | CFA, CFP | Flat fee or retainer, Ongoing planning fee, Hourly | | [Eric Simonson](https://find.wellspent.co/advisors/eric-simonson.md) | Abundo Wealth | Houston, Texas | CFP, CRPC | Subscription | | [Morgann Zimmer](https://find.wellspent.co/advisors/morgann-zimmer.md) | Goodman Financial Corporation | Houston, Texas | CFP, CPA | Percentage of assets, Hourly | | [Andrew Casey](https://find.wellspent.co/advisors/andrew-casey.md) | Precedent Wealth Partners | Houston, Texas | CFP | Percentage of assets | | [George Williams](https://find.wellspent.co/advisors/george-williams.md) | Precedent Wealth Partners | Houston, Texas | CFP | Percentage of assets | | [Grant Williams](https://find.wellspent.co/advisors/grant-williams.md) | Precedent Wealth Partners | Houston, Texas | CFP | Percentage of assets | | [Joseph Williams](https://find.wellspent.co/advisors/joseph-williams-860333.md) | Precedent Wealth Partners | Houston, Texas | CFP, PFS | Percentage of assets | | [Lantz Bowman](https://find.wellspent.co/advisors/lantz-bowman.md) | Precedent Wealth Partners | Houston, Texas | CFP | Percentage of assets | | [Bryan Zschiesche](https://find.wellspent.co/advisors/bryan-zschiesche.md) | Financial Synergies Wealth Advisors | Houston, Texas | CFP | Percentage of assets | | [Colton Owen](https://find.wellspent.co/advisors/colton-owen.md) | Financial Synergies Wealth Advisors | Houston, Texas | CFP | Percentage of assets | | [Heath Hightower](https://find.wellspent.co/advisors/heath-hightower.md) | Financial Synergies Wealth Advisors | Houston, Texas | CFP | Percentage of assets | | [Kellie Gamino](https://find.wellspent.co/advisors/kellie-gamino.md) | Financial Synergies Wealth Advisors | Houston, Texas | CFP | Percentage of assets | | [Kevin Nelson](https://find.wellspent.co/advisors/kevin-nelson.md) | Financial Synergies Wealth Advisors | Houston, Texas | CFP | Percentage of assets | | [Melody Laser](https://find.wellspent.co/advisors/melody-laser.md) | Financial Synergies Wealth Advisors | Houston, Texas | CFP | Percentage of assets | | [Michael Booker](https://find.wellspent.co/advisors/michael-booker.md) | Financial Synergies Wealth Advisors | Houston, Texas | CFP, ChFC | Percentage of assets | | [Michael Minter](https://find.wellspent.co/advisors/michael-minter.md) | Financial Synergies Wealth Advisors | Houston, Texas | CFP | Percentage of assets | | [Rachel Buckhoff](https://find.wellspent.co/advisors/rachel-buckhoff.md) | Financial Synergies Wealth Advisors | Houston, Texas | CFP | Percentage of assets | | [Set Carpintero](https://find.wellspent.co/advisors/set-carpintero.md) | Financial Synergies Wealth Advisors | Houston, Texas | CFP | Percentage of assets | | [William Goodson](https://find.wellspent.co/advisors/william-goodson.md) | Financial Synergies Wealth Advisors | Houston, Texas | CFP | Percentage of assets | | [Adrienne Fox](https://find.wellspent.co/advisors/adrienne-fox.md) | Precedent Wealth Partners | Houston, Texas | | Percentage of assets | | [Arv Vilutis](https://find.wellspent.co/advisors/arv-vilutis.md) | Financial Synergies Wealth Advisors | Houston, Texas | ChFC | Percentage of assets | | [Dallas Trahern](https://find.wellspent.co/advisors/dallas-trahern.md) | Precedent Wealth Partners | Houston, Texas | | Percentage of assets | | [Evan Darr](https://find.wellspent.co/advisors/evan-darr.md) | Precedent Wealth Partners | Houston, Texas | | Percentage of assets | | [Jonathan Crantz](https://find.wellspent.co/advisors/jonathan-crantz.md) | Precedent Wealth Partners | Houston, Texas | | Percentage of assets | | [Kyle Smith](https://find.wellspent.co/advisors/kyle-smith.md) | Precedent Wealth Partners | Houston, Texas | | Percentage of assets | | [Neal Stephenson](https://find.wellspent.co/advisors/neal-stephenson.md) | Precedent Wealth Partners | Houston, Texas | | Percentage of assets | | [Sarah Williams](https://find.wellspent.co/advisors/sarah-williams-6772383.md) | Precedent Wealth Partners | Houston, Texas | | Percentage of assets | | [Sloane Bennett](https://find.wellspent.co/advisors/sloane-bennett.md) | Precedent Wealth Partners | Houston, Texas | | Percentage of assets | | [Tatum Duffie](https://find.wellspent.co/advisors/tatum-duffie.md) | Precedent Wealth Partners | Houston, Texas | | Percentage of assets | | [Wanda Williams](https://find.wellspent.co/advisors/wanda-williams.md) | Precedent Wealth Partners | Houston, Texas | | Percentage of assets | | [Barbara Villard](https://find.wellspent.co/advisors/barbara-villard.md) | Financial Synergies Wealth Advisors | Houston, Texas | | Percentage of assets | | [Grant Ball](https://find.wellspent.co/advisors/grant-ball.md) | Financial Synergies Wealth Advisors | Houston, Texas | | Percentage of assets | | [Megan Cline](https://find.wellspent.co/advisors/megan-cline.md) | Financial Synergies Wealth Advisors | Houston, Texas | | Percentage of assets | | [Robine Van Doorn](https://find.wellspent.co/advisors/robine-van-doorn.md) | Financial Synergies Wealth Advisors | Houston, Texas | | Percentage of assets | | [Timothy Garcia-Prats](https://find.wellspent.co/advisors/timothy-garcia-prats.md) | Financial Synergies Wealth Advisors | Houston, Texas | | Percentage of assets | | [Zachary Robinson](https://find.wellspent.co/advisors/zachary-robinson.md) | Financial Synergies Wealth Advisors | Houston, Texas | | Percentage of assets | | [Matthew Edgar](https://find.wellspent.co/advisors/matthew-edgar.md) | Edgar Investment Management | Houston, Texas | CFA | Percentage of assets | ## Related - [Retirement planning in Houston](https://find.wellspent.co/specialties/retirement-planning/texas/houston.md) - [Estate planning in Houston](https://find.wellspent.co/specialties/estate-planning/texas/houston.md) - [Tax planning in Houston](https://find.wellspent.co/specialties/tax-planning/texas/houston.md) - [Retirees in Houston](https://find.wellspent.co/audiences/retirees/texas/houston.md) - [Founders in Houston](https://find.wellspent.co/specialties/founders-pre-exit/texas/houston.md) - [Family wealth transfer in Houston](https://find.wellspent.co/specialties/family-wealth-transfer/texas/houston.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).