# Financial advisors for early-career professionals in Pennsylvania > For early-career professionals in Pennsylvania, talk to a fee-only planner who charges flat or hourly fees and has no asset minimum. You need decisions more than portfolio management, so a one-time plan or a low subscription is often enough. Records to start with include Megan Kiesel of Livelihood LLC, Caleb Bogia-Curles of Focused Founders Wealth Planning and Logan Murray of Pocket Project LLC. Page: https://find.wellspent.co/audiences/early-career-professionals/pennsylvania/ 25 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to early in your career in Pennsylvania? For early-career professionals in Pennsylvania, talk to a fee-only planner who charges flat or hourly fees and has no asset minimum. You need decisions more than portfolio management, so a one-time plan or a low subscription is often enough. Records to start with include Megan Kiesel of Livelihood LLC, Caleb Bogia-Curles of Focused Founders Wealth Planning and Logan Murray of Pocket Project LLC. - [Megan Kiesel](https://find.wellspent.co/advisors/megan-kiesel/), Livelihood LLC, Philadelphia. Holds the CFP. Fees on file: one-time planning fee, hourly. - [Caleb Bogia-Curles](https://find.wellspent.co/advisors/caleb-bogia-curles/), Focused Founders Wealth Planning, MOUNT JOY. Holds the CFP. Fees on file: percentage of assets, flat fee or retainer. - [Logan Murray](https://find.wellspent.co/advisors/logan-murray/), Pocket Project LLC, Philadelphia. Holds the CFP. Fees on file: flat fee or retainer, ongoing planning fee. - [Mark Cecchini](https://find.wellspent.co/advisors/mark-cecchini/), Quadrant Capital, Center Valley. Holds the CFP. Fees on file: percentage of assets, flat fee or retainer. - [Guilian DiLeonardo](https://find.wellspent.co/advisors/guilian-dileonardo/), Liberty One Wealth Advisors, Philadelphia. Holds the CFP. Fees on file: percentage of assets, flat fee or retainer. - [Madison Sharick](https://find.wellspent.co/advisors/madison-sharick/), Madi Manages Money LLC, Pittsburgh. Holds the CFP. Fees on file: flat fee or retainer, ongoing planning fee. ## How many fee-only financial advisors in Pennsylvania work with early-career professionals? The Wellspent public graph lists 25 fee-only advisors for early-career professionals in Pennsylvania, at 23 firms. We counted every advisor record that lists this work, as of October 2026. ## Where are fee-only advisors for early-career professionals in Pennsylvania located? Of the 25 fee-only advisors for early-career professionals in Pennsylvania, 5 are in Philadelphia, followed by 2 in Macungie and 2 in Center Valley. ## How do fee-only advisors for early-career professionals in Pennsylvania charge? The most common fee among fee-only advisors for early-career professionals in Pennsylvania is a percentage of assets, used by 60% of the 25 with fees on file. Many use more than one: 44% charge a one-time planning fee and 40% charge a flat fee or retainer. ## How much do fee-only financial advisors charge in Pennsylvania? Fee-only financial advisors in Pennsylvania charge a median of $3,600 a year for ongoing planning. We found this across the published prices of 29 Pennsylvania firms. ## How much does a one-time financial plan cost in Pennsylvania? A one-time financial plan from a fee-only firm in Pennsylvania has a median price of $1,695. We found this across the published prices of 27 Pennsylvania firms. ## What credentials should a financial advisor for early-career professionals have? For early-career professionals, look for the CFP. In Pennsylvania, 56% of the 25 advisors listed hold the CFP. - CFP (56% of advisors listed): The CFP covers debt, saving, and insurance together. ## How do Pennsylvania advisors for early-career professionals compare with the rest of the US? 40% of fee-only advisors for early-career professionals in Pennsylvania charge a flat fee or retainer, compared with 18% of the 759 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## What should I ask a financial advisor early in your career in Pennsylvania? - Do you have an asset minimum? - What would a one-time plan cost, and what would I get? - Should I pay down debt or invest first? - How much house can I actually afford? ## How current is this list of fee-only advisors for early-career professionals in Pennsylvania? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Megan Kiesel](https://find.wellspent.co/advisors/megan-kiesel.md) | Livelihood LLC | Philadelphia, Pennsylvania | CFP | One-time planning fee, Hourly | | [Steve Engle](https://find.wellspent.co/advisors/steve-engle.md) | Asbury Capital | Glen Mills, Pennsylvania | CFP | Percentage of assets, Flat fee or retainer, Hourly, Ongoing planning fee, One-time planning fee | | [Carey Morgan](https://find.wellspent.co/advisors/carey-morgan.md) | Livelihood LLC | Philadelphia, Pennsylvania | CFP, ChFC | Flat fee or retainer, Hourly, One-time planning fee | | [Lew Christman](https://find.wellspent.co/advisors/lew-christman.md) | Christman Fiancial Advisors LLC | Macungie, Pennsylvania | CFP | Percentage of assets, Ongoing planning fee, One-time planning fee | | [Logan Murray](https://find.wellspent.co/advisors/logan-murray.md) | Pocket Project LLC | Philadelphia, Pennsylvania | CFP, EA, RICP | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Madison Sharick](https://find.wellspent.co/advisors/madison-sharick.md) | Madi Manages Money LLC | Pittsburgh, Pennsylvania | CFP, CFA | Flat fee or retainer, Ongoing planning fee | | [Dennis O'Brien](https://find.wellspent.co/advisors/dennis-obrien.md) | Coastal Financial Advisors, Inc. | Philadelphia, Pennsylvania | BS, MS, RTRP | Flat fee or retainer, Hourly, Ongoing planning fee | | [Robert Stromberg](https://find.wellspent.co/advisors/robert-stromberg.md) | Mountain River Financial, LLC | Jenkintown, Pennsylvania | CFP | Fixed fees | | [Caleb Bogia-Curles](https://find.wellspent.co/advisors/caleb-bogia-curles.md) | Focused Founders Wealth Planning | MOUNT JOY, Pennsylvania | CFP | Percentage of assets, Flat fee or retainer, One-time planning fee, Hourly | | [Mark Atherton](https://find.wellspent.co/advisors/mark-atherton.md) | Apella Wealth | Berwyn, Pennsylvania | CFP, JD, MBA, EA, AIF, CASL, CFA, ChFC, ADPA, CRPC | One-time planning fee | | [Guilian DiLeonardo](https://find.wellspent.co/advisors/guilian-dileonardo.md) | Liberty One Wealth Advisors | Philadelphia, Pennsylvania | CFP | Percentage of assets, Flat fee or retainer | | [Joe Ciliberti](https://find.wellspent.co/advisors/joe-ciliberti.md) | Thayer Partners, LLC | Wyndmoor , Pennsylvania | CFP | Percentage of assets | | [Mark Cecchini](https://find.wellspent.co/advisors/mark-cecchini.md) | Quadrant Capital | Center Valley, Pennsylvania | CFP | Percentage of assets, Flat fee or retainer | | [Ryan Canfield](https://find.wellspent.co/advisors/ryan-canfield.md) | Victus Wealth Management | Enola, Pennsylvania | | Percentage of assets, Flat fee or retainer, One-time planning fee, Subscription | | [Stephen Troutman](https://find.wellspent.co/advisors/stephen-troutman.md) | Troutman Wealth Management | Malvern, Pennsylvania | CFP | Percentage of assets | | [Vincent Barbera](https://find.wellspent.co/advisors/vincent-barbera.md) | Newbridge Wealth Management | Bryn Mawr, Pennsylvania | CFP | Percentage of assets, Hourly, Fixed fees | | [Jake Murphy](https://find.wellspent.co/advisors/jake-murphy.md) | TrueClarity Wealth | Wayne, Pennsylvania | | One-time planning fee, Subscription | | [Jason Abruzere](https://find.wellspent.co/advisors/jason-abruzere.md) | Weyhill Investment Counsel | Bethlehem, Pennsylvania | | Hourly, One-time planning fee | | [Joseph Schmitt](https://find.wellspent.co/advisors/joseph-schmitt.md) | Incline Financial Planning | Mars, Pennsylvania | | Percentage of assets, Ongoing planning fee | | [R. Christopher Wiegand](https://find.wellspent.co/advisors/r-christopher-wiegand.md) | Newbridge Wealth Management | Bryn Mawr, Pennsylvania | CFA | Percentage of assets, Hourly, Fixed fees | | [Andrew Mickley](https://find.wellspent.co/advisors/andrew-mickley.md) | Lakeside Planning | Macungie, Pennsylvania | | Percentage of assets, Ongoing planning fee | | [Nicholas King](https://find.wellspent.co/advisors/nicholas-king.md) | Targeted Financial Planning | East Stroudsburg, Pennsylvania | | Percentage of assets, Flat fee or retainer, Ongoing planning fee | | [Andrew White](https://find.wellspent.co/advisors/andrew-white.md) | Latham Financial | Ivyland, Pennsylvania | | Percentage of assets | | [Carl Rowits](https://find.wellspent.co/advisors/carl-rowits.md) | CWR Capital Management | Lancaster, Pennsylvania | | Ongoing planning fee, One-time planning fee | | [Edward Cwalina](https://find.wellspent.co/advisors/edward-cwalina.md) | Horse Cove Partners | Center Valley, Pennsylvania | | Percentage of assets, Fixed fees | ## Related - [Retirement planning in Pennsylvania](https://find.wellspent.co/specialties/retirement-planning/pennsylvania.md) - [Tax planning in Pennsylvania](https://find.wellspent.co/specialties/tax-planning/pennsylvania.md) - [Estate planning in Pennsylvania](https://find.wellspent.co/specialties/estate-planning/pennsylvania.md) - [Family wealth transfer in Pennsylvania](https://find.wellspent.co/specialties/family-wealth-transfer/pennsylvania.md) - [Retirees in Pennsylvania](https://find.wellspent.co/audiences/retirees/pennsylvania.md) - [Founders in Pennsylvania](https://find.wellspent.co/specialties/founders-pre-exit/pennsylvania.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).