# Financial advisors for early-career professionals in New York > For early-career professionals in New York, talk to a fee-only planner who charges flat or hourly fees and has no asset minimum. You need decisions more than portfolio management, so a one-time plan or a low subscription is often enough. Records to start with include Philip Murphy of IndiePlan LLC, Ally Jane Ayers of Brooklyn FI, LLC and Andrew Altfest of Altfest Personal Wealth Management. Page: https://find.wellspent.co/audiences/early-career-professionals/new-york/ 35 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to early in your career in New York? For early-career professionals in New York, talk to a fee-only planner who charges flat or hourly fees and has no asset minimum. You need decisions more than portfolio management, so a one-time plan or a low subscription is often enough. Records to start with include Philip Murphy of IndiePlan LLC, Ally Jane Ayers of Brooklyn FI, LLC and Andrew Altfest of Altfest Personal Wealth Management. - [Philip Murphy](https://find.wellspent.co/advisors/philip-murphy/), IndiePlan LLC, Albany. Holds the CFP. Fees on file: subscription, one-time planning fee. - [Ally Jane Ayers](https://find.wellspent.co/advisors/ally-jane-ayers/), Brooklyn FI, LLC, Brooklyn. Holds the CFP. Fees on file: percentage of assets, ongoing planning fee. - [Andrew Altfest](https://find.wellspent.co/advisors/andrew-altfest/), Altfest Personal Wealth Management, New York City. Holds the CFP. Fees on file: ongoing planning fee. - [Amir Noor](https://find.wellspent.co/advisors/amir-noor/), N Financial Plans, Huntington. Holds the CFP. Fees on file: hourly, ongoing planning fee. - [Taylor Nissi](https://find.wellspent.co/advisors/taylor-nissi/), Farther, White Plains. Holds the CFP. Fees on file: percentage of assets, flat fee or retainer. - [Larry Sprung](https://find.wellspent.co/advisors/larry-sprung/), Mitlin Financial, Inc, Hauppauge . Holds the CFP. Fees on file: percentage of assets, flat fee or retainer. ## How many fee-only financial advisors in New York work with early-career professionals? The Wellspent public graph lists 35 fee-only advisors for early-career professionals in New York, at 30 firms. We counted every advisor record that lists this work, as of October 2026. ## Where are fee-only advisors for early-career professionals in New York located? Of the 35 fee-only advisors for early-career professionals in New York, 10 are in New York City, followed by 3 in Rochester and 2 in Brooklyn. ## How do fee-only advisors for early-career professionals in New York charge? The most common fee among fee-only advisors for early-career professionals in New York is a percentage of assets, used by 77% of the 35 with fees on file. Many use more than one: 34% charge fixed fees and 31% charge an ongoing planning fee. ## How much do fee-only financial advisors charge in New York? Fee-only financial advisors in New York charge a median of $3,600 a year for ongoing planning. We found this across the published prices of 33 New York firms. ## How much does a one-time financial plan cost in New York? A one-time financial plan from a fee-only firm in New York has a median price of $2,500. We found this across the published prices of 31 New York firms. ## What credentials should a financial advisor for early-career professionals have? For early-career professionals, look for the CFP. In New York, 60% of the 35 advisors listed hold the CFP. - CFP (60% of advisors listed): The CFP covers debt, saving, and insurance together. ## How do New York advisors for early-career professionals compare with the rest of the US? 31% of fee-only advisors for early-career professionals in New York charge an ongoing planning fee, compared with 23% of the 759 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## What should I ask a financial advisor early in your career in New York? - Do you have an asset minimum? - What would a one-time plan cost, and what would I get? - Should I pay down debt or invest first? - How much house can I actually afford? ## How current is this list of fee-only advisors for early-career professionals in New York? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Amir Noor](https://find.wellspent.co/advisors/amir-noor.md) | N Financial Plans | Huntington, New York | CFP, CRPS, EA | Hourly, Ongoing planning fee, Percentage of assets, One-time planning fee | | [Andrew Altfest](https://find.wellspent.co/advisors/andrew-altfest.md) | Altfest Personal Wealth Management | New York, New York | CFP, MBA | Ongoing planning fee | | [Christopher Kehoe](https://find.wellspent.co/advisors/christopher-kehoe.md) | R.W. Roge & Company, Inc. | Bohemia, New York | CFA, MBA, AIF, CFP, CMFC | Percentage of assets, One-time planning fee | | [Christopher Marrone](https://find.wellspent.co/advisors/christopher-marrone.md) | Marrone Wealth Management LLC | New York, New York | CFP | Ongoing planning fee, One-time planning fee, Percentage of assets | | [Courtney McKenna](https://find.wellspent.co/advisors/courtney-mckenna.md) | Altfest Personal Wealth Management | New York, New York | CFP, CLU, CFA, CPA/PFS, MBA, PhD, MA | Ongoing planning fee | | [Philip Murphy](https://find.wellspent.co/advisors/philip-murphy.md) | IndiePlan LLC | Albany, New York | CFP, CFA | Subscription, One-time planning fee, Hourly | | [Kaysi Gordon](https://find.wellspent.co/advisors/kaysi-gordon.md) | Kaysi Gordon Financial Planning | Valley Stream, New York | CFP, CPA, MBA | Percentage of assets, One-time planning fee, Ongoing planning fee | | [Zachary Zwillinger](https://find.wellspent.co/advisors/zachary-zwillinger.md) | ZZ Planning LLC | New York, New York | CFP, JD | Flat fee or retainer, Ongoing planning fee | | [Ally Jane Ayers](https://find.wellspent.co/advisors/ally-jane-ayers.md) | Brooklyn FI, LLC | Brooklyn, New York | CFP, EA | Percentage of assets, Ongoing planning fee | | [Shane Mason](https://find.wellspent.co/advisors/shane-mason.md) | Brooklyn FI | Brooklyn, New York | CFP, CPA/PFS, CPWA, EA, RLP, CPA, PFS | Percentage of assets, Ongoing planning fee | | [Kerry Mayo](https://find.wellspent.co/advisors/kerry-mayo.md) | Capital Financial Advisors of New York, LLC | Clifton Park, New York | CFP, MA, MBA | Percentage of assets, Hourly, Fixed fees | | [David Rosenstrock](https://find.wellspent.co/advisors/david-rosenstrock.md) | Wharton Wealth Planning | New York, New York | CFP, MBA | Percentage of assets, Hourly, Fixed fees | | [Jeffrey Wolniewicz](https://find.wellspent.co/advisors/jeffrey-wolniewicz.md) | Under Par Planning | Buffalo, New York | CFP, ChFC, CLU, MBA, RICP, RLP | Ongoing planning fee, Percentage of assets, One-time planning fee | | [Rachel Sloan](https://find.wellspent.co/advisors/rachel-sloan.md) | Sloan Advisory Group, Inc. | Glens Falls, New York | CFP, CRPC | Percentage of assets, Hourly, Fixed fees | | [Salvatore Paternico](https://find.wellspent.co/advisors/salvatore-paternico.md) | W&S Management Services | Rochester, New York | CFP, ChFC | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Jeremy Zuke](https://find.wellspent.co/advisors/jeremy-zuke.md) | Abundo Wealth | New York, New York | | Subscription | | [Taylor Nissi](https://find.wellspent.co/advisors/taylor-nissi.md) | Farther | White Plains, New York | CFP | Percentage of assets, Flat fee or retainer | | [Anthony Ogorek](https://find.wellspent.co/advisors/anthony-ogorek.md) | Ogorek Wealth Management | Williamsville, New York | CFP | Percentage of assets, Fixed fees | | [Jeffrey Viksjo](https://find.wellspent.co/advisors/jeffrey-viksjo.md) | Ogorek Wealth Management | Williamsville, New York | CFP, CFA | Percentage of assets, Fixed fees | | [Lawrence Blau](https://find.wellspent.co/advisors/lawrence-blau.md) | LL Financial Services | Ossining, New York | CFP | Percentage of assets, Hourly, Fixed fees | | [ignition tax](https://find.wellspent.co/advisors/ignition-tax-655000.md) | ignition tax | new york, New York | CPA | Flat fee or retainer | | [Jennifer Weber](https://find.wellspent.co/advisors/jennifer-weber.md) | Weber Asset Management | Lake Success, New York | CFP | Percentage of assets | | [Larry Sprung](https://find.wellspent.co/advisors/larry-sprung.md) | Mitlin Financial, Inc | Hauppauge , New York | CFP | Percentage of assets, Flat fee or retainer | | [Patrick Cicchetti](https://find.wellspent.co/advisors/patrick-cicchetti.md) | Ryse Capital Management | Rochester, New York | | Flat fee or retainer, Hourly, One-time planning fee | | [Brian Ward](https://find.wellspent.co/advisors/brian-ward.md) | W&S Management Services | Rochester, New York | | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Emily Maretsky](https://find.wellspent.co/advisors/emily-maretsky.md) | Educated Financial Planning | Astoria, New York | | Ongoing planning fee, One-time planning fee, Flat fee or retainer | | [Arynton Hardy](https://find.wellspent.co/advisors/arynton-hardy.md) | Savvy | New York, New York | | Percentage of assets, One-time planning fee | | [Clayton Gardner](https://find.wellspent.co/advisors/clayton-gardner.md) | Titan | New York, New York | | Percentage of assets, Subscription | | [Michael Brady](https://find.wellspent.co/advisors/michael-brady.md) | Clarity Advisors | Buffalo, New York | | Percentage of assets, One-time planning fee | | [William Walsh](https://find.wellspent.co/advisors/william-walsh-7730706.md) | Emissary Wealth | White Plain, New York | | Percentage of assets, Ongoing planning fee | | [Lindsay La Fleur](https://find.wellspent.co/advisors/lindsay-la-fleur.md) | LL Financial Services | Ossining, New York | | Percentage of assets, Hourly, Fixed fees | | [Thomas Cefalu](https://find.wellspent.co/advisors/thomas-cefalu.md) | Downtown Wealth Studios | New York, New York | | Percentage of assets, Fixed fees | | [Daniel Smith](https://find.wellspent.co/advisors/daniel-smith-7145448.md) | FreeMind Financial Advisory | Shirley, New York | | Percentage of assets | | [John Mahshie](https://find.wellspent.co/advisors/john-mahshie.md) | MPM Advisors Group | Liverpool, New York | | Percentage of assets, Fixed fees | | [Mark Mahshie](https://find.wellspent.co/advisors/mark-mahshie.md) | MPM Advisors Group | Liverpool, New York | | Percentage of assets, Fixed fees | ## Related - [Retirement planning in New York](https://find.wellspent.co/specialties/retirement-planning/new-york.md) - [Estate planning in New York](https://find.wellspent.co/specialties/estate-planning/new-york.md) - [Tax planning in New York](https://find.wellspent.co/specialties/tax-planning/new-york.md) - [Family wealth transfer in New York](https://find.wellspent.co/specialties/family-wealth-transfer/new-york.md) - [Founders in New York](https://find.wellspent.co/specialties/founders-pre-exit/new-york.md) - [Small business owners in New York](https://find.wellspent.co/specialties/small-business-owners/new-york.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).