# Zachary Williams

> Zachary Williams is a fee-only financial advisor at Three Phases Wealth Advisors in Indian Trail, North Carolina. Zachary charges an ongoing planning fee and a percentage of assets (ongoing planning from $2,000 a year and 1% a year on the first tier of assets managed).

Page: https://find.wellspent.co/advisors/zachary-williams/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Three Phases Wealth Advisors
- **Based in:** Indian Trail, North Carolina
- **Fee model:** Ongoing planning fee; Percentage of assets
- **Fees (firm's website):** ongoing planning from $2,000 a year; 1% a year on the first tier of assets managed
- **Accepting new clients:** Yes (firm's website)
- **CRD:** 8194012 (https://adviserinfo.sec.gov/individual/summary/8194012)
- **SEC registration:** Investment adviser representative in NE, UT
- **Exams passed:** Series 65 (2025)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** https://www.threephaseswealthadvisors.com

## Frequently asked questions

### Is Zachary Williams a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Zachary holds no broker registration, and Three Phases Wealth Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Zachary charge for financial advice?

Zachary charges an ongoing planning fee and a percentage of assets.

### How much does Zachary charge?

According to Three Phases Wealth Advisors's website, checked October 30, 2026: ongoing planning from $2,000 a year; 1% a year on the first tier of assets managed.

### Where is Zachary Williams based?

Zachary Williams is based in Indian Trail, North Carolina.

### Is Zachary Williams registered with the SEC?

Yes. Zachary Williams is registered as an investment adviser representative in NE and UT (CRD 8194012), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How do I contact Zachary Williams?

Through Zachary's website, www.threephaseswealthadvisors.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/8194012): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://threephaseswealthadvisors.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.