# Zachary Whitlock

> Zachary Whitlock is a fee-only financial advisor at Truenorth Wealth in Salt Lake City, Utah. Truenorth Wealth reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/zachary-whitlock/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Truenorth Wealth
- **Based in:** Salt Lake City, Utah
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Assets under management (firm):** $1.27B across 2,829 accounts
- **CRD:** 7941542 (https://adviserinfo.sec.gov/individual/summary/7941542)
- **SEC registration:** Investment adviser representative in UT
- **Exams passed:** Series 65 (2025)
- **Firm size:** 19 employees
- **Disclosures:** None reported
- **Website:** https://www.imafs.org/

## Frequently asked questions

### Is Zachary Whitlock a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Zachary holds no broker registration, and Truenorth Wealth reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Zachary charge for financial advice?

Zachary's firm, Truenorth Wealth, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### Where is Zachary Whitlock based?

Zachary Whitlock is based in Salt Lake City, Utah.

### Is Zachary Whitlock registered with the SEC?

Yes. Zachary Whitlock is registered as an investment adviser representative in UT (CRD 7941542), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Truenorth Wealth manage?

Truenorth Wealth reports $1.27B across 2,829 accounts in assets under management.

### How do I contact Zachary Whitlock?

Through Zachary's website, www.imafs.org.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7941542): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.