# Zachary Smith

> Zachary Smith is a fee-only financial advisor at Kroon & Mitchell in Grand Rapids, Michigan. Zachary focuses on tax planning, retirement planning and estate & legacy planning. Kroon & Mitchell reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/zachary-smith/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Kroon & Mitchell
- **Based in:** Grand Rapids, Michigan
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $220.9M across 729 accounts
- **Specialties:** Tax planning, Retirement planning, Estate & legacy planning, Small business owners
- **CRD:** 7351601 (https://adviserinfo.sec.gov/individual/summary/7351601)
- **SEC registration:** Investment adviser representative in MI
- **Exams passed:** Series 63 (2023), Series 65 (2025)
- **Firm size:** 5 employees
- **Disclosures:** None reported
- **Website:** https://kroonandmitchell.com/

## Frequently asked questions

### Is Zachary Smith a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Zachary holds no broker registration, and Kroon & Mitchell reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Zachary charge for financial advice?

Zachary's firm, Kroon & Mitchell, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### Where is Zachary Smith based?

Zachary Smith is based in Grand Rapids, Michigan.

### What does Zachary specialize in?

Zachary's specialties include tax planning, retirement planning, estate & legacy planning and small business owners.

### Is Zachary Smith registered with the SEC?

Yes. Zachary Smith is registered as an investment adviser representative in MI (CRD 7351601), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Kroon & Mitchell manage?

Kroon & Mitchell reports $220.9M across 729 accounts in assets under management.

### How do I contact Zachary Smith?

Through Zachary's website, kroonandmitchell.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7351601): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://kroonandmitchell.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.