# Zachary Matarazzo

> Zachary Matarazzo is a fee-only financial advisor at Main Line Retirement Advisors in Whitefish, Montana, who holds the CFP credential. Zachary focuses on family wealth transfer, estate & legacy planning and tax planning. Main Line Retirement Advisors reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/zachary-matarazzo/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Main Line Retirement Advisors
- **Based in:** Whitefish, Montana
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $448.6M across 679 accounts
- **Credentials:** CFP
- **Specialties:** Family wealth transfer, Estate & legacy planning, Tax planning
- **Works with:** Multi-generational families
- **CRD:** 6889116 (https://adviserinfo.sec.gov/individual/summary/6889116)
- **SEC registration:** Investment adviser representative in MT, PA, TX
- **Exams passed:** Series 65 (2017)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** http://mlra401k.com

## Frequently asked questions

### Is Zachary Matarazzo a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Zachary holds no broker registration, and Main Line Retirement Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Zachary charge for financial advice?

Zachary's firm, Main Line Retirement Advisors, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Zachary Matarazzo based?

Zachary Matarazzo is based in Whitefish, Montana.

### What does Zachary specialize in?

Zachary's specialties include family wealth transfer, estate & legacy planning and tax planning. Zachary works with multi-generational families.

### What credentials does Zachary Matarazzo hold?

Zachary Matarazzo holds the CFP credential.

### Is Zachary Matarazzo registered with the SEC?

Yes. Zachary Matarazzo is registered as an investment adviser representative in MT, PA and TX (CRD 6889116), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Main Line Retirement Advisors manage?

Main Line Retirement Advisors reports $448.6M across 679 accounts in assets under management.

### How do I contact Zachary Matarazzo?

Through Zachary's website, mlra401k.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6889116): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.mlra401k.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.