# William Kirk

> William Kirk is a fee-only financial advisor at Heritage Wealth Management in San Diego, California. William focuses on retirement planning, founders (pre-exit) and tax planning. Heritage Wealth Management reports charging a percentage of assets, hourly fees, fixed fees and performance-based fees on its Form ADV.

Page: https://find.wellspent.co/advisors/william-kirk/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Heritage Wealth Management
- **Based in:** San Diego, California
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees; Performance-based fees
- **Assets under management (firm):** $643.4M across 226 accounts
- **Specialties:** Retirement planning, Founders (pre-exit), Tax planning, Estate & legacy planning
- **CRD:** 7700616 (https://adviserinfo.sec.gov/individual/summary/7700616)
- **SEC registration:** Investment adviser representative in CA
- **Exams passed:** Series 63 (2023), Series 65 (2026)
- **Firm size:** 13 employees
- **Disclosures:** None reported
- **Website:** https://heritagewealthusa.com

## Frequently asked questions

### Is William Kirk a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: William holds no broker registration, and Heritage Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does William charge for financial advice?

William's firm, Heritage Wealth Management, reports charging a percentage of assets, hourly fees, fixed fees and performance-based fees on its SEC Form ADV.

### Where is William Kirk based?

William Kirk is based in San Diego, California.

### What does William specialize in?

William's specialties include retirement planning, founders (pre-exit), tax planning and estate & legacy planning.

### Is William Kirk registered with the SEC?

Yes. William Kirk is registered as an investment adviser representative in CA (CRD 7700616), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Heritage Wealth Management manage?

Heritage Wealth Management reports $643.4M across 226 accounts in assets under management.

### How do I contact William Kirk?

Through William's website, heritagewealthusa.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7700616): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.hwmi.com/): specialties, clients served, and fees, checked October 30, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.