# Wayne Gifford

> Wayne Gifford is a fee-only financial advisor at Financial Spectrum in Abington, Pennsylvania. Financial Spectrum reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/wayne-gifford/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Financial Spectrum
- **Based in:** Abington, Pennsylvania
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Assets under management (firm):** $5.6M across 23 accounts
- **CRD:** 3166987 (https://adviserinfo.sec.gov/individual/summary/3166987)
- **SEC registration:** Investment adviser representative in PA
- **Exams passed:** Series 63 (1999)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://www.financialspectrum.com

## Frequently asked questions

### Is Wayne Gifford a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Wayne holds no broker registration, and Financial Spectrum reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Wayne charge for financial advice?

Wayne's firm, Financial Spectrum, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### Where is Wayne Gifford based?

Wayne Gifford is based in Abington, Pennsylvania.

### Is Wayne Gifford registered with the SEC?

Yes. Wayne Gifford is registered as an investment adviser representative in PA (CRD 3166987), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Financial Spectrum manage?

Financial Spectrum reports $5.6M across 23 accounts in assets under management.

### How do I contact Wayne Gifford?

Through Wayne's website, www.financialspectrum.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/3166987): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.