# Wayne Fernow

> Wayne Fernow is a fee-only financial advisor at American Family Legacy Group in Tampa, Florida. Wayne focuses on estate & legacy planning and retirement planning. American Family Legacy Group reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/wayne-fernow/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** American Family Legacy Group
- **Based in:** Tampa, Florida
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $44.7M across 153 accounts
- **Specialties:** Estate & legacy planning, Retirement planning
- **CRD:** 2159029 (https://adviserinfo.sec.gov/individual/summary/2159029)
- **SEC registration:** Investment adviser representative in FL, OK, TX
- **Exams passed:** Series 63 (1991), Series 65 (1992), Series 66 (2001)
- **Firm size:** 3 employees
- **Disclosures:** Reported; see the SEC record
- **Website:** http://www.americanflg.com

## Frequently asked questions

### Is Wayne Fernow a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Wayne holds no broker registration, and American Family Legacy Group reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Wayne charge for financial advice?

Wayne's firm, American Family Legacy Group, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Wayne Fernow based?

Wayne Fernow is based in Tampa, Florida.

### What does Wayne specialize in?

Wayne's specialties include estate & legacy planning and retirement planning.

### Is Wayne Fernow registered with the SEC?

Yes. Wayne Fernow is registered as an investment adviser representative in FL, OK and TX (CRD 2159029), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.

### How much does American Family Legacy Group manage?

American Family Legacy Group reports $44.7M across 153 accounts in assets under management.

### How do I contact Wayne Fernow?

Through Wayne's website, www.americanflg.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2159029): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://americanflg.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.