# Waris Rahemtulla

> Waris Rahemtulla is a fee-only financial advisor at Fruitful in New York, New York, who holds the CFP and ChFC credentials. Waris charges a percentage of assets and an ongoing planning fee (ongoing planning from $999 a year and 0.25% a year on the first tier of assets managed).

Page: https://find.wellspent.co/advisors/waris-rahemtulla/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Fruitful
- **Based in:** New York, New York
- **Fee model:** Percentage of assets; Ongoing planning fee
- **Fees (firm's website):** ongoing planning from $999 a year; 0.25% a year on the first tier of assets managed
- **Assets under management (firm):** $34.8M across 945 accounts
- **Credentials:** CFP, ChFC
- **CRD:** 5577956 (https://adviserinfo.sec.gov/individual/summary/5577956)
- **SEC registration:** Investment adviser representative in NJ, NY, TX
- **Exams passed:** Series 63 (2014)
- **Firm size:** 44 employees
- **Disclosures:** None reported
- **Website:** https://www.fruitful.com/

## Frequently asked questions

### Is Waris Rahemtulla a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Waris holds no broker registration, and Fruitful reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Waris charge for financial advice?

Waris charges a percentage of assets and an ongoing planning fee.

### How much does Waris charge?

According to Fruitful's website, checked October 30, 2026: ongoing planning from $999 a year; 0.25% a year on the first tier of assets managed.

### Where is Waris Rahemtulla based?

Waris Rahemtulla is based in New York, New York.

### What credentials does Waris Rahemtulla hold?

Waris Rahemtulla holds the CFP and ChFC credentials.

### Is Waris Rahemtulla registered with the SEC?

Yes. Waris Rahemtulla is registered as an investment adviser representative in NJ, NY and TX (CRD 5577956), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Fruitful manage?

Fruitful reports $34.8M across 945 accounts in assets under management.

### How do I contact Waris Rahemtulla?

Through Waris's website, www.fruitful.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5577956): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.fruitful.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.