# Ward Williams

> Ward Williams is a fee-only financial advisor at Better Tomorrow Financial in Seattle, Washington. Ward charges a flat fee or retainer and focuses on retirement planning, estate & legacy planning and small business owners.

Page: https://find.wellspent.co/advisors/ward-williams/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Better Tomorrow Financial
- **Based in:** Seattle, Washington
- **Fee model:** Flat fee or retainer
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $25M across 31 accounts
- **Specialties:** Retirement planning, Estate & legacy planning, Small business owners
- **CRD:** 5770820 (https://adviserinfo.sec.gov/individual/summary/5770820)
- **SEC registration:** Investment adviser representative in WA
- **Exams passed:** Series 65 (2020)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://bettertomorrowfinancial.com

## Frequently asked questions

### Is Ward Williams a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Ward holds no broker registration, and Better Tomorrow Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Ward charge for financial advice?

Ward charges a flat fee or retainer.

### Does Ward work with clients virtually?

Yes. Better Tomorrow Financial says on its website that it works with clients remotely.

### Where is Ward Williams based?

Ward Williams is based in Seattle, Washington.

### What does Ward specialize in?

Ward's specialties include retirement planning, estate & legacy planning and small business owners.

### Is Ward Williams registered with the SEC?

Yes. Ward Williams is registered as an investment adviser representative in WA (CRD 5770820), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Better Tomorrow Financial manage?

Better Tomorrow Financial reports $25M across 31 accounts in assets under management.

### How do I contact Ward Williams?

Through Ward's website, bettertomorrowfinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5770820): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://bettertomorrowfinancial.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.