# Vivian Honeycutt

> Vivian Honeycutt is a fee-only financial advisor at Bay Capital Advisors in Virginia Beach, Virginia, who holds the CFP credential. Bay Capital Advisors reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/vivian-honeycutt/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Bay Capital Advisors
- **Based in:** Virginia Beach, Virginia
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $228.3M across 615 accounts
- **Credentials:** CFP
- **CRD:** 4179766 (https://adviserinfo.sec.gov/individual/summary/4179766)
- **SEC registration:** Investment adviser representative in TX, VA
- **Exams passed:** Series 63 (2000), Series 65 (2001)
- **Firm size:** 5 employees
- **Disclosures:** None reported
- **Website:** http://www.baycapitaladvice.com

## Frequently asked questions

### Is Vivian Honeycutt a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Vivian holds no broker registration, and Bay Capital Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Vivian charge for financial advice?

Vivian's firm, Bay Capital Advisors, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Vivian Honeycutt based?

Vivian Honeycutt is based in Virginia Beach, Virginia.

### What credentials does Vivian Honeycutt hold?

Vivian Honeycutt holds the CFP credential.

### Is Vivian Honeycutt registered with the SEC?

Yes. Vivian Honeycutt is registered as an investment adviser representative in TX and VA (CRD 4179766), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Bay Capital Advisors manage?

Bay Capital Advisors reports $228.3M across 615 accounts in assets under management.

### How do I contact Vivian Honeycutt?

Through Vivian's website, www.baycapitaladvice.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4179766): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.