# Victor Lai

> Victor Lai is a fee-only financial advisor at Bellwether Capital Management in El Dorado Hills, California, who holds the CFA credential. Bellwether Capital Management reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/victor-lai/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Bellwether Capital Management
- **Based in:** El Dorado Hills, California
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Assets under management (firm):** $36.4M across 36 accounts
- **Credentials:** CFA
- **CRD:** 4957653 (https://adviserinfo.sec.gov/individual/summary/4957653)
- **SEC registration:** Investment adviser representative in CA, TX
- **Exams passed:** Series 66 (2005)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.thebellwetherblog.com

## Frequently asked questions

### Is Victor Lai a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Victor holds no broker registration, and Bellwether Capital Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Victor charge for financial advice?

Victor's firm, Bellwether Capital Management, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### Where is Victor Lai based?

Victor Lai is based in El Dorado Hills, California.

### What credentials does Victor Lai hold?

Victor Lai holds the CFA credential.

### Is Victor Lai registered with the SEC?

Yes. Victor Lai is registered as an investment adviser representative in CA and TX (CRD 4957653), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Bellwether Capital Management manage?

Bellwether Capital Management reports $36.4M across 36 accounts in assets under management.

### How do I contact Victor Lai?

Through Victor's website, www.thebellwetherblog.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4957653): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.