# Vera Kelsey-Watts

> Vera Kelsey-Watts is a fee-only financial advisor at Saltbox Financial in Portsmouth, New Hampshire, who holds the CFP credential. Saltbox Financial reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/vera-kelsey-watts/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Saltbox Financial
- **Based in:** Portsmouth, New Hampshire
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Assets under management (firm):** $104.6M across 212 accounts
- **Credentials:** CFP
- **CRD:** 6276017 (https://adviserinfo.sec.gov/individual/summary/6276017)
- **SEC registration:** Investment adviser representative in ID, MA, NC, NH, TX
- **Exams passed:** Series 65 (2014)
- **Firm size:** 5 employees
- **Disclosures:** None reported
- **Website:** https://www.saltboxfinancial.co/

## Frequently asked questions

### Is Vera Kelsey-Watts a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Vera holds no broker registration, and Saltbox Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Vera charge for financial advice?

Vera's firm, Saltbox Financial, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### Where is Vera Kelsey-Watts based?

Vera Kelsey-Watts is based in Portsmouth, New Hampshire.

### What credentials does Vera Kelsey-Watts hold?

Vera Kelsey-Watts holds the CFP credential.

### Is Vera Kelsey-Watts registered with the SEC?

Yes. Vera Kelsey-Watts is registered as an investment adviser representative in ID, MA, NC, NH and TX (CRD 6276017), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Saltbox Financial manage?

Saltbox Financial reports $104.6M across 212 accounts in assets under management.

### How do I contact Vera Kelsey-Watts?

Through Vera's website, www.saltboxfinancial.co.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6276017): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.