# Valerie Rivera

> Valerie Rivera is a fee-only financial advisor at FirstGen Wealth in Chicago, Illinois, who holds the CFP credential. Valerie charges a flat fee or retainer, an ongoing planning fee and a one-time planning fee (ongoing planning from $6,750 a year and one-time plans from $1,500) and focuses on equity compensation, tax planning and student loans.

Page: https://find.wellspent.co/advisors/valerie-rivera/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** FirstGen Wealth
- **Based in:** Chicago, Illinois
- **Fee model:** Flat fee or retainer; Ongoing planning fee; One-time planning fee
- **Fees (firm's website):** ongoing planning from $6,750 a year; one-time plans from $1,500
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $6.9M across 80 accounts
- **Credentials:** CFP
- **Specialties:** Equity compensation, Tax planning, Student loans, Family wealth transfer
- **Works with:** Early-career professionals, Tech employees, Founders
- **CRD:** 6149032 (https://adviserinfo.sec.gov/individual/summary/6149032)
- **SEC registration:** Investment adviser representative in CA, IL
- **Exams passed:** Series 63 (2013), Series 65 (2016)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://1genwealth.com

## Frequently asked questions

### Is Valerie Rivera a fee-only financial advisor?

Yes. Valerie Rivera is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Valerie's firm.

### How does Valerie charge for financial advice?

Valerie charges a flat fee or retainer, an ongoing planning fee and a one-time planning fee.

### How much does Valerie charge?

According to FirstGen Wealth's website, checked October 28, 2026: ongoing planning from $6,750 a year; one-time plans from $1,500.

### Does Valerie work with clients virtually?

Yes. FirstGen Wealth says on its website that it works with clients remotely.

### Where is Valerie Rivera based?

Valerie Rivera is based in Chicago, Illinois.

### What does Valerie specialize in?

Valerie's specialties include equity compensation, tax planning, student loans and family wealth transfer. Valerie works with early-career professionals, tech employees and founders.

### What credentials does Valerie Rivera hold?

Valerie Rivera holds the CFP credential.

### Is Valerie Rivera registered with the SEC?

Yes. Valerie Rivera is registered as an investment adviser representative in CA and IL (CRD 6149032), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does FirstGen Wealth manage?

FirstGen Wealth reports $6.9M across 80 accounts in assets under management.

### How do I contact Valerie Rivera?

Through Valerie's website, 1genwealth.com.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/valerie-rivera-11061): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://1genwealth.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.