# Troy Veldkamp

> Troy Veldkamp is a fee-only financial advisor at CapTrust Wealth Advisors in Holland, Michigan. Troy focuses on retirement planning, estate & legacy planning and tax planning. CapTrust Wealth Advisors reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/troy-veldkamp/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** CapTrust Wealth Advisors
- **Based in:** Holland, Michigan
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $2.00B across 2,988 accounts
- **Specialties:** Retirement planning, Estate & legacy planning, Tax planning, Equity compensation, Family wealth transfer
- **Works with:** Multi-generational families
- **CRD:** 8303009 (https://adviserinfo.sec.gov/individual/summary/8303009)
- **SEC registration:** Investment adviser representative in MI
- **Exams passed:** Series 65 (2026)
- **Firm size:** 26 employees
- **Disclosures:** None reported
- **Website:** http://ctwealth.com

## Frequently asked questions

### Is Troy Veldkamp a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Troy holds no broker registration, and CapTrust Wealth Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Troy charge for financial advice?

Troy's firm, CapTrust Wealth Advisors, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Troy Veldkamp based?

Troy Veldkamp is based in Holland, Michigan.

### What does Troy specialize in?

Troy's specialties include retirement planning, estate & legacy planning, tax planning, equity compensation and family wealth transfer. Troy works with multi-generational families.

### Is Troy Veldkamp registered with the SEC?

Yes. Troy Veldkamp is registered as an investment adviser representative in MI (CRD 8303009), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does CapTrust Wealth Advisors manage?

CapTrust Wealth Advisors reports $2.00B across 2,988 accounts in assets under management.

### How do I contact Troy Veldkamp?

Through Troy's website, ctwealth.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/8303009): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://ctwealth.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.